<SEC-DOCUMENT>0001409970-12-001423.txt : 20121212
<SEC-HEADER>0001409970-12-001423.hdr.sgml : 20121212
<ACCEPTANCE-DATETIME>20121212151908
ACCESSION NUMBER:		0001409970-12-001423
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20121212
DATE AS OF CHANGE:		20121212

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			LendingClub Corp
		CENTRAL INDEX KEY:			0001409970
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-177230
		FILM NUMBER:		121258982

	BUSINESS ADDRESS:	
		STREET 1:		71 STEVENSON ST.
		STREET 2:		3RD FL.
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94115
		BUSINESS PHONE:		415-632-5666

	MAIL ADDRESS:	
		STREET 1:		71 STEVENSON ST.
		STREET 2:		3RD FL.
		CITY:			SAN FRANCISCO
		STATE:			CA
		ZIP:			94115
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>postingsup_20121211-180000.htm
<TEXT>
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
<HTML><HEAD><TITLE>Prospectus Supplement No. 481</TITLE>
</HEAD>
<BODY style="tab-interval: .5in">
<DIV>
<TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; cellSpacing: 0; cellPadding: 0"
width="100%">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 320pt; PADDING-TOP: 0in"
vAlign=top width=320>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Posting Supplement No. 481 dated
December 11, 2012</FONT></B></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">to Prospectus dated August 15, 2011</FONT></B></P></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; PADDING-TOP: 0in"
vAlign=top>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: right"
align=right><B><FONT style="FONT-SIZE: 9pt">Filed pursuant to Rule
424(b)(3)</FONT></B></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: right"
align=right><B><FONT style="FONT-SIZE: 9pt">Registration Statement No.
333-151827</FONT></B></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: center"
align=center><B><FONT style="FONT-SIZE: 9pt">LendingClub Corporation</FONT></B></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: center"
align=center><B><FONT style="FONT-SIZE: 9pt">Member Payment Dependent Notes</FONT></B></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
This Posting Supplement supplements the prospectus dated August 15, 2011 and provides
information about the particular series of Member Payment Dependent Notes (the
"Notes") we are currently offering. Prospective investors should read this
Posting Supplement together with the prospectus dated August 15, 2011 to understand
the terms and conditions of the Notes and how they are offered, as well as the
risks of investing in Notes.</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The following Notes are currently being offered:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<A name="729859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 729859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">729859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
729859. Member loan 729859 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Johnston, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="731530">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 731530</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">731530</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
731530. Member loan 731530 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,525 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pegasus Solutions Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pegasus Solutions Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to consolidate Solar upgrades made to my house. This will lower the rate and reduce total loan repayment time on the loan. The upgrades were primarily Solar Hot-Water and 3KW PV system. I would really appreciate your funding of this loan. Thanks all.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1036903">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1036903</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1036903</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1036903. Member loan 1036903 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1101297">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1101297</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1101297</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1101297. Member loan 1101297 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,132 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DORAL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Hi, I want the loan because I want consolidate my debit cards balance, instead of paying many creditors with different and higher interest rates, I prefer to pay only to one creditor with a lower interest rate...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1200839">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1200839</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1200839</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1200839. Member loan 1200839 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Walton, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidating all my debt into a much lower interest rate!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1238574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1238574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1238574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1238574. Member loan 1238574 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,244 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Technologies Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salem, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Technologies Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1278110">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1278110</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1278110</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1278110. Member loan 1278110 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dunkin donuts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hampton, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dunkin donuts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; pay my cdebit consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,016.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1279499">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1279499</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1279499</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1279499. Member loan 1279499 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,151 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Renton, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Hoping to pay down revolving credit and establish a personal loan record on my credit score to improve my overall credit history.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1285725">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1285725</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1285725</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1285725. Member loan 1285725 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I need to consolidate credit card debt into one payment with a lower interest rate in order to pay off all my cards.  I took a hit in 2009 and spent the next year readjusting my expenses to align with income.  I've been paying this debt down and am determined to get out from underneath it.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$112,458.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1300838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1300838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1300838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1300838. Member loan 1300838 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,264 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westmoreland Dental, P.A.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richardson, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westmoreland Dental, P.A.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan will help me start up a new salon business.  We will open the beginning of 2013 and we have 15 beauty professionals currently sign up to work as independent contractors.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,416.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1358474">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1358474</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1358474</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1358474. Member loan 1358474 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,757 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AXIS Capital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALPHARETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AXIS Capital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Credit Card Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,916.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1360473">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1360473</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1360473</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1360473. Member loan 1360473 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Silver Star Consulting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairfax, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Silver Star Consulting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1408679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1408679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1408679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1408679. Member loan 1408679 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,328.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1430805">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1430805</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1430805</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1430805. Member loan 1430805 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,492 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millcreek West Unity Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTPELIER, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millcreek West Unity Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I want to pay off ALL my credit cards.  This amount will take care of this and the monthly payment is less than what I am paying on them each month.  This will allow me to have them payed off totally in 3 years or hopeully less!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1432553">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1432553</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1432553</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1432553. Member loan 1432553 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Synagro Technologies Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Synagro Technologies Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; My loan is for consolidating several high interest student loans and high interest credit cards.  I now earn enough in a professional job that I can pay them off comfortably.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,884.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1447777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1447777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1447777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1447777. Member loan 1447777 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kapolei, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,773.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1465616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1465616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1465616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1465616. Member loan 1465616 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A.C. Lawrence and Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A.C. Lawrence and Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I accumulated a lot of debt during college and I want the opportunity to pay it off with a lower interest rate.  I have always maintained an excellent payment history and am in good standing with all my current accounts.  Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,326.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1529883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1529883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1529883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1529883. Member loan 1529883 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">drew ford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">drew ford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1532675">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1532675</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1532675</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1532675. Member loan 1532675 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,325 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steris Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIMI VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steris Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,499.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1544658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1544658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1544658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1544658. Member loan 1544658 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Purchase a property&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,622.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1549454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1549454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1549454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1549454. Member loan 1549454 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">safeway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BREMERTON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">safeway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm getting this loan to pay off 2 credit cards.  So I can make one payment on this loan compared than making 2 payments .Also faster pay off.. I'm ready to be credit card FREE...thank you.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; This loan will make my life so much better because I can pay off both my credit cards with this loan. . Pay back this loan with one payment a month compar at two.I can't wait to be credit card FREE.. thank you'll&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,850.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1550376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1550376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1550376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1550376. Member loan 1550376 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hefco LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hefco LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; My wife and I have too much credit card debt. Looking for a way to lower our monthly payments and to have a set plan to get out of CC debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,493.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1559438">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1559438</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1559438</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1559438. Member loan 1559438 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saks Fifth Avenue</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saks Fifth Avenue</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am paying off all my debts so that I can have 1 monthly payment to 1 creditor.  This payment plan is completely manageable.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,600.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1562036">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1562036</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1562036</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1562036. Member loan 1562036 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of new haven</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST HAVEN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of new haven</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; pay off all credit cards and shred them&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,349.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1569936">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1569936</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1569936</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1569936. Member loan 1569936 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLD BRIDGE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I'm looking to combine my credit cards into one payment and pay them off within 3 years. I've made great progress over the past few years but bringing them into one payment with lower interest would help me a lot.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,183.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1570109">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1570109</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1570109</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1570109. Member loan 1570109 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hardman Consulting Mgmt LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM HARBOR, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hardman Consulting Mgmt LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1571027">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1571027</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1571027</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1571027. Member loan 1571027 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School Board Broward County JROTC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT LAUDERDALE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School Board Broward County JROTC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,814.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1575017">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1575017</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1575017</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1575017. Member loan 1575017 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stafford, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,921.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1577883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1577883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1577883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1577883. Member loan 1577883 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAVANNAH, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,570.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1582383">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1582383</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1582383</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1582383. Member loan 1582383 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kampen ranches</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VISALIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kampen ranches</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; to pay our bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1584652">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1584652</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1584652</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1584652. Member loan 1584652 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$993 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">envynail</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pittsburgh, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">envynail</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,690.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1587569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1587569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1587569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1587569. Member loan 1587569 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">millercoors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">elkton, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">millercoors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1589024">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1589024</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1589024</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1589024. Member loan 1589024 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USTravel Alaska, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anchorage, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USTravel Alaska, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,344.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1593615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1593615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1593615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1593615. Member loan 1593615 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; MEDICAL INDUSTRY BUSINESS,&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,659.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1598696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1598696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1598696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1598696. Member loan 1598696 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Warwick, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Consolidating and eliminating accrued debt from several unexpected events / natural disasters.  My employment and salary are stable and this is more for comfort and savings than necessity.  A nice low risk investment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,745.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1601817">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1601817</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1601817</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1601817. Member loan 1601817 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">La Paz County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE HAVASU CITY, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">La Paz County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1603919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1603919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1603919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1603919. Member loan 1603919 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DealerSocket</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLINT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DealerSocket</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,048.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1605699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1605699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1605699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1605699. Member loan 1605699 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOKF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tulsa, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOKF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1609429">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1609429</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1609429</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1609429. Member loan 1609429 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,150 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Source Care Management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOUGLAS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Source Care Management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I want to do credit card debit consolidation.  Tired of making several payments.  Want to make 1 payment and get it paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,565.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1616021">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1616021</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1616021</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1616021. Member loan 1616021 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,148 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aafes</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GROVETOWN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aafes</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Having moved from a foreign country I had to use all my savings to purchase a house, car etc. I had to be creative in using my CCs before finding a job. Now working I have the means to repay my CCs, but would take forever to do so this loan would be perfect to clear my debt and close out the CCs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,058.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1617077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1617077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1617077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1617077. Member loan 1617077 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hauppauge, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,605.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1622814">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1622814</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1622814</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1622814. Member loan 1622814 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ward-Henshaw Construction Co; Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OREGON CITY, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ward-Henshaw Construction Co; Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I Need to consolidate and payoff higher interest debt.  My current interst rates on my non-secured debts is costing me over $1,900/year.  This loan will allow me to pay those debts off now and only cost me 1/3 of the interest over 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1624033">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1624033</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1624033</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1624033. Member loan 1624033 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,460 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERMAN OAKS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1624871">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1624871</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1624871</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1624871. Member loan 1624871 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GUNTERSVILLE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; For the primary use of paying off high interest credit card debts associated with my business.  Although I've paid off three loans this year, I would like to consolidate a couple of the other unsecured loans.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,379.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1635020">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1635020</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1635020</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1635020. Member loan 1635020 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jenitor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jenitor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; paying credit card offand othr&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; credit card payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1636145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1636145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1636145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1636145. Member loan 1636145 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I purchased a home, August 2011, which sustained significant water damage with Hurricane Irene.  The developer never connected the building's storm drainage system to the sewer system.  The building is currently pursuing legal action.  I have had to cover the cost of my repairs now.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1636154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1636154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1636154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1636154. Member loan 1636154 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Olympia Medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH HOLLYWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Olympia Medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1664997">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1664997</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1664997</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1664997. Member loan 1664997 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,676 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yolo County Child Support Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODLAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yolo County Child Support Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan is for debt consolidation and to help my monthly financial situation. I would love to be debt free within 3 years to save for a house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1675374">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1675374</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1675374</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1675374. Member loan 1675374 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Us navy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUISUN CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Us navy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1676163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1676163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1676163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1676163. Member loan 1676163 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jordan School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANDY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jordan School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Personal use and business.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1676817">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1676817</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1676817</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1676817. Member loan 1676817 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSE TRUCKING</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSE TRUCKING</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; PAY OFF SOME DEBITS FROM MY KIDS COLLEGE/SOME HOME REPAIRS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,766.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1681635">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1681635</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1681635</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1681635. Member loan 1681635 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bloomsbury, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Proceeds from this loan will be to consolidate debt into one monthly payment thus simplifying payments and lowering monthly interest&lt;br&gt;rates. I would like the monthly payment automatically deducted from my &lt;br&gt;checking account if this is possible.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1682878">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1682878</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1682878</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1682878. Member loan 1682878 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richardson Ind. School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MURPHY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richardson Ind. School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I've requested this loan to pay off higher interest credit card accounts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,850.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1682938">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1682938</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1682938</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1682938. Member loan 1682938 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,849 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redondo Beach Police Deptarment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDONDO BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redondo Beach Police Deptarment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1683269">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1683269</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1683269</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1683269. Member loan 1683269 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sodexo heath Care </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRAMINGHAM, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sodexo heath Care </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; to pay off my credit card and my wife as well.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; To pay my Credit cards and my wife as well&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,742.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1683740">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1683740</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1683740</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1683740. Member loan 1683740 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,397 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charlotte Fire Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLAND, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charlotte Fire Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,813.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1684126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1684126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1684126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1684126. Member loan 1684126 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">crown technical system</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ontario, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">crown technical system</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; i have a debt and i want to pay it off asap as i  pay off i will use my extra money for important  things like saving for my son education and saving as  for the unexpected circumstances happened in the future and i will control to spend money using credit card as much as possible i will use cash&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,051.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1684329">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1684329</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1684329</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1684329. Member loan 1684329 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,458 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,127.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1685198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1685198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1685198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1685198. Member loan 1685198 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,744 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AchieveGlobal, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRANDON, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AchieveGlobal, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Heating and A/C units (2) need replacing and additional update in master suite.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,956.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1685508">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1685508</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1685508</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1685508. Member loan 1685508 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,621 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC TRANSIT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tracy, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC TRANSIT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To consolidate my bills and pay them back sooner&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,227.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1685798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1685798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1685798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1685798. Member loan 1685798 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">buybuy Baby</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NASHUA, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">buybuy Baby</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on October 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,532.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1687460">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1687460</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1687460</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1687460. Member loan 1687460 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DK Realty</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORT WASHINGTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DK Realty</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; new kitchen&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,547.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1689574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1689574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1689574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1689574. Member loan 1689574 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,142 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milpitas, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$59,029.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1689596">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1689596</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1689596</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1689596. Member loan 1689596 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pizza Hut</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clovis , NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pizza Hut</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,978.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1690317">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1690317</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1690317</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1690317. Member loan 1690317 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jackrabbit Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Statesville, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jackrabbit Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Credit Card Refinance will lower my total monthly payments and my total APR.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,540.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1690400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1690400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1690400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1690400. Member loan 1690400 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cementbloc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASTORIA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cementbloc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; Trying to get my debt resolved and looking forward to an end date!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on October 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,499.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1690607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1690607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1690607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1690607. Member loan 1690607 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHINO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; For my medical expenses&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1692314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1692314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1692314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1692314. Member loan 1692314 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO CORDOVA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,467.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1693491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1693491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1693491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1693491. Member loan 1693491 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Healthsouth</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Healthsouth</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1693516">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1693516</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1693516</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1693516. Member loan 1693516 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESS Technology Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TRACY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESS Technology Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Loan to pay for my mother's hospitalization and to consolidate my other credit card loans.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1693585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1693585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1693585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1693585. Member loan 1693585 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHEPPARD AFB, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1695517">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1695517</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1695517</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1695517. Member loan 1695517 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABS Global LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABS Global LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,885.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1695740">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1695740</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1695740</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1695740. Member loan 1695740 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,472 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southwest Airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Severn, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southwest Airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off a higher interest rate credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,161.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1696162">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1696162</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1696162</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1696162. Member loan 1696162 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McClatchy Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elk Grove , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McClatchy Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1696234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1696234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1696234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1696234. Member loan 1696234 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">craig intrument</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">craig intrument</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; need to pay off other loan with high interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1704784">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1704784</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1704784</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1704784. Member loan 1704784 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNSET BEACH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Debt consolidation.  Pay off credit cards.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,481.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1704838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1704838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1704838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1704838. Member loan 1704838 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Appetit Management Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Appetit Management Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,798.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705302">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705302</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705302</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705302. Member loan 1705302 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705371. Member loan 1705371 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,132 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canadian Pacific Railroad</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURNSVILLE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canadian Pacific Railroad</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Remodel Kitchen, New Appliances, New Electrical, New Cabinets, New Plumbing, New Flooring.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705700">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705700</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705700</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705700. Member loan 1705700 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Halon Entertainment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTROSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Halon Entertainment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,838.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1734931">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1734931</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1734931</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1734931. Member loan 1734931 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYS+DOCS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH+JAVA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYS+DOCS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1735144">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1735144</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1735144</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1735144. Member loan 1735144 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IntoPrint Publishing, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IntoPrint Publishing, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,723.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1804563">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1804563</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1804563</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1804563. Member loan 1804563 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,792 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southwest Research Institute</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southwest Research Institute</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I wish to combine a few debts into one with a single payment with a low, fixed interest rate so that I can have a predictable payoff schedule.  This is part of a long-term plan to improve my overall portfolio.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,734.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1815274">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1815274</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1815274</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1815274. Member loan 1815274 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,235 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest Weather</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Heights, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest Weather</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Loan is to lower monthly payments on credit card debt by paying down account balances.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,200.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1815398">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1815398</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1815398</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1815398. Member loan 1815398 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prudential</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prudential</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Credit card debt reduction.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$147,111.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816164">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816164</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816164</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816164. Member loan 1816164 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BYRON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816610. Member loan 1816610 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Skelley Medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMHERST, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Skelley Medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidate credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,561.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816816. Member loan 1816816 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">perham public school</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BATTLE LAKE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">perham public school</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,037.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1817012">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1817012</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1817012</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1817012. Member loan 1817012 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Augusta State University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARLEM, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Augusta State University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; This loan is to consolidate high interest credit card debt and finish home repairs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,706.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1817249">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1817249</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1817249</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1817249. Member loan 1817249 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SDI LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SDI LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I am a professional seeking to grab hold of my financial situation and consolidate my revolving CC debt to 1 monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">115</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825200">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825200</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825200</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825200. Member loan 1825200 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825497">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825497</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825497</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825497. Member loan 1825497 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This will consolidate all liabilities with the exception of my car and house.  It decreases my monthly expenses by at least 40% and allows me to pay it off in the same amount of time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,498.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825651. Member loan 1825651 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,419 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US. Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakewood, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US. Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825822">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825822</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825822</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825822. Member loan 1825822 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">okabe dental arts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAIANAE, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">okabe dental arts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,385.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825965">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825965</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825965</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825965. Member loan 1825965 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Weyerhaeuser </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COTTAGE GROVE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Weyerhaeuser </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,469.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1826215">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1826215</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1826215</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1826215. Member loan 1826215 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pala casino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pala casino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1826540">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1826540</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1826540</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1826540. Member loan 1826540 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,189.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1826918">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1826918</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1826918</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1826918. Member loan 1826918 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spokane, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to help with debt consolidation.  I have some high interest credit cards I would like to consolidate&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,961.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1827131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1827131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1827131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1827131. Member loan 1827131 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suburban Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suburban Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,872.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855058">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855058</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855058</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855058. Member loan 1855058 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK GROVE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855658. Member loan 1855658 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington , PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,922.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855753">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855753</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855753</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855753. Member loan 1855753 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morris okun</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOMKINS COVE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morris okun</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,301.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855775">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855775</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855775</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855775. Member loan 1855775 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABSECON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855781">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855781</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855781</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855781. Member loan 1855781 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citizens Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MATTAPAN, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citizens Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My loan will be used for paying off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,062.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856864. Member loan 1856864 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Johns Riverside Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OSSINING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Johns Riverside Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; home improvement/debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,085.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856870. Member loan 1856870 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PhysioTech</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PhysioTech</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856871">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856871</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856871</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856871. Member loan 1856871 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,248 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guidance Hayes Associate</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RALEIGH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guidance Hayes Associate</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Home Improvement loan&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; Home Improvement loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,129.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856878">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856878</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856878</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856878. Member loan 1856878 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bell county Texas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KILLEEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bell county Texas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Consolidating loans will create one payment and free up $200.00 monthly cash flow.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,176.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856974">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856974</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856974</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856974. Member loan 1856974 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKEWOOD, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; With this loan,i would be able to pay off high interest rate credtt cards,and have one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,216.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856993. Member loan 1856993 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MTA BUS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MTA BUS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I will pay my debt of credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,253.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1864600">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1864600</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1864600</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1864600. Member loan 1864600 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">canfield, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,830.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1864718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1864718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1864718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1864718. Member loan 1864718 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodland Hills, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; GOAL:  Use ALL the funds to consolidate credit card debt into one manageable payment!!  I have excellent credit and I pay my bills on time!!  I work steady thankfully!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1864776">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1864776</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1864776</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1864776. Member loan 1864776 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Edge</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILFORD, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Edge</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; My loan is for debt consolidation for paying bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1864987">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1864987</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1864987</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1864987. Member loan 1864987 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charles and Colvard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holly Springs, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charles and Colvard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan is for debt consolidation. Moving a couple of times the last few years, we have picked up some debt, along the way. Now, we are back on the east coast, near friends and family. We have excellent credit - no late payments ever; score is slightly lower, due only to utilization percentage.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,700.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1865298">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1865298</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1865298</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1865298. Member loan 1865298 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,391 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">solutia, inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONSON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">solutia, inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; For many years I've been paying my credit accts off only to have interest rates rise and the balances stop going down. The $876 payment would be the same as the min payment on the accts but with this loan, it'll all be paid off in 3 yrs, something to look forward to...my family's financial freedom!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1865750">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1865750</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1865750</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1865750. Member loan 1865750 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARLTON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; Have tied up work related to Hurricaine Sandy and will need to finance the jobs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,821.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1867077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1867077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1867077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1867077. Member loan 1867077 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">first commerce bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COMER, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">first commerce bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1867268">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1867268</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1867268</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1867268. Member loan 1867268 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schuff Steel Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gladstone , MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schuff Steel Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,628.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1904832">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1904832</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1904832</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1904832. Member loan 1904832 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,229 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ericsson</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">las vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ericsson</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,561.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1905046">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1905046</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1905046</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1905046. Member loan 1905046 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CNE Media</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakland, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CNE Media</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I had to have surgery last year, and this loan will be used to consolidate and lower the interest rate on the remaining debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1914959">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1914959</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1914959</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1914959. Member loan 1914959 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northwest Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMARAC, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northwest Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,263.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1934573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1934573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1934573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1934573. Member loan 1934573 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,409 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIDGEPORT, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; This loan is for paying off credit cards so and for consolidation.Monthly payment amount is very reasonable.Will put me in the black. Thank-you in advance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1944591">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1944591</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1944591</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1944591. Member loan 1944591 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medford, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 14, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,568.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1944838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1944838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1944838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1944838. Member loan 1944838 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McCann School of Business</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dover, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McCann School of Business</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I plan to use the funds to consolidate my current credit cards. I am currently paying close to $1000 dollars a month on this debt. I have been in my current position for over a year and plan to stay with this organization. I DO NOT MISS PAYMENTS, as you can see from my credit history.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1945247">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1945247</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1945247</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1945247. Member loan 1945247 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stamford, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 14, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$67,544.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1954646">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1954646</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1954646</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1954646. Member loan 1954646 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vi Living</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aventura, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vi Living</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'm looking to consolidate my obligations, resulting in paying them off in a more expediant manner&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,391.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1954717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1954717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1954717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1954717. Member loan 1954717 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,688 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Closets</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Closets</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,550.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1954845">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1954845</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1954845</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1954845. Member loan 1954845 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,351 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENNETT SQUARE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan will allow me to consolidate a few higher interest rate loans and provide funding for some home improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,427.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1974584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1974584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1974584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1974584. Member loan 1974584 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st louis halal babas restaurent</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CREVE COEUR, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st louis halal babas restaurent</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; hi i have credit card debt ,i want to pay off my credit card , thanks&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; hi how are you i have credit card debit, i want to pay off my credit card ,my credit card got high intrest rate with this loan i want to pay off the cards then pay u back in three years with easy instalments i will get a little bit peace of mind just write u a single check for the payment otherwisei&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,473.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1974628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1974628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1974628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1974628. Member loan 1974628 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rancho San Antonio Boys Group Home Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANYON COUNTRY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rancho San Antonio Boys Group Home Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,065.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2004599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2004599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2004599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2004599. Member loan 2004599 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">O'Brien & Gere</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oriskany Falls, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">O'Brien & Gere</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan is to consolidate a few credit cards I have with excessive interest rates.  In 2003 I started a horse boarding business and some of the startup costs were covered with credit cards.  The credit reform increased my rates to extraordinary rates making it near impossible to ever pay them off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,526.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2004705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2004705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2004705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2004705. Member loan 2004705 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Department of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san lorenzo, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Department of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2005391">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2005391</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2005391</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2005391. Member loan 2005391 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atg rehab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aurora, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atg rehab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,085.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014656">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014656</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014656</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014656. Member loan 2014656 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Time Warner Cable</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Time Warner Cable</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014756. Member loan 2014756 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">boca raton, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014841">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014841</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014841</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014841. Member loan 2014841 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014943">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014943</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014943</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014943. Member loan 2014943 was requested on November 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,733 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">World Energy Solutions, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worcester, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">World Energy Solutions, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2024566">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2024566</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2024566</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2024566. Member loan 2024566 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,554 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CREVE COEUR, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 14, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,870.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2024569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2024569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2024569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2024569. Member loan 2024569 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Progressive Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Progressive Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2024615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2024615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2024615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2024615. Member loan 2024615 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ronny's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REVERE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ronny's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Thanks I need pay creditcars and need little vacation I'm work to much&lt;br&gt;&lt;br&gt;  Borrower added on 11/26/12 &gt; Payoff credit cards bills, catch up on my  rent&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; I need finish pay furniture but not pay for past hurricaney some bill this problems for some people hurricane and  no work for days but now I'm working normal but now I need you company hell me for pay everything  but song es good for pay this many in 36 it months and need my credit balance thanks&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; I gain thanks for you company help me many  but I need pay everything bills , cable  credit car  and now is winter and need  pay bill for gas is a Massachusetts is to cools and I need my credic balance back nice so thanks so much&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,091.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044564. Member loan 2044564 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,742 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Dept of Justice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burke, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Dept of Justice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; In need of orthodontic treatment after a relapse from previous treatment. My insurance does not cover adult orthodontia.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,886.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044742">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044742</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044742</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044742. Member loan 2044742 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ally Financial</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frisco, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ally Financial</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,220.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044867. Member loan 2044867 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broad Brook, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044889">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044889</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044889</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044889. Member loan 2044889 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harding Charter Preparatory High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Piedmont , OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harding Charter Preparatory High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Simply to pay off credit card debt at a fixed and better interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044963. Member loan 2044963 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">paver decor masonry inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORENO VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">paver decor masonry inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Pay credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,344.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2045262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2045262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2045262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2045262. Member loan 2045262 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUVALL, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; To pay off high interest credit cards and reduce monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,140.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2045296">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2045296</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2045296</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2045296. Member loan 2045296 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,338 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have a loan of $10,000 at a very high interest rate and three credit cards with above 20% interest rate that I would like to pay off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2054954">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2054954</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2054954</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2054954. Member loan 2054954 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,233 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Center for Child Protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Center for Child Protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Please help me become free of credit card debt. Working for a small nonprofit, this debt has become burdensome. I am committed to paying it off and hope to continue my work serving the community. Thanks for your help!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,787.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2064582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2064582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2064582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2064582. Member loan 2064582 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOLSOM, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; This loan will be used to pay off and close a high interest card that has been used primarily in growing my business. It has helped me expand the Fine Arts portion of my business by paying framing, printing, promotions, and travel expenses accrued in this process. Thank you for your time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,599.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2064624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2064624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2064624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2064624. Member loan 2064624 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menasha packaging</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menasha packaging</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,721.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2064651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2064651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2064651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2064651. Member loan 2064651 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WENATCHEE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; we would like to pay off our credit cards.I know this is a on going thing with todays life. But we never thought we get this far into it. we have payed them off several times,but using them for work just isnt the way to go. thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,751.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2074685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2074685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2074685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2074685. Member loan 2074685 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAYNARD, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,184.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2074754">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2074754</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2074754</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2074754. Member loan 2074754 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wallrich</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">citrus heights, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wallrich</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,165.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2074847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2074847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2074847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2074847. Member loan 2074847 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Norwalk</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stratford , CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Norwalk</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$61,335.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2075957">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2075957</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2075957</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2075957. Member loan 2075957 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INTENZE PRODUCTS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LYNDHURST, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INTENZE PRODUCTS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; The reason for the loan is to start my medical massage business in Woodland Park, NJ. As a start up company, it requires some funding to get the equipment and supplies for the private practice.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,878.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2075997">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2075997</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2075997</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2075997. Member loan 2075997 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Melbourne, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; We are building a house, and need additional finances to start the building process.  We already own the land where the house is going to be built.  It will be a beautiful house, and worth more than it cost when we are done.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,073.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076218">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076218</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076218</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076218. Member loan 2076218 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arkansas Valley Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALDRON, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arkansas Valley Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 14, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,536.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076327">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076327</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076327</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076327. Member loan 2076327 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aldi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOKENA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aldi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076384. Member loan 2076384 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cottonwood Heights , UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076653">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076653</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076653</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076653. Member loan 2076653 was requested on November 13, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cannoneers Sportsmens Club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lansdale, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cannoneers Sportsmens Club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076782. Member loan 2076782 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,610 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wixom, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; We are investing into a self serve yogurt business located in wayne county, mi.  Thank you for this oppurtunity everyone!&lt;br&gt;&lt;br&gt; Borrower added on 11/24/12 &gt; We will be investing into a self serve yogurt business in Wayne county, MI.  It is currently one of the most innovative, yet healthy ways of eating desserts.  Bubble tea and smoothies will also be served.  Projected yearly total profit is approximately $100,000.  Thanks again for this opportunity.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077346. Member loan 2077346 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHPORT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,911.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077844. Member loan 2077844 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Percepta/Ford Motor Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM BAY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Percepta/Ford Motor Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan will be to pay off all of my credit cards and destroy them.  I want to start 2013 on the right foot and getting out of debit.  Paying one loan will give me the chance to pay it off faster and all at one place, time and date.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,710.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077851">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077851</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077851</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077851. Member loan 2077851 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESCONDIDO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,325.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077970">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077970</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077970</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077970. Member loan 2077970 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Microsoft</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirkland, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Microsoft</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I will use this loan to pay off my credit cards; I made a plan to pay off my debt in the next 18 months.  I have 4 cards, with total monthly payments of $1500 (enough for the loan payment). I also just ReFied freeing $350/mo. Leaving ample cash to for emergencies (+ existing savings).&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,251.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078129. Member loan 2078129 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,671.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078326">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078326</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078326</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078326. Member loan 2078326 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York Philharmonic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York Philharmonic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; The family and I moved to NY from Chicago last year for a better paying job with greater opportunities for advancement.  This loan will help zero-out our credit cards so we can dig out from the cast of the move, improve our FICO scores and move on with our lives quickly and efficiently.  Thanks!&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; The family and I moved to NY from Chicago last year for a much better paying job with greater opportunities for advancement. We have no deragatory items in our credit history, just a high utilization of credit largely due to the move.  This will help us dig out quickly and move on and up.  Thanks!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,436.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078847. Member loan 2078847 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/15/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078960">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078960</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078960</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078960. Member loan 2078960 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,300 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUDERHILL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,546.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079273">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079273</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079273</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079273. Member loan 2079273 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,478 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keiser University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST PALM BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keiser University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,712.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079524">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079524</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079524</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079524. Member loan 2079524 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Our Lady of Refuge</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pontiac, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Our Lady of Refuge</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,419.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079799">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079799</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079799</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079799. Member loan 2079799 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Environmental Site Maintenance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIMI VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Environmental Site Maintenance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,860.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080002. Member loan 2080002 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEMINOLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080239">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080239</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080239</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080239. Member loan 2080239 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii Tokai International College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Honolulu, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii Tokai International College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/16/12 &gt; I want to get myself out of credit card debt and reduce my monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080378">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080378</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080378</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080378. Member loan 2080378 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denny's Restaurant</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denny's Restaurant</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080551">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080551</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080551</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080551. Member loan 2080551 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dutchess County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washingtonville, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dutchess County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$53,398.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2081280">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2081280</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2081280</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2081280. Member loan 2081280 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2081433">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2081433</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2081433</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2081433. Member loan 2081433 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Town of Natick, MA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIGHTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Town of Natick, MA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; A sound future is completely dependent upon making sound financial decisions. I have credit cards with high interest rates, and I desire to pay them off, consolidate my payments into one monthly payment and improve my life.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082059. Member loan 2082059 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Active Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dallas, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Active Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,272.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082256">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082256</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082256</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082256. Member loan 2082256 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRAWLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082905">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082905</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082905</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082905. Member loan 2082905 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,079 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rock Hill School District </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCK HILL, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rock Hill School District </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,253.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083008">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083008</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083008</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083008. Member loan 2083008 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Haydon Building Corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MESA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Haydon Building Corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan is to consolidate all my credit card debt to one payment so that I  can get back on track of being debt free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,742.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083010. Member loan 2083010 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">White Plains, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$311.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083105">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083105</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083105</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083105. Member loan 2083105 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Dept of Housing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Dept of Housing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,923.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083270. Member loan 2083270 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,650 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scottsdale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; This loan is to pay off credit cards that were used to pay medical bills.&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; loans is to pay credit cards that were used to pay medical bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,553.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083339">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083339</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083339</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083339. Member loan 2083339 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kill devil hills, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,741.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083373">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083373</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083373</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083373. Member loan 2083373 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,928 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OBX Chevrolet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KITTY HAWK, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OBX Chevrolet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,683.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083393">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083393</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083393</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083393. Member loan 2083393 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Monica, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; credit card consolidation/i.r.s payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083526">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083526</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083526</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083526. Member loan 2083526 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">centaur</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBIA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">centaur</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083541. Member loan 2083541 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McGraw-Hill Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASHLAND, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McGraw-Hill Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I have credit card and miscellaneous debt that I want to consolidate and make one monthly payment with an end date in sight!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,451.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083684">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083684</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083684</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083684. Member loan 2083684 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,896 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apex Industrial Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cincinnati, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apex Industrial Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; We've owned a small sandwich shop, one street from a major university, for 5 years. We offer healthy options and bake our bread, muffins, and cookies from scratch.&lt;br&gt;After 5 years the store can use some updating, equipment repair, and software upgrades.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083843">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083843</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083843</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083843. Member loan 2083843 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PETERSBURG, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I borrowed money for my major purchase&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,784.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083990">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083990</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083990</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083990. Member loan 2083990 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,729 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Summerville Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOOSE CREEK, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Summerville Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; We are building our own house and need this money to complete it. I am expecting our 3rd child in 4 weeks so its crunch time!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084129. Member loan 2084129 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Here Media</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Hollywood, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Here Media</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I want to take advantage of low home mortgage rates and own my FIRST home. I have worked hard to improve my credit score over the years.  This consolidation loan will save me in interest that I can put towards my downpayment goal.&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; To clarify, I will use this loan to pay off several high interest rate credit cards, which will allow me to save for home purchase down payment faster.  I want to save for a 20% downpayment so I can pay off the mortgage faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084225">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084225</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084225</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084225. Member loan 2084225 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,040 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">safeway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALTIMORE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">safeway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; my loan is for me to pay off all my credit cards off and have only one bill. Cause its hard to keep up with all of them when I have a house payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,566.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084265">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084265</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084265</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084265. Member loan 2084265 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dow Corning</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midland, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dow Corning</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,367.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084267">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084267</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084267</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084267. Member loan 2084267 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Conscious Contact </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREEN BAY, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Conscious Contact </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,874.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084449">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084449</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084449</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084449. Member loan 2084449 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANSONS HOME IMPROVEMENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOULDER CITY, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANSONS HOME IMPROVEMENT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084491. Member loan 2084491 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,867 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">campbell soup co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONTINENTAL, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">campbell soup co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,484.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084655. Member loan 2084655 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Habersham Funding, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DECATUR, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Habersham Funding, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,263.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084699. Member loan 2084699 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eurest dining services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plano, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eurest dining services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2085991">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2085991</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2085991</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2085991. Member loan 2085991 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesee Grande Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cicero, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesee Grande Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086076">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086076</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086076</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086076. Member loan 2086076 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidating debt from 2 credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,364.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086096">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086096</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086096</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086096. Member loan 2086096 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles County Dept of Public Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">W Covina, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles County Dept of Public Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,022.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086389">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086389</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086389</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086389. Member loan 2086389 was requested on November 13, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Running Aces</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anoka, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Running Aces</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/13/12 &gt; I've been pay 4 different credit cards and the fees keep getting more and more. If I can pay this off or combine all to one bill, it would be easu for me to pay it off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,879.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086401. Member loan 2086401 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,299.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086456">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086456</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086456</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086456. Member loan 2086456 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intracorp companies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEMECULA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intracorp companies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am going to pay off my credit cards, pay this loan, and save money!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,480.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086757">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086757</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086757</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086757. Member loan 2086757 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,217 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,629.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086790">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086790</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086790</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086790. Member loan 2086790 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLOW GROVE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Pay off my high intrest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2087084">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2087084</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2087084</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2087084. Member loan 2087084 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of Justice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of Justice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,890.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2087234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2087234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2087234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2087234. Member loan 2087234 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC TRANSIT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC TRANSIT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088072">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088072</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088072</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088072. Member loan 2088072 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bath community hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOT SPRINGS, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bath community hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I have approximately the balance I have requested to pay off the balance of 6 credit cards. I would like to pay off the balances owed and by doing so I will save over $500 each month in payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088555">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088555</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088555</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088555. Member loan 2088555 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Isabella Geriatric Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Isabella Geriatric Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088696. Member loan 2088696 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Land Rover Service Mt.Kisco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILLWOOD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Land Rover Service Mt.Kisco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,963.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088812. Member loan 2088812 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakemont LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Katy, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakemont LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I need this loan to lower my credit card bill thats all.  And I will pay yall $280+ a month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,918.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088836">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088836</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088836</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088836. Member loan 2088836 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAirways</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAirways</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088912">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088912</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088912</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088912. Member loan 2088912 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ENGLEWOOD, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089045">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089045</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089045</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089045. Member loan 2089045 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,450 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,902.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089339">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089339</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089339</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089339. Member loan 2089339 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,749 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arizona State University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEMPE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arizona State University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089361. Member loan 2089361 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,283 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIghthouse International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIghthouse International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/15/12 &gt; This loan will help me to pay two of my credit cards and one school loan. I pay my bills on a timer manner, have a permanet job and I am a responsible person. I will like to set my payment for the middle of the month if this is possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089428">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089428</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089428</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089428. Member loan 2089428 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACCION San Diego</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHULA VISTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACCION San Diego</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,413.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089436">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089436</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089436</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089436. Member loan 2089436 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nypro Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WORCESTER, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nypro Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I want to combine credit card and bills into one payment for easier payment and to be able to pay everything off in a quicker time than I am able to individually&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089570. Member loan 2089570 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DARS State of Texas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clyde, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DARS State of Texas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,188.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089612">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089612</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089612</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089612. Member loan 2089612 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$738 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cumberland, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$619.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089675">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089675</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089675</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089675. Member loan 2089675 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Monvalley hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charleroi , PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Monvalley hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089803">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089803</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089803</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089803. Member loan 2089803 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tristar Risk Mgt. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUNCANVILLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tristar Risk Mgt. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089824. Member loan 2089824 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,692 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MassMutual  </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Windsor, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MassMutual  </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,216.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090029">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090029</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090029</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090029. Member loan 2090029 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DAVISVILLE, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/16/12 &gt; debt consol&lt;br&gt;&lt;br&gt;  Borrower added on 11/16/12 &gt; debt consol&lt;br&gt;&lt;br&gt;  Borrower added on 11/20/12 &gt; To pay off two loans and invest in plasma cutter and table. This is very important for my shop.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,700.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090043">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090043</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090043</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090043. Member loan 2090043 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEI Consultants</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Cruz, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEI Consultants</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/16/12 &gt; Repower existing boat.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090195">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090195</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090195</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090195. Member loan 2090195 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bandcamp, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bandcamp, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I would like to consolidate all my debts ~20k of credit card + 2500 of personal loan into one loan w/ on monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,598.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090254">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090254</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090254</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090254. Member loan 2090254 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Q&A Research</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PETALUMA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Q&A Research</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,661.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090257">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090257</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090257</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090257. Member loan 2090257 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borrego Pass School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THOREAU, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borrego Pass School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,016.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090424">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090424</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090424</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090424. Member loan 2090424 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plaxen & Adler, PA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plaxen & Adler, PA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; After the loss of my mother, i was left with unforeseen grief and expenses.  I'm looking to get things back on track&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; I'm looking to consolidate the expenses and ways i grieved after the loss of my mother at a very young age.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090545">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090545</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090545</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090545. Member loan 2090545 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Groot industries </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE VILLA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Groot industries </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090705. Member loan 2090705 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDMONDS, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090949">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090949</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090949</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090949. Member loan 2090949 was requested on November 17, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bnsf railway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROGERSVILLE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bnsf railway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; build a back deck paint house general repair&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,566.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091111">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091111</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091111</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091111. Member loan 2091111 was requested on November 17, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">live oak professional center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COMMERCE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">live oak professional center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/17/12 &gt; i plan on consolidating some credit cards i have never defaulted on any loans and my employer is a family practice medical office that has three mds and three pas&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,776.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091385">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091385</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091385</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091385. Member loan 2091385 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zozi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">new bedford, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zozi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan is for consolidation of debt that I have with an interest rate of 24%. A new rate would allow me to pay off this debt in a timely manner by having more of the monthly payment go toward principle. Thank you for consideration of this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,306.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091506. Member loan 2091506 was requested on November 17, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">united states postal sevice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILVERTHORNE, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">united states postal sevice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/17/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,286.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091689">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091689</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091689</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091689. Member loan 2091689 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">headwallphotonics inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FITCHBURG, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">headwallphotonics inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,258.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091780">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091780</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091780</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091780. Member loan 2091780 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,517 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lewisville, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091860">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091860</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091860</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091860. Member loan 2091860 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sodexo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TRAVERSE CITY, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sodexo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,618.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091978. Member loan 2091978 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cancer Specialist of North Florida</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT AUGUSTINE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cancer Specialist of North Florida</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Although I am currently making more than minumum payments on my credit cards they are charging so much interest only a small amount seems to go towards my balance.  My goal is to be debt free in five years so that I may start saving more towards my retirement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,300.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092061. Member loan 2092061 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,631 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joseph Regional EMS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Normangee, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joseph Regional EMS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I want to pay off my debt once and for all so that I can have easy payments without trying to remember when things are due. I also have $1,000 total of medical bills due from my husband and step son.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092064">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092064</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092064</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092064. Member loan 2092064 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Air Oasis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMARILLO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Air Oasis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; I will be consolodating all my credit card/charge accounts to reach my goal of being debt free a little quicker. Not to mention having fewer bills to keep track of every month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,228.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092086. Member loan 2092086 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAINESVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,343.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092198. Member loan 2092198 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citrix Systems Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARGATE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citrix Systems Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Consolidation of Credit Card Debt and Personal Loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,598.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092402. Member loan 2092402 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AAA Auto Club Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OCALA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AAA Auto Club Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,669.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092745">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092745</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092745</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092745. Member loan 2092745 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,261 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METRO EYES/STYLE EYES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALEXANDRIA, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METRO EYES/STYLE EYES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092853">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092853</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092853</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,275</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092853. Member loan 2092853 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commercial metals</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commercial metals</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092962. Member loan 2092962 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,033 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Daybreak</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WICHITA FALLS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Daybreak</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidate 6 credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093039">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093039</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093039</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093039. Member loan 2093039 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Community Hospital of the Monterey Penin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WATSONVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Community Hospital of the Monterey Penin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,558.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093088. Member loan 2093088 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk Festevents</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk Festevents</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,920.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093099">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093099</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093099</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093099. Member loan 2093099 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Omni Financial </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Omni Financial </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,832.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093162">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093162</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093162</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093162. Member loan 2093162 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westfield, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My loan request pertains to the planned purchase of a mobile home. I am fiscally conservative and plan to pay this loan back ahead of schedule. Thank you for this opportunity!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093363">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093363</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093363</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093363. Member loan 2093363 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,636 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Brecksville</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEVILLE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Brecksville</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Home Improvement  Kitchen and Bath add more value to home&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,010.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093425">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093425</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093425</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093425. Member loan 2093425 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,680 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPT. of MOTOR VEHICLES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPT. of MOTOR VEHICLES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; The e-mail address is my sister's. I don't have an e-mail address. I applied for this loan to pay off my debts. I received your application. I got my sister's computer and applied. This is a dream come true to be able to pay my debts &amp; pay this loan back in 36 months. How awesome is this ? Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093568">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093568</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093568</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093568. Member loan 2093568 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Smith Burre Golf & Development</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLTS SUMMIT, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Smith Burre Golf & Development</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,204.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093616. Member loan 2093616 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,150 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quiktrip</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSE HILL, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quiktrip</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Trying to eliminate all credit card debt,cancel credit cards to have better financial freedom.Basically if I dont have the money for something than I dont need it.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093749">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093749</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093749</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093749. Member loan 2093749 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fluor Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Simpsonville, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fluor Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,155.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093789">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093789</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093789</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093789. Member loan 2093789 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bright Now Dental</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bright Now Dental</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093806">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093806</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093806</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093806. Member loan 2093806 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,441.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094191">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094191</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094191</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094191. Member loan 2094191 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANCASTER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,935.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094291">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094291</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094291</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094291. Member loan 2094291 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,676 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADERA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Loan is to pay off credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,824.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094376. Member loan 2094376 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FENTON, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094585. Member loan 2094585 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLARKSDALE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2124610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2124610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2124610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2124610. Member loan 2124610 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,749 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Church of the Nazarene</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALTHA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Church of the Nazarene</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,292.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2124621">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2124621</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2124621</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2124621. Member loan 2124621 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alice G. Alatorre DDS.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA QUINTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alice G. Alatorre DDS.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,430.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2134568">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2134568</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
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<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2134568</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2134568. Member loan 2134568 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,783 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leafguard of Alabama</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VESTAVIA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leafguard of Alabama</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,186.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2134576">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2134576</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2134576</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2134576. Member loan 2134576 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,553.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144631. Member loan 2144631 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA Hospital Fayetteville, NC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAYETTEVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA Hospital Fayetteville, NC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,212.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144633">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144633</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144633</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144633. Member loan 2144633 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINNETKA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I would like to pay my capital one card, bank of america &amp; would like to change bedrooms carpets&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; I would like to pay off my capital one credit card, bank of america and have money left to change bedroom carpets&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; what makes me a good borrower?, I've never being late on any payments, have an outstanding credit history, My income is very stable, do not have to pay any rent, my budget to pay off all my debts it is calculated&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144667">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144667</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144667</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144667. Member loan 2144667 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York City Dept of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York City Dept of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,786.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144934">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144934</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144934</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144934. Member loan 2144934 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ETRADE Corporate Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATLANTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ETRADE Corporate Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Pay off higher interest debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145058">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145058</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145058</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145058. Member loan 2145058 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,671.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145107">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145107</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145107</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145107. Member loan 2145107 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUSKEGEE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; TO PAY OFF  HIGH CREDIT CARDS.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; TO PAY OFF HIGH INTEREST CREDIT CARDS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,742.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145123">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145123</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145123</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145123. Member loan 2145123 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ytt transport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ytt transport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; for home improvement&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; for home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,937.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145135. Member loan 2145135 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,498 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Pay crediet cards&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; pay credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,945.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145160">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145160</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145160</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145160. Member loan 2145160 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOUGHTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; to pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,387.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145208">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145208</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145208</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145208. Member loan 2145208 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABERDEEN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174586. Member loan 2174586 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fiserv</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Providence, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fiserv</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,603.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174599. Member loan 2174599 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,523 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEFIANCE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; PAYING OFF CR. CARD BALANCES. PAY MAJOR DENTAL WORK&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,920.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174637">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174637</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174637</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174637. Member loan 2174637 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,441 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Honolulu, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Home improvement&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; The loan is requested to do home improvment&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; Have been trying to do some work on my apartment but does not have money to do so. The loan is needed to fix up some damaged on the apartment and do some improvments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,846.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174964">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174964</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174964</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174964. Member loan 2174964 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAGLE PASS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175266">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175266</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175266</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175266. Member loan 2175266 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I plan to upgrade the engagement ring for my wife of 22 years as a Christmas present.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,872.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175275">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175275</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175275</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175275. Member loan 2175275 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Community Care LTD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELOIT, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Community Care LTD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,254.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175335">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175335</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175335</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175335. Member loan 2175335 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leaders Financial Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fords, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leaders Financial Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I using this loan to pay off debit and close out accounts and make one payment. which i will save $562.00 a month by doing this. Thank you very much for helping me..&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; i am using this loan  to debit consolidate 6 and close accounts out to make one payment by dong this i will save $772.00 a month in savings. Thank you for helping me!!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,955.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175377">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175377</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175377</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175377. Member loan 2175377 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakewood Health Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLASDELL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakewood Health Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,370.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175476">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175476</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175476</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175476. Member loan 2175476 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Audi of Alexandria</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LORTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Audi of Alexandria</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,058.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175692. Member loan 2175692 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">west wyoming, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Just had my second child and would love to get out of credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,759.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175768">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175768</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175768</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175768. Member loan 2175768 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,902 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND HILL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,327.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175847. Member loan 2175847 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,492 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; My loan is to consolidate,some accounts.I like to make my payments on time,this makes me to be a good borrower.If I am asking for this loan it is because,I can pay this loan,the company I am working for is strong in producing molecular medicine and it is in all the United States.,&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,228.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184597. Member loan 2184597 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Dept of Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARTESIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Dept of Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; This loan will help me to do the work I needed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,628.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184786">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184786</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184786</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184786. Member loan 2184786 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,670 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,465.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185131. Member loan 2185131 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gannett Digital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gannett Digital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Purchasing additional furniture for a new apartment.  I have terrific credit and have never paid a bill late.  I wanted to go ahead and get the furniture now so I can enjoy the apartment.  I plan on paying this loan off within a 12-14 months.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185143. Member loan 2185143 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,738 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAFAYETTE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$265.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185194">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185194</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185194</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185194. Member loan 2185194 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ee-jay motor transport inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">o'fallon, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ee-jay motor transport inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185242">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185242</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185242</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185242. Member loan 2185242 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">harrahs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">absecon, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">harrahs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185424">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185424</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185424</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185424. Member loan 2185424 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoke County School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aberdeen, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoke County School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,801.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185454. Member loan 2185454 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$440.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185530">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185530</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185530</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185530. Member loan 2185530 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acton Mobile</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jefferson, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acton Mobile</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,345.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185643">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185643</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185643</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185643. Member loan 2185643 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">salons of champions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">salons of champions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185668. Member loan 2185668 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOUDONVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,526.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214736. Member loan 2214736 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BBVA Compass</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALLEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BBVA Compass</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; debt consolidaiton&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,631.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214829. Member loan 2214829 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blue Cross and Limestone College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLE MOUNTAIN, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blue Cross and Limestone College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,001.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214867. Member loan 2214867 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,520 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Self</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Springfield, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Self</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1969</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$147,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214885. Member loan 2214885 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rainbow adult child family services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rainbow adult child family services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; credit card debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214929">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214929</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214929</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214929. Member loan 2214929 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Power Motion, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEXARKANA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Power Motion, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; Would like to pay off one high interest credit card, an auto re-finance loan, and use the balance for home improvement needs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1962</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214990">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214990</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214990</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214990. Member loan 2214990 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampton City Schools </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORFOLK, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampton City Schools </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; I plan to pay off all credit cards and medical bills not covered by insurance.  I have been at my current job for 9+ years and plan to eventually retire from this job.  I pay all my bills either online or by automatic set up payments. My monthly budget is $7000.00 dollars.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215065">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215065</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215065</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215065. Member loan 2215065 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,348 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DRY FORK, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215098. Member loan 2215098 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miguels coronado</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miguels coronado</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,366.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215102. Member loan 2215102 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usps</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redlands, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usps</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215146">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215146</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215146</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215146. Member loan 2215146 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Premier Exhibitions, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winnetka, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Premier Exhibitions, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$65,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215154. Member loan 2215154 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">progressive home care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">progressive home care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,350.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215220">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215220</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215220</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215220. Member loan 2215220 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,360 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ricca Chemical Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DAVIDSON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ricca Chemical Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,818.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215283. Member loan 2215283 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Integrated DNA technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Integrated DNA technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215346. Member loan 2215346 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIALTO UNIFIED SCHOOL DISTRICT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIALTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIALTO UNIFIED SCHOOL DISTRICT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,628.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215362">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215362</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215362</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215362. Member loan 2215362 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">post office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LORAIN, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">post office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; PAY OFF SPRINGFIELD LOAN AT 22%  PLUS  PAYOFF REMAINING MEDICAL HOSPITAL BILLS  AND COSOLIDATE  2 OTHER CREDIT CARDS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1963</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,353.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215522. Member loan 2215522 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FULLERTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215628. Member loan 2215628 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,697.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215683">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215683</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215683</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215683. Member loan 2215683 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST DEPTFORD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215685. Member loan 2215685 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,764 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sundt Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sundt Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; To consoilidat credit card bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215693">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215693</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215693</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215693. Member loan 2215693 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turner Construction Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PARTLOW, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turner Construction Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am trying to consolidate my credit card debt with this loan. I will be paying off higher interest rate accounts with this.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,785.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215712. Member loan 2215712 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Performance team(brick force staffing)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Towaco, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Performance team(brick force staffing)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to consolidate debt on credit cards as well as a 20011 tax bill.&lt;br&gt;My plan is to lump everything into one payment and pay this loan off while closing all but one credit account, in order to not run up balances again.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,235.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215726">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215726</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215726</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215726. Member loan 2215726 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coca cola</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIALEAH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coca cola</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,465.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215752">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215752</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215752</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215752. Member loan 2215752 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,977 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; Pay off high rate credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,119.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215873">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215873</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215873</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215873. Member loan 2215873 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRN Rehab. Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRN Rehab. Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,924.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215913">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215913</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215913</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215913. Member loan 2215913 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kohls department stores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kohls department stores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; pay off a credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,643.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215968">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215968</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215968</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215968. Member loan 2215968 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,600 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Covidien</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Louis, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Covidien</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,690.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216083">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216083</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216083</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216083. Member loan 2216083 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jonathan edenbaum</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OXON HILL, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jonathan edenbaum</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; for payment my son car loan,and  some of my credit card&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; Major purchase ,payment for my son car loan. Paying. Some of my credit card ,&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; Major purchase car loan payments credit card payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216191">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216191</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216191</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216191. Member loan 2216191 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; To meet capital requirements and improvements of my business to ensure its success.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,213.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216232. Member loan 2216232 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anejo Mexican Bistro</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST SANDWICH, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anejo Mexican Bistro</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; I just want to consolidate 3 high interest Credit Cards into one payment that is more manageable as well as saves me money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216240. Member loan 2216240 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neill Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANDEVILLE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neill Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,306.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216286. Member loan 2216286 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Comedy Traffic School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Comedy Traffic School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,399.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216326">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216326</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216326</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216326. Member loan 2216326 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California-CHP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California-CHP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; I want to pay off my debt and with a lower interest rate.  Trying to get some extra money for X-Mas.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,402.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216341">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216341</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216341</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216341. Member loan 2216341 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RISTORANTE CLARETTA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JENSEN BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RISTORANTE CLARETTA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,076.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216384. Member loan 2216384 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">westchester bronx ob gyn</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONXVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">westchester bronx ob gyn</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I have had the same employer for 15 years, I have never been late on a payment ever.&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; I appreciate everyones help in helping me achieve my debt free goals.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,954.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216412">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216412</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216412</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216412. Member loan 2216412 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HRA/DSS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HRA/DSS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; my loan is for payoff  some of my credit card&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; debt consolidation and payoff some of my credit card  and other&lt;br&gt;stores credit cards..&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; to payoff some of my credit cards and stores credit card&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; to payoff some my credit cards and stores credit card so tell me if you need more information on this thank you for yr cooperation.........&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216548">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216548</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216548</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216548. Member loan 2216548 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hero's Sportsbar</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modesto, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hero's Sportsbar</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; My finance and I are moving into our first home next month, and I thought having a little extra money to ease the process would be a good idea just in case unexpected expenses were to a rise.&lt;br&gt;I hope to be your canidate, and I want to thank you for taking the time to over look my request.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,131.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216577. Member loan 2216577 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Centinela Capital Partners</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baldwin Park, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Centinela Capital Partners</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,651.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216614">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216614</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216614</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216614. Member loan 2216614 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Washington/Dept. of Corrections</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARYSVILLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Washington/Dept. of Corrections</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,593.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216735">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216735</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216735</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216735. Member loan 2216735 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chico, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,718.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216747">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216747</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216747</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216747. Member loan 2216747 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Barclaycard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOWNINGTOWN, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Barclaycard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,583.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216798. Member loan 2216798 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">no</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">no</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,493.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216808. Member loan 2216808 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of York</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORK, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of York</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,983.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216835">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216835</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216835</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216835. Member loan 2216835 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,933 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Navy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Navy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216859. Member loan 2216859 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest Masonry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HICKORY HILLS, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest Masonry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216864. Member loan 2216864 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,989 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atria</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">louisville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atria</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,459.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216932">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216932</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216932</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216932. Member loan 2216932 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowe's Home Improvement</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHAMBLEE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowe's Home Improvement</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; I have come to the point of wanting to settle all my affairs to be able to save on intrest charges and seperate monthly payments.  Plus, as I intend to continue to work a very pleasurable job for atleast 3 to 5 years it will be beneficial to lighten my financial burden a bit.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,498.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217033">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217033</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217033</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217033. Member loan 2217033 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lucerne, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; I'd like to pay off my debts with a lower monthly payment than I currently pay. In the last year I inherited a house, but also a credit card debt. Also my daughter got married this summer at my house. This has added to my debt. I'd appreciate being able to pay it off in a few years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,421.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217099">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217099</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217099</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217099. Member loan 2217099 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA HABRA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,106.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217114. Member loan 2217114 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,803.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217357">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217357</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217357</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217357. Member loan 2217357 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Horizon BCBSNJ</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spotswood, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Horizon BCBSNJ</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,610.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217579">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217579</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217579</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217579. Member loan 2217579 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,722 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ferguson brewing company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLORISSANT, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ferguson brewing company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; This loan is solely for the purpose of eliminating my credit card debt. As I pay my bills every month, I realize that I will have paid three times more than what I owe when I get them all paid off. Now I can be debt free in a reasonable time frame.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,529.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217600">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217600</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217600</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217600. Member loan 2217600 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clover contracting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Falls church, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clover contracting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Pay the car and Credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,605.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217669">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217669</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217669</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217669. Member loan 2217669 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisiana Community and Technical Colleg</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BATON ROUGE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisiana Community and Technical Colleg</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; I want to pay off some debt and then put money into home improvements and then hopefully refinance home to save money.  We moved into the house 4 years ago, got married 2 years ago, and had a baby 6 months ago.  I started a new job (a promotion) but honeymoon and baby set us back.  Need fresh start&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217808. Member loan 2217808 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ellis Medicine</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COHOES, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ellis Medicine</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,820.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217816. Member loan 2217816 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marriott  city center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALT LAKE CITY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marriott  city center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,928.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217913">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217913</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217913</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217913. Member loan 2217913 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turner Broadcasting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Decatur, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turner Broadcasting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$80,871.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217933. Member loan 2217933 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,166 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">House of Colour</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">House of Colour</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,078.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217952">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217952</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217952</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217952. Member loan 2217952 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,718 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Control Flow, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTER, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Control Flow, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217980">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217980</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217980</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217980. Member loan 2217980 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jsa healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMPA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jsa healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,586.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217985. Member loan 2217985 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boule Funeral Home </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Berkley, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boule Funeral Home </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; This loan is to consolidate higher interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,010.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218071">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218071</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218071</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218071. Member loan 2218071 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aegis Therapies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORGANTOWN, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aegis Therapies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,356.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218081. Member loan 2218081 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIXBY, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Consolidation of credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218094">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218094</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218094</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218094. Member loan 2218094 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLLISTER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; The death of my wife caused some unexpected expenses.  Final costs as well as some tax issues  and  I need to consolidate some bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,923.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218240. Member loan 2218240 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">otto candies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JERSEY CITY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">otto candies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,589.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218243">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218243</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218243</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218243. Member loan 2218243 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R2integrated</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPARKS GLENCOE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R2integrated</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,265.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218262. Member loan 2218262 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINSTON-SALEM POLICE DEPARTMENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINSTON SALEM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINSTON-SALEM POLICE DEPARTMENT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am trying to get out of debt. I want to have just one bill a month&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,375.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218272">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218272</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218272</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218272. Member loan 2218272 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST JEFFERSON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Paying off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,932.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218305">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218305</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218305</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218305. Member loan 2218305 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Physical Therapy of NY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sayreville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Physical Therapy of NY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$57,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218352. Member loan 2218352 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thurston+Woods+Village</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURR+OAK, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thurston+Woods+Village</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218466">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218466</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218466</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218466. Member loan 2218466 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GARNERVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,786.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218549">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218549</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218549</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218549. Member loan 2218549 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sfm security service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORAL GABLES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sfm security service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,747.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218624. Member loan 2218624 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOFA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERMAN OAKS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOFA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I was layoff from my job in 2009. It took me a year after to find a job and that's when I got into this debt which I have been paying consistently,  but because of high interest I have not been able to payoff. Now I have a full time position and would like to get out of this debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218649">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218649</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218649</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218649. Member loan 2218649 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAMI of Southerrn MD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALIFORNIA, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAMI of Southerrn MD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,934.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218651. Member loan 2218651 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modit IT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn Park, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modit IT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Pay off medical bills that were not covered by inusrance&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218689">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218689</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218689</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218689. Member loan 2218689 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,262 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vacumet Metallized Plastics Div</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST POINT, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vacumet Metallized Plastics Div</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; for debt payment to IRS&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; for debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; For debt consolidation, to make debt payment to IRS as soon as possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218712. Member loan 2218712 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winchester Internal Medicine</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winchester, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winchester Internal Medicine</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218722">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218722</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218722</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218722. Member loan 2218722 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,967 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jacksonville, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,054.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218749">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218749</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218749</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218749. Member loan 2218749 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Francis Marion University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLORENCE, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Francis Marion University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am consolidating some large debts incurred in helping my family; want to reduce multiple payments to a single, more easily managed loan with one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">100</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,682.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">100</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218795">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218795</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218795</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218795. Member loan 2218795 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INSIGHT DIRECT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAROL STREAM, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INSIGHT DIRECT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,372.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218983">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218983</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218983</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218983. Member loan 2218983 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HT Hackney</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ashland, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HT Hackney</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; pay off credit card debt&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; pay off credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,208.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219019">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219019</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219019</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219019. Member loan 2219019 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middle Township board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAPE MAY COURT HOUSE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middle Township board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219040">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219040</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219040</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219040. Member loan 2219040 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Escondido, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; 2006 RAW Sand Rail.&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; 2006 RAW Motorsports SandRail.  LS1 V8 Motor, Mendeola 4S transmission, long Travlel Suspension.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219068">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219068</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219068</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219068. Member loan 2219068 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Placentia Yorba Linda Unified School Dis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORBA LINDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Placentia Yorba Linda Unified School Dis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219114. Member loan 2219114 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Retrostudios</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cedar park, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Retrostudios</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; This loan is to help me consolidate a couple credit cards into one easy payment.   I have excellent credit and appreciate the help.&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; i have been at my current job for 12 years.  Very stable employment.  Plan to use the funds to consolidate a couple debts into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">805-809</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219121">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219121</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219121</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219121. Member loan 2219121 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakland Park, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; The loan will be used to pay on personal and medical expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$602.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219149">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219149</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219149</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219149. Member loan 2219149 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Restaurant Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farmington, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Restaurant Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; This loan will be used to pay off higher-interest credit cards. It is part of my plan to save money long-term&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,731.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219165">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219165</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219165</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219165. Member loan 2219165 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PENFIELD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I just want to pay off loans that I have and have one monthly bill to pay.&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; I want to pay off my credit cards with high interest and truck&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219178. Member loan 2219178 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Titlemax</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fultondale, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Titlemax</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,104.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219228">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219228</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219228</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219228. Member loan 2219228 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INDIAN RIVER, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219246">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219246</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219246</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219246. Member loan 2219246 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">big orange productions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOBILE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">big orange productions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,000.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219296">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219296</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219296</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219296. Member loan 2219296 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LINFIELD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219340">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219340</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219340</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219340. Member loan 2219340 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Puget Sound Naval Shipyard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POULSBO, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Puget Sound Naval Shipyard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,436.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219381. Member loan 2219381 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institution for Men</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO CUCAMONGA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institution for Men</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,694.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219389">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219389</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219389</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219389. Member loan 2219389 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Island Princess</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Island Princess</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219405">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219405</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219405</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219405. Member loan 2219405 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,817.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219442">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219442</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219442</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219442. Member loan 2219442 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rancho santa margarita, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,134.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224763">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224763</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224763</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224763. Member loan 2224763 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,804 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State Farm Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMINGTON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State Farm Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,301.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224794">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224794</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224794</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224794. Member loan 2224794 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,033 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COX POOLS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PANAMA CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COX POOLS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,819.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224814">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224814</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224814</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224814. Member loan 2224814 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stafford County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREDERICKSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stafford County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1972</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,411.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224882. Member loan 2224882 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crete Carrier Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUMNER, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crete Carrier Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; The loan will be primarily for debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224904">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224904</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224904</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224904. Member loan 2224904 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercury Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALDWIN PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercury Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225137. Member loan 2225137 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aera Energy, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aera Energy, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,888.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225148">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225148</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225148</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225148. Member loan 2225148 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rebel Oil Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rebel Oil Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,239.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225173">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225173</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225173</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225173. Member loan 2225173 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Monroeville, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I need the loan for debt Consolidation to one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$52,999.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225202">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225202</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225202</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225202. Member loan 2225202 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steward Health Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adrian, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steward Health Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; The loan is my attempt to get out from under increasing variable rates on a credit card balance. This is my second Lending Club loan - I've been successfully paying down the first one, and the regular and enforced payback is helping me get out of debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225293">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225293</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225293</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225293. Member loan 2225293 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teeck Alaska</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wasilla, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teeck Alaska</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,459.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225481">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225481</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225481</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225481. Member loan 2225481 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,486 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Nassau Communities Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAMBRIA HEIGHTS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Nassau Communities Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,793.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225482">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225482</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225482</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225482. Member loan 2225482 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sanoma state center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gilroy, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sanoma state center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225539">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225539</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225539</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225539. Member loan 2225539 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottsdale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,958.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225550">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225550</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225550</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225550. Member loan 2225550 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wright Memorial Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trenton, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wright Memorial Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,801.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225569. Member loan 2225569 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; pay off my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,965.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225819">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225819</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225819</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225819. Member loan 2225819 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Match Frame</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Match Frame</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; In order to move and relocate I need to payoff my debts. I would like to consolidate all my debts and lower my overall monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,498.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225870. Member loan 2225870 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quad/Graphics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fairfield, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quad/Graphics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I would like to pay off a credit card and some other bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225878">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225878</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225878</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225878. Member loan 2225878 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATE OF NEW JERSEY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">levittown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATE OF NEW JERSEY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; Looking to buy an investment home to live in and generate rental income as well as it is divided.   Need down payment and minor repair capital.  I used to work in general construction and can perform 95% of repairs needed myself.   House that i am interested in is about 70k.  thank you.&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; Looking to buy property for living and dual investment.  I&lt;br&gt; used to be in construction and can perform major and minor repairs&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; Looking at homes in the range of 65-100 k.  Very manageable considering low rates and plentiful of people needing  room.shares&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,666.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225942">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225942</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225942</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225942. Member loan 2225942 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">moody high school</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOODY, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">moody high school</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan will payoff several credit cards and combine them into one payment we can afford and payoff sooner than if we were to keep paying minimum payments.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,443.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225961">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225961</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225961</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225961. Member loan 2225961 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montefiore Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montefiore Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,958.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226025. Member loan 2226025 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calo Research Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLUE ASH, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calo Research Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226053">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226053</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226053</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226053. Member loan 2226053 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dentist</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLLAND, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dentist</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226251">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226251</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226251</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226251. Member loan 2226251 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAYNE BOARD OF EDUCATION</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEQUANNOCK, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAYNE BOARD OF EDUCATION</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; SIMPLE CONSOLIDATION OF HIGHER INTEREST BEARING ACCOUNTS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,513.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226268">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226268</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226268</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226268. Member loan 2226268 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson greases trap comp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METAIRIE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson greases trap comp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226414">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226414</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226414</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226414. Member loan 2226414 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indian river medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vero beach, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indian river medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,959.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226437">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226437</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226437</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226437. Member loan 2226437 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LoanMart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENDALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LoanMart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226529">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226529</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226529</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226529. Member loan 2226529 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big Y Foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northampton, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big Y Foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226574. Member loan 2226574 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hart Board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARTWELL, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hart Board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off high interest loans and make one payment instead of several mini payments.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; pay off high interest loans and make one monthly payment that is of a lower interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,593.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226587">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226587</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226587</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226587. Member loan 2226587 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATLANTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,881.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226668. Member loan 2226668 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of MD Transit Admin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Severn, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of MD Transit Admin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">820-824</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,681.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226746. Member loan 2226746 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School # 3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELIZABETH, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School # 3</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; paysome of my bills and my husmand  to keep good credict , and try to keep a good valance now and in the future ,because having a good credict is very  good and very important ,times are hart and things are hart if there is no good credict , and with no to many bills life is more joy and more bether&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226768">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226768</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226768</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226768. Member loan 2226768 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Common Ground</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HYDE PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Common Ground</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; I would like to be debt free from my credit cards so that I can have just one monthly payment which will tremendously help me during the holidays.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226772">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226772</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226772</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226772. Member loan 2226772 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kurt S. Adler</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND HILL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kurt S. Adler</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226826">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226826</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226826</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226826. Member loan 2226826 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KY Labor Cabinet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frankfort, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KY Labor Cabinet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,365.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226852">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226852</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226852</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226852. Member loan 2226852 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAEO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Warner Robins, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAEO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,835.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226916">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226916</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226916</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226916. Member loan 2226916 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominos Pizza</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILOAM SPRINGS, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominos Pizza</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226985. Member loan 2226985 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,275 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept pf education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept pf education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,185.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227020">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227020</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227020</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227020. Member loan 2227020 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; This loan is for my credit card payments. I only want to owe one place, not multiple.&lt;br&gt;&lt;br&gt; Borrower added on 11/24/12 &gt; This loan is to pay off all my credit card payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227045">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227045</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227045</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227045. Member loan 2227045 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilsonville, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Just consolidating some debt. This loan will allow me to pay it off faster at a lower total cost.&lt;br&gt;Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,995.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227137. Member loan 2227137 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanley Steemer Intl</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dublin, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanley Steemer Intl</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; High APR loan &amp; CC refinancing....&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227143. Member loan 2227143 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belle Teche Nursing and Rehab Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAFAYETTE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belle Teche Nursing and Rehab Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; I WILL BE USING THIS LOAN TO HELP PAY OFF A BUNCH OF SMALL CREDIT CARDS AND SOME THAT HAVE ACCUMULATED. pAYING ALL OF THESE SMALL BILLS WILLALOW ME TO JUST HAVE THIS ONE LOAN PAYMENT A MONTH.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,816.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227154. Member loan 2227154 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Hampton, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,388.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227234. Member loan 2227234 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j and e industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j and e industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,483.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227289">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227289</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227289</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227289. Member loan 2227289 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,021.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227301. Member loan 2227301 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">duke-energy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FELICITY, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">duke-energy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227304">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227304</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227304</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227304. Member loan 2227304 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,811 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alaska commerical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BARROW, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alaska commerical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; to get new  dentures .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,716.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227332">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227332</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227332</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227332. Member loan 2227332 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">boston, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; Ive monitored my surrounding property values and feel after 5 years it is time to invest in my home. I hope to remodel my condo to attract potential renters and/or buyers. Since I have a driveway and hold a $900 month mortgage I feel confident my investment will pay for itself in the life of my loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227365">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227365</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227365</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227365. Member loan 2227365 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vaktech Corp LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zephyrhills, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vaktech Corp LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,941.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227415">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227415</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227415</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227415. Member loan 2227415 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exacto Tax & Financial Svcs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fort worth, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exacto Tax & Financial Svcs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227430">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227430</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227430</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227430. Member loan 2227430 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,218 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USDA NFC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SLIDELL, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USDA NFC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Trying to stretch my dollars and lower my monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227524">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227524</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227524</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227524. Member loan 2227524 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,476 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Veterans Affairs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COOL RIDGE, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Veterans Affairs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,069.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227563">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227563</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227563</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227563. Member loan 2227563 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">library of congress</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALTIMORE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">library of congress</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Consolidating credit card and other debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,521.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227584. Member loan 2227584 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EPA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPPER MARLBORO, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EPA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; The loan is to consolidate some of the debit I currently have in order to pay it off in 3 years at a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,046.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227636">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227636</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227636</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227636. Member loan 2227636 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embassy Retirement Home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT LAUDERDALE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embassy Retirement Home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; PAY OFF CREDIT CARDS.&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; PAY OFF MY CREDIT CARDS, AND BE DEBT FREE. I AM TIRED OF &lt;br&gt;CREDIT CARD DEBTS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227638">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227638</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227638</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227638. Member loan 2227638 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altria Group Distribution Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OVERLAND PARK, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altria Group Distribution Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,596.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227661">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227661</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227661</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227661. Member loan 2227661 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,166 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strahm Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NOVATO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strahm Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I just want to get the multiple credit cards I've aquired over the years into one payment and save on interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$61,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227667">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227667</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227667</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227667. Member loan 2227667 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adrian Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADRIAN, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adrian Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227721. Member loan 2227721 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">khazzam inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bayside, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">khazzam inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; This is to pay off credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227755">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227755</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227755</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227755. Member loan 2227755 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beverly Hills, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,745.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227799">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227799</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227799</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227799. Member loan 2227799 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wright pool plastering</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL CAJON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wright pool plastering</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Restore my credit score&lt;br&gt;&lt;br&gt; Borrower added on 11/25/12 &gt; Restore my credit score&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,163.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227825">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227825</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227825</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227825. Member loan 2227825 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madison, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; business development&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227856">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227856</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227856</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227856. Member loan 2227856 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIKE PRUITT HONDA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mogadore, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIKE PRUITT HONDA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am trying to keep from credit tragedy.  I will use this loan to pay off all of my bills and have no debt.  I will have this loan paid back within 36 months.  I need your help so please consider my loan application.  Thank you!!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,460.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">109</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228002. Member loan 2228002 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,919 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUBURN HILLS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; to pay bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228052">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228052</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228052</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228052. Member loan 2228052 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANFORD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,231.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228145. Member loan 2228145 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ICORE INTERNATIONAL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ICORE INTERNATIONAL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,759.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228182">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228182</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228182</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228182. Member loan 2228182 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I am a widower and am trying hard to get all my loans consolidated so that I can pay a one lower interest payment and I can have money to pay more. Please help me lessen my burden.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,543.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228252. Member loan 2228252 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan will be used to pay debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228273">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228273</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228273</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228273. Member loan 2228273 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANNISTON, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; credit cards &amp; kitchen floor&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,238.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228301. Member loan 2228301 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">verizon livesource</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">APPLE VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">verizon livesource</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; to consolidate five small personal loans/credit cards to reduce interest rates&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228352. Member loan 2228352 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indian Springs, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I've owned a mobile rv repair business for 3 yrs  that currently works two markets, one in the summer and one in the winter.  I have funded most of my needs with credit cards to date to see if this dream is sound.  2011 was  hard on tourism in are area, but is picking back up.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228364">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228364</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228364</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228364. Member loan 2228364 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUXBURY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228370">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228370</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228370</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228370. Member loan 2228370 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embryo Creative</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foxboro, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embryo Creative</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; This loan will be used to consolidate credit cards into a low monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,799.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228386">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228386</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228386</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228386. Member loan 2228386 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Hampton Town Police</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST HAMPTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Hampton Town Police</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228394">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228394</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228394</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228394. Member loan 2228394 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands County Sheriff's Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEBRING, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands County Sheriff's Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228440">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228440</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228440</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228440. Member loan 2228440 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veolia Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CREST HILL, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veolia Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I want to consolidate all my bills into one monthly payments. I can save money doing so.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,282.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228456">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228456</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228456</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228456. Member loan 2228456 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">septa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">septa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228493">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228493</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228493</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228493. Member loan 2228493 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaGrange IGA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRAFTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaGrange IGA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228501">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228501</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228501</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228501. Member loan 2228501 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,633 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Paying off all credit cards, in preparation for a new home refinance to take advantage of current rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228534">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228534</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228534</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228534. Member loan 2228534 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SYRACUSE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,763.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228565. Member loan 2228565 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lindale ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TYLER, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lindale ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I have 3 loans, car $2400, card with BBVC $5000, the remaining will go to pay off Chase card. This allows me to lower payments each month and save $350.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,926.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228601">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228601</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228601</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228601. Member loan 2228601 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Vincent Health Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bryant, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Vincent Health Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,792.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228659">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228659</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228659</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228659. Member loan 2228659 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENDALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,788.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228686">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228686</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228686</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228686. Member loan 2228686 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,376 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MELROSE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I feel it will be easier to take higher rate credit cards and pay them off which will make monthly payments far easier. I intend to pay some smaller cards completely off, ending payments on these.Also, I have no major purcases in the foreseeable future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,735.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228692. Member loan 2228692 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yuma county health department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN LUIS, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yuma county health department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,344.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228716">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228716</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228716</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228716. Member loan 2228716 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY OF MEDICINE AND DENTISTRY NEW</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highland Park, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY OF MEDICINE AND DENTISTRY NEW</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; After ph.d graduation became pregnant and gave birth to baby and she is a toddler now. Started for working and planned to buy a home. I would appreciate lending loan club if they help me to build a home for my family by sanctioning this loan .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,579.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228830">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228830</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228830</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228830. Member loan 2228830 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,296 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Central Arkansas Surgical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RUSSELLVILLE, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Central Arkansas Surgical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,656.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228844. Member loan 2228844 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,767 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEAWOOD, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; The majority of this loan will pay off a high interest credit card. The rest to property taxes due December 20th and a new garage door. &lt;br&gt;Thank you for your consideration.&lt;br&gt;Have a wonderful holiday season :)&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; The majority of this loan will pay off a high interest credit card.  The remainder will pay property taxes due Dec 20th, 2012 and a new garage door (2 car garage).&lt;br&gt;Thank you for your consideration  and have a wonderful holiday season. :)&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,610.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228860">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228860</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228860</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228860. Member loan 2228860 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany Medical Center Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALBANY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany Medical Center Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I need a loan to pay off 2 personal loans, my line of credit, 2 credit cards and just clean up all small existing bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,388.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228943">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228943</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228943</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228943. Member loan 2228943 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Postal Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POINT MARION, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Postal Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,459.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229004">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229004</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229004</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229004. Member loan 2229004 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUHLER, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229006. Member loan 2229006 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,887 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLARK MILLS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229022">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229022</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229022</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229022. Member loan 2229022 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyc transit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyc transit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,906.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229061. Member loan 2229061 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Capital Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARROLLTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Capital Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Pay off credit cards in a shorter time and lower interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,326.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229104">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229104</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229104</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229104. Member loan 2229104 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arrowhead Dermatology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOODYEAR, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arrowhead Dermatology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Consolidate Credit Card Debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,047.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229131. Member loan 2229131 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,865.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229159">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229159</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229159</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229159. Member loan 2229159 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYRTLE BEACH, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to pay off all of my credit cards at this time and cancel all but 2. I pay very high interest on a few of them and the banks won't lower the interest rates as I have asked. I have perfect credit and fully intend to keep it that way. I am trying to get my credit score up significantly.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,561.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229166">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229166</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229166</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229166. Member loan 2229166 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,923 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,337.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229252. Member loan 2229252 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,483 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Otscon Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBIA, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Otscon Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,574.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229256">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229256</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229256</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229256. Member loan 2229256 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regent Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWASSO, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regent Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229399">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229399</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229399</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229399. Member loan 2229399 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Ventura</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oxnard, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Ventura</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229412">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229412</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229412</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229412. Member loan 2229412 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,203 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arvato Services </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Clarita , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arvato Services </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,640.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229446">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229446</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229446</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229446. Member loan 2229446 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Learning Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Learning Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229457">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229457</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229457</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229457. Member loan 2229457 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States forest service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bayard, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States forest service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Consolidate high APR credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229483">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229483</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229483</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229483. Member loan 2229483 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meridian Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">point pleasant, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meridian Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I would like to pay back credit cards. I worked full time I have my own home.This will allow me to become fiscally strong.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,990.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234687. Member loan 2234687 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Mason School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORT ORCHARD, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Mason School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I am currently a new graduate of a Special Education degree and would like to get my credit cards consolidated to one payment.  I have a good job and plan to get this paid off as soon as possible.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234704">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234704</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234704</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234704. Member loan 2234704 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target distribution center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target distribution center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234721. Member loan 2234721 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,165 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Greenbrier</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEWISBURG, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Greenbrier</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidate and get caught up on bills.&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; To consolidate and pay some bills off&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,146.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234766">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234766</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234766</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234766. Member loan 2234766 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAPIDS CITY, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234773">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234773</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234773</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234773. Member loan 2234773 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDDING, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,637.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234806">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234806</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234806</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234806. Member loan 2234806 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,933 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">House Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN CLEMENTE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">House Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,586.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234812. Member loan 2234812 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seldens Home Furnishings</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY PLACE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seldens Home Furnishings</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234816. Member loan 2234816 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">optimist youth homes and family services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">optimist youth homes and family services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,408.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234848">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234848</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234848</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234848. Member loan 2234848 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENN HEIGHTS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,979.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234885. Member loan 2234885 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTGOMERY, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; i need this to buy product for my store&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,425.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264623">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264623</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264623</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264623. Member loan 2264623 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Grupo Bimbo bakeries USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOWNEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Grupo Bimbo bakeries USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Pay off all credit cards and just have one bill&lt;br&gt;&lt;br&gt; Borrower added on 11/25/12 &gt; pay off all credit cards and just have one bill every month&lt;br&gt;&lt;br&gt; Borrower added on 11/25/12 &gt; pay off all credit cards, visa, mastercard and shell gas, that will just leave me with just one bill every month instead of paying cards for years with no just relief.&lt;br&gt;&lt;br&gt; Borrower added on 11/25/12 &gt; credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264631. Member loan 2264631 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,072 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAMP VERDE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; Are Business is Growing and We are Looking to Exspend and add more License to do bigger jobs and move forward&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,698.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264664">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264664</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264664</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264664. Member loan 2264664 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUARRYVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,371.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264681">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264681</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264681</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264681. Member loan 2264681 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENDORA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,913.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264685. Member loan 2264685 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytown School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytown School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264712. Member loan 2264712 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">absolute care providers </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAROSE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">absolute care providers </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; To payoff high credit cards bills. To payoff some of my doctor's bill. To do a little Christmas shopping. I want to get a head of some of my bills.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; I would like to payoff some of my high credit cards. I also would like to payoff my doctor bill. I would like to do a little Christmas shopping. I would also like to take my family on a  little vacation for the holidays.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; I would like to payoff some of my credit cards. I would also like to payoff my doctor bills. I would like to take my family on vacation for the holidays. I would also like to do a little Christmas shopping. I would lime to get a head of my bills. I want most of my bills to be paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264734">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264734</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264734</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264734. Member loan 2264734 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,467 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dd's discounts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dd's discounts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,035.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264739">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264739</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264739</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264739. Member loan 2264739 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,677 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holzinger Industrial Sheet Metal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holzinger Industrial Sheet Metal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274653">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274653</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274653</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274653. Member loan 2274653 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wooster, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,157.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274658. Member loan 2274658 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First American Title Insurance Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PETERSBURG, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First American Title Insurance Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Vacation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,930.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274667">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274667</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274667</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274667. Member loan 2274667 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ergonomic Group Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westbuty, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ergonomic Group Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; consolidarte all credit cards to zero and close accounts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,558.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274676">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274676</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274676</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274676. Member loan 2274676 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Seafood of Alaska</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kodiak, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Seafood of Alaska</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; the purpose of my loan is to pay all my credit cards and for house improvement.&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; the purpose of my loan is to pay all my credit cards and for home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274687. Member loan 2274687 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,232 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Care cycle solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metairie , LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Care cycle solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274729">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274729</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274729</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274729. Member loan 2274729 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newburgh, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,259.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274764">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274764</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274764</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274764. Member loan 2274764 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENSBURG, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; i am going to do home improvements&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; i am going to fix up my bathroom&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; iam going to remodel my bathroom. i will put in a shower, and two new sinks and a counter top. i am going to paint all the walls. i will  put in some mew cermaic tiles. we will do the work ourselves to save the costs of someone doing the work. i will purchase new curtain, new bathroom rugs, toilet&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,314.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274799">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274799</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274799</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274799. Member loan 2274799 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WANTAGH, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,556.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274867. Member loan 2274867 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DigMag Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSWELL, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DigMag Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,734.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274870. Member loan 2274870 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broward County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEMBROKE PINES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broward County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,788.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274883. Member loan 2274883 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WalMart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WalMart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; To consolidate my debt and to have one payment and to lower my interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,109.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274920">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274920</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274920</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274920. Member loan 2274920 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southpoint VW</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baton Rouge, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southpoint VW</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; This loan is a consolidation of my remaining unsecured credit card debt and my lending club loan that I have had without missing any payments.The old loan was for a home improv. project.  I have just refinanced my home and lowered that by $400 and I am consolidating the rest to save another $250&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,151.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274933. Member loan 2274933 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lynwood Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lynwood Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,826.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274955. Member loan 2274955 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORANGE BEACH, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I've been 1st mate on a very reputable charter boat for several years now and its time for me to step forward and start my charter business. I have my captain license and all requirements to start I just need funds to buy the permits, business license, and advertising...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,031.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275002. Member loan 2275002 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Cabinet Shoppe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THIBODAUX, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Cabinet Shoppe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,553.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275045">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275045</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275045</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275045. Member loan 2275045 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Purgason Tire</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shattuck, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Purgason Tire</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275057">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275057</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275057</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275057. Member loan 2275057 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPOKANE VALLEY, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,440.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275078. Member loan 2275078 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide Legal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide Legal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,361.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275255">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275255</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275255</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275255. Member loan 2275255 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Venture</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWER MOUND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Venture</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275264">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275264</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275264</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275264. Member loan 2275264 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beyond Dental and Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beyond Dental and Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I want to consolidate my credit cards and build a loan history to help further increase my credit score for an eventual mortgage. Thanks for looking!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,616.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275283. Member loan 2275283 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UBC Ntl Job Corps Training Fund Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENO, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UBC Ntl Job Corps Training Fund Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275305">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275305</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275305</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275305. Member loan 2275305 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST HOLLYWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275328">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275328</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275328</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275328. Member loan 2275328 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Banco de credito e inversiones</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Banco de credito e inversiones</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,477.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275352. Member loan 2275352 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">casa guajardo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">casa guajardo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I have too many credit cards with high interest rate.  It seems like I will never finish paying, because every month I pay just interest.  This seems like a smart way of paying my bills,and being able to finish paying them soon!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,656.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275380">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275380</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275380</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275380. Member loan 2275380 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,853 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stayton, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I want to get rid of a high interest Bank of America VISA bill.  I've closed the account-  and with this loan I can pay it off in 3 years.&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; I will use this loan to pay off Bank of America - and repay this Lending Club loan in 3 years and save a ton of money on interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,088.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275398">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275398</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275398</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275398. Member loan 2275398 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,134 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leavenworth USD 453</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leavenworth, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leavenworth USD 453</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">830-834</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275454. Member loan 2275454 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lincoln County R-III School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Troy, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lincoln County R-III School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; This is to consolidate credit card debt, so we can begin to become debt free. With this loan, all of the creidt card debt will be in one loan, and will save over $125 dollars a month. Plan on paying it off before the 36 month term is up.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,038.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275484. Member loan 2275484 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,300 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army Corps of Engineers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army Corps of Engineers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,975.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275528">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275528</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275528</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275528. Member loan 2275528 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">centralia, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; this loan would cut my monthly payments almost in half  which would free up more for my wife and i  and would not extend the over all time of the payments were making now whith the leftover and addditional each month we could do some things around the house we have put off while raising the children&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,127.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275564. Member loan 2275564 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Magic nail</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STONE MOUNTAIN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Magic nail</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275643">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275643</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275643</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275643. Member loan 2275643 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,926 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Townsend machine</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yardville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Townsend machine</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,456.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275675">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275675</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275675</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275675. Member loan 2275675 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R  R foundations</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">newtown, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R  R foundations</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; being able to make one payment a month&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275752">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275752</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275752</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275752. Member loan 2275752 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">el dorado country club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM DESERT, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">el dorado country club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275816. Member loan 2275816 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paso Robles Youth Sports Council</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PASO ROBLES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paso Robles Youth Sports Council</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I am working on starting my own business and want to consolidate all of my current bills into one monthly payment. I have been employed at my current job full-time for over 3 years and will continue to work full-time while completing my Bachelor's Degree in engineering.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,578.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275853">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275853</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275853</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275853. Member loan 2275853 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UBU Sports</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MERRILL, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UBU Sports</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Home repairs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275854">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275854</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275854</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275854. Member loan 2275854 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,978 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">h & k Towing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cropseyville, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">h & k Towing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; pay off credit cards to get rid of them in three years all gone!!!!  that will be nice&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275902">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275902</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275902</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275902. Member loan 2275902 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Longshoremen's Assoc </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jacksonville, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Longshoremen's Assoc </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,913.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275944">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275944</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275944</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275944. Member loan 2275944 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson correctional</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLACK RIVER FALLS, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson correctional</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I need to consolidate my bills and replace my furnace.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,530.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275966">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275966</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275966</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275966. Member loan 2275966 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JA Oilfield Mfg, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmond, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JA Oilfield Mfg, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,640.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276004">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276004</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276004</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276004. Member loan 2276004 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madison Township, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,808.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276027">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276027</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276027</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276027. Member loan 2276027 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I am starting my own business as an Independent Agent selling life and health insurance.  I neeed the money for startup expenses&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,456.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276114. Member loan 2276114 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stcloud hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT STEPHEN, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stcloud hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; to consolidate credit cards&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; debt consoladation&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; debt consoladation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276132. Member loan 2276132 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Alaska</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JUNEAU, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Alaska</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276140">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276140</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276140</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276140. Member loan 2276140 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alegria community Living Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concord, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alegria community Living Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; for house improvement to make some repairs.&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; for house improvement to make repairs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,401.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276160">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276160</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276160</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276160. Member loan 2276160 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Downingtown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,073.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276232. Member loan 2276232 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coca-Cola Refreshments</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWER MOUND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coca-Cola Refreshments</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,312.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276387">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276387</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276387</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276387. Member loan 2276387 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tory Burch</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tory Burch</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,064.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276402. Member loan 2276402 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grand Strand Regiona Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYRTLE BEACH, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grand Strand Regiona Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276446">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276446</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276446</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276446. Member loan 2276446 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Since starting my own business it has been hard to get ahead. So this will help us with those HIGH credit cards and will lower our interest rate. Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,006.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276493">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276493</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276493</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276493. Member loan 2276493 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School system</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANT CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School system</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,672.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276543">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276543</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276543</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276543. Member loan 2276543 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">americian interiors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">americian interiors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,287.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276557">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276557</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276557</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276557. Member loan 2276557 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,158.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276588. Member loan 2276588 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Service Source</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILVER SPRING, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Service Source</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,294.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276628. Member loan 2276628 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles county sheriff's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles county sheriff's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; The purpose of this loan is to consolidate my bills so I can pay everything off in 24mo or less&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276684">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276684</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276684</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276684. Member loan 2276684 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Travel Centers Of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EATONTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Travel Centers Of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,279.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276704">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276704</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276704</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276704. Member loan 2276704 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Paul Public School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodbury, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Paul Public School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I have other credit cards expenses and it cost too much to pay and it takes longer time to pay off the balances.  By applying at Lending Club will made the payment easy for me by making just one payment will be easy for me to pay it off sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276738">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276738</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276738</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276738. Member loan 2276738 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKVILLE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276746. Member loan 2276746 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waynesburg, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Loan is for an 01 F350 diesel truckwith 15Ok miles that a friends father had. They are selling truck to settle estate. I have 20% to put down and already have a loan with lending club and the rate is better than the credit union.This will replace my clear title 02 f150 which will be sold&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,412.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276835">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276835</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276835</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276835. Member loan 2276835 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Utah Capital Investment Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salt Lake City, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Utah Capital Investment Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Badly needed vacation for my wife and I.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276837">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276837</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276837</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276837. Member loan 2276837 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rapid it</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">union city, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rapid it</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; i looking for 20000 total amount for my sisters marriage, suddnly i can't spend that much from my pokect so iam browwing from you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$934.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276838. Member loan 2276838 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mail Contractors of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waldorf, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mail Contractors of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,071.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276872">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276872</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276872</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276872. Member loan 2276872 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">santa barbara bank and trust</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOMPOC, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">santa barbara bank and trust</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; to pay off high credit card rates&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; to payoff high credit card rates&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276889">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276889</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276889</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276889. Member loan 2276889 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,880 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tadpole Dory Works</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tadpole Dory Works</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,948.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276896">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276896</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276896</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276896. Member loan 2276896 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alpenrose dariy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alpenrose dariy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; get out of high interest credit cards accounts i have and pay some other bills off complety off.this will be great too get this done thank you very much getting this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,578.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284562">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284562</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284562</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284562. Member loan 2284562 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palo alto sub acute rehab center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNION CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palo alto sub acute rehab center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Down payment for a house mortgage.&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; Mortgage down payment for a mortgage loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,791.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284577. Member loan 2284577 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellisio foods inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WELLSTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellisio foods inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284587">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284587</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284587</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284587. Member loan 2284587 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rock Island, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Paying off some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,931.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284606">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284606</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284606</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284606. Member loan 2284606 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transcontinental Printing, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transcontinental Printing, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Payoff Fuel Credit Cards at higher APRs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,786.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284611">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284611</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284611</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284611. Member loan 2284611 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allergan Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEWITT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allergan Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,585.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284617">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284617</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284617</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284617. Member loan 2284617 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DIBOCO FIRE SPRINKLERS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARION, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DIBOCO FIRE SPRINKLERS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,995.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284629. Member loan 2284629 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirk O The Valley</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Granada Hills, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirk O The Valley</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,942.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284639">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284639</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284639</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284639. Member loan 2284639 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">milton j wood fire protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLAPOOSA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">milton j wood fire protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,255.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284666. Member loan 2284666 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A&P supermarkets</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carmel, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A&P supermarkets</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,470.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284668. Member loan 2284668 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">staten island care center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">staten island care center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; debt cosolidatio&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,320.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284707. Member loan 2284707 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr merriman</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr merriman</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284758">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284758</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284758</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284758. Member loan 2284758 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Syracuse Behavioral Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLAY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Syracuse Behavioral Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I'd like to use the money to pay off my car loan and clear my credit card debt. This is a great opportunity for me to start the year off right with less debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,180.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284770">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284770</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284770</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,775</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284770. Member loan 2284770 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,119.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284781">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284781</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284781</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284781. Member loan 2284781 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Manhattan Class Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Manhattan Class Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; This loan is intended for a simple credit card debt consolidation.  The funds are to be used solely for the purpose of refinancing to improve savings on interest.  My track record for on-time payment on these accounts is years long.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284786">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284786</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284786</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284786. Member loan 2284786 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Martin Marietta</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">saint cloud, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Martin Marietta</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; We want to clear up some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,767.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284792">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284792</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284792</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284792. Member loan 2284792 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,646 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Visionary Medical Imaging</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denison, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Visionary Medical Imaging</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Credit Card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,119.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">108</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284808. Member loan 2284808 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palmdale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Purchase an off road vehicle&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284835">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284835</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284835</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284835. Member loan 2284835 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,919 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I plan on using this money to pay off aquired debt of credit cards and small loans. I have accumilated this debt putting myself through college, my spouse through two grad programs, and daily expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,429.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284836">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284836</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284836</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284836. Member loan 2284836 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS CRUCES, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; CHASE CREDIT CARD IS RIDICULOUS AND I WILL NEVER GET THE $8000.00 BALANCE PAID OFF.  THEIR SIX MONTH REVIEWS ARE ABSOLUTELY RELENTLESS AND THEY HAVE NO SYMPATHY FOR ANY LITTLE ERROR MADE OVER 6 MONTH PERIOD SO MY INTEREST RATE HAS NEVER GOTTEN OFF OF 29.99 % I AM DROWNING THANKS TO CHASE BANK.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284875">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284875</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284875</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284875. Member loan 2284875 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MCLEAN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,035.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284877">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284877</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284877</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284877. Member loan 2284877 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Owings Mills, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,302.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284881. Member loan 2284881 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIONPIPEFITTERSLU533</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHAWNEE, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIONPIPEFITTERSLU533</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284896">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284896</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284896</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284896. Member loan 2284896 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT GAY, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,564.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284908">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284908</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284908</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284908. Member loan 2284908 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide Financial</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBUS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide Financial</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Home Improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,109.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284976">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284976</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284976</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284976. Member loan 2284976 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j&b installations</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERBURNE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j&b installations</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; pay off personal loan&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; pay offpersonal loan to wells fargo bank&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284978. Member loan 2284978 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAKE VILLAGE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; To re-model my bathroom.&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; I would like to re-model my master bathroom,  all new fixtures, tile, counter tops, mirrors, and wall paper.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,352.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284990">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284990</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284990</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284990. Member loan 2284990 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,981 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I always pay my bills on time but i cant get my two visa interest rates down. I would like this paid off for good.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,802.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285034. Member loan 2285034 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,806 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">advanetagemachine</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rochester, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">advanetagemachine</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; deptconsolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285065">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285065</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
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<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285065</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285065. Member loan 2285065 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,825 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north arkansas college</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRISON, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north arkansas college</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<P>&nbsp;</P>
<A name="2285081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285081. Member loan 2285081 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KCKPD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KCKPD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I make all of my payments on time, but have a lot of small amounts on multiple accounts. For the new year I would like to combine some of these accounts into one payment and close out 5 high interest rate accounts that still have small balances (under 2,500) on them.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285094">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285094</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285094</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285094. Member loan 2285094 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aiken, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Credit Cards consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,535.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285167">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285167</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285167</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285167. Member loan 2285167 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEK IMAGING</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GARDENA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEK IMAGING</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285284">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285284</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285284</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285284. Member loan 2285284 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,536.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285285. Member loan 2285285 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Erin & Bills Auto Transport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HINSDALE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Erin & Bills Auto Transport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Home improvement&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; Needed for home improvement.&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; Needed for home improvement loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285298">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285298</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285298</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285298. Member loan 2285298 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I am consolidating my credit card accts. This will be a big help for me. Thank you for all your help-God bless you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285302">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285302</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285302</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285302. Member loan 2285302 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">modesto, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; pay off a couple of credit card debts, get dental work, some spending money for holidays&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,887.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285311">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285311</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285311</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285311. Member loan 2285311 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bramie enterprises</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORPUS CHRISTI, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bramie enterprises</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; this loan will be used to payoff discover,citi card,macys and jcp&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,899.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285328">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285328</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285328</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285328. Member loan 2285328 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brodell Medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARREN, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brodell Medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,001.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285336">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285336</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285336</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285336. Member loan 2285336 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept.f Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIO RICO, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept.f Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; i PLAN ON PAYING OFF MY OTHER CREDIT CARDS TO HAVE ONLY ONE PAYMENT DUE EVERY MONTH.  I CONSIDER MY SELF RESPONSIBLE AND I AM ABLE TO AFFORD THIS MONTHLY PAYMENT&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,296.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285368">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285368</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285368</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285368. Member loan 2285368 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alliance Sales Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alliance Sales Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I am trying to clean up bills and consolidate my debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,194.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285381. Member loan 2285381 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Is to be able to refinance my car to lower payments, to consolidate some bills into one per month. Which it would help alot, instead of having different payments per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285384. Member loan 2285384 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,549 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Bend, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285460">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285460</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285460</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285460. Member loan 2285460 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">new castle, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285472">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285472</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285472</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285472. Member loan 2285472 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CCMSI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANCHESTER, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CCMSI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; loan consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,736.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285504">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285504</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285504</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285504. Member loan 2285504 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,054 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hana Food Distributor, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELLICOTT CITY, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hana Food Distributor, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285595">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285595</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285595</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285595. Member loan 2285595 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,192 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steven St. Laurent</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairfax, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steven St. Laurent</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; New town, new job, new responsibilities: and the windows in my new apartment are so drafty!  This will be a cold winter if I don't seal them up and buy a safe space heater, some blankets, and maybe wool socks!  Christmas is coming and money will be tight, this will help me over the temporary gap!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285607. Member loan 2285607 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIVINGSTON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Car financing&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; personal&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; car financing&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; i want to buy a good car&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; BUYING A CAR&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; I WANT TO BUY A NEW CAR&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,386.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285615. Member loan 2285615 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hispanic Health Coalition of Georgia</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSWELL, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hispanic Health Coalition of Georgia</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,652.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285674">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285674</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285674</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285674. Member loan 2285674 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shawnee, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285707. Member loan 2285707 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PMG Puglisi, Moore & Gioffre</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLEASANTVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PMG Puglisi, Moore & Gioffre</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,003.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285727">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285727</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285727</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285727. Member loan 2285727 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alpine Solutions/also self employed</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAPLES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alpine Solutions/also self employed</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,792.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285746. Member loan 2285746 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida Hospital Orlando</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wesley Chapel, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida Hospital Orlando</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Mother needs surgery in a few months for health reason.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,544.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285824. Member loan 2285824 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Covina, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,024.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285859. Member loan 2285859 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,795 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RHP Staffing Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLE CANADA, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RHP Staffing Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt consolidation. Car will be paid off in 3 years looking to have all other debt paid off by then as well.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,737.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285910">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285910</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285910</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285910. Member loan 2285910 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,897 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesterfield County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH CHESTERFIELD, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesterfield County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,209.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285929">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285929</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285929</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285929. Member loan 2285929 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Plano</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plano, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Plano</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285964">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285964</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285964</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285964. Member loan 2285964 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northrop Grumman</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest City, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northrop Grumman</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Hello :)&lt;br&gt;Loan request is for various home improvement projects.  I am an excellent borrower with no late payments, good income, job security, loan will be paid in full!  Thank you in advance for your support.  I am open to any questions.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,478.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285977">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285977</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285977</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285977. Member loan 2285977 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$54,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST BLOOMFIELD, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; needs loan to finish basement at my primary residence&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286046">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286046</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286046</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286046. Member loan 2286046 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIG LOTS INC.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poway, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIG LOTS INC.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; DEBT CONSOLIDATION&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,114.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286076">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286076</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286076</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286076. Member loan 2286076 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Creswell, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay off a two loans and have a little money for Christmas.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286077. Member loan 2286077 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cardenia friendship home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PAUL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cardenia friendship home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Small amount of credit cards, pay off every bill I have and only have 1 pymt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,707.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286081. Member loan 2286081 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boeing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE TAPPS, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boeing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,419.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286099">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286099</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286099</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286099. Member loan 2286099 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,746 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golds gym</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golds gym</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,491.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286163. Member loan 2286163 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seitlin, a Marsh & McLennan Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pembroke Pines, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seitlin, a Marsh & McLennan Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I plan to use the funds for the loan to pay off other debt and have a single monthly payments that will help me in my attainment of one of my most important goals...to live completely debt free!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,040.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286238">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286238</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286238</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286238. Member loan 2286238 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta Air Authority</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POWDER SPRINGS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta Air Authority</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; My goal is to pay off high interest credit cards, and expiring promotional offers in order to save on interest. The monthly payment is less than I am paying now on minimum payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286278">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286278</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286278</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286278. Member loan 2286278 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jb hunt </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south gate , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jb hunt </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,440.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286478">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286478</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286478</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286478. Member loan 2286478 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNTAIN VIEW, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; bill consolidation&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286493">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286493</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286493</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286493. Member loan 2286493 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EWI Collection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EWI Collection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286495">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286495</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286495</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286495. Member loan 2286495 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,062 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Creative Assembly Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANDOVER, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Creative Assembly Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,173.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286535">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286535</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286535</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286535. Member loan 2286535 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,181 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lsg skychefs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cottage grove, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lsg skychefs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; pay off higher interest rate debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,095.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286576">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286576</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286576</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286576. Member loan 2286576 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">formfactor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIVERMORE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">formfactor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I will pay my 401 k, then i will borrow money again, to pay all my credit cards and my loan.&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; i will pay my 401 k, wich i borrowed money 2 yrs ago, but now, i would like to pay them, thats why im borrowing money from u, then i will borrow money again for my 401k, to pay all my credit cards en my loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286619">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286619</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286619</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286619. Member loan 2286619 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Moncks Corner, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; My husband and I have a retail location and several websites. We are seeking funding for merchandise and advertising to grow and boost our business over the holiday season.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,841.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286681">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286681</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286681</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286681. Member loan 2286681 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,983 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foam Fair</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upper Darby , PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foam Fair</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I am borrowing this money to invest in a business.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">820-824</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$367.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286692. Member loan 2286692 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jamaica, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; the loan is to pay off my credit card bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286737">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286737</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286737</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286737. Member loan 2286737 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOMPOC, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,955.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286788">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286788</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286788</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286788. Member loan 2286788 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guaranty Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REPUBLIC, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guaranty Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; would like a one payment option compared to 6 payments with a lower interest rate&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286793">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286793</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286793</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286793. Member loan 2286793 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henry ford west bloomfield hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TROY, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henry ford west bloomfield hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I want to consolidate debts and have it paid off&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286801. Member loan 2286801 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,087 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sungarden terrace retirement home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sungarden terrace retirement home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,961.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286814">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286814</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286814</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286814. Member loan 2286814 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">thomaston, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286816. Member loan 2286816 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joesph Hospital and Medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAVEEN, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joesph Hospital and Medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; To consolidate  my debts (credit cards) into one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286820">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286820</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286820</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286820. Member loan 2286820 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commonwealth dairy llc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atkinson, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commonwealth dairy llc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I wish to use this loan to consolidate credit card, medical, and other misc. outstanding bills, at a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,944.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286836">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286836</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286836</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286836. Member loan 2286836 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marina management </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pensacola, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marina management </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,542.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286881. Member loan 2286881 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Imagine Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOODYEAR, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Imagine Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286910">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286910</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286910</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286910. Member loan 2286910 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrenceville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I would like to expand my advertising/marketing practice. Proceeds will be used for direct mail campaigns and other selling activities to gain additional clients.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286917">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286917</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286917</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286917. Member loan 2286917 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">E2open</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belmont, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">E2open</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,644.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286938">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286938</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286938</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286938. Member loan 2286938 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,813 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hopland Sho-Ka-Wah. Casino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hopland, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hopland Sho-Ka-Wah. Casino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286955. Member loan 2286955 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,183 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Bay Automotive</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NOVATO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Bay Automotive</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I been working in automotive business since 2007 now I want buy cars remodel them, clean them, do paint job and try to sell them for much better value.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,306.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294585. Member loan 2294585 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">serv u success</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DELAWARE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">serv u success</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; bill consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; outstanding med  bills plus credit debt has made this necessary thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,811.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294670. Member loan 2294670 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grayslake, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294708. Member loan 2294708 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PETERSBURG, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,497.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294717. Member loan 2294717 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meisinger Construction Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAGAN, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meisinger Construction Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294771. Member loan 2294771 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,868 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thurmont, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$55,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294778">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294778</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294778</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294778. Member loan 2294778 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NY Presbyterian Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">freshmeadow queens, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NY Presbyterian Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This debt consolidation loan will help me a lot the intrest on my credit card&lt;br&gt;is to high&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; my loan is to pay my credit cards&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; This loan is to pay all my credit card bill and if any left over some hoiday &lt;br&gt;shoping but must of all my credit card the intrest is too high&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; People take out loan for several different reason but the main thing is that&lt;br&gt;they need money.With a loan you would have the freedom to fullfill the needs and not having to worry about the high intrest rate of the credit cards&lt;br&gt;and by me taking this loan will help a lot of does worries and help&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; My story is that I have been paying high intrest on my credit cards and last&lt;br&gt;night I was looking and I got upset and said that most be a solution to this &lt;br&gt;madness and came to my office ready to find a solution not to be paying &lt;br&gt;all this high intrest when online and foud you and apply and apply&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,112.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294782. Member loan 2294782 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Senior Select Home Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MC KINNEY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Senior Select Home Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294801. Member loan 2294801 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wichita Falls , UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I walways pay my bills on time so this loan will be no different. I am a good client for a personal loan, I will make all payments in full and on time&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; I am hoping to get the loan to assist with a medical prodecure that is will make my quality of life better.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,620.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294844. Member loan 2294844 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALIS ROTI SHOP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANTATION, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALIS ROTI SHOP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,295.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294846">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294846</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294846</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294846. Member loan 2294846 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,543 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stockbridge Resources, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RONKONKOMA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stockbridge Resources, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This loan is to consolidate my credit card debt into 1 monthly payment so I am able to pay off this outstanding debt within a specified period of time or sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,031.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294963. Member loan 2294963 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,267 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interlinc Mortgage Services, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frisco, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interlinc Mortgage Services, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Consolidating credit cards into one payment for simple interest financing with a set term.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295013">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295013</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295013</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295013. Member loan 2295013 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jewishhome</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALLEY COTTAGE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jewishhome</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,143.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295017">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295017</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295017</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295017. Member loan 2295017 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,466 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R.I.G.H.T. Program</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R.I.G.H.T. Program</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295031">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295031</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295031</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295031. Member loan 2295031 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,214 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Webster Petroleum LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Webster Petroleum LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295117">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295117</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295117</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295117. Member loan 2295117 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Encino, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$771.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295123">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295123</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295123</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295123. Member loan 2295123 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; To pay all cards into one bill, canceling, then use pre-paid credit already established through Wells Fargo, try to pay as quick as possible...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,272.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295132. Member loan 2295132 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eaton Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CEDAR PARK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eaton Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295135. Member loan 2295135 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,686 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHGATE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; surprise christmas visit to see grandchildren&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295137. Member loan 2295137 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cisco Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NASHUA, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cisco Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I work for a reputed company on a good pay scale. I'm in need to pay off my personal debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295159">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295159</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295159</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295159. Member loan 2295159 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">N.E. GA Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAINESVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">N.E. GA Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,498.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295177">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295177</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295177</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295177. Member loan 2295177 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">M-squared mgmt</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JAMAICA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">M-squared mgmt</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,110.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295204">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295204</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295204</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295204. Member loan 2295204 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MELBOURNE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,491.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295211">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295211</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295211</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295211. Member loan 2295211 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSSVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,895.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295231">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295231</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295231</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295231. Member loan 2295231 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ODOT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OKLAHOMA CITY, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ODOT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Looking to consolidate some credit card debt and free up some extra funds.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295264">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295264</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295264</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295264. Member loan 2295264 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRAHAM, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; pay off all my credit cards&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; to pay off all me credit cards. so i can start living right so i can send my kids to college so maybe they will not have to do what i had to do it will help me out so i can breath and spleep at night please help me get my live back in order  for family and me please help a good person in need plesae&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,611.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295270. Member loan 2295270 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami International Airport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH MIAMI BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami International Airport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,448.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295272">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295272</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295272</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295272. Member loan 2295272 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Constellation Home Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW HAVEN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Constellation Home Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Due to some family issues, I incurred significant credit card debt.  My efforts to pay them down are hampered by the very high interest rates.  With this loan, I can eliminate my credit card debt completely in 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,860.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295281">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295281</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295281</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295281. Member loan 2295281 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prestonsburg, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Loan consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; Loan consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; Loan consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,523.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295319">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295319</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295319</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295319. Member loan 2295319 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northern Hospital of Surry County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLAUDVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northern Hospital of Surry County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295334">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295334</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295334</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295334. Member loan 2295334 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Western Montana Chapter</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Missoula, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Western Montana Chapter</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295338">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295338</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295338</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295338. Member loan 2295338 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Somerset Hills School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORRIS PLAINS, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Somerset Hills School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,149.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295348">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295348</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295348</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295348. Member loan 2295348 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dependable Lumber</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAONIA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dependable Lumber</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Payoff a highter interest loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295371. Member loan 2295371 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WELLINGTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295392">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295392</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295392</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295392. Member loan 2295392 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOMESTEAD, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,994.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,025</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295426. Member loan 2295426 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAWRENCE, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Tired of paying out of control credit card rates As soon as I pay off the card companies I will maintain only 1 card for emergency purposes.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,692.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295505. Member loan 2295505 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,285 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fdle</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLAHASSEE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fdle</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,572.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295512">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295512</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295512</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295512. Member loan 2295512 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH CHARLESTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295522. Member loan 2295522 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J.M. Fahey Construction Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">belton, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J.M. Fahey Construction Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay OFF Credit Cards with HIGHER INTEREST RATES.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; To PAY OFF Credit Cards with HIGHER Interest Rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295560">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295560</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295560</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295560. Member loan 2295560 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baptist Health Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baptist Health Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; In this last year there have been personal problems which have led me to have debts that I must pay off. I would like to combine all of them in one account and make one payment at a time. This method would be much more convenient for me.&lt;br&gt;&lt;br&gt;Thank you in advance.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; I wish to express my sincere gratitude to all the people who make it possible for one reason or another that loan as they are approved, I think you are part of a group that give people new opportunities. Again thank you very much and God bless.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,443.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295580">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295580</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295580</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295580. Member loan 2295580 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FARMINGVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,189.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295618">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295618</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295618</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295618. Member loan 2295618 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,671.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295712. Member loan 2295712 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,400 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paramount</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paramount</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,659.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295718. Member loan 2295718 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ken Randall Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAVERTON, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ken Randall Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295738">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295738</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295738</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295738. Member loan 2295738 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fit BPO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FALLBROOK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fit BPO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,349.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295755">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295755</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295755</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295755. Member loan 2295755 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shimmick Construction Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAMONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shimmick Construction Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This seems like a managable way to pay off a few credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,980.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295771. Member loan 2295771 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abbott Northwestern Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PAUL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abbott Northwestern Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295847. Member loan 2295847 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regional Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chillicothe, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regional Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,130.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295860">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295860</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295860</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295860. Member loan 2295860 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bluewolf Group LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bluewolf Group LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295895">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295895</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295895</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295895. Member loan 2295895 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,170 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodland Davis pest Control</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodland, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodland Davis pest Control</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,375.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295919. Member loan 2295919 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; there is a few things I need the money for.  First pay of a couple of credit cards. Then pay my estimated state income tax. Finally fix the front steeps into the house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295952">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295952</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295952</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295952. Member loan 2295952 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Catonsville, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I have a credit card that I have been struggling with. The minimum payment just became too high for me and this loan will reduce my monthly payment a great deal. Plus I will actually see the balance shrink! Once I gain financial freedom personally, I can continue to build my business further.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,810.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295992. Member loan 2295992 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,306 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">intex corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLE FALLS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">intex corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295994. Member loan 2295994 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TMX Finance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EATONTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TMX Finance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; My goal is to get rid of my credit card debt.  I have 3 cards w/high balances. It will take such a long time to pay them off off just paying slightly more than the min pmt.  This loan will allow me to close the CC accts and eliminate the debt in just 5 years and will save me thousands of dollars.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296002. Member loan 2296002 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parker Fabrication</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST PEORIA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parker Fabrication</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; consolidate debt to one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296054">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296054</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296054</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296054. Member loan 2296054 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ViewPoint</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ViewPoint</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I recently went back to school and am working my way towards a graduate degree. I'm paying cash for tuition so have relied heavily on credit cards. I'm now working to pay down that debt and this would help greatly to starting the new year on the right foot.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296075">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296075</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296075</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296075. Member loan 2296075 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spectrum contracting inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lehigh acres, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spectrum contracting inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; i will be paying off my credit cards that have a high apr.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296076">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296076</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296076</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296076. Member loan 2296076 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Progress Rail Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALBERTVILLE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Progress Rail Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,329.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296082">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296082</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296082</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296082. Member loan 2296082 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296088. Member loan 2296088 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,558 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metson Offshore Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASILLA, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metson Offshore Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; After moving to Alaska June 2012 to take employment with the company I now am with I used up a lot of my reserves to make the move. With this loan I can eliminate some debt including a college loan which will bring me into a comfortable position with my life here in Alaska.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296090">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296090</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296090</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296090. Member loan 2296090 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pho888</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOCKTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pho888</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,081.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296103">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296103</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296103</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296103. Member loan 2296103 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,780.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296130">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296130</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296130</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296130. Member loan 2296130 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KELLER, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; consolidate credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1970</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,879.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296136">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296136</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296136</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296136. Member loan 2296136 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">payless mattress and fiurniture</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORT SAINT LUCIE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">payless mattress and fiurniture</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; The loan is is for the sole purpose of paying of paying off existing debt..which is mostly due to dental work I had done..I paid alot of that bill by using my own cash..This loan would pay off most of my debt making my finaces very easy to manage..I could do it on my own,but this makes sense.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; The loan is for the sole purpose of paying off existing debt which was incurred due to dental work which I had done..I also used alot of my own cash to pay that bill..This loan would make my finances very easy to manage&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296178. Member loan 2296178 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANGEL FIRE, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296230">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296230</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296230</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296230. Member loan 2296230 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Backyard Bistro</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RALEIGH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Backyard Bistro</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Most of the funding is going to credit card consolidation/refinancing.  The rest is being used for home repairs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,721.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296231">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296231</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296231</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296231. Member loan 2296231 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AKRON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,417.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296239">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296239</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296239</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296239. Member loan 2296239 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crosslink</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crosslink</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296270. Member loan 2296270 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296274">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296274</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296274</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296274. Member loan 2296274 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New London, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Im tring to buy my grandsons truck to help him out after the death of his father and help him avoid losing the truck&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,634.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296285. Member loan 2296285 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAYCE, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296295">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296295</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296295</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296295. Member loan 2296295 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jupiter, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; credit card refinacing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,617.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296309">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296309</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296309</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296309. Member loan 2296309 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interim Health Care and Hospice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interim Health Care and Hospice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; In need of new heater/air conditioner&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; My air/heater died. $30.000.00 to replace&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,057.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296329">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296329</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296329</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296329. Member loan 2296329 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,464 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">providence point</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakdale, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">providence point</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296339">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296339</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296339</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296339. Member loan 2296339 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kids World Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIDGEVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kids World Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; credit card debit&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; I would like to consolidate my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,757.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296358">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296358</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296358</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296358. Member loan 2296358 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Barbara, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,386.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296361. Member loan 2296361 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Speedmark Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW BUFFALO, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Speedmark Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296369">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296369</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296369</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296369. Member loan 2296369 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Dentistry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OPELOUSAS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Dentistry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296372">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296372</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296372</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296372. Member loan 2296372 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,760 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Creative Technology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lewis Center, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Creative Technology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,275.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296374">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296374</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296374</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296374. Member loan 2296374 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to consolidate a couple high interest credit cards.  I've had a hard time trying to pay them off but I believe consolidating them would make a huge difference.  I had some financial challenges in the past but have since rebuilt my credit one point at a time, which I'm very proud of.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; I've spent the last several years rebuilding my credit, one point at a time.  Unfortunately I still have some high interest credit cards I'd like consolidate and pay off.  This would allow me to do so and improve my rating some more.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,195.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296395">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296395</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296395</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296395. Member loan 2296395 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,743 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington Hospital Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGDALE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington Hospital Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296401. Member loan 2296401 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mission Pharmacal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mission Pharmacal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidation of several credit cards. This loan should save me around $200 a month with a much lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296402. Member loan 2296402 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,421 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUB International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HERMOSA BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUB International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,616.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296426. Member loan 2296426 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Resource Options Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stoneham, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Resource Options Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,064.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296463">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296463</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296463</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296463. Member loan 2296463 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands Ranch, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,802.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296525">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296525</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296525</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296525. Member loan 2296525 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,577 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,801.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296554">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296554</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296554</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296554. Member loan 2296554 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New School University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New School University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,569.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296555">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296555</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296555</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296555. Member loan 2296555 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yardworks Nursery</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yardworks Nursery</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I would like a loan with a lower rate than my credit cards, so that I may get out of debt. I want to free from debt within 3 years and this will help me in that goal.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,228.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296558">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296558</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296558</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296558. Member loan 2296558 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLC Global</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WICHITA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLC Global</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; This loan is something I will be using to consolidate 2 high rate credit accounts i have currently in order to pay them off much more quickly&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296612">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296612</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296612</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296612. Member loan 2296612 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCIF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCIF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; refinance from higher interest rate credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,146.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296614">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296614</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296614</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296614. Member loan 2296614 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,745 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INSURANCE AGENCY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLNEY, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INSURANCE AGENCY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,026.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296654">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296654</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296654</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296654. Member loan 2296654 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diamond Graphics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diamond Graphics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296707. Member loan 2296707 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUN PRAIRIE, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,515.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296730">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296730</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296730</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296730. Member loan 2296730 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Camp Twin Lakes</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RUTLEDGE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Camp Twin Lakes</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,591.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296746. Member loan 2296746 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,800 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shepherd Eye Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shepherd Eye Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,687.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296752">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296752</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296752</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296752. Member loan 2296752 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Amo Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hawthorne, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Amo Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296766">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296766</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296766</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296766. Member loan 2296766 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,548 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tyler Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANCESTOWN, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tyler Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,970.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296794">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296794</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296794</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296794. Member loan 2296794 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,465 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Reading Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">READING, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Reading Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; To pay off a few student loans and credit cards and consolidate to a more managable one payment a month&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,263.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296891. Member loan 2296891 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Watertown Taxi Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NATICK, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Watertown Taxi Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296899">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296899</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296899</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296899. Member loan 2296899 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,787 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cedar Sinai medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INGLEWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cedar Sinai medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,100.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296901">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296901</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296901</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296901. Member loan 2296901 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEES SUMMIT, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296915">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296915</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296915</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296915. Member loan 2296915 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dunkin donuts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">upper marlboro, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dunkin donuts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; to buying a inventory for store and pay some bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,203.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296933. Member loan 2296933 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spotsylvania County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREDERICKSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spotsylvania County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Lower interest rate on credit card payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,227.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296936">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296936</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296936</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296936. Member loan 2296936 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WellPoint, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newbury Park, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WellPoint, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296941">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296941</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296941</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296941. Member loan 2296941 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Derst Baking Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROSPERITY, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Derst Baking Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,933.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296942">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296942</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296942</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296942. Member loan 2296942 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toys R Us</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHUGIAK, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toys R Us</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,076.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296963. Member loan 2296963 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DaVinci Signs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DaVinci Signs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have credit card loans that have accumulated over school and car repairs and with a few cards it would be a great budget help to have a single monthly payment that I can use to budget more efficiently and hopefully pay off sooner. Thank you for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,766.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297015">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297015</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297015</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297015. Member loan 2297015 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bob Evans Farm</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUITMAN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bob Evans Farm</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,117.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297046">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297046</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297046</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297046. Member loan 2297046 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golder Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORANGEVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golder Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,787.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297055">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297055</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297055</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297055. Member loan 2297055 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Agio Technology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORMAN, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Agio Technology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Paying off debt at a higher interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297078. Member loan 2297078 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Rosa, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$86,178.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297079. Member loan 2297079 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chateau Golf Club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVER RIDGE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chateau Golf Club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,194.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297091">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297091</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297091</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297091. Member loan 2297091 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,691 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St.Mary's Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Palm Beach, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St.Mary's Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I have been focused one graduate school the past 3 years and in this time I have accumulated a little credit card debt in which I would like to consolidate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,996.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297120">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297120</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297120</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297120. Member loan 2297120 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,414 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cast and crew</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redondo Beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cast and crew</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To assist in paying off high interest credit debt and provide a savings for emergencies.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297127">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297127</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297127</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297127. Member loan 2297127 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carlton Senior Living</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALAMEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carlton Senior Living</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,399.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297149">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297149</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297149</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297149. Member loan 2297149 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Family Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deerfield, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Family Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297154. Member loan 2297154 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Desert Jet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Palm Desert, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Desert Jet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To consalidate past credit card debit to a lower interest rate and get out of debt a short amount of time.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; To consalidate past credit card debit to a lower interest rate and get out of debt in a shorter amount of time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297224. Member loan 2297224 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">leacraft boland</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">teaneck, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">leacraft boland</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; my daughter has been struggling her whole life and has always taken care of her mother an i would love nothing more than to help her marry the one man she has always loved by helping her make her wedding day special in allowing her the opportunity to walk down the isle, a mothers gift to her child.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,844.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297258">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297258</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297258</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297258. Member loan 2297258 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">summit sales</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEBSTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">summit sales</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; debt consolidation lower monthly payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,288.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297288">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297288</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297288</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297288. Member loan 2297288 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">laborers local 1085</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAIRO, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">laborers local 1085</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,441.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297294">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297294</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297294</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297294. Member loan 2297294 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PASADENA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,151.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297400. Member loan 2297400 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURKE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; creditcards,consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,223.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297420">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297420</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297420</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297420. Member loan 2297420 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Setting up my new business in the medical field, need financial aid.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297421">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297421</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297421</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297421. Member loan 2297421 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SMYRNA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,144.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297432">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297432</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297432</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297432. Member loan 2297432 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peter Galvan, MD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Slidell, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peter Galvan, MD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1970</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,185.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297464">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297464</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297464</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297464. Member loan 2297464 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,879 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FIRST COMMUNICATIONS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FIRST COMMUNICATIONS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297478">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297478</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297478</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297478. Member loan 2297478 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vanderbilt nursing home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vanderbilt nursing home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297489">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297489</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297489</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297489. Member loan 2297489 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrence General Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DRACUT, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrence General Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297544">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297544</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297544</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297544. Member loan 2297544 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,308 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cordia Senior Residence</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yorkville, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cordia Senior Residence</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; DEBT CONSOLIDATION&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; Pay off all credit cards immediately !!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1967</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,688.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297580">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297580</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297580</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297580. Member loan 2297580 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YMCA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YMCA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297585. Member loan 2297585 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coca cola</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCHENECTADY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coca cola</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297597. Member loan 2297597 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transcend United Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transcend United Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,020.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297605. Member loan 2297605 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Heritage Credit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHREVEPORT, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Heritage Credit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; PAYOFF ALL CREDIT CARDS, NEW ROOF ON MY HOUSE, AUTOMOBILE REPAIR&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; Pay off credit cards, pay off a couple of small  loans,new roof on my house, automobile repairs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297639">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297639</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297639</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297639. Member loan 2297639 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upland Rehab Care Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upland Rehab Care Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am applying for this loan to consolidate my debts. I want to be debt free in 3 yrs. that is my goal.i also want to increase my fico score and be credit worthy.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,728.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297674">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297674</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297674</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297674. Member loan 2297674 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,834.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297741. Member loan 2297741 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">newyork, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; i am a sales person.so i wanna more growth my business thats why i need some money.&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; i wanna my business growth as a sales person and as an inverstor i wanna make sure the , i have suffieient money to salec and buy good products and combination of sales and make some products.for this purpose i need some money and quality purpose to ensure that my products will be the best products.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297744">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297744</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297744</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297744. Member loan 2297744 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,316 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">panhandle, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,780.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297777. Member loan 2297777 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,300 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Luciecounty  Sheriff</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">port saint lucie, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Luciecounty  Sheriff</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$478.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297782. Member loan 2297782 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Original Productions, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALTADENA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Original Productions, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; To refinance a home equity line and 2 higher interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,785.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297791. Member loan 2297791 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">june realty services inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">goldens bridge, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">june realty services inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297801. Member loan 2297801 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,658 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mid America Clinical Labs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Solsberry, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mid America Clinical Labs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan will me get to one monthly payment and help reduce high interest on other credit cards. I am looking forward to being able to payoff my loan in less than the 5 years&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297824. Member loan 2297824 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Our Home Office, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Our Home Office, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; We are looking to buy a house before next school year so we can be in a better  zone.  We have come a long way paying our debt down but feel like we are running out of time and need this little extra help. We fully intend to be able to pay this loan off considerably early.  Thanks for considering.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297906">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297906</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297906</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297906. Member loan 2297906 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frazier & Deeter LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fayetteville, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frazier & Deeter LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I plan to use the loan proceeds to pay off several high interest credit card balances.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$126,946.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298002. Member loan 2298002 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rosemount , MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,407.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298041. Member loan 2298041 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Michigan Wheel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WYOMING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Michigan Wheel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,360.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298042">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298042</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298042</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298042. Member loan 2298042 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">utilimap corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Germantown, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">utilimap corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; too many credit cards at high interest rate&lt;br&gt;one payment ease and no more interest accumulation&lt;br&gt;i calculated 320 a month in interest not accumulating&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,697.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298070">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298070</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298070</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298070. Member loan 2298070 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDC Repair</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDC Repair</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,832.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298134">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298134</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298134</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298134. Member loan 2298134 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKY MOUNT, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,176.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298168">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298168</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298168</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298168. Member loan 2298168 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Food giant inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sikeston, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Food giant inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298169">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298169</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298169</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298169. Member loan 2298169 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,942 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Video Products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Video Products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; This loan is to get ride of my high interest credit card payments that will take me 30+ years to pay off. I am a bit leery of using this peer to peer option but from my research this may be a good way to reduce my debt quicker.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298190">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298190</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298190</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298190. Member loan 2298190 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWFOUNDLAND, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,076.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298216">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298216</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298216</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298216. Member loan 2298216 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GMAC Mortgage LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCHWENKSVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GMAC Mortgage LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298233">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298233</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298233</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298233. Member loan 2298233 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jamaica, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I'm applying for this loan to upset another loan of a higher rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298242">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298242</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298242</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298242. Member loan 2298242 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Krys Jacobs </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT JACOB, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Krys Jacobs </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I have credit card debt that has higher interest. It never seems to go down even though I pay more per month.Want all paid off in 3 years and one payment per mo.Debt was mostly from trying to finish construction on our home.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; Credit card debt. Was trying to finish home to move into and ran out of money a few years ago. Have shredded most cards have been trying to pay them off. Visicous circle with high interest. This will pay them all off within 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,661.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298250">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298250</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298250</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298250. Member loan 2298250 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Carpet One</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Carpet One</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,236.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298271">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298271</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298271</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298271. Member loan 2298271 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bay LTD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Corpus Christi, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bay LTD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,764.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298320">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298320</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298320</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298320. Member loan 2298320 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UISD  </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UISD  </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298359">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298359</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298359</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298359. Member loan 2298359 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Safeway Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH POLE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Safeway Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,605.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298368">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298368</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298368</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298368. Member loan 2298368 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kimiecik Landscaping</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLORIDA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kimiecik Landscaping</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Ive decided to purchase a automatic standby generator with automatic transfer switch. After hurricane Sandy we were without power for 11 days. My small generator did just fine however sitting in line for fuel for hours made this decision pretty easy for me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298371. Member loan 2298371 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,067 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Champion Technoligies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AZTEC, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Champion Technoligies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; debit consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298372">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298372</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298372</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298372. Member loan 2298372 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JP Morgan Chase Bank NA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JP Morgan Chase Bank NA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,248.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298402. Member loan 2298402 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Round Star inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Round Star inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298469">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298469</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298469</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298469. Member loan 2298469 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DU BOIS, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,212.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298506. Member loan 2298506 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,529 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Naugatuck, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298537">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298537</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298537</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298537. Member loan 2298537 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,176 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,730.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298544">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298544</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298544</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298544. Member loan 2298544 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spacefitters </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWINGTON, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spacefitters </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; This loan is too help me organize my bills into one monthly payment so I can make it easier to manage my bills and also pay off bills sooner than paying the higher interest credit card bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,169.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298556">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298556</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298556</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298556. Member loan 2298556 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north bay portables</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north bay portables</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Consiladate debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,629.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298573. Member loan 2298573 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEORIA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; To pay of c.c.'s&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,664.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298586. Member loan 2298586 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALTAMONT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Debit consolidation,loan pay off.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298601">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298601</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298601</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298601. Member loan 2298601 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crawford and company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CUMMING, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crawford and company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,233.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298607. Member loan 2298607 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Ridge School & Pawling Cntrl Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALT POINT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Ridge School & Pawling Cntrl Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; The Town where I reside has mandated that I make improvements to my home in order to close out open building permits. I will lose my home if I can't afford to do this.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,611.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298615. Member loan 2298615 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regency General Contractors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COSTA MESA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regency General Contractors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; consolidate credit card debt.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; consolidate credit card debt.&lt;br&gt;been paying my bills on time.&lt;br&gt;$900.00&lt;br&gt;I have been with current employer past 7 years, it seems very promising down the road to become a bord member.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,335.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298625">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298625</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298625</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298625. Member loan 2298625 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Hughes Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foss, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Hughes Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298660">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298660</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298660</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298660. Member loan 2298660 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,058 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scheurer hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PIGEON, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scheurer hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298677. Member loan 2298677 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,080 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nabisco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANCHORAGE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nabisco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Simply consolidating all my credit cards.  Good stable job of 20 years&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,325.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298703">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298703</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298703</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298703. Member loan 2298703 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORBA LINDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; We are looking into getting our interest rates down so more of our payment goes to the principle and we can get out of debt for good.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298721. Member loan 2298721 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KBR, INC., SEII</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vernon, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KBR, INC., SEII</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Loan request is for home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298759. Member loan 2298759 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilsonville, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; My loan request is to consolidate credit card debt. To begin the new year with a new outlook, new goals and new aspirations.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,461.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298800">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298800</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298800</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298800. Member loan 2298800 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ansell Grimm & Aaron</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST LONG BRANCH, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ansell Grimm & Aaron</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; The loan is to pay off my credit card debt by consolidating them to a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,433.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298807">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298807</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298807</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298807. Member loan 2298807 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,286 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walmart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VERO BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walmart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I want to consolidate debt and pay medical bills...just had surgery, owe approximately $10,000&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,504.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298828">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298828</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298828</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298828. Member loan 2298828 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JBS United</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROYAL, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JBS United</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; just a little help to get over the hump&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,660.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298841">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298841</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298841</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298841. Member loan 2298841 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,483 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The society Of The Fourarts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST PALM BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The society Of The Fourarts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; consolidate all my debts into one   payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298855">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298855</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298855</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298855. Member loan 2298855 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beth israel medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELMONT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beth israel medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298858">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298858</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298858</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298858. Member loan 2298858 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McEnearney Associates, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASHINGTON, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McEnearney Associates, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,021.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298873">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298873</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298873</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298873. Member loan 2298873 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Green Shed Renovations</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METHUEN, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Green Shed Renovations</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298927">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298927</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298927</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298927. Member loan 2298927 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">werner ent</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAYETTE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">werner ent</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Adding garage&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; garage&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,744.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298946">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298946</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298946</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298946. Member loan 2298946 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vendue Inn</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLESTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vendue Inn</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Pay off credit card with high interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,870.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298948">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298948</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298948</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298948. Member loan 2298948 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holy Cross Anesthesia Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chevy Chase, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holy Cross Anesthesia Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Funding requested to help remodel kitchen in a recently purchased house. Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298995. Member loan 2298995 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">the madeira school/washington post/sodex</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">the madeira school/washington post/sodex</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,614.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299009">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299009</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299009</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299009. Member loan 2299009 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUFFALO, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I would like to consolidate current credit cards and a personal loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,115.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299017">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299017</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299017</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299017. Member loan 2299017 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,160 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brackett Imports</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HYANNIS, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brackett Imports</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to refinance my credit cards to a lower interest rate, thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,650.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299026">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299026</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299026</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299026. Member loan 2299026 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jeromey lesperance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">irrigon, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jeromey lesperance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,407.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299034. Member loan 2299034 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LBUSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long Beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LBUSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am using these funds to pay off credit card debt in a faster fixed manner.  It will take me years to pay off this debt where as with this loan I know it will be payed off in 36 months or less.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$122,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299056. Member loan 2299056 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RMC Vanguard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DETROIT, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RMC Vanguard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,332.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299077. Member loan 2299077 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waupaca Foundry, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Almond, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waupaca Foundry, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299079. Member loan 2299079 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R&G Excavating</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GERVAIS, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R&G Excavating</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299087">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299087</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299087</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299087. Member loan 2299087 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cabinetparts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coral Springs, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cabinetparts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">815-819</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,540.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299092">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299092</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299092</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299092. Member loan 2299092 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viracon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLUE EARTH, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viracon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To do some refinancing&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; doing some refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1968</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,572.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299098. Member loan 2299098 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belair Road Supply Co., Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LUSBY, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belair Road Supply Co., Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; We are interested in a debt consolidation loan that will allow us to pay off a large portion of our revolving debt in a short period.  Our children are reaching college age and the 36 month term offered allows us to plan for the future as well as see an end in sight for reducing our overall debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299104">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299104</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299104</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299104. Member loan 2299104 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zipworks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Lauderdale, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zipworks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299114. Member loan 2299114 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,975 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dublin Baptist Church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grove City, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dublin Baptist Church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To consolidate several bills into one payment with lower interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,745.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299115">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299115</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299115</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299115. Member loan 2299115 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,290 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">charlotte pipe and foundry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONROE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">charlotte pipe and foundry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to pay off 90% of my debt to get my wife and i back on our feet to live a happier life&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,097.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299117">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299117</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299117</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299117. Member loan 2299117 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHOLD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am borrowing this amount to do home improvements like replace a failed cesspool, replace a gas fireplace with a wood burning insert, reinsulate and pay off higher rate credit cards and debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299120">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299120</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299120</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299120. Member loan 2299120 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">grayslake, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; to pay off crdit cards&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; credit card bill consolidation pay these off at abetter rate and years paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,946.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299126. Member loan 2299126 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heavenly Smiles Dental</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heavenly Smiles Dental</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; There is a great opportunity now to purchase home in Henderson where adding those money to already saved ones will give me the opportunity&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299167">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299167</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299167</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299167. Member loan 2299167 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,729 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Barth Tax & Finanical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLOUCESTER CITY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Barth Tax & Finanical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My loan is for majority home improvements.  The house I share with my fiancee we were able to complete the downstairs but ran out of money to be able complete upstairs. We are planning a wedding so money would be for that too as well has paying some credit card debt off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299175">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299175</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299175</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299175. Member loan 2299175 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,848 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amitesh Patel, D.D.S.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROHNERT PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amitesh Patel, D.D.S.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,402.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299190">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299190</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299190</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299190. Member loan 2299190 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JPMorgan Chase</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JPMorgan Chase</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Leveraged credit to try to save a failing restaurant venture. Requesting this loan to consolidate debt so that payments can be made and fulfilled.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299198. Member loan 2299198 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyct</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyct</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Want to get out of &ccedil;redit card debt. It has been a long time with it. Feel like Iam never going to get out of it .want to start 2013 with a new slate with this loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299200">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299200</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299200</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299200. Member loan 2299200 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REVERE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,310.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299212">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299212</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299212</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299212. Member loan 2299212 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Master Communications Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT LOUIS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Master Communications Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I would like to use the loan  for all my debt consolidation.  I have a good job and have been in this field for over 28 years.  I am actively working on being debt free in a 5 year plan. Having a fixed rate.would go a long way  in making this possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299275">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299275</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299275</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299275. Member loan 2299275 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parque Vista Apartments, L.P.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parque Vista Apartments, L.P.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Credit card debt refiance to lower intererest rates on current credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1966</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299286. Member loan 2299286 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ENGLAND MOTOR FREIGHT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAWTUCKET, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ENGLAND MOTOR FREIGHT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; clear up credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; clear up credit card debt&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; clear up credit card debt&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; clear up credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1967</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,874.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299301. Member loan 2299301 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,989 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empower FCU</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST SYRACUSE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empower FCU</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidate credit cards to a lower rate and one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,683.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299346. Member loan 2299346 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREAT NECK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,731.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299360. Member loan 2299360 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Bureau of Prisons</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIBERTY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Bureau of Prisons</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299363">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299363</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299363</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299363. Member loan 2299363 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OVERLAND PARK, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,683.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299370">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299370</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299370</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299370. Member loan 2299370 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flynns automotive</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flynns automotive</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; to roll all my payments into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299379">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299379</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299379</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299379. Member loan 2299379 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake County Captains</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Heights, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake County Captains</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,043.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299425">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299425</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299425</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299425. Member loan 2299425 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regeneron</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TROY, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regeneron</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan will reduce interest rate currently paying  and payoff 2 accounts. The new 3 year term consolidation will effectively have a lower monthly payment and the new amortization schedule will be paid off faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,993.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299436">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299436</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299436</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299436. Member loan 2299436 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EGUSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EGUSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit Card Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,656.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299445. Member loan 2299445 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deninos south</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deninos south</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,975.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299504">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299504</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299504</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299504. Member loan 2299504 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYPD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYPD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Credit cards APR is way to high, want to get rid of the credit card debt and the credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,744.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299505. Member loan 2299505 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299531">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299531</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299531</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299531. Member loan 2299531 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associated Foods Lins Pharmacy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enoch, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associated Foods Lins Pharmacy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I want to consolidate some loans to have a more affordable payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,680.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299549">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299549</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299549</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299549. Member loan 2299549 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sams club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JONESBORO, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sams club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,294.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299555">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299555</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299555</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299555. Member loan 2299555 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J & J Expandable Ent., Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ozark, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J & J Expandable Ent., Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I have bought a piece of property that I want to rehab and turn around and sell for a profit.  I have done this 2 other times and have made money on each.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,062.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299566">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299566</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299566</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299566. Member loan 2299566 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spring ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spring ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299573. Member loan 2299573 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Sinai Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Sinai Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299599. Member loan 2299599 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,495 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Naples fire dept</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Myers, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Naples fire dept</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299617">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299617</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299617</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299617. Member loan 2299617 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,183 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles county</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIALTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles county</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I need this loan the pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299628. Member loan 2299628 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Philadelphia </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Philadelphia </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,097.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299641">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299641</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299641</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299641. Member loan 2299641 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNITED STATES ARMY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WATERTOWN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNITED STATES ARMY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I'm a US Soldier looking to use this money to help me pay off my credit cards. I deploy next year and I want to be free of this debt in case something happens. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299650">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299650</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299650</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299650. Member loan 2299650 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,448 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Williams Int</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITE LAKE, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Williams Int</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299667">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299667</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299667</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299667. Member loan 2299667 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,196 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Huntsman</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEDERLAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Huntsman</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299712. Member loan 2299712 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,710 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worldwide Cargo Logistics Americas LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Doral, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worldwide Cargo Logistics Americas LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299751">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299751</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299751</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299751. Member loan 2299751 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sikorsky</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sikorsky</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Want to consolidate my bills to one easy payment and to redue the amount of money I am paying on interest with regreds to the credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299755">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299755</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299755</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299755. Member loan 2299755 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NetJets</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Port Saint Lucie, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NetJets</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Hi Everyone,&lt;br&gt;&lt;br&gt;I am using this money to purchase some HMI lighting for my production company.  I have had other loans in the past with The Lending Club and I have paid them off on time.  I have excellent credit and a fantastic track record with The Lending Club.  Contact me for any questions.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299759. Member loan 2299759 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DSCI Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOSTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DSCI Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This is a consolidation of my last two high interest credit card balances so I can pay them off and retire my debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,242.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299773">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299773</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299773</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299773. Member loan 2299773 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominion Power</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUFFOLK, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominion Power</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,269.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299802">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299802</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299802</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299802. Member loan 2299802 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Univar USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cardiff, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Univar USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt Consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; debt consolidation, very high credit score&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,928.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299825">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299825</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299825</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299825. Member loan 2299825 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,024 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips Medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARDON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips Medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299834">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299834</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299834</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299834. Member loan 2299834 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,544 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">schneider national</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO CUCAMONGA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">schneider national</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; paying off bofa credit card $8200 wells fargo $10600 sears $4871instead of 15 to twenty years to pay off these loans i can know be done in only 5 years..and will pay off all of my smaller debt with my tax return in in total i will be saving 250.00 per month in mothly bills, and have only one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,599.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299843">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299843</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299843</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299843. Member loan 2299843 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H&R Block</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LENEXA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H&R Block</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299859. Member loan 2299859 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Friedman Williams Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Friedman Williams Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,581.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299866">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299866</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299866</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299866. Member loan 2299866 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trattoria La Festa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOLCOTT, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trattoria La Festa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Recent big life changes including buying a home, hoping to consolidate my high interest debt in order to pay it off faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,442.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299894">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299894</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299894</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299894. Member loan 2299894 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Mold Remediation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACME, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Mold Remediation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299935. Member loan 2299935 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NHRMC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILMINGTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NHRMC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,653.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299951">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299951</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299951</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299951. Member loan 2299951 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CNB Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRADFORD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CNB Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299958">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299958</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299958</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.89%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299958. Member loan 2299958 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,131 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARTWRIGHT INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL CAJON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARTWRIGHT INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,738.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299968">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299968</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299968</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299968. Member loan 2299968 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pierremont Townhomes (HOA)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GARLAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pierremont Townhomes (HOA)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299969">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299969</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299969</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299969. Member loan 2299969 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Societe Generale</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST HEMPSTEAD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Societe Generale</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,141.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299971">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299971</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299971</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299971. Member loan 2299971 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">manager</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nuevo ca, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">manager</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I want to buy a new business place&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I want to buy a new business place&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I would like a loan for my business because i would like to remodel it to get more money and more clients and so the clients could feel good about the business and want to come back&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; i want a loan for my business because this is a good aportuniti to remodle my business and to get more money and get more clients so they can feel good and come back to the business so if you could please give me the loan i would be really thankful and also  my employes would be happy thank you much&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299972">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299972</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299972</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299972. Member loan 2299972 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,348 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nyack schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAPPAN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nyack schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; We are currently remodeling a few rooms in our house including the bathrooms and we would like to use the money for all fixtures and appliances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,492.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300001">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300001</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300001</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300001. Member loan 2300001 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Colchester, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300056. Member loan 2300056 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCR Transportion</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARKHAM, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCR Transportion</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,249.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300074">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300074</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300074</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300074. Member loan 2300074 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to repaid credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,211.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300076">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300076</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300076</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300076. Member loan 2300076 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,010 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Twin Cities Labatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PAUL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Twin Cities Labatory</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300078. Member loan 2300078 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cost-Less</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TURLOCK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cost-Less</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300088. Member loan 2300088 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,716 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pfizer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KALAMAZOO, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pfizer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,032.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300118">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300118</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300118</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300118. Member loan 2300118 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Business Machines Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Powder Springs , GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Business Machines Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300132. Member loan 2300132 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gramercy Park Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST ORANGE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gramercy Park Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300141">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300141</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300141</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300141. Member loan 2300141 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAUMONT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; PAY OFF MY CREDIT CARDS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,308.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300142">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300142</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300142</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300142. Member loan 2300142 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,519 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Veterans Affairs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESLEY CHAPEL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Veterans Affairs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Looking for a company to reduce my debt without the complexity of traditonal bank lending&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,768.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300146">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300146</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300146</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300146. Member loan 2300146 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midland College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Odessa, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midland College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Have had some periods of unemployment and got behind. Am back on track now and looking for the cheapest, fastest and easiest way to get out of debt. Thanks for your help.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,731.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300155">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300155</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300155</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300155. Member loan 2300155 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of VA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLOTHIAN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of VA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,822.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300183">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300183</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300183</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300183. Member loan 2300183 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bio PAPPEL international</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN RAFAEL, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bio PAPPEL international</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,827.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300202">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300202</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300202</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300202. Member loan 2300202 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Monroe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONROE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Monroe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; We purchased and remodeled a 6 bedroom 4 1/2 home on 5 acres 3 or so years ago and have used credit cards and store financing to furnish our home, your rates are better and would assist us. thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300225">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300225</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300225</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300225. Member loan 2300225 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bank of america</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUARTE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bank of america</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300233">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300233</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300233</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300233. Member loan 2300233 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,992 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of chula vista</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of chula vista</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,939.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300244">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300244</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300244</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300244. Member loan 2300244 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,370 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adams 12 Five Star Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHGLENN, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adams 12 Five Star Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Loan will be used for debt consolidation and to pay off high limit credit card debt at well known financial institutions as well as local store chains.  This debt consolidation loan would improve my current financial outlook and would provide further savings on a monthy basis.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,720.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300260">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300260</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300260</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300260. Member loan 2300260 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURG, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I wish to pay off my credit cards and have 1 easy payment. I feel this will increase my credit score .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,078.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300262. Member loan 2300262 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,372 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas & Electric Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacifica, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas & Electric Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300280">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300280</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300280</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300280. Member loan 2300280 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SDDC US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">O FALLON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SDDC US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,898.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300283. Member loan 2300283 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kindred Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LISLE, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kindred Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; After a Master's degree, my dad's job loss, and my grandma who passed with too much love and pride to tell her family about a reverse mortgage, I attempted to help my family and gain my education. I truly look forward to being debt free, and having my hard earned income invested and plan my future!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300286. Member loan 2300286 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paisano Redi Mix</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paisano Redi Mix</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; debt consolidation  and repairs to my house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,376.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300289">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300289</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300289</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300289. Member loan 2300289 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,140 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Decorative Painting & Design</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIRMINGHAM, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Decorative Painting & Design</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,008.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300321">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300321</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300321</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300321. Member loan 2300321 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,574.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300343">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300343</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300343</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300343. Member loan 2300343 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dayton High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dayton, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dayton High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300360. Member loan 2300360 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo N.A.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLEVUE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo N.A.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Need to raise $8000 to pay off my Nordstrom Credit card balance, I used the card to pay for my college expenses in 2007 - 2009. If the amount is successfully fund by lendingclub investors, I can make additional $150 principle payment every month and pay off my debt faster in 2 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300364">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300364</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300364</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300364. Member loan 2300364 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meyer and LUNDAHL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meyer and LUNDAHL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300373">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300373</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300373</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300373. Member loan 2300373 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,259.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300376. Member loan 2300376 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Health System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Health System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,895.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300390">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300390</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300390</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300390. Member loan 2300390 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milwaukee, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I'm currently seeking funding for a downpayment to buy a recreational co-ed sports league I have been working at since 2005. The business has been around since 2000. Small investment for a business that has seen a six figure gross every year since 2002. Thank You!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300412">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300412</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300412</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300412. Member loan 2300412 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta Airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALT LAKE CITY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta Airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debit consolidation so that i can begin building my real estate portfolio.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,447.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300428">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300428</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300428</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300428. Member loan 2300428 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,260 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FBI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stockton, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FBI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Consolidate household bills and cashout.&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; I need this loan so that I can take all of my high intrest rates bills and be able to make one monthly payment. This would allow me to save money incase of an emergency. I have been on my job for 25 + years and work hard every day. I know by cosolidating the household debt,it would make things work.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$444.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300434">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300434</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300434</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300434. Member loan 2300434 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ucla</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTLAKE VILLAGE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ucla</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; reduce and consolidate credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,014.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300455">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300455</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300455</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300455. Member loan 2300455 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To pay off some credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300459">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300459</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300459</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300459. Member loan 2300459 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MELBOURNE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300469">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300469</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300469</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300469. Member loan 2300469 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,966 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Akron Children's Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUDSON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Akron Children's Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am seeking to consolidate debt and make my monthly payments more manageable.  This loan will allow me to pay down my debt more quickly. Thank you for your consideration of this loan request.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,006.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300476">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300476</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300476</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300476. Member loan 2300476 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAAS TCM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHELTON, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAAS TCM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,123.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300477">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300477</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300477</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300477. Member loan 2300477 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TREVOSE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Basically i would like to pay off my high interest credit cards,&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Basically i would like to pay off my credit cards which have very high&lt;br&gt;interest, i also have a bike i want to pay off too. If i can get this loan which has a lower interest rate i will be able to pay this loan amount off very fast.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300507">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300507</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300507</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300507. Member loan 2300507 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,214 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altercare Of Hilliard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBUS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altercare Of Hilliard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,014.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300512">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300512</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300512</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300512. Member loan 2300512 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARIETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Too much credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300539">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300539</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300539</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300539. Member loan 2300539 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,711 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hall County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOSCHTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hall County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit Card consolodation to lower finance charges and pay off my debts more quickly and efficiently&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300543">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300543</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300543</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300543. Member loan 2300543 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,840 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pelican</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOCKPORT, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pelican</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,927.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300563">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300563</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300563</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300563. Member loan 2300563 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south nassau communities hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south nassau communities hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; for debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300566">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300566</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300566</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300566. Member loan 2300566 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,510 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medical Motor Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medical Motor Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300569. Member loan 2300569 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgia School Boards Association</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jasper, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgia School Boards Association</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Due to illness and a layoff, I incurred a bit of CC debt and wish to get rid of it!&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; I've worked very hard to get my credit into a good place, and don't want my recent run of bad luck to affect it. Goodbye, credit card debt!&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; Please note: Recently switched jobs from a public company (8 years) to a private subsidiary - just wanted you to know I've been working in the same field (Education Technology) for almost a decade. Thanks!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,525.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300571">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300571</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300571</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300571. Member loan 2300571 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,387 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Annapolis Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Annapolis, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Annapolis Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,740.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300576">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300576</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300576</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300576. Member loan 2300576 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Fairmont Olympic Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEATTLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Fairmont Olympic Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I will use the loan to consolidate my credit cards. I keep a finance program on my computer to help me keep track of upcoming bills and due dates and I have never been late paying anything. I have recently paid off my auto loan from Chase completely.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,252.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300581">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300581</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300581</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300581. Member loan 2300581 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trugreen</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trugreen</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Just let debt get a little out of control. Feel it would be much easier to automatically withdraw 1 payment each month from my checking account to pay off my debt instead of paying 4 different locations and having to remember debts due dates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,601.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300582. Member loan 2300582 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMHC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOBERLY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMHC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,613.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300588. Member loan 2300588 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryder Integrated Logistics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTON, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryder Integrated Logistics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Pay down debt at a higher intrest rate. Consolidate to one payment per month&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; I have credit cards that are at a higher rate than this loan that I can pay down.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300603. Member loan 2300603 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESPANOLA, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300617">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300617</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300617</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300617. Member loan 2300617 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,521 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Aviation Administration</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANCHORAGE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Aviation Administration</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The purpose of this loan is to consolidate 3 credit cards and 2 loans into a single fixed payment.  Reduce the revolving credit while moving the total monthly payments in 5 pieces to a lower single payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,311.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300631. Member loan 2300631 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM COAST, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; buy airplane to help the one i already have in flight training&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300633">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300633</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300633</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300633. Member loan 2300633 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Steel Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Steel Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300641">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300641</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300641</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300641. Member loan 2300641 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tile City of Thousand Oaks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tile City of Thousand Oaks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am planning to consolidate my credit cards and a personal loan into one manageable monthly payment in order to become debit free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,760.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300685. Member loan 2300685 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLIFTON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt Consolidation and one fixed payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,674.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300687. Member loan 2300687 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,459 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LHOIST NORTH AMERICA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINTE GENEVIEVE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LHOIST NORTH AMERICA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,567.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300692. Member loan 2300692 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,950 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kendall regional medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kendall regional medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,115.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300701">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300701</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300701</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300701. Member loan 2300701 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B Farms LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDMOND, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B Farms LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Refinancing debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,573.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300715">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300715</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300715</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300715. Member loan 2300715 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,430 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spartanburg County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COWPENS, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spartanburg County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,733.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300717. Member loan 2300717 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">church point, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; paying off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300720">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300720</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300720</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300720. Member loan 2300720 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARS International Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GROVE, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARS International Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300732">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300732</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300732</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300732. Member loan 2300732 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,991 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Colorado City , CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I need to pay off credit cards and a loan from a credit union.  This will leave me with this loan, house payment, utilities and one other payment from Sunwest Credit union.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1967</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300735">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300735</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300735</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300735. Member loan 2300735 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock National Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock National Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300737">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300737</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300737</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300737. Member loan 2300737 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANSING, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,054.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300739">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300739</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300739</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300739. Member loan 2300739 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">daedong bayside inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">daedong bayside inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; i will payoff my highest interest credit card&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; i will payoff my credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300744">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300744</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300744</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300744. Member loan 2300744 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of  Yonkers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YONKERS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of  Yonkers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,825.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300745">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300745</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300745</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300745. Member loan 2300745 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,161 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Farm Shores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kentwood, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Farm Shores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,802.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300754">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300754</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300754</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300754. Member loan 2300754 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,153 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City Southern Railway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARL JUNCTION, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City Southern Railway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To end my revolving credit high interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,692.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300771. Member loan 2300771 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSONVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My loan would pay off all of my current debt in full except for my mortgage and student loan.  It would also allow me to replace a deck on my home which is in need of repair.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300772">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300772</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300772</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300772. Member loan 2300772 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIO PEPE RESTAURANT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">baltimore , MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIO PEPE RESTAURANT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; to pay some bills with high rates&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; to pay a denture  treatment  for my wife and  other bills with  a higher rates&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; to pay a medical treatment  and  to pay a credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300778">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300778</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300778</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300778. Member loan 2300778 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,561 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; pay off credit cads&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; my loan for credit cars  pay off car  help my busines  make some purchasespay off creditiwouldbegreatfulwouidyouhelpmetopayoffthatoffthatdedtbetterformeandotheriwouldbesothankfulforitpleasehelpmethecashwouldrealiyhelpineedyourhelpihavecreditcardsineedtogetdowntoget theiaskformoneytopaidoffoutingdedi&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,531.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300780">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300780</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300780</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300780. Member loan 2300780 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richmond, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,495.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300787">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300787</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300787</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300787. Member loan 2300787 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">camping world</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DELRAN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">camping world</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I need to consolodate my debt.Just went through Hurricane Sandy and my cards are high.I just need to get a better handle on my finances.This loan would help me out tremendously.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300811">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300811</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300811</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300811. Member loan 2300811 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VENICE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300812. Member loan 2300812 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300828">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300828</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300828</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300828. Member loan 2300828 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Butler Warren Right at Home Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEBANON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Butler Warren Right at Home Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,403.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300844. Member loan 2300844 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Healthcare Alliance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crockett, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Healthcare Alliance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,841.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300864. Member loan 2300864 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,844 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henkel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORINTH, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henkel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300873">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300873</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300873</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300873. Member loan 2300873 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORWOOD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,657.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300879">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300879</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300879</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300879. Member loan 2300879 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Holdings</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kissimmee, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Holdings</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300882. Member loan 2300882 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles County Fire Dept.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPLAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles County Fire Dept.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I would like to pay a few Credit Card bills and do some home improvements on my Home like Tile for the Interior and new carpet for the stair case.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,573.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300885. Member loan 2300885 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SADL Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE WOODLANDS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SADL Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Paying off a car note and a small credit card balance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,290.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300891. Member loan 2300891 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lumedx Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEATTLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lumedx Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,408.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300912">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300912</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300912</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300912. Member loan 2300912 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,210 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHS PHARMACY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHS PHARMACY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; pay off credit cards so I am debt free when this loan is paid.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; loan to pay off credit card debt saving me hundreds per month. Making me debt free when this loan is paid&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300919. Member loan 2300919 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,654 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx Express</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MERRICK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx Express</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; The reason for my loan is so that I can get my life back together. I'm tired of working to pay off bills and  I keep hitting dead ends. Life is too short. Now its MY turn to get my life back on track! Keep your head up and ALWAYS stay positive!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300935. Member loan 2300935 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,562 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">E.R. Carpenter Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA PORTE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">E.R. Carpenter Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300948">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300948</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300948</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300948. Member loan 2300948 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Happy hour</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northport, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Happy hour</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300963. Member loan 2300963 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,805 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rowan university</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSGROVE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rowan university</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have been in the process of reducing my loans over the last few years with success. I have been able to pay off a couple of credit cards and reduce the others substantially. This loan  would enable me to pay off the remaining credit cards and have a net gain of over 700 per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,108.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300975">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300975</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300975</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300975. Member loan 2300975 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,633 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Center for the Study of Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College Park, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Center for the Study of Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidating the remaining credit card debt. Over three years, 40 percent of balances have been repaid. I would like to consolidate the debt to improve credit in order to refinance our house at a lower, more competitive interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,897.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300978. Member loan 2300978 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; looking to expand in business sales and putting in more desks and computers.. getting new soft ware and market materials&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300991">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300991</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300991</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,525</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300991. Member loan 2300991 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lansing ophthalmology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANSING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lansing ophthalmology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300999">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300999</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300999</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300999. Member loan 2300999 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaserCare Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaserCare Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,763.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301001">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301001</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301001</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301001. Member loan 2301001 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tk construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">glen allen, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tk construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,445.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301020">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301020</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301020</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301020. Member loan 2301020 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,203 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tinker Air Force Base</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest City, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tinker Air Force Base</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301035">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301035</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301035</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301035. Member loan 2301035 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">direct telecom inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURBANK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">direct telecom inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,860.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301040">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301040</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301040</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301040. Member loan 2301040 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAL POOLS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHESTERTOWN, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAL POOLS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To consolidate debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,450.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301041. Member loan 2301041 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">forest hills, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301050">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301050</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301050</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301050. Member loan 2301050 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carolina one</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT PLEASANT, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carolina one</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To consolidate high intrest credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; Need to pay off high interst credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,984.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301057">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301057</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301057</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301057. Member loan 2301057 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tasty Brand, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALABASAS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tasty Brand, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,690.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301085">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301085</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301085</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301085. Member loan 2301085 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Administrative Ofc of US District Courts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANKLIN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Administrative Ofc of US District Courts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Last year and this year I suffered some medical issues that caused me to be out of work without pay.  I relied on credit cards for living expenses and to pay medical bills.  The medical issues are resolved and I want the balances paid as quickly as possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,784.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301093">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301093</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301093</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301093. Member loan 2301093 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLOTHIAN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,149.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301116">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301116</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301116</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301116. Member loan 2301116 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,633 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to consolidate my debts and lower my overall interest rates.&lt;br&gt;Im an excellent repayer and my credit history speaks for itself. zzZ&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,737.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301133">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301133</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301133</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301133. Member loan 2301133 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,170 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIVONIA, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,513.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301140">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301140</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301140</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301140. Member loan 2301140 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,158 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Pacific Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Pacific Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My loan is for paying for my crdit cards that has high interest.&lt;br&gt;Im tired of paying a lot of a lot of bills to pay. In this case I need to issue&lt;br&gt;one payment only.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,811.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301160">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301160</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301160</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301160. Member loan 2301160 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,438 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neiman Marcus</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALNUT CREEK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neiman Marcus</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'll be paying off the full balances for all my credit cards($10,592), my vehicle loan ($4911) and my school loan ($3951) (Total Debt $19,452.30) This will reduce my monthly combined debt expenses by 77% and significantly reduce the combined interest I would otherwise pay without this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301172">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301172</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301172</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301172. Member loan 2301172 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tishman Construction Corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEABODY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tishman Construction Corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301175">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301175</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301175</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301175. Member loan 2301175 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAPAKONETA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,493.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301205">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301205</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301205</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301205. Member loan 2301205 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Yonkers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YONKERS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Yonkers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,343.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301208">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301208</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301208</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301208. Member loan 2301208 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAEFORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301258">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301258</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301258</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301258. Member loan 2301258 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Porto Alegre Cafe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPPER SADDLE RIVER, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Porto Alegre Cafe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,139.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301283. Member loan 2301283 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poway Irrigation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESCONDIDO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poway Irrigation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have credit cards with very high interest rates. I would like to pay them off quickly since I have 3 young children I need to start investing in their future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,934.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301312">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301312</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301312</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301312. Member loan 2301312 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College Station Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLLEGE STATION, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College Station Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301342">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301342</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301342</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301342. Member loan 2301342 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,067 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waterton Residential</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waterton Residential</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301359">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301359</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301359</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301359. Member loan 2301359 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elizabeth, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$194.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301361. Member loan 2301361 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAYBORO, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301380">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301380</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301380</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301380. Member loan 2301380 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bayport, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To payoff my credit card drbt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301382. Member loan 2301382 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tinley park, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301398">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301398</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301398</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301398. Member loan 2301398 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holmdel Bagels</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLMDEL, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holmdel Bagels</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To payoff an auto loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,774.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301427">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301427</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301427</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301427. Member loan 2301427 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robins Air Force Base</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARNER ROBINS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robins Air Force Base</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,914.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301437">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301437</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301437</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301437. Member loan 2301437 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DR Horton</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brunswick, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DR Horton</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301445. Member loan 2301445 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Domtar</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tega Cay, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Domtar</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,578.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301461">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301461</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301461</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301461. Member loan 2301461 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Escambia County Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOMATON, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Escambia County Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301481">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301481</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301481</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301481. Member loan 2301481 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUTCHINSON, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301492">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301492</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301492</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301492. Member loan 2301492 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tulare Joint Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VISALIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tulare Joint Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To consolidate Credit Cards to a fixed payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301508">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301508</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301508</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301508. Member loan 2301508 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,013 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volcano Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elk Grove, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volcano Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This business buys and exports new/used electronics. I currently have business relationship partners in India and Costa Rica and looking to expand. I have been in this business since November 2010. For fiscal year 2012, my year to date revenue is $123,140 of which 10% is profit.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; This loan will allow me to increase my inventory, which will translate to more sale. Currently I only have $8,000 in capital but I am able to generate $24,000 on sales per month. With this funding, I will be able to increase sales to $50,000/mo while decreasing paypal transaction cost, more profit.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301515">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301515</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301515</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301515. Member loan 2301515 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">key city transport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">riverside, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">key city transport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,209.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301522. Member loan 2301522 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Monte</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANFORD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Monte</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301537">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301537</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301537</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301537. Member loan 2301537 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texco Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Worth, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texco Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; bills&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Need to pay bills and consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,706.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301546">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301546</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301546</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301546. Member loan 2301546 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,162 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Torrance Memorial Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARSON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Torrance Memorial Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301549">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301549</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301549</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301549. Member loan 2301549 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lancaster School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palmdale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lancaster School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; The loan that I am applying for is to help me pay down my depts fast I can focus on other interests.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,140.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301561">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301561</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301561</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301561. Member loan 2301561 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freeport MacMoran</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THATCHER, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freeport MacMoran</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,294.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301564. Member loan 2301564 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trans-Bridge Lines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BETHLEHEM, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trans-Bridge Lines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,530.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301565. Member loan 2301565 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">York scaffold </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASTORIA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">York scaffold </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,010.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301588. Member loan 2301588 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mod space</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lewisberry, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mod space</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,020.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301603. Member loan 2301603 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cauldera, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THORNTON, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cauldera, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,164.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301610. Member loan 2301610 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,015 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I'd like to consolidate some of my higher-interest debt, a key component of an aggressive strategy to eliminate debt in approximately 4 years.&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; These funds will be used to consolidate our high-interest debt, part of an aggressive strategy to be debt-free within 4 years. I'm a trustworthy, dependable borrower who has never defaulted on a debt.  My job and income are stable; I've been an active duty military member for 16 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,408.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301617">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301617</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301617</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301617. Member loan 2301617 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have started my personal business in venturing into trading among the States and Asia.  The business has been growing and profitable.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301632">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301632</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301632</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301632. Member loan 2301632 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,229 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CEA POWER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPPER MARLBORO, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CEA POWER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; CHRISTMAS PRESENTS, SOME HOME INPROVEMENTS AND PAY OFF SOME SMALL OTHER HIGHER INTERESTS LOANS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,292.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301646">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301646</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301646</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301646. Member loan 2301646 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARWICK, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301657">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301657</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301657</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301657. Member loan 2301657 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,114 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dunlow, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,385.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301666. Member loan 2301666 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newmont Mining Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spring Creek, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newmont Mining Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to pay off my debts and so that I only have one payment each month and so that I can also have a better interest rate and save in the long run.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301703">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301703</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301703</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301703. Member loan 2301703 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,022.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301708. Member loan 2301708 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">owingsville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,065.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301746. Member loan 2301746 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GM Powertrain</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOYNE CITY, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GM Powertrain</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301763">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301763</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301763</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301763. Member loan 2301763 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTENNIAL, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301794">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301794</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301794</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301794. Member loan 2301794 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,767 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harmonia, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sag Harbor, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harmonia, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$117,348.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301808. Member loan 2301808 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillsborough County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANT CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillsborough County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to pay off a high interest credit card and consolidate some other small personal debts. I want to make one payment on a loan that has a decent interest rate and allows me to easily pay down over time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,370.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301824. Member loan 2301824 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trinity Industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARROLLTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trinity Industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301830">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301830</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301830</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301830. Member loan 2301830 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,122 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT VERNON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Going to pay credit cards off and put roof on new porch and pay springleaf off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,161.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301837">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301837</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301837</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301837. Member loan 2301837 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANZ FAMILY BAKERIES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EUGENE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANZ FAMILY BAKERIES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To consolidate debt and have only one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301838. Member loan 2301838 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tilley's conoco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OZARK, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tilley's conoco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To consolidate all my debt into one monthly payment. It will be cheaper and easier to make one payment a month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301850">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301850</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301850</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301850. Member loan 2301850 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Mary's Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INGLEWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Mary's Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,355.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301861">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301861</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301861</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301861. Member loan 2301861 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANTATION, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301882. Member loan 2301882 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Humboldt County School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINNEMUCCA, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Humboldt County School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My loan is for home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301895">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301895</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301895</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301895. Member loan 2301895 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sony Music Entertainment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Rutherford, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sony Music Entertainment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,649.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301946">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301946</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301946</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301946. Member loan 2301946 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laredo Independent School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laredo Independent School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301950">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301950</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301950</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301950. Member loan 2301950 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L J Steel Consulting, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L J Steel Consulting, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I want to combine all my current credit card payments into one bill, nothing negitive on my credit, always pay on time. Trying to simplify things and become debt free faster by paying lower interst rates on new loan. I have some crads with a zero balance, having them all that way is my goal.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,772.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301972">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301972</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301972</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301972. Member loan 2301972 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">deca </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANCHORAGE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">deca </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301975">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301975</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301975</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301975. Member loan 2301975 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG ISLAND CITY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301978. Member loan 2301978 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us postal service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLAND, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us postal service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; refinance  and close credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301995. Member loan 2301995 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,330 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dentist</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLEASANTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dentist</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,521.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2302041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2302041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2302041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2302041. Member loan 2302041 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Warwick Denver Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERIDAN, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Warwick Denver Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; After racking up credit card debt in college, I've had problems paying it back. Once I get ahead, something else happens and I get set back again. High interest rates are hurting me, so I need a plan so I can start over debt free! Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,694.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2302087">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2302087</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2302087</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2302087. Member loan 2302087 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Southern California Gas Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ventura, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Southern California Gas Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,794.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304570. Member loan 2304570 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broward health north</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort lauderdale, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broward health north</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I need to pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304582. Member loan 2304582 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marksmen mfg</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">west babylon, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marksmen mfg</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; found a real good deal for a boat.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$56,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304669">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304669</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304669</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304669. Member loan 2304669 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304692. Member loan 2304692 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING HILL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; i have credit card debt i need to out from under so thats why this loan is really gonna help&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304696. Member loan 2304696 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,032 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Bosworth Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charleston , SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Bosworth Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I am wanting to consolidate debt. The loan payment with Lending Club to get rid of this debt is only $50/month than what I presently pay on the minimums of a bunch of little accounts. I presently have a loan w/LC and have never been late with a payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304699. Member loan 2304699 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,149 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEMLOCK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,967.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304732">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304732</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304732</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304732. Member loan 2304732 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RFS&L</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWINGS MILLS, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RFS&L</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,043.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304771. Member loan 2304771 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salem, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,978.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304782. Member loan 2304782 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLPORT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Will be used to kill off the last of my high interest credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,627.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304791. Member loan 2304791 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thorton Properties</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIRMINGHAM, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thorton Properties</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Usin this loan to pay off and close existing debt.&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; I will use these funds to pay off 3 accounts a higher rate. My plan is to be debt free in 36 months&lt;br&gt;I have a proven track record of on time payments and  loans paid off in full. I have available funds in my budget to cover 3 times the amount requested. 20 yrs employed same company, job very secure.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,011.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304879">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304879</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304879</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304879. Member loan 2304879 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMPA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,986.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304889">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304889</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304889</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304889. Member loan 2304889 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fairway western</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRIDAY HARBOR, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fairway western</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; i am going to pay off my cedit cards and my wifes student loans and use some for x mas shopping&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304948">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304948</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304948</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304948. Member loan 2304948 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCRANTON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304963. Member loan 2304963 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valassis Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belleville, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valassis Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304973">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304973</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304973</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304973. Member loan 2304973 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLIFTON PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304991">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304991</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304991</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304991. Member loan 2304991 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REGO PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,546.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304992. Member loan 2304992 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,910 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am a believer that everyone needs to make it a priority to get out of credit card debt; it can get away from you before you know it.  I want to take control of this debt, pay it off with one monthly payment and be able to start saving and obtain a more secure financial future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305010. Member loan 2305010 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Tennis Association</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottsdale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Tennis Association</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,902.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305018">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305018</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305018</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305018. Member loan 2305018 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,976.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305046">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305046</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305046</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305046. Member loan 2305046 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Simcom</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Simcom</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,128.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305086. Member loan 2305086 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,255.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305093">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305093</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305093</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305093. Member loan 2305093 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">domtar</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLIAMSTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">domtar</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Payoff of credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,490.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305126. Member loan 2305126 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALERMO DELI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHRIDGE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALERMO DELI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Credit Card Consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305196">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305196</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305196</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305196. Member loan 2305196 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hyvee food stores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hyvee food stores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,918.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305209">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305209</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305209</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305209. Member loan 2305209 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macys Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macys Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I just need this money to pay $4,700 that I owe to my 401k. Also pay back $700 from my Citi checking plus account which have a very high interest. And use the rest for Christmas gifts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,267.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305252. Member loan 2305252 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305260">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305260</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305260</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305260. Member loan 2305260 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Used Cars Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEARSALL, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Used Cars Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,322.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305266">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305266</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305266</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305266. Member loan 2305266 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2nd chance bail bonds</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW BOSTON, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2nd chance bail bonds</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,285.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305279">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305279</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305279</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305279. Member loan 2305279 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institute of Technology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirkland, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institute of Technology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305293">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305293</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305293</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305293. Member loan 2305293 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,723 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">university health system</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">university health system</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; need to consolidate bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305331">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305331</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305331</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305331. Member loan 2305331 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANAHAWKIN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I need the money to keep up since I have been affected, work wise, by the Hurricane/Storm Sandy that hit my area very hard.  I know that I will be extremely busy in a few months, but to keep things afloat, the extra income would help tremendously!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305345">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305345</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305345</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305345. Member loan 2305345 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transfield Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anaheim, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transfield Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,794.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305361. Member loan 2305361 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aspen Institute</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aspen Institute</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have seven credit cards with varying balances and it has been a huge effort trying to keep up with due dates and different amounts. I would like to consolidate these to just make one payment a month and not have to worry about whether I am meeting due dates.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; Not just to consolidate debt, it is my strategy to organize my life beginning in the new year. I want to be more responsible with my finances, get my debts in order so i can also plan on how to save for the future. And then use that savings to start a venture of my own.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; I have seven cards with balances ranging from $1500 o $18000. Total debt is $32,000 with average rate of15% - I went down to borrow $28K because the rate would go down to 11% and ill save some money. I make $1400 a month in credit payments, so I know I can make the $918 a month payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$68,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305373">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305373</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305373</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305373. Member loan 2305373 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIGHLANDS RANCH, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305406">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305406</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305406</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305406. Member loan 2305406 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waste management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHELSEA, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waste management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305426. Member loan 2305426 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIGHLAND, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; consolidating debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,052.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305463">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305463</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305463</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305463. Member loan 2305463 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAXHAW, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305482">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305482</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305482</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305482. Member loan 2305482 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,794 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US NAVY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesapeake , VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US NAVY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,947.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305484. Member loan 2305484 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Royal Lahaina Resort</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAHAINA, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Royal Lahaina Resort</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Pay off my credit card and store card amounts and with this loan I have to pay one payment per month and that's a relief.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305506. Member loan 2305506 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRINEVILLE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; just wanting to fund vacation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">835-839</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$397.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305526">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305526</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305526</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305526. Member loan 2305526 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Humboldt</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORTUNA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Humboldt</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,727.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305537">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305537</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305537</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305537. Member loan 2305537 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emeritus At wilson mountain</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSLINDALE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emeritus At wilson mountain</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I HAVE A GOOD JOB I WORK 40 HOUR A WEEK PLUS OVERTIME I HAVE FEXIBLE HOUR I WILL BE ABLE TO PAY THE MONEY ON TIME WITH NO PROBLEM&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; I HAVE A GOOD JOB I WORK 40 HOUR A WEEK PLUS OVERTIME I HAVE FEXIBLE HOUR I WILL BE ABLE TO PAY THE MONEY ON TIME WITH NO PROBLEM&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,795.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305552. Member loan 2305552 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mark k. nelson</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLINGHAM, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mark k. nelson</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305558">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305558</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305558</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305558. Member loan 2305558 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBS Citizens Bank PA </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBS Citizens Bank PA </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305567">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305567</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305567</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305567. Member loan 2305567 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,431 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clearwater, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Consolidate and pay off all credit cards. Simplify my life by having only one payment to keep track of.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305569. Member loan 2305569 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; CREDIT CARD PAID OFF&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; CREDITCARDPAIDOFF&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; PAID OFF CREDITCARD&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,565.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305599. Member loan 2305599 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHREVEPORT, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,745.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305733">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305733</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305733</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305733. Member loan 2305733 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Knockout Pet Supplies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Knockout Pet Supplies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I want to consolidate my debt in preparation of buying a home. I want my credit to be spotless and this seems to be the best option! Thank you lenders for helping. Without you this site would not be possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,471.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305747">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305747</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305747</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305747. Member loan 2305747 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROYERSFORD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I needed extra money for tools to better further my buisness.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,070.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305807">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305807</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305807</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305807. Member loan 2305807 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Williams paving </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ODESSA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Williams paving </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,933.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305829. Member loan 2305829 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,084 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRISTOW, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,262.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305838. Member loan 2305838 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Consolidation and payoff of all credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,917.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305847. Member loan 2305847 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Circle D Specialities</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Circle D Specialities</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305876">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305876</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305876</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305876. Member loan 2305876 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,286 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wal-Mart Stores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PINCKARD, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wal-Mart Stores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; To pay off credit card accounts use to do major repairs to home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,536.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305886. Member loan 2305886 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boulder Cty Housing & Humans Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTMINSTER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boulder Cty Housing & Humans Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I have some high interest credit cards I would like to get a loan with a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,938.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305914">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305914</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305914</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305914. Member loan 2305914 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jazz at Lincoln Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JAMAICA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jazz at Lincoln Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; The loan is to payoff credit cards and smaller loans that all have different interests rates with different due dates.  Having one payment with one due date will be much more productive.  I'm more than confident I can uphold the terms of this agreement.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,400.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305925">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305925</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305925</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305925. Member loan 2305925 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orkin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MURRIETA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orkin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305962. Member loan 2305962 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDDLETOWN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305965">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305965</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305965</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305965. Member loan 2305965 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thai Lao Orchid</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thai Lao Orchid</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305984">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305984</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305984</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305984. Member loan 2305984 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,039 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Navatek Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EWA BEACH, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Navatek Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This loan is for debt consolidation. I would prefer to make one payment a month rather than multiple payments a month to various creditors.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,217.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306025. Member loan 2306025 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH HOLLYWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306040">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306040</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306040</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306040. Member loan 2306040 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mandarin Oriental Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mandarin Oriental Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,414.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306041. Member loan 2306041 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CFP Fire protection, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dana point, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CFP Fire protection, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306061. Member loan 2306061 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Games</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Games</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306098. Member loan 2306098 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunrise adult day care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunrise adult day care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306102. Member loan 2306102 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marriott fairway villas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EGG HARBOR TOWNSHIP, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marriott fairway villas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,703.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306129. Member loan 2306129 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest River</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goshen, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest River</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan will be used for consolidation of debt. We were affected by the recession due to one employer moving to another state and  one being taken over due to financial issues. Our finances are controlled but consolidating multiple bills into one will make it more manageable. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,933.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306145. Member loan 2306145 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,812 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEGIS THERAPIES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOCKTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEGIS THERAPIES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I HAVE ALWAYS WANTED TO CONSOLIDATE ALL OF MY CREDIT CARD AND CONSUMER CARD DEBTS. THIS IS THE FIRST STEP FOR A DEBT-FREE &quot;ME&quot; IN 2013&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,204.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306150">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306150</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306150</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306150. Member loan 2306150 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deloitte Consulting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deloitte Consulting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$106,755.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306179">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306179</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306179</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306179. Member loan 2306179 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHELBY TOWNSHIP, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I would like to consolidate my credit cards and make one payment each month instead of trying to remember if I paid them on time.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; I would like to consolidated all credits cards so that I just have one payment.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; I would like to consolidate all  my credit cards so that I only have one payment to worrie about and make sure it is paid on time.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; i would like to consolidate my credit cards so i can make one payment and not worrie about being late on my payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306204">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306204</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306204</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306204. Member loan 2306204 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,767 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATT MOBILITY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRISBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATT MOBILITY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; to pay  off small bill  and  credit  card  debt  so  i  will  have  one  main bill my  mortagage i do  have  my  nephew car in my  name  he  makes  the  payment  and  he  doe s pay  late sometimes  but  he  does  make  his own payments the  subaru&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,787.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306220">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306220</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306220</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306220. Member loan 2306220 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Laredo police department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Laredo police department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Home improvement I will be installing a large drive way with a two car garage.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306261">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306261</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306261</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306261. Member loan 2306261 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIRAMAR, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,039.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306268">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306268</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306268</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306268. Member loan 2306268 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATHENS, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,956.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306303">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306303</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306303</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306303. Member loan 2306303 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">abv107</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">westbury, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">abv107</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; This loan is to pay off a few high interest rates credit cards.All my monthly payments are on time and to have one payment a month instead of several.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,698.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306309">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306309</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306309</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306309. Member loan 2306309 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepperidge Farm</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepperidge Farm</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,104.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306369">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306369</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306369</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306369. Member loan 2306369 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Le Gourmet Chef</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Le Gourmet Chef</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; credit card consolidation and payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,793.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306382. Member loan 2306382 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEALTH PARTNERS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COTTAGE GROVE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEALTH PARTNERS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306410">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306410</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306410</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306410. Member loan 2306410 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I would like to eliminate my debt in the next several years.  The first step is paying off and canceling my credit cards.  I have always been very responsible with my credit, and I have no late payments on my credit report.  I have too much credit extended to me and I would like to decrease it.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,454.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306411">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306411</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306411</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306411. Member loan 2306411 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALTON, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,558.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306421">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306421</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306421</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306421. Member loan 2306421 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hickory farms</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANBORN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hickory farms</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; paying off credit card accounts for discover, visa&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306440">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306440</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306440</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306440. Member loan 2306440 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROUNDYS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAUKESHA, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROUNDYS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,715.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306454. Member loan 2306454 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bylight </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bylight </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306461">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306461</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306461</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306461. Member loan 2306461 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,164 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black Gold Industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oxnard, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black Gold Industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is for the refinance of high interest Credit card debt.Lowering the monthly payment and completely becoming dept free within 3 years. Leaving our mortgage as our only monthly debt obligation. We are no longer using credit cards at this point and do not plan on using them in the future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,300.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306475">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306475</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306475</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306475. Member loan 2306475 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KAISER PERMANENTE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KAISER PERMANENTE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,878.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306484. Member loan 2306484 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Maria High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA MARIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Maria High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,135.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306504">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306504</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306504</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306504. Member loan 2306504 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To pay my credit cards, and dont pay more interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,695.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306505. Member loan 2306505 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Retail Dimensions, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAVERTON, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Retail Dimensions, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Efforts to quickly pay down credit cards have been thwarted by home repairs and other necessary expenses. Finally, a major vehicle repair caused me to sit back and look at other options. When I found LendingClub, my hopes for being debt-free were renewed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,138.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306517">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306517</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306517</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306517. Member loan 2306517 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.89%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306541. Member loan 2306541 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Self Employed</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOSCOW MILLS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Self Employed</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306542">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306542</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306542</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306542. Member loan 2306542 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Super CoreSystems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW MILFORD, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Super CoreSystems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,002.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306552. Member loan 2306552 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,447 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">veterans administration hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palm beach gardens , FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">veterans administration hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I just paying minimun on my credit cards and I want to group them all&lt;br&gt;and just pay one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,599.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306569. Member loan 2306569 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert Marc Opticians</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JAMAICA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert Marc Opticians</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,213.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306575">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306575</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306575</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306575. Member loan 2306575 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLFLOWER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; my loan is to consolidat 5 credit cards to one ,and pay for some home improvment .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,869.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306584. Member loan 2306584 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,395 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306587">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306587</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306587</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306587. Member loan 2306587 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ellis County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hays, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ellis County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306593">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306593</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306593</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306593. Member loan 2306593 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wability inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORRISTOWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wability inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; paying medical bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306599. Member loan 2306599 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">east orange, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Credit card consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; Credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,225.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306605. Member loan 2306605 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRAMINGHAM, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; For pay off my credit card&acute;s and pay expense medical bills.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; for pay credit card and bill Medical.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; closed credit cards.&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; pay bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,415.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306616. Member loan 2306616 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Secours Health Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLOTHIAN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Secours Health Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I am applying to consolidate several credit cards down to one payment.  I have had one job since college and am quite stable professionally.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,229.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306624. Member loan 2306624 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYPD </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cambria Heights, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYPD </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,947.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306651. Member loan 2306651 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blacklaw MFG Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Mill, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blacklaw MFG Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,326.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306657">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306657</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306657</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306657. Member loan 2306657 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,643 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Artha Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTREVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Artha Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,377.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306658. Member loan 2306658 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AURORA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Have two major credit cards owing $10000 at 22.9% annual which I pay $500 per month but the pay-off will take close to 7 years. Your offer allows me to pay-off in 36 months at a monthly payment of $328. This is a no brainer.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306660">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306660</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306660</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306660. Member loan 2306660 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kennesaw, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Our home was hit by a tornado. We were cover by insurance. We built a slightly larger/nicer home back. One that better fit our needs. The loan is to finishing a last few items&amp;to pay down a credit card I was using for that purpose. Once the CO is issued I will refinance and lower my payment. Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,665.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306677. Member loan 2306677 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillsborough, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306685. Member loan 2306685 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tallassee Health & Rehab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ECLECTIC, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tallassee Health & Rehab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I request this loan to pay off the most of my credit debt This would reduce my mothly debt and the high interest charges. The loan would also assist with home improvement for the winter season. I thank you for thinking of me and my family for offering us the opportunity to apply for a loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,400.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306718. Member loan 2306718 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">irving, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306729">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306729</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306729</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306729. Member loan 2306729 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goldthwaite, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,087.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306732">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306732</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306732</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306732. Member loan 2306732 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,224 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESCONDIDO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; this loan is to pay off all high intrest credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306744">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306744</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306744</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306744. Member loan 2306744 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US ARMY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steilacoom, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US ARMY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Payoff credit card debt that have high interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306862">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306862</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306862</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306862. Member loan 2306862 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AIEA, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; want to pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306877">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306877</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306877</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306877. Member loan 2306877 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">h-carr+and+sons</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROVIDENCE, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">h-carr+and+sons</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306922">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306922</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306922</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306922. Member loan 2306922 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; house investment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306930">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306930</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306930</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306930. Member loan 2306930 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,134.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306937">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306937</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306937</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306937. Member loan 2306937 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cincinnati, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,624.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306953">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306953</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306953</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306953. Member loan 2306953 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,600 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert L Jensen</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert L Jensen</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Looking for an opportunity to consolidate my credit card debt at a lower interest rate. I have stopped charging on my credit cards several months ago. Thanks for your consideration. Happy Holidays!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,080.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306957">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306957</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306957</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306957. Member loan 2306957 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,753.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306965">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306965</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306965</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306965. Member loan 2306965 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">topographic surveyors of oklahoma</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mcalester, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">topographic surveyors of oklahoma</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I wanted to get a loan to pay off 2 credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306968">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306968</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306968</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306968. Member loan 2306968 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">naco express</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FALCONER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">naco express</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,904.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306988">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306988</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306988</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306988. Member loan 2306988 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A1 AUTO SERVICE CENTER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRANITE FALLS, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A1 AUTO SERVICE CENTER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Pay off a couple high intrest credit cards, a family member that I no longer want to be obligated to, a car loan that will free up about 300 a month and buy braces for my daughter. I feel like this will allow my wife and I to get out from too much revolving debt and get our daughters teeth fixed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,366.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307012">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307012</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307012</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307012. Member loan 2307012 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LHI Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLMEN, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LHI Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,300.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307048">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307048</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307048</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307048. Member loan 2307048 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">auto zone</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">auto zone</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,187.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307049">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307049</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307049</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307049. Member loan 2307049 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usps</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRBANKS, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usps</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt Consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307129. Member loan 2307129 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CULVER CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,269.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307154. Member loan 2307154 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Corru Kraft</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Corru Kraft</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; We need the loan to fix part of our roof because it leaks. Also buy new kitchen cabinets and appliances. Also change the flooring in our home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,376.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307157">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307157</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307157</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307157. Member loan 2307157 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,560 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macomb Community College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Casco , MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macomb Community College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,085.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307163. Member loan 2307163 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,376 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farm Bureau Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT PLEASANT, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farm Bureau Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,921.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307168">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307168</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307168</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307168. Member loan 2307168 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALEXICO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; My loan is for debt consolidation since I have several accounts and I prefered to have only one payment per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,135.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307240. Member loan 2307240 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAINBOW DENTAL CENTER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KAPOLEI, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAINBOW DENTAL CENTER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,239.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307262. Member loan 2307262 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,808 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York City Board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELMONT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York City Board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I plan on moving in the near future and the loan would help with some of the initial moving costs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307301. Member loan 2307301 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta G Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW KENSINGTON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta G Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Pay off our credit cards and get out of debt&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; Our interest rates on our credit cards are too high and we have 3 small children at home. It seems like we are drowning and can't seem to get ahead.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,546.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307307">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307307</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307307</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307307. Member loan 2307307 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LATROBE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,857.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307319">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307319</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307319</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307319. Member loan 2307319 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,716 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JellyBelly Candy Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JellyBelly Candy Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Home Improvement Loan&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; I need to change the heater, carpet and more at backyard.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,618.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307357">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307357</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307357</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307357. Member loan 2307357 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">windham hs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWTON, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">windham hs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; loan consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307364">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307364</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307364</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307364. Member loan 2307364 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usf fabrication</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIALEAH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usf fabrication</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; to get to before my small business and fulfill all contracts acquired&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,305.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307372">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307372</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307372</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307372. Member loan 2307372 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCOTRUN, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307388">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307388</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307388</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307388. Member loan 2307388 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Research Foundation for SUNY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Research Foundation for SUNY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307390">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307390</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307390</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307390. Member loan 2307390 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zale Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson , NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zale Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I am consolidating 2 high interest rate credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,136.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307393">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307393</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307393</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307393. Member loan 2307393 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,491 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Coast Guard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GERMANTOWN, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Coast Guard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I am in the Military and was just stationed in Washington DC from San Fransisco, and accumulated credit card debt moving my family, and I depleted my checking account giving the landlord first and last months rent plus a deposit.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307412">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307412</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307412</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307412. Member loan 2307412 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Skin Dimensions Day Spa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELMWOOD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Skin Dimensions Day Spa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Consolidate debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,264.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307421">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307421</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307421</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307421. Member loan 2307421 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MidFlorida Credit Union</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKELAND, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MidFlorida Credit Union</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Requesting the loan to pay off high interest credit card debt.I want to payoff the debt within 4 years. I have been working in the banking field for 10 years, I know how important it is to secure your financial freedom. This loan will help me reach my goal within 5 years, if not sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307445. Member loan 2307445 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASHBURN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I have several credits cards I would like to pay off and lessen my monthly expanse.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,311.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307456">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307456</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307456</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307456. Member loan 2307456 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ecolab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALMDALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ecolab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,081.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307462">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307462</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307462</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307462. Member loan 2307462 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHESAPEAKE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307466">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307466</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307466</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307466. Member loan 2307466 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,060.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307482">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307482</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307482</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307482. Member loan 2307482 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,467 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nail art</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NOBLESVILLE, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nail art</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307527">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307527</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307527</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307527. Member loan 2307527 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,522 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Benito HS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORGAN HILL, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Benito HS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,310.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307532">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307532</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307532</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307532. Member loan 2307532 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,053 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TeleHealth Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAXHAW, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TeleHealth Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,922.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307553">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307553</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307553</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307553. Member loan 2307553 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmond Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmond, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmond Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307577. Member loan 2307577 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mediterranean snack bar inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mediterranean snack bar inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I would like to consolidate my creditcard debt into one easy monthly payment with only one low interest rate charge. Having multiple ineresr rate for each card makes it harder to pay off the debt right away. That is why im applying for this lendingclub personal loan. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,325.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307637">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307637</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307637</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307637. Member loan 2307637 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borah Goldstein Altschler Nahins Goidel </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borah Goldstein Altschler Nahins Goidel </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,844.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307653">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307653</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307653</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307653. Member loan 2307653 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kent school district</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENT, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kent school district</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; After educating three daughters , my husband and I are working on getting our financial health back. Its slow but steady work.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,033.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307702">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307702</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307702</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307702. Member loan 2307702 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Selma Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SELMA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Selma Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,208.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307759. Member loan 2307759 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Electronics, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HURLEY, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Electronics, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; To pay off credit card debt at 22%-25% interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,074.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307778">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307778</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307778</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307778. Member loan 2307778 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCI Coal Twp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMSBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCI Coal Twp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; The loan will be for debt consolidation and to create a sizable balance for household bill.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307780">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307780</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307780</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307780. Member loan 2307780 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,801 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Postal Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CABOT, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Postal Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,650.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307791. Member loan 2307791 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Catholic Charities of Denver</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Catholic Charities of Denver</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; consolidate bills, mini vacation for holidays&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,862.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307802">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307802</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307802</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307802. Member loan 2307802 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advantage Mechanical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RED OAK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advantage Mechanical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am trying to consolidate my credit card debit to lower interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,452.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307821">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307821</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307821</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307821. Member loan 2307821 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,009 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allen-Vanguard Int</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALEXANDRIA, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allen-Vanguard Int</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I started working as a contractor supporting forces in Iraq/AFG. The contract ended and I ended up with large reduction in pay. I am not behind on any bills but my breathing room is limited. So I can and have paid my bills but I need to consolidate for better cash flow and savings.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,602.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307826">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307826</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307826</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307826. Member loan 2307826 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,519 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIG BEAR LAKE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,990.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307846">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307846</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307846</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307846. Member loan 2307846 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Naval Hospital  </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BREMERTON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Naval Hospital  </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I just want to keep up with my bills and try to stay ahead.  I wanted to request for a larger amount to pay off all my credit cards but i don't qualify so i just want to keep up with my payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,273.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307881. Member loan 2307881 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Express</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNRISE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Express</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,392.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307891. Member loan 2307891 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Olympic Internal Medicine Associates Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BREMERTON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Olympic Internal Medicine Associates Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307898">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307898</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307898</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307898. Member loan 2307898 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,044 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Central ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Central ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; To pay off credit cards with a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,116.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307996">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307996</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307996</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307996. Member loan 2307996 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ada Salon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ada Salon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; The loan is so i can pay off my credit card debt in one shot. Currently I'm paying a few hundred dollars a month for credit card debt, i rather pay lending club the money each month instead. Less of a headache paying one debt then paying a few cards a month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,803.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308000">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308000</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308000</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308000. Member loan 2308000 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gambrinos Grill and Sushi Palace Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gambrinos Grill and Sushi Palace Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; We need to redo our kitchen and basement after the effects of Hurricane Sandy. We are expecting to receive insurance money that and we expect to have our businesses to be up and running again within the next few months as well. What that means, is that we hope to pay this loan back within 1 year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,789.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308026">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308026</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308026</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308026. Member loan 2308026 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glotel, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baltimore, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glotel, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,565.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308087">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308087</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308087</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308087. Member loan 2308087 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atmar Landscaping</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL GRANADA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atmar Landscaping</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I have 5 credit cards, and i want to consolidate en one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,170.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308106">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308106</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308106</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308106. Member loan 2308106 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FHC PROPERTY MANAGEMENT LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FHC PROPERTY MANAGEMENT LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,294.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308139">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308139</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308139</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308139. Member loan 2308139 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODLAND CARE CENTER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODLAND CARE CENTER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308149">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308149</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308149</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308149. Member loan 2308149 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Army Reserves</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Army Reserves</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am about to start another tour with my Army Reserve unit. I want to consolidate all my current payments prior to leaving.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,366.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308151">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308151</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308151</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308151. Member loan 2308151 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MURRIETA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308163. Member loan 2308163 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">berlin city</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ST GEORGE, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">berlin city</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; consolidate some credit cards and pay off some smaller bills[doctors],get caught up on bills that are backing up&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,255.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308166">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308166</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308166</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308166. Member loan 2308166 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,290 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AKS Property Mgmt Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SECAUCUS, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AKS Property Mgmt Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Consolidations&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,451.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308168">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308168</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308168</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308168. Member loan 2308168 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aimco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORWALK, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aimco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,010.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308189">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308189</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308189</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308189. Member loan 2308189 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,422 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intergrated Merchandising Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAUMEE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intergrated Merchandising Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; It is for relocation and moving expenses as well as paying off some credt card balances.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,011.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308200">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308200</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308200</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308200. Member loan 2308200 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Visioneering, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UTICA, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Visioneering, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; i will be redoing the basement.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; i will be redoing the basement.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; I will be doing home improvement, going to up date the basement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308235">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308235</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308235</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308235. Member loan 2308235 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Jude Medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Saint Paul, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Jude Medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308263">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308263</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308263</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308263. Member loan 2308263 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,987 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lake local schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARTVILLE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lake local schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan is intended to consolidate debt.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; The purpose of this loan is to consolidate debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308265">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308265</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308265</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308265. Member loan 2308265 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Texas Foot & Ankle</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Texas Foot & Ankle</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308293">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308293</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308293</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308293. Member loan 2308293 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schambo Manufacturing LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GUEYDAN, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schambo Manufacturing LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308313">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308313</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308313</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308313. Member loan 2308313 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Connect Your Home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newport Coast, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Connect Your Home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; We will be using this loan to consolidate and close credit cards.  We have enough income to pay the bills, it's just that the credit cards are due at different times and we would like one single payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,042.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308319">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308319</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308319</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308319. Member loan 2308319 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARLETON, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,469.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308341">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308341</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308341</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308341. Member loan 2308341 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citysights</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citysights</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,301.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308349">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308349</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308349</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308349. Member loan 2308349 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,139 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HCSC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DESOTO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HCSC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,896.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308365">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308365</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308365</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308365. Member loan 2308365 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Reserve Bank of Richmond</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALTIMORE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Reserve Bank of Richmond</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Credit Card Consolidation and Payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,755.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308417">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308417</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308417</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308417. Member loan 2308417 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORAL SPRINGS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; loan is for tax payoff year 2009 and 2010 as well as consolidating three major credit cards: sears/capital one visa/chase&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,075.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308431">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308431</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308431</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308431. Member loan 2308431 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakland , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Employed  professional looking to consolidate debt into a single source.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308450">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308450</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308450</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308450. Member loan 2308450 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belmont, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I would like to consolidate some very high interest rate loans. This will free us cash flow as well.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,152.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308454. Member loan 2308454 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OC Tanner</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverton, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OC Tanner</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,450.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308491. Member loan 2308491 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,557 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROSSER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Consolidate my credit card debt into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,461.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308495">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308495</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308495</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308495. Member loan 2308495 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wallenpaupack Area SD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hamlin, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wallenpaupack Area SD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,727.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308527">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308527</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308527</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308527. Member loan 2308527 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Helena Chemical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CROWLEY, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Helena Chemical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308545">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308545</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308545</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308545. Member loan 2308545 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allsup, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Louis, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allsup, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; High interest is when you pay 3600 over a year's time only to discover you have only paid off 300 dollars of principle! And the cute little box lets you know you only have 57 years to go at this rate!  Now I look forward to it all gone in 3 years.  Thank you, Lending Club!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,451.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308564. Member loan 2308564 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Car Rentals, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Somerset, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Car Rentals, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,365.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308605. Member loan 2308605 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TCF BANK</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANOVER PARK, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TCF BANK</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308624. Member loan 2308624 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Google Inc. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Mateo, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Google Inc. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308625">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308625</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308625</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308625. Member loan 2308625 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,320 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTHAMPTON BEACH, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I would like to buy a wood stove so I can save money in oil for the winter.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,560.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308628. Member loan 2308628 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">east jefferson general hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METAIRIE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">east jefferson general hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,095.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308648">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308648</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308648</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308648. Member loan 2308648 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Radius Specialty Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quincy, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Radius Specialty Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308650">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308650</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308650</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308650. Member loan 2308650 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charleston, SC Veterans Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH CHARLESTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charleston, SC Veterans Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Requesting a fixed rate loan to pay off high interest rate credit cards and lower my outstanding debt balance in a more reasonable amount of time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308654">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308654</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308654</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308654. Member loan 2308654 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aventura, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,831.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308709">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308709</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308709</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308709. Member loan 2308709 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,478 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CertusBank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greenville, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CertusBank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I sincerely appreciate funding received thus far.  I have been in banking my whole career and value my credit tremendously.  Inevitable circumstances are the reason for my credit card debt and I look forward to paying off and moving forward.  Thanks for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$65,814.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308714">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308714</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308714</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308714. Member loan 2308714 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middlesex Community College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALEM, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middlesex Community College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308728">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308728</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308728</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308728. Member loan 2308728 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cedar Park, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; For 2 yrs I have been taking care of my grandmother and racking up credit card debt as I could not work full time.  She is now back to a healthier place and I am in a position to get my life back on track..  Starting with paying off my debt, I want to pay capital debt down vs high interest payments!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,668.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308736. Member loan 2308736 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,798 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northside ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northside ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan will be used to pay off a hospital bill and to consolidate some credit cards. This loan would be a lower interest rate than my credit cards so my payments would be smaller and I can pay off the debt sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,512.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308739">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308739</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308739</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308739. Member loan 2308739 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tuckahoe Orthopedics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tuckahoe Orthopedics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan is to pay off  credit cards and have a lower interest rate with at least a time to finish repayment. Also would like to have some things done at home. and save some.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,152.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308743">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308743</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308743</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308743. Member loan 2308743 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlas Staffing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SARTELL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlas Staffing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Credit card pay off and home repair.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,573.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308745">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308745</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308745</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308745. Member loan 2308745 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ridgeview Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waconia, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ridgeview Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; We are ready to consolidate old debt and take charge of our financial future.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; We need to consolidate old debt and we are ready to take control of our financial future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,073.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308777. Member loan 2308777 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,427 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J L Gray / Villa Las Vegas Apts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J L Gray / Villa Las Vegas Apts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,702.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308797">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308797</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308797</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308797. Member loan 2308797 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northbay Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suisun City, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northbay Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; For payment of my 403B loan and for vacation purposes&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308812. Member loan 2308812 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; personal loan&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; to pay off my bills with high intererest rates&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,242.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308825">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308825</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308825</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308825. Member loan 2308825 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shaw e&i</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MESA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shaw e&i</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,230.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308827">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308827</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308827</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308827. Member loan 2308827 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,299 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPMC Hamot Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ERIE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPMC Hamot Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,289.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308896">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308896</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308896</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308896. Member loan 2308896 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pinkerton Government Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELL GARDENS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pinkerton Government Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,885.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308939. Member loan 2308939 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tj's Auto</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arpin, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tj's Auto</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,845.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308985. Member loan 2308985 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,229 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Syniverse Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wesley chapel, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Syniverse Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,249.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308993. Member loan 2308993 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bombardier </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FINLEYVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bombardier </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,637.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309002. Member loan 2309002 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ontario County Sheriff's Dept</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHELPS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ontario County Sheriff's Dept</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,088.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309025. Member loan 2309025 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Government</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DERIDDER, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Government</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My loan would be to pay off all my credit cards so that I only have one payment rather than trying to pay what I can when monthly charges still incur based on the amount financed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,941.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309036">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309036</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309036</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309036. Member loan 2309036 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANFORD, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Home is 30 years old.  Need to replace carpet, fix drywall, paint, and fix leaky roof.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,709.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309041. Member loan 2309041 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richardson ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRISCO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richardson ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,840.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309049">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309049</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309049</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309049. Member loan 2309049 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Circle Middle School USD 375 </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOWANDA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Circle Middle School USD 375 </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; My wife and I would like to refinance a high interest credit card so we can get out of debt in the next three years.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; We are following the debt buster program from Ron Reynolds.  We are paying off smaller debts and then rolling those payments up to the next account.  We are currently able to pay an additional $400 per month on our smallest debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,413.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309066">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309066</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309066</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309066. Member loan 2309066 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CT Personnel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEEP RIVER, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CT Personnel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,672.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309067">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309067</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309067</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309067. Member loan 2309067 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ardmore Baptist Church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINSTON SALEM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ardmore Baptist Church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309072">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309072</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309072</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309072. Member loan 2309072 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,692.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309075">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309075</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309075</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309075. Member loan 2309075 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RE/MAX Advantage</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KALAMAZOO, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RE/MAX Advantage</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I have a few credit cards with higher interest rates that I would like to pay off and then make just the monthly payment to one account&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,906.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309134">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309134</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309134</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309134. Member loan 2309134 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BMO Harris Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BMO Harris Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off credit card debt faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309138">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309138</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309138</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309138. Member loan 2309138 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,483 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clifton Park, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,685.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309143. Member loan 2309143 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cantina Laredo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cantina Laredo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309147">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309147</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309147</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309147. Member loan 2309147 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIGHLANDS RANCH, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I would like to refinance the unfavorable interest rates on the credit cards I used to set up house after returning to the US after a decade abroad. I have significant equity in my home. I have started my own business and expect it to become profitable within the year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,108.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309150">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309150</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309150</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309150. Member loan 2309150 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DTZ - UGL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cape Coral, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DTZ - UGL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1965</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,899.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309159">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309159</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309159</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309159. Member loan 2309159 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sprint Systems of Photography</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAPLEVILLE, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sprint Systems of Photography</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Paying off three credit cards that have interest for one year , the same as financing for this entire loan. Makes sense to me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,721.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309167">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309167</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309167</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309167. Member loan 2309167 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Financial Services Firm</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westport, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Financial Services Firm</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,376.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309178. Member loan 2309178 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">globe manufacturing co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANCHESTER, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">globe manufacturing co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I'll fix basementf for my house.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I.ll make a room at basement.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I'll make room at basement and travel for my nephev wedding.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I'll fix basement for my house.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309183">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309183</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309183</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309183. Member loan 2309183 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLLYWOOD, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; It,s for pay all my cr&eacute;dit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,642.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309186">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309186</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309186</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309186. Member loan 2309186 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lopez Foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">oklahoma, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lopez Foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,561.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309190">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309190</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309190</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309190. Member loan 2309190 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cedar park, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$511.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309197">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309197</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309197</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309197. Member loan 2309197 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOXWOODS RESORT CASINO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAWTUCKET, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOXWOODS RESORT CASINO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; TO PAY HIGH INTEREST CREDIT CARD AND TO MAKE ALL MY BILLS INTO ONE BILL&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; TO PAY HIGH INTEREST CREDIT CARD BILL AND TO MAKE THEM INTO ONE BILL&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,135.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309224. Member loan 2309224 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,798 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Wholesale Book Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Birmingham, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Wholesale Book Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309234. Member loan 2309234 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Standard Drywall Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Standard Drywall Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,442.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309240. Member loan 2309240 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Department of Criminal Justice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KILLEEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Department of Criminal Justice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am in need of this loan to consolidate credit card debt. The interest is high on some of the cards.  Being able to pay off all the credit cards and make 1 monthly payment at a lower interest rate would be easier. With the amount that is left, I am going to save some and go Christmas shopping.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,021.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309267">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309267</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309267</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309267. Member loan 2309267 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENHAM SPRINGS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,996.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309290">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309290</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309290</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309290. Member loan 2309290 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,230 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sanggodong sangnapal restaurant</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sanggodong sangnapal restaurant</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309323">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309323</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309323</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309323. Member loan 2309323 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,529 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASHINGTON, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$120,832.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309326">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309326</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309326</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309326. Member loan 2309326 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Murtis Taylor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEVELAND, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Murtis Taylor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,555.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309327">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309327</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309327</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309327. Member loan 2309327 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ontario, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309336">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309336</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309336</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309336. Member loan 2309336 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greer Enterprises, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIDGEWOOD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greer Enterprises, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Adding 1st Floor Home Office for expanding incorporated business.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,588.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309343">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309343</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309343</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309343. Member loan 2309343 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,836 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crown Equipment Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLDWATER, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crown Equipment Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,060.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309360. Member loan 2309360 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANDOVER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Currently I am paying over $800.00 a month on my debts.  I would be able to cut that almost in half&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,760.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309364">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309364</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309364</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309364. Member loan 2309364 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schenk Packing Co INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sedro Woolley, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schenk Packing Co INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,181.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309370">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309370</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309370</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309370. Member loan 2309370 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,481 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIBBING, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I need the loan to pay off some small loans &amp; bills and use the remaining money to maybe purchase a used car and a newer computer as of now I am with out a vehicle &amp; my computer is about 7 years old. Thank you for your consideration in this matter.&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; I am going to catch up and pay off some small bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,255.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309409. Member loan 2309409 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GADSDEN, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to pay off credit cards and to have some leff over&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,813.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309469">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309469</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309469</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309469. Member loan 2309469 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Life Care Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SULLIVAN, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Life Care Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; We have good cash flow in our home.  We simply need/want to reorganize our debt into more a more manageable form.  The benefit of eliminating some of our credit cards and lowering interest rates is helpful as well.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309490">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309490</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309490</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309490. Member loan 2309490 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Panera Bread</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Panera Bread</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,152.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309506. Member loan 2309506 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VT Hackney</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Independence, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VT Hackney</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I make a good income and am trying to consolidate all of my credit card debt into one monthly payment with low interest rates.  I can easily make the payment of $450 per month in order to do this.  I appreciate the help with this funding as it will save me money and earn you money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,931.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309518">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309518</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309518</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309518. Member loan 2309518 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pepsi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIBERTY, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pepsi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am applying for this loan to simply have one payment to Lending Club.&lt;br&gt;I have the means to then concentrate on becoming debt free.&lt;br&gt;I love the concept of Lending Club and believe it to be a good match for me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309523">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309523</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309523</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309523. Member loan 2309523 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,800 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKINGHAM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Savings by lower interest rate will enable me to pay off Discover in 3 years. Saving at least 20-25 per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309538">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309538</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309538</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309538. Member loan 2309538 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DAPHNE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to pay off a credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,844.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309556">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309556</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309556</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309556. Member loan 2309556 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,740.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309569. Member loan 2309569 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HSBC Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPEW, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HSBC Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309572">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309572</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309572</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309572. Member loan 2309572 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Costco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Costco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,848.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309603. Member loan 2309603 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cnsi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">gaithersburg, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cnsi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309651. Member loan 2309651 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Illinois</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE IN THE HILLS, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Illinois</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,847.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309658. Member loan 2309658 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">clement pappas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VINELAND, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">clement pappas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,566.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309659">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309659</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309659</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309659. Member loan 2309659 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,918 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">glendora, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I am using this money for my daughter wedding&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I am using this money for my daughter wedding&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I am using this money for the upcoming of my daughter weding celebration and aportion of this money will be also used for debt consolidation.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I will be using most of this fund for the upcoming of my daughter wadding celebration which will be held in a private setting with mostly family,relatives ang freinds will be attending the wedding.&lt;br&gt;I also will be using a small portion of the loan for debt consolidations and possibly wedding gifts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$451,481.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309670. Member loan 2309670 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">T-nails</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STRUTHERS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">T-nails</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309694">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309694</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309694</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309694. Member loan 2309694 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,736 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN MATEO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Pay debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,625.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309698">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309698</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309698</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309698. Member loan 2309698 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampshire Pet Products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEBB CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampshire Pet Products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,314.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309739">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309739</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309739</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309739. Member loan 2309739 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,251.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309760">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309760</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309760</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309760. Member loan 2309760 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fox river graphics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAROL STREAM, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fox river graphics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309777. Member loan 2309777 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anaheim,, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309783">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309783</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309783</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309783. Member loan 2309783 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,339 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southeast Local Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southeast Local Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I would like to pay off high interest credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,658.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309793">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309793</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309793</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309793. Member loan 2309793 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,462 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT LOUIS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan will help me maintain a steady cash reserve as my publishing business launches two new magazines in the near future. All of my books and publications have a strong fan base, but distributors take a long time to pay off after you ship them product. This loan will help tide me over.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,780.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309798. Member loan 2309798 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,740 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IndyMac Mortgage Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTAGE, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IndyMac Mortgage Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,310.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309847. Member loan 2309847 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,113 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Solution Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woburn, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Solution Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; In need to pay the credit card debt around $14k and 2K personal loan from a friend. If I get the loan it will easy for me to make one payment instead of several payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309865">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309865</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309865</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309865. Member loan 2309865 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Good Neigbor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAKLAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Good Neigbor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I need a loan to payoff all my credid card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309879">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309879</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309879</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309879. Member loan 2309879 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,879.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309880">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309880</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309880</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309880. Member loan 2309880 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mapleview dairy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADRID, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mapleview dairy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,474.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309882. Member loan 2309882 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Bay Mental Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BILLERICA, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Bay Mental Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit cards consolidation and auto loan payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,751.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309889">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309889</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309889</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309889. Member loan 2309889 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,564 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlenes learning Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlenes learning Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Pay-Off Loan and consolidate other pymts.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; Pay-Off loans and consolidate other Debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,985.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309933. Member loan 2309933 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Auberge Du soleil</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">napa, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Auberge Du soleil</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; personal  family activity.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,823.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309935. Member loan 2309935 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,829 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Congress Insurance Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROXBURY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Congress Insurance Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Pay down debt and purchase a second rental property.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,917.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309941">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309941</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309941</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309941. Member loan 2309941 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heitkamp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH HAVEN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heitkamp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,770.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309944">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309944</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309944</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309944. Member loan 2309944 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Mary's Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPARKS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Mary's Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; The loan will be to payoff credit cards and other debts.  We would like to be debt free within 5 years.  By using this money we will be able to achieve this goal.  Thanks you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,521.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309956">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309956</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309956</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309956. Member loan 2309956 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cheyenne Regional Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cheyenne, WY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cheyenne Regional Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I would like to go visit my sister. I have not seen her or her daughters over 10 years so would Love to see them again!!!!! Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,526.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309981">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309981</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309981</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309981. Member loan 2309981 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,286 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pennstar Bank </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCRANTON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pennstar Bank </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,241.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309991">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309991</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309991</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309991. Member loan 2309991 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Atlanta</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARIETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Atlanta</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I going to start a small business in the construction industry.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309993. Member loan 2309993 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of State</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMPA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of State</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$118.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,173.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310003">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310003</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310003</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310003. Member loan 2310003 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SunTrust Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALTIMORE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SunTrust Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,911.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310015">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310015</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310015</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310015. Member loan 2310015 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sears Home Appliance Showroom</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAWRENCEVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sears Home Appliance Showroom</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310016">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310016</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310016</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310016. Member loan 2310016 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,961 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fesco Ltd.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fesco Ltd.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; My loan is for my wedding expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,895.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310028">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310028</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310028</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310028. Member loan 2310028 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southeastern Pennsylvania Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHESTER, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southeastern Pennsylvania Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,722.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310065">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310065</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310065</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310065. Member loan 2310065 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,936 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Electric Boat</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mystic, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Electric Boat</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,219.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310074">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310074</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310074</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310074. Member loan 2310074 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foster Farms</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRESNO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foster Farms</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310078. Member loan 2310078 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,928 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Commonwealth of Pennsylvania</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Commonwealth of Pennsylvania</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,996.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310100">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310100</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310100</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310100. Member loan 2310100 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foodmaxx </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLOVERDALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foodmaxx </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,737.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310104">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310104</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310104</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310104. Member loan 2310104 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,800 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Private Nanny</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHORELINE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Private Nanny</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I plan to use this loan to pay off my credit cards and challenge a couple things on my credit.  Once my score is fixed, I plan to open a daycare!  :)&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310111">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310111</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310111</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310111. Member loan 2310111 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORT SAINT LUCIE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,748.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<P>&nbsp;</P>
<A name="2310112">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310112</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310112</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310112. Member loan 2310112 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital Blue Cross</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRISBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital Blue Cross</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,002.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310117">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310117</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310117</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310117. Member loan 2310117 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson memorial hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson memorial hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,634.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310118">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310118</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310118</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310118. Member loan 2310118 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,017 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pero Family Farms</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOCA RATON, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pero Family Farms</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; the loan is to pay the credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; the loan is to pay the credit cards and the interest that keep pile ling up and we are looking a solution to obtain a low percentage, this is a opportunity where we can cancel our credit cards and be able to plan other inversions like repairs and maintenance to my home and to offer my family a good&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310124">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310124</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310124</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310124. Member loan 2310124 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Memorial Sloan-Kettering Cancer Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Memorial Sloan-Kettering Cancer Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am a low risk option for a good return on your investment because I have a stable job in the IT and Healthcare fields. I take my responsibility to settle my debts very seriously, and I pay all my bills consistently and on time. This loan will help me consolidate and pay off my debts in 36 months.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,081.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310127">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310127</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310127</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310127. Member loan 2310127 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEAGUE CITY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310128">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310128</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310128</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310128. Member loan 2310128 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U S P S</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U S P S</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; HOME IMPROVEMENT FOR RENTAL&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; $4300 TOTAL MONTHLY EXPENSES AND I AM PLANNING TO CHANGE NEW CARPET, REMODELING  KITCHEN  AND BATH FOR MY TWO RENTAL HOUSE PROPERTY.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,669.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310132. Member loan 2310132 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310137. Member loan 2310137 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,338.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310147">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310147</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310147</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310147. Member loan 2310147 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310161">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310161</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310161</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310161. Member loan 2310161 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROGERS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I have an attached porch roof approching twenty five years old. It needs to be replaced so it looks better and does not leak. Once that is complete I can put down a new floor . The floor was ruined by the leak and removed. It is currently painted concrete, not very attractive.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,994.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310177">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310177</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310177</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310177. Member loan 2310177 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FT YUMA INDIAN HEALTH SERVICE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINTERHAVEN, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FT YUMA INDIAN HEALTH SERVICE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,964.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310226">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310226</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310226</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310226. Member loan 2310226 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dresser-Rand</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dresser-Rand</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310236">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310236</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310236</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310236. Member loan 2310236 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south florida water management district</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">port saint lucie, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south florida water management district</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am wanting to consolidate my credit cards to have one monthly bill, and keep my credit score high which is important to me&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,922.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310241">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310241</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310241</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310241. Member loan 2310241 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIAN CENTER HEALTH AND REHAB</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DANVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIAN CENTER HEALTH AND REHAB</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; DEBT CONSOLIDATION&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; need to consolidate loans to have 1 payment of lesser value..credit cards, bank loans, 1 loan company..with the jobless market helped sons with day to day living..now they are gainfully employed and I need to get my finances back on track..&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; My Debt to Income ratio is high, but I do pay all of my bills in a timely manner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,945.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310284">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310284</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310284</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310284. Member loan 2310284 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,236.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310286. Member loan 2310286 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McLeod Loris/Seacoast Hospitals</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONGS, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McLeod Loris/Seacoast Hospitals</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310287">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310287</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310287</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310287. Member loan 2310287 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEXAS HEALTH RESOURCES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT WORTH, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEXAS HEALTH RESOURCES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,690.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310299">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310299</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310299</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310299. Member loan 2310299 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marsh USA Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marsh USA Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Painting house and outside wood replacement on garage plus upgrade of pool equipment.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Painting of outside of houes and wood replacement on garage plus upgrade of pool equipment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1969</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310310">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310310</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310310</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310310. Member loan 2310310 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cooper Standard Automotive</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boiling Springs, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cooper Standard Automotive</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,791.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310333">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310333</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310333</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310333. Member loan 2310333 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JANAF SUBWAY INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JANAF SUBWAY INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,736.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310361. Member loan 2310361 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Starcom MediaVest Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUGAR LAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Starcom MediaVest Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,772.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310379">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310379</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310379</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310379. Member loan 2310379 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">transworld inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUEENS VILLAGE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">transworld inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; ONE PAYMENT INSTEAD OF 4 PAYMENTS..THATS HOW I LOOK AT IT&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310401. Member loan 2310401 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Company Burger</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ORLEANS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Company Burger</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310434">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310434</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310434</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310434. Member loan 2310434 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOWELL, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Pay off  all debt and credit card to put them on one bill. To simplify payment into one bill.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,420.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310438">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310438</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310438</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310438. Member loan 2310438 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST DUNDEE, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$59,141.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310446">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310446</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310446</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310446. Member loan 2310446 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BDT Capital Partners</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BDT Capital Partners</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310464">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310464</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310464</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310464. Member loan 2310464 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The St. Regis hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST ELMHURST, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The St. Regis hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310467">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310467</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310467</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310467. Member loan 2310467 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Seafoods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENTON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Seafoods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,738.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310483">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310483</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310483</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310483. Member loan 2310483 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bruce easy rent</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAGE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bruce easy rent</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310537">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310537</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310537</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310537. Member loan 2310537 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HealthSouth</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT WORTH, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HealthSouth</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,870.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310538">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310538</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310538</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310538. Member loan 2310538 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,261 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burlington, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit card payoff&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Credit card payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310584. Member loan 2310584 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ersi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT PLAIN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ersi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,064.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310588. Member loan 2310588 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maricopa County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maricopa County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,246.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310598">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310598</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310598</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310598. Member loan 2310598 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,004 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ivan leonard chevrolet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIRMINGHAM, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ivan leonard chevrolet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,127.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310607. Member loan 2310607 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portersville Valve Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beaver Falls, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portersville Valve Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Due to family medical issues we need to pay off medical bills and transportation costs that weren't covered by insurance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,544.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310615. Member loan 2310615 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education Service Center Region 9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PETROLIA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education Service Center Region 9</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,600.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310618">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310618</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310618</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,275</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310618. Member loan 2310618 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,733 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WICHITA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; i have two large credit cards that have 19% and 23% that I would like to get out from under them&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,241.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310620">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310620</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310620</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310620. Member loan 2310620 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cj's rv repair</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YUMA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cj's rv repair</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; starting over&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; trying to get debt consolidation done and paid off would like to start my own rv repair business next year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,102.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310655. Member loan 2310655 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LifeWatch Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LifeWatch Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Reducing the current amount of debt by paying off high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,215.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310668. Member loan 2310668 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,571 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mosholu Montieforre </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mosholu Montieforre </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,364.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310741. Member loan 2310741 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,144 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">XO Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MISSOURI CITY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">XO Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,230.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310751">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310751</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310751</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310751. Member loan 2310751 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wills Point ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLS POINT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wills Point ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,251.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310777. Member loan 2310777 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,303 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAS Institute Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HILLSBOROUGH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAS Institute Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,890.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310780">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310780</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310780</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310780. Member loan 2310780 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wilkes barre, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,141.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310788">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310788</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310788</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310788. Member loan 2310788 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,280.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310805">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310805</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310805</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310805. Member loan 2310805 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUMPASS, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off some bills and put away a little.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,551.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310813">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310813</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310813</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310813. Member loan 2310813 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MPHI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANSING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MPHI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310817">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310817</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310817</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310817. Member loan 2310817 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,224 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Title Resources Guaranty Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Title Resources Guaranty Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; cardconsolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; Card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,312.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310828">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310828</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310828</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310828. Member loan 2310828 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bremer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peoria, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bremer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,155.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310859. Member loan 2310859 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,301 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELM Resources</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELM Resources</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan is to consolidate high interest credit cards to reach a 3 years goal of removing all debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310900">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310900</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310900</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310900. Member loan 2310900 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,745 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This is a home equity line of credit taken out several years ago to renovate a kitchen in our primary residence.  The loan was purchased by Nationstar which doesn't allow refinancing, but comes due in full Feb. 2013. I can pay the whole sum from savings, but would prefer not to. Thank you.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; This is to pay off a home equity line of credit, received several years ago to renovate our kitchen.  I have always paid more than was requested, but could still not get it down to zero before loan was purchased by another mortgage co. which is now demanding total pay off in Feb. 2013.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,499.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310908">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310908</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310908</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310908. Member loan 2310908 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,054 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Manor at Birch Hill Terrace</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nashua, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Manor at Birch Hill Terrace</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is for medical expenses I incurred when I had poor insurance with a 5,000.00 deductible and 60/40. I ended up having 3 surgeries in 18 months.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,316.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310919. Member loan 2310919 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTGOMERY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,903.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310932">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310932</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310932</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310932. Member loan 2310932 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,651 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beaufort Memorial Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLUFFTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beaufort Memorial Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I accidentally paid my credit card payment to my mortgage account because they are both Chase. Now after one late payment my interest is 28%. Chase refuses to lower my interest rate back to18%. I acquiired debt fixing up my rental house that got trashed.I have income but too much costly debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,934.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310942">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310942</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310942</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310942. Member loan 2310942 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R. Patrick McCarthy, MD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA GRANDE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R. Patrick McCarthy, MD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,902.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310971">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310971</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310971</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310971. Member loan 2310971 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Franklin square Veterinary associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MALVERNE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Franklin square Veterinary associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My loan is to pay off credit cards with the remainder going towards start up costs for an urgent care animal emergency facility .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,286.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310992. Member loan 2310992 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesterfield, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,611.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310994. Member loan 2310994 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,559 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; If I am funded for this loan, I will be able to pay off alot of credit card debt that we have accumalated over the years.  It will take a load off our shoulders and will allow us to move on and focus on our business.  We will be credit card debt free, improve our fico score, and save $400 per month!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,869.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310999">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310999</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310999</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310999. Member loan 2310999 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mike Prlich & Sons, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEMPLE CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mike Prlich & Sons, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My purpose for the loan is to consolidate my debt and be clear.  I want to then do classic car restoration full time.  I would appreciate the help to see this accomplished.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,707.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311018">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311018</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311018</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311018. Member loan 2311018 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nelso Mullins Riley & Scarborough LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROXBURY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nelso Mullins Riley & Scarborough LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,479.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311021">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311021</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311021</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311021. Member loan 2311021 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jefferson City School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jefferson, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jefferson City School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,328.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311022">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311022</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311022</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311022. Member loan 2311022 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gentiva Health Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roswell, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gentiva Health Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off higher interest credit card accounts and get all my payments in one place.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,708.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311027">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311027</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311027</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311027. Member loan 2311027 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carmel Cutting Horses</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARMEL VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carmel Cutting Horses</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,271.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311028">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311028</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311028</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311028. Member loan 2311028 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,625 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOREST LAKE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,273.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311037">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311037</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311037</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311037. Member loan 2311037 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marta (Essential Data Corporation)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COVINGTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marta (Essential Data Corporation)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Paying off my credit cards and beeing able to get my own place. Thank you soo much!&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; Just trying to pay only one creditor so I can maintain my credit and get my life in order to get out on my own and take care of my son.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,248.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311047">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311047</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311047</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311047. Member loan 2311047 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLORENCE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off a few credit card balances that have high interest rates. I feel like I am not getting anywhre w/ paying them off cuz most paymts go to interest/finance charges.It is very frustrating. When I call them to see if they will lower my interest rate cuz I always pay on time, they tell me no..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,606.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311049">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311049</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311049</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311049. Member loan 2311049 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off high interest credit vards&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; debt consolidation high interest credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$76,071.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311086. Member loan 2311086 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,974 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JOHNSTON, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This will be used for debt consolidation of Credit cards and if possible small car loan. Several credit cards will be closed when the loan is obtained. I fully expect to pay this off early.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; The loan will be used for debt consolidation of credit cards and a small car loan if possible. Some credit cards will be closed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,111.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311098. Member loan 2311098 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bell Davis & Pitt</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lewisville, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bell Davis & Pitt</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,480.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311119">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311119</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311119</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311119. Member loan 2311119 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Consultants Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARSON CITY, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Consultants Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,395.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311124">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311124</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311124</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311124. Member loan 2311124 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,203 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teleperformance USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST JORDAN, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teleperformance USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,420.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311126. Member loan 2311126 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Energy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Energy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This Loan is for Lower Monthly payments in debt consolidation. Also to note, I am a proven responsible borrower with On_Time payments all through my credit history. Thanks.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,055.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311139">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311139</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311139</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311139. Member loan 2311139 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have had a great career in the film business.  I was laid off last year and have been consulting ever since while looking for full time employment.  I am very close to full time again and want to consolidate my debt.  This has been a very important personal growth year for me - thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,815.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311154. Member loan 2311154 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,140 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Franklin Realty Advisors, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BILLERICA, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Franklin Realty Advisors, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,947.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311212">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311212</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311212</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311212. Member loan 2311212 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City Southern Railroad</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JOPLIN, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City Southern Railroad</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,730.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311213">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311213</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311213</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311213. Member loan 2311213 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">linda gonzale</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHARR, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">linda gonzale</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; From my new beauty salon&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Business of beauty salon&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; I want to open a beauty salon that's tha reason I'm asking for the lone&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,474.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311215">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311215</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311215</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311215. Member loan 2311215 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National institutes of health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elkridge, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National institutes of health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to consolidate debt incurred from a delinquent tenant who destroyed my rental property.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,971.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$52,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311224. Member loan 2311224 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILWAUKEE, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,558.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311230">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311230</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311230</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311230. Member loan 2311230 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,833.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311243">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311243</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311243</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311243. Member loan 2311243 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oaktree Capital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARCADIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oaktree Capital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off my credit card balance&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311256">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311256</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311256</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311256. Member loan 2311256 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wylde Sydes Tattoo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wylde Sydes Tattoo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Paying down high interest cards. Should save me about 2-3k over the course of the loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311260">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311260</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311260</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311260. Member loan 2311260 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,627 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311267">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311267</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311267</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311267. Member loan 2311267 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,115.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311293">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311293</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311293</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311293. Member loan 2311293 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Town of Falmouth</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pocasset, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Town of Falmouth</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,864.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311298">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311298</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311298</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311298. Member loan 2311298 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,221 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rosemary Beach POA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PANAMA CITY BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rosemary Beach POA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,199.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311301. Member loan 2311301 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tecumseh lcoal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW CARLISLE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tecumseh lcoal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,440.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311319">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311319</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311319</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311319. Member loan 2311319 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,985.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311349">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311349</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311349</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311349. Member loan 2311349 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intego</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intego</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My company has a licensing agreement with a large IP holder to develop IPhone and Android apps and games based on a popular character. The proceeds will be used to fund development for two on-going projects based on this license.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,232.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311350">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311350</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311350</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311350. Member loan 2311350 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Albuquerque</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIO RANCHO, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Albuquerque</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; With a loan I will be able to pay off both vehicles, 2 credit cards and have one payment that is lower than the truck payment. Losing your job and not finding one puts a person way behind on bills. Now that I am working I want to pay everything off. I have budgeted my income as if I am not working.&lt;br&gt;&lt;br&gt;  Borrower added on 12/08/12 &gt; My budget at this point is to make double payments when possible to pay everything off in a two year period. This's loan would expedite my progress. I work for the City government and my job is very stable with &lt;br&gt;them. I have allowed no extra spending in order to stay on track.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,225.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311351">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311351</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311351</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311351. Member loan 2311351 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cognizant Technology Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alpharetta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cognizant Technology Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Im planning to use this money to pay off a land/property we bought.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$269.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311352. Member loan 2311352 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Employment Development Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chula Vista, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Employment Development Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; The loan is to consolidate existing debt under one simple monthly payment.  I have also acquired a down payment for a small business start up cafe in Chula Vista, CA.  The remaining funds will be used in order to cover additional costs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311353">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311353</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311353</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311353. Member loan 2311353 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,019 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USMC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USMC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Pay down credit cards from the companies who refuse to lower their interest rate. Been a rough couple of years and the credit cards were a source of funds to pay one for the other but no matter how much we pay, the payments only go to the interest and not the principal.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311354">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311354</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311354</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311354. Member loan 2311354 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILOAM SPRINGS, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidate and close accounts; eliminate debt in shortest and quickest time possible - Citi Bank, Lowes, GAP, Barclays Bank, Orchard Bank&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,330.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311368">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311368</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311368</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311368. Member loan 2311368 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,732 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bay Technologies Consulting Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upper Marlboro , MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bay Technologies Consulting Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311379">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311379</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311379</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311379. Member loan 2311379 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bloomfield east nursing home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carson, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bloomfield east nursing home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I need this loan due to hardship for credit card expenses I have steady income&amp; can all monthly payments please consider my request&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,827.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311408">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311408</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311408</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311408. Member loan 2311408 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anaphora, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anaphora, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,474.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311409. Member loan 2311409 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Caltrans</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fresno, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Caltrans</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Hi, I am a person with high educated degree  working over 13 years, I have steady job with good income, I am married and we have a daughter she goes Medical school I used my credit card mostly for her expenses this loan is going to help me a lot I can pay off my credit card dept Best regard borrower&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; Hi, I am a person with high educated degree working over 13 years, I have steady job with good income, I am married and we have a daughter she goes Medical school I used my credit card mostly for her expenses this loan is going to help me a lot I can pay off my credit card dept Best regard borrower&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,974.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311434">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311434</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311434</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311434. Member loan 2311434 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winston Salem , NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Bill consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Bill consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; bill consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,506.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311462">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311462</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311462</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311462. Member loan 2311462 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valley Stream Central HS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valley Stream Central HS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,664.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311465">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311465</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311465</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311465. Member loan 2311465 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sparks Regional Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT SMITH, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sparks Regional Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,996.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311484. Member loan 2311484 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago Advertising Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago Advertising Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; After a few bad investments 5 years ago I have been stuck with a sizable amount of debt with high interest rates. Despite paying above and beyond my monthly payments and paying on time I have been unable to lower the interest rates. My goal is to be completely debt free in 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,672.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311518">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311518</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311518</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311518. Member loan 2311518 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GORDON FOOD SERVICE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KEY WEST, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GORDON FOOD SERVICE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,677.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311531">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311531</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311531</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311531. Member loan 2311531 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volvo Construction Equipment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHIPPENSBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volvo Construction Equipment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,975.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311533">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311533</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311533</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311533. Member loan 2311533 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bruce McCandless State Veteran Nursing H</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PUEBLO WEST, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bruce McCandless State Veteran Nursing H</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Last Year I spoke with Wells Fargo, after I was approached by a teller with a promotional program to help consolidat debts,I spent 2 days writing everything out and was disappointed,at rejected,with no reason for it. Now Maybe my goal of being free of creditcard debts can be reached.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311535">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311535</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311535</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311535. Member loan 2311535 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Infinity Images </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Infinity Images </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; We are paying off our large furnace upgrade from last year and consolidating 2 other credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,111.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311541. Member loan 2311541 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Have Professional Pool Building Company build a Family Pool w/ Solar. I have three beautiful daughters who would love a Pool &quot;Present&quot; for Christmas.&lt;br&gt;&lt;br&gt;  Borrower added on 12/08/12 &gt; I am having a Professional Pool Company build a Family Pool w/ Solar.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,343.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311551">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311551</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311551</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311551. Member loan 2311551 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3m</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOWNSEND, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3m</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off some cards and buy an auto.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,497.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311552. Member loan 2311552 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carnival  Cruise Lines </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carnival  Cruise Lines </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Remodeling of my condo bathrooms&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,301.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311576">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311576</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311576</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311576. Member loan 2311576 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Pavers Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LUCAS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Pavers Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I down sized from a $800,000.00 home to a $ 250,000.00 and the new home needs some remodling to the bedrooms and two bathrooms. I will be installing a new pool deck and the total of all three will be somewhere in the neighbothood of $25,000.00&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; I moved from an $800,000.00 home to a $250,000.00 home and several of the rooms need remodled.  three bedrooms and two bathrooms.  I am also installing a new pooldeck and the total of all the repairs will be around $25,000.00&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; i have already filled this segment of the sign in sheet two times.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,352.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311586. Member loan 2311586 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bright Horizons Family Solutions LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Andover, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bright Horizons Family Solutions LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">805-809</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311588. Member loan 2311588 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside county office of education </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PERRIS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside county office of education </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,615.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311590">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311590</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311590</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311590. Member loan 2311590 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,807 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHINO HILLS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,682.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311605. Member loan 2311605 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BHARATH INVESTMENTS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALPHARETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BHARATH INVESTMENTS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,540.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311610. Member loan 2311610 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,511 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Coastal Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bloomingdale, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Coastal Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to pay off several high interest credit cards as part of my plan to greatly reduce my debt within five years. Additionally, I need to replace the HVAC unit in my home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,290.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311627">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311627</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311627</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311627. Member loan 2311627 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">James Clooney, Sole Proprietor </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SYOSSET, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">James Clooney, Sole Proprietor </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; credit card consilidation&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311631. Member loan 2311631 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GEORGETOWN, DE</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,671.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311648">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311648</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311648</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311648. Member loan 2311648 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Car Parts International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COS COB, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Car Parts International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,241.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311654">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311654</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311654</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311654. Member loan 2311654 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanco Metal Products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANDERSON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanco Metal Products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311657">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311657</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311657</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311657. Member loan 2311657 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amethod Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAKLAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amethod Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Greetings, &lt;br&gt;This loan was offered to me at the right time as I was searching for ways to consolidate all of my debts along with my spouse. &lt;br&gt;This will really simplify our finances and better yet we'll be debt free in the next coming months. Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,866.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,275</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311670. Member loan 2311670 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tangiphoa Parish School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENTWOOD, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tangiphoa Parish School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,898.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311681">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311681</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311681</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311681. Member loan 2311681 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,847.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311701">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311701</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311701</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311701. Member loan 2311701 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First sentinel bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAZEWELL, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First sentinel bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,055.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311712. Member loan 2311712 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deal lPro Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deal lPro Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; The loan will get me completely out of debt with all of my credit cards&lt;br&gt;and car payment.  it will save me aorund 500 per month in cash flow&lt;br&gt;I can use that right now.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311725">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311725</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311725</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311725. Member loan 2311725 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">colo plains medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT MORGAN, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">colo plains medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,630.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311732">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311732</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311732</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311732. Member loan 2311732 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walker Apartment Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walker Apartment Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311748">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311748</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311748</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311748. Member loan 2311748 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,625 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,732.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311785">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311785</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311785</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311785. Member loan 2311785 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elizabeth board of education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT LEE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elizabeth board of education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311788">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311788</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311788</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311788. Member loan 2311788 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US NAVY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VENTURA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US NAVY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; You offer a nice competitive rate and all the payments that I currently make are more than your one payment so I will be better off. My job requires that I maintain a good credit standing so I will use the money just as I say; to pay down the other credit cards, thank you  -&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,904.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311791. Member loan 2311791 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Massachusetts general hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Malden, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Massachusetts general hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; consolidate cc&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311821">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311821</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311821</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311821. Member loan 2311821 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jersey Mortgage</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNION, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jersey Mortgage</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,369.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311826">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311826</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311826</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311826. Member loan 2311826 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COVERSTAR</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROVO, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COVERSTAR</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My dad just die  few months ago. an  i spend money from my credit cards.  and i paying high rates. thats why  Iwant teke this offer to avoid interest...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311832">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311832</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311832</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311832. Member loan 2311832 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,483 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Justice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clifton Park, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Justice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,954.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311835">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311835</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311835</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311835. Member loan 2311835 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,393 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Premier Total Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pembroke Pines, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Premier Total Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,835.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311841">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311841</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311841</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311841. Member loan 2311841 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,015 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ace Carpentry Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARRENTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ace Carpentry Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I work full time while starting two businesses. I would like to consolidate personal debt to focus on funding the businesses a little easier.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,155.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311844. Member loan 2311844 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VESTAVIA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To consolidate credit card debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,495.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311859. Member loan 2311859 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Rios Community College District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARMICHAEL, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Rios Community College District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My loan application is to consolidate the current credit card debts I have with higher interest rates.  This will enable me to manage payments easier and have overall lower debt to pay off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,729.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311883. Member loan 2311883 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACTS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDMONDS, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACTS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,328.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311886. Member loan 2311886 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zachry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edinburg, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zachry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,941.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,590.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311888">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311888</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311888</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311888. Member loan 2311888 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST PROVIDENCE, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,740.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311905">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311905</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311905</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311905. Member loan 2311905 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sanofi US</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Whitehouse station, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sanofi US</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311925">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311925</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311925</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311925. Member loan 2311925 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCSF MEDICAL CENTER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN PABLO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCSF MEDICAL CENTER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have so many Credit cards with  higher interest rates that I need to consolidate into one payment.   I need a fresh start next year.  Hoping and praying that you will approve my Unsecured Personal Loan. I'm paying all my debts in a timely manner.  Thank you in advance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,159.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311939. Member loan 2311939 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">zilkha residence</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">zilkha residence</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; to consolidate my debt and be able to save money for buying a house&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,095.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311941">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311941</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311941</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311941. Member loan 2311941 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thousand Oaks, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; working less and wanted to consolidate my credit cards and keep my excellent credit&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$71,838.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311942">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311942</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311942</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311942. Member loan 2311942 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILFORD, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,464.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311952">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311952</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311952</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311952. Member loan 2311952 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mary Washington Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">King George , VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mary Washington Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311955. Member loan 2311955 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EWA BEACH, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Well I am getting married in this month and some of the expenses are a little hard to cover completely. So I need a loan in order to balance everything out and have a great wedding day. I really hope that I am approved for this loan. Thank you in advance your future customer.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,702.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311959">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311959</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311959</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311959. Member loan 2311959 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target Financial Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAGAN, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target Financial Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311977">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311977</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311977</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311977. Member loan 2311977 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fidelity National Title</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOLSOM, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fidelity National Title</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidate debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,427.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311978. Member loan 2311978 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NASHVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off high interest loans and get a new start on paying down my credit card billls, in one monthly payment.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; To pay off high interest loans and get a new start on paying down my credit card billls, in one monthly payment.  Also pay repairs to my daughters car who is attending college.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,283.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311981">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311981</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311981</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311981. Member loan 2311981 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,669.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312006. Member loan 2312006 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USD 260 Derby</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DERBY, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USD 260 Derby</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,622.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312026">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312026</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312026</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312026. Member loan 2312026 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,183 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest Labs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jericho , NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest Labs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312047">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312047</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312047</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312047. Member loan 2312047 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,817 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Destin, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I intend to buy a house which is not livable momentarily (has fire damage). I intend to fix it and live in it.&lt;br&gt;Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312066">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312066</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312066</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312066. Member loan 2312066 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,462 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KBR</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KATY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KBR</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1962</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,128.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312091">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312091</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312091</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312091. Member loan 2312091 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jennings School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Louis, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jennings School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,170.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312098. Member loan 2312098 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citadel LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citadel LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Next time I will not put college tuition on credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,200.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312104">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312104</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312104</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312104. Member loan 2312104 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">APAC CUSTOMER SERVICE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUCSON, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">APAC CUSTOMER SERVICE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I just want to pay out some of my higher interest rate  credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312120">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312120</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312120</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312120. Member loan 2312120 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOLDSBORO, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To pay off credit cards that we as it now will be paying for every for they paid off  I do not the amount it costs us we where not to smart in the past this in 6o months we will be ok.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,344.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312124">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312124</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312124</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312124. Member loan 2312124 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">valor parking</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">valor parking</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidated debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,464.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312126. Member loan 2312126 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">taberstaffing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tulsa, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">taberstaffing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,645.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312135. Member loan 2312135 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yogurtland</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLACENTIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yogurtland</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312148">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312148</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312148</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312148. Member loan 2312148 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoag Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoag Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I would like to consolidate my credit card bills onto one, easy-to-care for, loan.  I am capable of managing my finances, but the ease in doing so on a monthly basis is getting out of hand. Additionally, this is being done for peace of mind.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,712.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312150">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312150</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312150</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312150. Member loan 2312150 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepsi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menifee, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepsi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have a high interest loan of 33%apr that i got to purchase a vintage car and i feel like i am never going to pay it off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,385.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312163. Member loan 2312163 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,882 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTESANO, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1966</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,850.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2314573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2314573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2314573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2314573. Member loan 2314573 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dependable Plumbing Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dependable Plumbing Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,590.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2324574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2324574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2324574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2324574. Member loan 2324574 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,127 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLLEGE STATION, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; The purchase of new equipment and pay off some of the equipment I now have.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2324586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2324586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2324586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2324586. Member loan 2324586 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Future care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PARKVILLE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Future care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Pay off credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; Pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,895.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334596">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334596</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334596</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334596. Member loan 2334596 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cox communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAYETTEVILLE, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cox communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; pay high interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334603. Member loan 2334603 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,527 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INDIAN VALLEY, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I want the loan for debt consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,550.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334645">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334645</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334645</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334645. Member loan 2334645 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,009 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laborer's local 77</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIDGETON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laborer's local 77</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,969.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334651. Member loan 2334651 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commonwealth of mass</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUINCY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commonwealth of mass</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334764">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334764</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334764</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334764. Member loan 2334764 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,573 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATTAPULGUS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Payoff credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,416.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334774">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334774</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334774</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334774. Member loan 2334774 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,028 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAMILTON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,256.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334793">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334793</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334793</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334793. Member loan 2334793 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sprint pipeline services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL CAMPO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sprint pipeline services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,588.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334829. Member loan 2334829 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EATON CORP.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EATON CORP.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334838. Member loan 2334838 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRE Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRE Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,210.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334895">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334895</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334895</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334895. Member loan 2334895 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunbdridge company/Hilton Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEATTLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunbdridge company/Hilton Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Credit card refinancing&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; Credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,037.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334898">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334898</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334898</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334898. Member loan 2334898 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">local 729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUJUNGA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">local 729</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; pay off credit card debt&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; pay credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,921.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334900">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334900</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334900</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334900. Member loan 2334900 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bebe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM SPRINGS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bebe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Need to Pay my bills with high interest rate, need to start saving money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,865.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2344567">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2344567</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2344567</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2344567. Member loan 2344567 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept.of human</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALEXANDRIA, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept.of human</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; To consolidated and paid off all of  my existing credit cards payments in full.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; To consolidate all of my existing credit card payment in to one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,438.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2344577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2344577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2344577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2344577. Member loan 2344577 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,517.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2344664">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2344664</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2344664</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2344664. Member loan 2344664 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALLKILL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,899.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2344672">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2344672</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2344672</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2344672. Member loan 2344672 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Noble jet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COCONUT CREEK, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Noble jet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Relief&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364577. Member loan 2364577 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Global systems LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">trenton, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Global systems LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,483.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364592">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364592</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364592</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364592. Member loan 2364592 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">youngs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kahului, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">youngs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to buy house hold things as well as catch up on bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,484.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364595">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364595</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364595</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364595. Member loan 2364595 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">broder</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wareham, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">broder</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,123.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364604">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364604</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364604</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364604. Member loan 2364604 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMDNJ-SOM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLIAMSTOWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMDNJ-SOM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This will allow us to reduce our credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,450.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364612">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364612</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364612</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364612. Member loan 2364612 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,443 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Loan is to pay off debt from past life.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,394.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364613">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364613</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364613</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364613. Member loan 2364613 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dayton, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; x mas and bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,775.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364618">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364618</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364618</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364618. Member loan 2364618 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE IRON SHOP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOLSOM, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE IRON SHOP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,415.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364622">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364622</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364622</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364622. Member loan 2364622 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Essentia Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EVELETH, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Essentia Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364632">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364632</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364632</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364632. Member loan 2364632 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REsource Capital </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO SANTA MARGARITA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REsource Capital </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; To pay off credit card debt.&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; I have an excellent employment and never been late on any payments. I had some medical problems that has put me in credit card debt. I want to consolidate my credit cards and pay them off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,117.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364645">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364645</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364645</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364645. Member loan 2364645 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,792 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABB</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARY, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABB</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364655. Member loan 2364655 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINTER HAVEN, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364657">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364657</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364657</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364657. Member loan 2364657 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRANDON, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,203.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364664">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364664</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364664</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364664. Member loan 2364664 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ISC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glen Allen, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ISC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; To pay off credit card debt and start saving money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,556.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364668. Member loan 2364668 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alamosa, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Too many credit cards and would like to get everything under control for the new year.  this would be an answer to my prayers.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,483.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364679. Member loan 2364679 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fox C6 School Dist</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DE SOTO, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fox C6 School Dist</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Credit Card consolidation and lower interest rate.  More of the payment goes toward the principal paying it off sooner making life much easier.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,231.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364684">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364684</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364684</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364684. Member loan 2364684 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowe's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEARWATER, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowe's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am going to pay off some high balance credit cards.  This will reduce my monthly expenses by over $200 per month plus I will reduce the balance on another account.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1964</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364685. Member loan 2364685 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAWTUCKET, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364713">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364713</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364713</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364713. Member loan 2364713 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARVADA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Loan is for Debt cosolidation, purchase of computer software to maintain a high standard in graphic design and a car payment. Being self employed artist working in a silk screen apparel industry I will have no problem making the payments monthly, we just slow down considerably in the winter months&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364718. Member loan 2364718 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flowers Foods, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thomasville, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flowers Foods, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; We just found out that we are expecting our 4th child.  We are consolidating our debt so that we can free up some extra money for when the baby arrives.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364741. Member loan 2364741 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phillips 66</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRAZORIA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phillips 66</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,187.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364756. Member loan 2364756 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta Air Lines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLARKSTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta Air Lines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This will be used to pay off high interest credit cards and used towwrds home renovation project&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,310.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364758">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364758</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364758</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364758. Member loan 2364758 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,551 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richmond, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The purpose of this loan is for recovery of farming land inter-family settlement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364791. Member loan 2364791 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Signature Consultants</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concord, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Signature Consultants</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to try to keep my family as close together as possible.&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; This is a moving and relocation loan.  I am in huge need for this move to go quickly and peacefully for the little ones.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,874.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364794">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364794</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364794</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364794. Member loan 2364794 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,392 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cadillac care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marietta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cadillac care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; home repairs&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; home repairs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364800">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364800</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364800</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364800. Member loan 2364800 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,919 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eisenhower Army Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grovetown, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eisenhower Army Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364807">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364807</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
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<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364807</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364807. Member loan 2364807 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Air Methods Corporation </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEDINA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Air Methods Corporation </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; With loan I would like to consolidate a few bills and start re-finishing our basement. Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,037.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364809">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364809</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364809</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364809. Member loan 2364809 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nj Motor Vehicle commission</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neptune, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nj Motor Vehicle commission</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$53,226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364878">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364878</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364878</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364878. Member loan 2364878 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mass electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PERRIS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mass electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To pay off creit cards and make home improvements.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; To pay-off credit cards and make home improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,215.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364883. Member loan 2364883 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richmond Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glen, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richmond Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,312.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364893">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364893</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364893</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364893. Member loan 2364893 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chateau asset management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EASTCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chateau asset management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; pay off some debt, home renovation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,769.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364901">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364901</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364901</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364901. Member loan 2364901 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emergency Medical Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST LANSING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emergency Medical Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I went to medical school many, many years after undergrad. I came out with a lot of debt but make great money. I bought a house and gutted it, and am nearly done. But I've used cash flow and credit cards for this. I want to pay off the cards and finish the house. Even at 17% I'll save a lot of money&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,128.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364911">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364911</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364911</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364911. Member loan 2364911 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRESNO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan I am requesting it will be use to pay off my credit card debts.  It is not for a wedding expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,679.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364923">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364923</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364923</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364923. Member loan 2364923 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Molina Health Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLAHASSEE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Molina Health Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,504.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364927">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364927</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364927</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364927. Member loan 2364927 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alleghany regional hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLIFTON FORGE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alleghany regional hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364936">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364936</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364936</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364936. Member loan 2364936 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Quality</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANDERSON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Quality</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; A better oppertunity impelled me to quit my old job where i worked for 5 years to become a part of this massive business. I have never been late on paying any of my bills ever. Credit score is already working its way up. Bill Consolidation will help me save time and focus on paying back 1 company.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,571.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364973">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364973</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364973</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364973. Member loan 2364973 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUMA, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; CREDIT CARD PAYOFFS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,106.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364984">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364984</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364984</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364984. Member loan 2364984 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SymphonyIRI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mansfield, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SymphonyIRI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,886.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365006. Member loan 2365006 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Rosa County Bd Of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cantonment, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Rosa County Bd Of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Plan to pay off all credit cards, some other loans and give my wife a new kitchen for Christmas.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,146.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365036">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365036</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365036</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365036. Member loan 2365036 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,613 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Resources Global Professionals</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLAINFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Resources Global Professionals</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have credit card balances that have interest rates that had started at 10% and over time have increased to 30% while my credit limits started to decrease.  Any payments I make on the card are eaten up by interest, it will take me 10 years to pay them off while paying quadruple the face value.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,376.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365050">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365050</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365050</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365050. Member loan 2365050 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Par Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINGDALE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Par Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,473.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365056. Member loan 2365056 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,315 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,458.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365064">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365064</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365064</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365064. Member loan 2365064 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix Enterprise N.W. LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BENTON CITY, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix Enterprise N.W. LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,358.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365088. Member loan 2365088 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIALEAH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,692.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365131. Member loan 2365131 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARIA Resort</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARIA Resort</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Recently paid off both of my vehicles (2005 Tacoma Pre-Runner and 2007 Camry) and would now like to purchase a recreational vehicle/boat.  Getting tired of spending $400 every time I rent one (8-10 times a year).&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,618.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365139">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365139</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365139</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365139. Member loan 2365139 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crap</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAGUNA BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crap</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365140">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365140</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365140</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365140. Member loan 2365140 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AWRC / Post Masters</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indianapolis, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AWRC / Post Masters</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan would be to pay off a few bills and do some shopping for Christmas. If there is anything else left I would like to take a vacation.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; To pay off a few bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,434.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">102</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365145. Member loan 2365145 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENFIELD CENTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,835.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365147">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365147</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365147</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365147. Member loan 2365147 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,643 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHECK, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan will consolidate my debt at a lower interest rate.  My Lending Club loan will streamline my budget by nearly $500, which will allow me to pay down my debt faster with money left over to build my savings and avoid having to turn to credit cards in the future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,378.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365195">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365195</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365195</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365195. Member loan 2365195 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Safeway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRENTWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Safeway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365213">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365213</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365213</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365213. Member loan 2365213 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,275 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">school district of philadelphia</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">school district of philadelphia</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$54,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365217">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365217</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365217</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365217. Member loan 2365217 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEKsystems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bexley, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEKsystems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm looking to consolidate my outstanding Credit Card debt and get it paid off before my oldest child goes to college.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,144.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365220">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365220</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365220</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365220. Member loan 2365220 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,673 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPMC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPMC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to consolidate and pay off high interest debt. This debt was incurred during the rehab of my rental property. I am a working professional and have never been late on a credit card, car, or home loan.&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; This loan's purpose is to pay off high interest debt in a timely manner. I am a very responsible borrower, own my own home, and have never been late on a bill or payment. I am a working professional possessing a Masters degree, and have been steadily employed with a Fortune 500 company for 10 years.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; Test&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,022.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365224. Member loan 2365224 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTRAL POINT, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365233">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365233</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365233</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365233. Member loan 2365233 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT AUGUSTINE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365263">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365263</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365263</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365263. Member loan 2365263 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WFM-IGP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Massapequa Park, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WFM-IGP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,982.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365268">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365268</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365268</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365268. Member loan 2365268 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abitibi  Bowater</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">richburg, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abitibi  Bowater</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$129,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365291">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365291</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365291</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365291. Member loan 2365291 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,764 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salem, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,205.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365297">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365297</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365297</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365297. Member loan 2365297 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Usps</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laurelville, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Usps</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To pay some payday loan cash advances and some high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,518.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365310">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365310</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365310</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365310. Member loan 2365310 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunset Chiropractic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunset Chiropractic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,191.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365316">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365316</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365316</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365316. Member loan 2365316 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Proteus Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spring, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Proteus Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am wishing to consolidate my existing CC accounts, etc, into one account with an overall lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365354">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365354</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365354</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365354. Member loan 2365354 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Douglas County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Castlerock, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Douglas County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am wanting to consoloidate all my bills and have one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,755.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365355">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365355</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365355</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365355. Member loan 2365355 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,316 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Fires Project Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROWNSBORO, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Fires Project Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To consolidate credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,191.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365358">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365358</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365358</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365358. Member loan 2365358 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PETERSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,961.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365359">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365359</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365359</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365359. Member loan 2365359 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interval International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interval International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I purchased an apt in July 2011, after paying the down payment, I didn't have much saving left for remodeling and furniture, so I put everything on the credit cards which is not smart because the interests are very high. Hopefully this loan can help me to pay back the debt quicker and easier.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365361. Member loan 2365361 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,620 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">F&M Trust Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Holly Springs, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">F&M Trust Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I had some major medical problems at the start of 2012 and needed to burn through a majority of my savings&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,581.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365363">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365363</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365363</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365363. Member loan 2365363 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANNANDALE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidate loans, then invest in the development and promotion of an animated feature (being co-developed with someone in England), which would include story boards, design-related acquisitions including a new laptop, building a viable website and implementing a social media campaigns.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,942.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365381. Member loan 2365381 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARION, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Plan to pay high intrest cards and consolidate bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,689.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365382. Member loan 2365382 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">university of michigan</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ann arbor, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">university of michigan</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; would like to purchase a second form of transportation that is more fuel efficient.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,698.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">112</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365395">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365395</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365395</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365395. Member loan 2365395 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,893 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">firstsource solutions USA llc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINCHESTER, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">firstsource solutions USA llc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I need to consolidate a a lower rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365453">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365453</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365453</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365453. Member loan 2365453 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clarksville Exxon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILVER SPRING, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clarksville Exxon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,297.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365462">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365462</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365462</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365462. Member loan 2365462 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laureate education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laureate education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am tryign to consolidate my debt into a more manageable monthly payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,268.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365480">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365480</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365480</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365480. Member loan 2365480 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,915 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Logisticare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Logisticare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidation and reduction of interest rate/payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$78,282.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365486">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365486</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365486</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365486. Member loan 2365486 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,350 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Children & Families</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bainbridge, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Children & Families</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; 2008 VW Beetle for family member.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; 2008 VW Beetle for family member.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365535">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365535</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365535</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365535. Member loan 2365535 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">winco masonry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KINGWOOD, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">winco masonry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; im looking to update my kitchen and my master bathroom with new paint and granite counter tops and new flooring,fixtures,hardware.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; i may also consolidate some debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365542">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365542</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365542</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365542. Member loan 2365542 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHBRIDGE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I will be using this loan to consolidate higher interest loans.  It will lower the payments that I have been already making.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,670.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365546">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365546</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365546</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365546. Member loan 2365546 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillshire Brands</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE VILLAGE, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillshire Brands</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off credit cards and pay for son's wedding.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365556">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365556</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365556</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365556. Member loan 2365556 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,015 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ft leonard wood, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,595.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365557">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365557</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365557</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365557. Member loan 2365557 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eastern Washington University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spokane, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eastern Washington University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am using this loan to pay off several high interest credit card balances I accrued when I had a health issue. I am doing great now and want to get back on my feet financially as well. Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365559">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365559</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365559</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365559. Member loan 2365559 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; i want to pay off my credit cards and make only one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,417.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365562">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365562</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365562</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365562. Member loan 2365562 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Colonie Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALLSTON SPA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Colonie Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,411.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365572">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365572</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365572</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365572. Member loan 2365572 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,507 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Connecticut</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANDOVER, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Connecticut</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Loan is being used to consolidate high interest credit card loans and to get my credit in better shape. My intentions are to pay this off as quickly as possible, I have not had any trouble making my monthly payments but the interest was very high.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,939.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365599. Member loan 2365599 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">combs produce</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dallas, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">combs produce</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365607. Member loan 2365607 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Longview Bridge And Road</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NACOGDOCHES, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Longview Bridge And Road</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,550.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365615. Member loan 2365615 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dealertrack </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dealertrack </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm getting a loan for myself n my daughters medical bills. N to consolidate any bills I have so I can pay one bill. To make life a little bit easier for me to manage.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,209.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365626">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365626</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365626</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365626. Member loan 2365626 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miller Dunwiddie Architecture</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOREST LAKE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miller Dunwiddie Architecture</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,916.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365641">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365641</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365641</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365641. Member loan 2365641 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,850 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brenntag Great Lakes, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW RICHMOND, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brenntag Great Lakes, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I need help in getting my finances in a better state. If I could pay off several charges I would be able to pay more on my revoling credit. I have been paying and paying and not getting anywhere. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,723.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365649">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365649</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365649</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365649. Member loan 2365649 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAMPTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,824.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365659">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365659</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365659</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365659. Member loan 2365659 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAPE MAY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I want to finish putting in new ceilings in two bedrooms and one den.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365661">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365661</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365661</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365661. Member loan 2365661 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept. of veterans affairs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ashland, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept. of veterans affairs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; need a new roof, and furniture&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,819.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365669">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365669</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365669</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365669. Member loan 2365669 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,247 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PUBLIC SCHOOL DISTRICT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Camden, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PUBLIC SCHOOL DISTRICT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,979.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365687. Member loan 2365687 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">resers fine foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toppenish, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">resers fine foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like this loan to consolidate a loan that i have with one main financial and also a personal loan that i received from my mom.&lt;br&gt;i owe 1,800 on my one main financial account.&lt;br&gt;i owe my mom 1,000.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$163.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365688">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365688</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365688</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365688. Member loan 2365688 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SunLife+Financial</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SunLife+Financial</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,001.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365692. Member loan 2365692 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Redwood City</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redwood city, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Redwood City</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I just graduated from college. I am very tight on money. I have found a full time job starting in January. But as for right now I am very broke. I have not paid any of my bills this month since I have no money to pay them. I could really use the money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365696. Member loan 2365696 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concordia Seminary</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fenton, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concordia Seminary</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,394.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365701">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365701</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365701</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365701. Member loan 2365701 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CWS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH AURORA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CWS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,191.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365716">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365716</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365716</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365716. Member loan 2365716 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA JOLLA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To transfer higher-rate credit cards to this lower-rate account.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,161.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365717. Member loan 2365717 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,325 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burrtec waste ind</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK HILLS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burrtec waste ind</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Reduce timeshare from 10 years to 5 years also pay down some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,422.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365728">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365728</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365728</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365728. Member loan 2365728 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,011 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Global Wireless Solutions, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTREVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Global Wireless Solutions, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,578.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365736. Member loan 2365736 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mueller Field Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG LAKE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mueller Field Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am going to payoff some high interest credit cards. By doing this my monthly output will be about $150.00 dollars less than is is now.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,187.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365750">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365750</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365750</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365750. Member loan 2365750 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Merge Healthcare, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Springville, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Merge Healthcare, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Best rate until I can pay off credit and become debt free.  Moved to smaller home to fix DTI - now 25%, was 45%.  Building 660 sf addition with cash, wife in Nursing School.  Home addition will cost ~30K, will increase value by 75K.  Utilization rate too high to juggle or lower rates on cards.&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; Additional data:&lt;br&gt;This loan simply will help me save on interest rates for the next 18 months.&lt;br&gt;Plan to eliminate all debt (minus mortgage) by 5-2014&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,715.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365770">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365770</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365770</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365770. Member loan 2365770 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millennium Improvements Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pawtucket, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millennium Improvements Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Looking to consolidate all my credit cards and personal loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,354.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365784">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365784</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365784</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365784. Member loan 2365784 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Garden City, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$757.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365800">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365800</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365800</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365800. Member loan 2365800 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bonneville Power Admin.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BATTLE GROUND, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bonneville Power Admin.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I will be paying off my credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365801. Member loan 2365801 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seville Farms, Inc. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grand Prairie, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seville Farms, Inc. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,702.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365806">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365806</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365806</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365806. Member loan 2365806 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise rent a car</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIGNAL HILL, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise rent a car</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt consolidation for future investments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365807">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365807</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365807</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365807. Member loan 2365807 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Davivienda International Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Davivienda International Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365808. Member loan 2365808 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottrade</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT LOUIS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottrade</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,332.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365861">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365861</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365861</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365861. Member loan 2365861 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,654 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DynCorp Intl</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KILLEEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DynCorp Intl</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am wanting to consolidate my loan into one much lower payment so I can finish my degree and secure my family's future.&lt;br&gt;&lt;br&gt;  Borrower added on 12/08/12 &gt; I am trying to consolidate my debt so I can have the chance for a brighter future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,333.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365885. Member loan 2365885 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mililani, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan will be used to pay for merchandise to stock shelves and to buy a new office computer.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,493.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365893">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365893</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365893</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365893. Member loan 2365893 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City & County of San Francisco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City & County of San Francisco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'm working my way out of debt, and looking forward to being debt free.  I can use some help breaking free from the big banks and high interest rates.  Thank you for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,420.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365914">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365914</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365914</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365914. Member loan 2365914 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cvs pharmacy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">glendale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cvs pharmacy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,246.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365918">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365918</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365918</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365918. Member loan 2365918 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Republic Title Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSEVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Republic Title Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I have a few high balanced credit cards that I would like to pay off and pay down. I would like to get a lower rate and this will allow me to do that.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,826.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365935. Member loan 2365935 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maple Leaf Owners Association, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baton Rouge, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maple Leaf Owners Association, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365952">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365952</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365952</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365952. Member loan 2365952 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRISTOL, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; pay off high interest credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,071.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365970">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365970</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365970</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365970. Member loan 2365970 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PNC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake Milton, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PNC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,509.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365976">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365976</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365976</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365976. Member loan 2365976 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT WASHINGTON, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Need to consolidate high interest credit card debts for lower monthly payment.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Need to consolidate high interest credit card debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,450.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365978. Member loan 2365978 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM COAST, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Consolidate bills </FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,218.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365979">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365979</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365979</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365979. Member loan 2365979 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,693 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BANK OF AMERICA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLEVILLE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BANK OF AMERICA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,611.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365986">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365986</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365986</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365986. Member loan 2365986 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,645 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Rent-A-Car</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LENOIR, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Rent-A-Car</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Renovating a home built in 1957,  Renovations are nearing completion. Final projects are two bathrooms and a 180 sq. ft addition for laundry room.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365987">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365987</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365987</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365987. Member loan 2365987 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"> Northland Investment </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CRANSTON, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"> Northland Investment </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365993. Member loan 2365993 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,120 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEMINOLE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; payoff credit cards, I have a yearly tax bill that must be paid by march the earlier the better(save money). I have a home depot credit zero interest if payed in full that isn't due but would be good not to have the monthly bill&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$95,437.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366009">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366009</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366009</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366009. Member loan 2366009 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freudeburg NOK</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laconia, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freudeburg NOK</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan is to pay off my credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,163.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366034. Member loan 2366034 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAB Trucking Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEDINA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAB Trucking Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; i am going to use the money to pay off all of my credit cards and have one monthly payment. it makes more sense because only paying the minimum payment will take alot longer than 3 years. i also have a couple medical bills to payoff.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,473.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366045">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366045</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366045</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366045. Member loan 2366045 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Medical Response</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Medical Response</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; We will be able to pay off SIX high interest credit cards in two years using the same amount as the minimum payments for a gizzillion years! Thank you for helping us get out from debt! Our family is incredibly grateful for the investors in our fund.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,591.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366058">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366058</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366058</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366058. Member loan 2366058 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MegaCorp Logistics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hebron, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MegaCorp Logistics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I owe $38,000 on a Duplex and have a buyer willing to pay 14,000 for it. I need to get rid of the property because I no longer live close to it. My repayment history is superb but I just need a way to pay the difference on the loan so I can get rid of the property.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366075">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366075</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366075</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366075. Member loan 2366075 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Successfactors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Successfactors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,775.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366080">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366080</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366080</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366080. Member loan 2366080 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Katmai Simulation & Training</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Killeen, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Katmai Simulation & Training</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,442.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366103">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366103</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366103</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366103. Member loan 2366103 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KMR Investments</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KMR Investments</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; We are installing solar electric power generating panels on the roof of our home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,633.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366112">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366112</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366112</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,025</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366112. Member loan 2366112 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Mary's Healthcare Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Pierre, SD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Mary's Healthcare Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; We have worked very hard to decrease our debt, paying weekly on each credit card, our mortgage, and utilities. I would like to be able to have 1-2 payments versus 5-7. Thank you for this opportunity to further decrease our debt quicker.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,844.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366121">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366121</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366121</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366121. Member loan 2366121 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westchester Medical Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valhalla, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westchester Medical Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My Loan is to consolidate credit card debt after home improvements this year. Aim is to centralize and minimize payments, with a set APR.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,314.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366145. Member loan 2366145 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COKeM International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAPLE GROVE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COKeM International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; pay down credit cards and payoff medical bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366168">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366168</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366168</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366168. Member loan 2366168 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marubeni America Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mIDDLETOWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marubeni America Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,063.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366170">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366170</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366170</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366170. Member loan 2366170 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,530 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Fountain Valley</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO SANTA MARGARI, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Fountain Valley</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'm hoping to have all credit cards and car payment paid. That way instead of paying several payments I can just make one monthly payment on the loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,864.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366193">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366193</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366193</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366193. Member loan 2366193 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angie's Heart HHC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angie's Heart HHC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,935.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366198. Member loan 2366198 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,408 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stihl Southeast</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINTER PARK, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stihl Southeast</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I will pay off credit cards and break free of compounding interest. I have always maintained solid payment history, regardless of my financial circumstances. My score has lowered due to my debt. I wont's use the cards again unless for a dire emergency. I will be free. Credit card lesson learned.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366200">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366200</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366200</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366200. Member loan 2366200 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,970 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geisinger</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMSBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geisinger</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366202">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366202</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366202</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366202. Member loan 2366202 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Englewood, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am closing in my Lanai behind house so we can sit out there without insects and dirt. It has not been done before so we are looking forward to it. You guys are great this is not my 1st loan with you company.&lt;br&gt;Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366204">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366204</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366204</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366204. Member loan 2366204 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maricopa County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aguila, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maricopa County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Would like to get my credit cards and car payment into a single loan payment at a better interest rate,&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,886.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366208">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366208</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366208</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366208. Member loan 2366208 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marchon Eyewear/ VSP Global</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH OZONE PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marchon Eyewear/ VSP Global</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To pay off a few credit cards&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; Monthly payments aren't making sense with the multiple credit cards. Consolidating under a loan is easier to get the balances paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,944.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366220">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366220</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366220</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366220. Member loan 2366220 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SARATOGA SPRINGS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; To pay off debt from credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,715.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366223">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366223</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366223</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366223. Member loan 2366223 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,427 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cranium Club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINTER GARDEN, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cranium Club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am looking to consolidate my current credit card balances and move to a 3 year payoff to become debt free (expect my mortgage).  I have always paid my debts in full and look forward to getting this loan.  Thank You&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366229">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366229</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366229</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366229. Member loan 2366229 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Molina, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIO GRANDE CITY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Molina, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366231">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366231</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366231</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366231. Member loan 2366231 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALINAS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; to pay credit cards and for home inprovements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366232. Member loan 2366232 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLLEGE POINT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366240. Member loan 2366240 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pathway Community Hospice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT CHARLES, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pathway Community Hospice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I will be paying off all my debts and be free from my credit cards and loans. I make good money and have good credit I just cant seem to get ahead. I have a daughter going to college next year and would love to be able to help her out and being free of all these payments will allow me to do that.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366243">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366243</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366243</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366243. Member loan 2366243 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,173 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366246">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366246</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366246</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366246. Member loan 2366246 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Van Meter Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lexington, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Van Meter Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To reconcile some credit cards and also fix my house up for re-sale...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,476.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366248">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366248</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366248</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366248. Member loan 2366248 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greater Houston Dental Society</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STAFFORD, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greater Houston Dental Society</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366250">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366250</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366250</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366250. Member loan 2366250 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,755 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orchard supply hardware</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TURLOCK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orchard supply hardware</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I'm a person of integrity, loyalty, and WILL be debit free in 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366262. Member loan 2366262 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Astor Services for Children and Families</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highland, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Astor Services for Children and Families</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am requesting this loan to consolidate two credit cards at a lower interest rate. I intend to have this loan paid off by January 2014.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,645.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366267">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366267</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366267</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366267. Member loan 2366267 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sony Electronics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Ysidro, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sony Electronics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366273">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366273</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366273</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366273. Member loan 2366273 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zila, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cave City, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zila, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Conbine the rest of my debt and make LendingClub part of my success story!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366283. Member loan 2366283 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Eye Centers Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FALL RIVER, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Eye Centers Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Need a new roof, need to replace of 16 windows, and plan to update the heating system.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,945.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366285. Member loan 2366285 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sherwin Williams</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKFORD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sherwin Williams</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I want to paid my credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; I want to paid credit cards ,also i may use the money to fix the floor of my living room..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366288">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366288</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366288</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366288. Member loan 2366288 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">charlotte , NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,116.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366294">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366294</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366294</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366294. Member loan 2366294 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,396.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366295">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366295</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366295</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366295. Member loan 2366295 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abrams Artist Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Venice, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abrams Artist Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidate high interest rate credit cards into one convenient payment that I can pay off as quickly as possible. I plan to close all the credit cards once I receive the loan and pay them off. My goal is to be debt free and never use credit cards again.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,613.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366300">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366300</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366300</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366300. Member loan 2366300 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,574 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eddie Bauer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hammond, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eddie Bauer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I never learned about Credit til the hard way. Now even with a good paying job, I can't get out of the hole I dug. I have learned my lesson. I will cancel all the cards and start using cash to pay for expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,319.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366317">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366317</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366317</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366317. Member loan 2366317 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Perella Weinberg Partners</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BERKELEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Perella Weinberg Partners</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366321">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366321</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366321</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366321. Member loan 2366321 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Port City Industrial</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT SIMONS ISLAND, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Port City Industrial</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan will be used to expand an ecommerce website that sells academic software and other educational products. The website is active and currently doing $10,000-12,000 in sales a month. With increase spending on Pay Per Click advertising and Search Engine Optimization sales will increase 75-100%&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,658.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366332">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366332</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366332</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366332. Member loan 2366332 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Facilities</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chatsworth, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Facilities</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to have the money to pay off my credit cards so I can buy a home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366337">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366337</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366337</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366337. Member loan 2366337 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,576 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Providence Health&Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIGARD, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Providence Health&Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; It is to consolidate my debts into one payment, which will make it easier to manage, and faster to pay off&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366346. Member loan 2366346 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,420 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mcmullen septic service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUREL, DE</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mcmullen septic service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,834.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366348">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366348</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366348</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366348. Member loan 2366348 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">la jolla, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To purchase equiptment and improve client communication&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,904.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366358">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366358</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366358</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366358. Member loan 2366358 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xanatek, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mishawaka, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xanatek, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366370">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366370</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366370</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366370. Member loan 2366370 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Kansas Hosipital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MISSION, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Kansas Hosipital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; While attending school to further my nursing degree I had to live off of my credit cards at times in order to survive.  Now I am needing help attaining a credit card refinance loan.  I am hard working and employed full time.  Thank you for your consideration&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366376. Member loan 2366376 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,403 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marshfield Clinic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medford, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marshfield Clinic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; To clean up the very high interest rate credit card debt that we have.  We were stuck when I was in school and now that I graduated we need to pay these credit cards down so that we can get ahead in the game.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,785.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366380">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366380</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366380</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366380. Member loan 2366380 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Satte of West Virginia</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLES TOWN, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Satte of West Virginia</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I would like to us the money from this loan to consolidate all of my dept in one payment.  By doing this way I can see an end to the payments and my dept issues.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,496.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366388">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366388</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366388</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366388. Member loan 2366388 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; A few credit cards and a small line of credit for my business (when the accounts receivables are slow to come in and for expert costs related with litigation on complex civil matters)&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,327.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366395">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366395</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366395</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366395. Member loan 2366395 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,724 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Setra Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Clara, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Setra Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am looking to consolidate my high interest credit cards and close them out. I will paying off my American Express Blue (14.24%), Citibank Gold Advantage (14.99%), and Discover Card (12.24%). I pay every bill on time now through bill payment at my credit Union. I will only keep my Visa (9%)&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; I am looking to consolidate my high interest credit cards and close them out. I will paying off my American Express Blue (14.24%), Citibank Gold Advantage (14.99%), and Discover Card (12.24%). I pay every bill on time through automatic bill payment at my credit Union. I will only keep my Visa (9%)&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$70,523.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366398">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366398</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366398</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366398. Member loan 2366398 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALISO VIEJO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I helped out some friends this last year. Its time to refocus pay off debt and get my FICO score back to 800.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,271.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366408">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366408</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366408</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366408. Member loan 2366408 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dodge</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holly Hill, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dodge</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,679.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366415">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366415</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366415</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366415. Member loan 2366415 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas & Electric Co. (PG&E)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lincoln, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas & Electric Co. (PG&E)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I want to payoff and close all my Revolving Credit accounts which have a total debt of just under $15K.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Full debt consolidation of all revolving credit accounts and then close the accounts, total debt about $14K.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,543.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366435">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366435</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366435</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366435. Member loan 2366435 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BASALT, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366442">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366442</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366442</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366442. Member loan 2366442 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angelo Back & Rehab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANGELO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angelo Back & Rehab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Looking to remodel our garage to make things easier on the family as a whole, need another living space for my 2 boys...other than the couch.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,387.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366451">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366451</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366451</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366451. Member loan 2366451 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ocean City, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Chase Refinance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,418.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366456">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366456</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366456</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366456. Member loan 2366456 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,339 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLE ROCK, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My loan is to payoff credit card I use to help fund my children college.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,906.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366464">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366464</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366464</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366464. Member loan 2366464 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,100 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comcast (RWL)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cape Coral, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comcast (RWL)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The Dream of my wife and kids&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,297.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366482">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366482</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366482</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366482. Member loan 2366482 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Herman Weissker</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Murrieta, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Herman Weissker</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To replace carpet and wood flooring in home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366487">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366487</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366487</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366487. Member loan 2366487 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angel Fire Small Animal Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANGEL FIRE, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angel Fire Small Animal Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,317.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366489">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366489</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366489</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366489. Member loan 2366489 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr Pepper Star Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRISCO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr Pepper Star Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366491. Member loan 2366491 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nys</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nys</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,629.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366509">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366509</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366509</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366509. Member loan 2366509 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elkins Constructors Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jacksonville, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elkins Constructors Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,506.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366511">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366511</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366511</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366511. Member loan 2366511 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keith Day, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALINAS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keith Day, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; We are hoping to consolidate our debt in to a better package by using this to payoff a prior loan and some of our credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,597.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366513">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366513</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366513</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366513. Member loan 2366513 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREDERICK, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,791.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366519">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366519</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366519</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366519. Member loan 2366519 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U. S. Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U. S. Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; We would like to consolidate our bills.  We have six children (all grown) that we want to help out a little bit; three are in college, one is married with 4 childdren, and one is trying to start his own business, and one is trying to move.  Whats left would go towards imporvements to our house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,170.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366542">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366542</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366542</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366542. Member loan 2366542 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Seeking to make the holidays special by proposing to my long-time girlfriend. Funds will go toward purchasing an engagement ring. I am a trusted borrower with work experience in finance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366582. Member loan 2366582 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carlson Wagonlit Travel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAHRUMP, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carlson Wagonlit Travel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To consolidate debt as loan interest is way too high and the suppliers will not work with you.  They tell you, just don't pay.  That is wrong.  Securing this lower interest loan will clear up all debt at a lower interest rate plus will be paid in 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,152.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366584. Member loan 2366584 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Resource</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmonds, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Resource</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; credit card payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,045.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366586. Member loan 2366586 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holiday Inn Sulphur</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SULPHUR, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holiday Inn Sulphur</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt help&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366612">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366612</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366612</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366612. Member loan 2366612 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,781 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salt Lake City, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,494.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366615. Member loan 2366615 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pacoa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH OZONE PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pacoa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366645">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366645</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366645</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366645. Member loan 2366645 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,675 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prince George's County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rockville, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prince George's County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; The loan is for consolidating my credit card debt, one payment per months, makes life easy.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366647">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366647</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366647</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366647. Member loan 2366647 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Touro College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson heights, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Touro College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidating high interest credit cards into one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,629.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366655. Member loan 2366655 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waldbaums</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rocky point, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waldbaums</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Need retaining wall along the side and front of the property.  Erosion has washed away much of the existing wall.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,945.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366661">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366661</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366661</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366661. Member loan 2366661 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bechtel Power Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mission Viejo, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bechtel Power Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,276.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366664">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366664</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366664</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366664. Member loan 2366664 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Payroll Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KERNERSVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Payroll Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidating and paying off all of my debt will not only provide me piece of mind, it will empower me to streamline my accounts payable. I will be able to continue to pay extra and get myself on track even faster, while increasing my credit score.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366666. Member loan 2366666 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TrippScott, PA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNRISE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TrippScott, PA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off three credit cards and then close the accounts. No longer want them and this would be an easier solution to pay them off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,134.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366668. Member loan 2366668 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Hampton, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I will use this money to pay part of my credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,605.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366670. Member loan 2366670 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILWAUKEE, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidation of credit card debt to help pay it off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366675">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366675</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366675</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366675. Member loan 2366675 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YELM, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,990.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366689">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366689</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366689</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366689. Member loan 2366689 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STG</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOOSE CREEK, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STG</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,253.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366708. Member loan 2366708 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWARK</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAFFNEY, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWARK</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366717. Member loan 2366717 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VACAVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan is going to be used to pay off a couple of small credit cards and a few home improvements.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366756. Member loan 2366756 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno Teachers Association</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRESNO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno Teachers Association</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Credit Card consolidation/payoff. One payment instead of several and a defined timeframe to have these paid off and gone.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,806.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366765">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366765</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366765</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366765. Member loan 2366765 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,165 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAPTRUST</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RALEIGH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAPTRUST</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,840.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366784">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366784</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366784</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366784. Member loan 2366784 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands Ranch, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I have a very stable job with a very reputable company with whom I consulted for 5 years before joining as an employee so I can reduce my travel. I am diligent about paying my bills on time.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; This loan will help me consolidate about 80% of my credit card debt and enable me to pay it off quicker. I work for a solid company. I have a good income and I do pay my bills ontime.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,001.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366786">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366786</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366786</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366786. Member loan 2366786 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">prudential</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">crystal, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">prudential</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; pay down credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366798. Member loan 2366798 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampton, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366804">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366804</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366804</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366804. Member loan 2366804 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowe's </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cincinnati, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowe's </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Condo Payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">795-799</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,464.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366806">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366806</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366806</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366806. Member loan 2366806 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dempsey, Roberts & Smith, Ltd.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dempsey, Roberts & Smith, Ltd.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm looking to pay-off all my unsecured debt in the next three years, I am consolidating a loan that currently has 39 months left, with this loan from Lending Club, I am now ahead of schedule. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,589.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366817">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366817</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366817</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366817. Member loan 2366817 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Care One Madison</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORRIS PLAINS, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Care One Madison</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidate High APR loan from Furniture that was not disclosed properly.&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; Loan for paying off high interest furniture loan that was not disclosed properly.&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; See above. Was submitted already.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,592.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366819">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366819</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366819</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366819. Member loan 2366819 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parkland Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parkland Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,172.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366855">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366855</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366855</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366855. Member loan 2366855 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COUNTY OF BURNET-SHERIFF'S OFFICE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPICEWOOD, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COUNTY OF BURNET-SHERIFF'S OFFICE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Credit Card and Medical Bill Consolidation, This will help me get many smal credir accounts cleared up and medical bills also and make only one payment every month, instead of multiple payouts each and every month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366898">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366898</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366898</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366898. Member loan 2366898 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">decosol inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">decosol inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,221.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366905">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366905</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366905</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366905. Member loan 2366905 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">People's gas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lisle, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">People's gas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Loan is to consolidate debt so that I can be 100% debt free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,543.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366908">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366908</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366908</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366908. Member loan 2366908 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tetra pak</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tetra pak</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366912">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366912</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366912</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366912. Member loan 2366912 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,082 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA CREDIT UNION</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA CREDIT UNION</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; BILL CONSOLIDATION&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366915">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366915</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366915</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366915. Member loan 2366915 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CenturyLink</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YACOLT, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CenturyLink</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,006.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366918">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366918</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366918</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366918. Member loan 2366918 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EZ to Use Directories</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POTTSVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EZ to Use Directories</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,878.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366926">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366926</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366926</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366926. Member loan 2366926 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MaintenanceNet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA MESA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MaintenanceNet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I have various loans all above 11% APR. I want to consolidate this debt and pay it off, but also want to reduce my interest payments.&lt;br&gt;&lt;br&gt;I'm a full time employee with a strong fast growing company and I handle my finances very carefully.&lt;br&gt;&lt;br&gt;Thank you for considering my application&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,830.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366930">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366930</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366930</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366930. Member loan 2366930 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,980 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,589.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366933. Member loan 2366933 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KILLEEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; new flooring for my house&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,276.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366943">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366943</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366943</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366943. Member loan 2366943 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black Elk Oil Refinery</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newcastle, WY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black Elk Oil Refinery</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To consolidate my credit cards for one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,735.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366950">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366950</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366950</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366950. Member loan 2366950 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mitsubishi Materials USA, Corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Athens, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mitsubishi Materials USA, Corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,152.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366962. Member loan 2366962 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,053 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Bedford Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New bedford, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Bedford Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Plan on using loan to pay off credit card balances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,544.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366963. Member loan 2366963 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TYCO ELECTRONICS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KERNERSVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TYCO ELECTRONICS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,364.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366970">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366970</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366970</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366970. Member loan 2366970 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pompton lakes police</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pompton lakes, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pompton lakes police</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$71,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367010. Member loan 2367010 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viacom Media Networks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Livingston, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viacom Media Networks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; With a struggling economy, and a family of 5, it's becoming hard to make ends meet.  Just need a little assistance til I get my finances back on it's feet.  I'm fully employed and have security in my job.  Thank you for your assistance...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367025. Member loan 2367025 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Center for Pediatric Dentistry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">grovetown, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Center for Pediatric Dentistry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I plan to use this money to pay off all credit cards. I have low balances on all but one card.  I cannot wait to pay them all off and get rid of them. My job is in the dental field and i have been at this office for 8 years. It is a very stable job and i love it!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367071">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367071</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367071</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367071. Member loan 2367071 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Virtual Academies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Virtual Academies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I plan to use the loan proceeds to:&lt;br&gt;- Consolidate debt&lt;br&gt;- Move into a more affordable apartment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367086. Member loan 2367086 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,080 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Swift</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOLLESON, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Swift</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I plan to use the funds to pay off credit cards and rise credit score&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367089">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367089</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367089</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367089. Member loan 2367089 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portland, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,494.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367103">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367103</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367103</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367103. Member loan 2367103 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Highland Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Louis, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Highland Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Hard working, dependable and grateful for the help of Lending Club!  Looking forward to starting off 2013 on the right foot.  Thanks for your consideration.  Happy holidays!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,407.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367122">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367122</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367122</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367122. Member loan 2367122 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$75,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alamo, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$373,687.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367133">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367133</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367133</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367133. Member loan 2367133 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">penske</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OZARK, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">penske</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,343.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367137. Member loan 2367137 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEG</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long Beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEG</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My credit was slashed after my foreclosure. I was forced to walk away from my property that was underwater 150,000 when the bank refused to work with me. I didn't qualify for any govt assist either. With this loan, I can start repairing my credit and save money instead of getting by check to check.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,757.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367151">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367151</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367151</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367151. Member loan 2367151 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,426 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Levy Restaurants</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Levy Restaurants</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367185">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367185</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367185</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367185. Member loan 2367185 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lutz, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367212">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367212</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367212</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367212. Member loan 2367212 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mary Washington Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREDERICKSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mary Washington Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$70,495.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367234. Member loan 2367234 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIX MILE, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,267.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367244">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367244</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367244</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367244. Member loan 2367244 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Domtar Paper LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEGA CAY, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Domtar Paper LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$58,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367250">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367250</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367250</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367250. Member loan 2367250 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trinity Materials</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEESVILLE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trinity Materials</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,249.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367262. Member loan 2367262 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUD/Ginnie Mae</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKVILLE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUD/Ginnie Mae</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,780.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367274">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367274</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367274</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367274. Member loan 2367274 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rockmore contracting corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rockmore contracting corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; To make a down payment on equipment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,185.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367282">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367282</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367282</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367282. Member loan 2367282 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greensboro, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,566.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367305">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367305</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367305</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367305. Member loan 2367305 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MASSENA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,273.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367306">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367306</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367306</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367306. Member loan 2367306 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,980 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GILFORD, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off credit cards and for  medical expense&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,492.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367313">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367313</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367313</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367313. Member loan 2367313 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,584 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Penske Truck Leasing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JEFFERSON, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Penske Truck Leasing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; credit card payoffs&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; This is the best way to pay off my credit cards because I will have one monthly payment every month and I would save on the interest I'm getting from each credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,749.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367318">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367318</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367318</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367318. Member loan 2367318 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pinnacle Foods Group LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Merchantville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pinnacle Foods Group LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,001.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367320">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367320</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367320</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367320. Member loan 2367320 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,608 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Price Chopper</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UXBRIDGE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Price Chopper</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,778.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367335">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367335</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367335</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367335. Member loan 2367335 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,744 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Texas San Antonio</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Texas San Antonio</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367338">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367338</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367338</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367338. Member loan 2367338 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DuPont</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWARK, DE</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DuPont</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1972</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,698.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367348">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367348</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367348</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367348. Member loan 2367348 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LyondellBasell</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUMBLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LyondellBasell</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,523.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367350">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367350</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367350</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367350. Member loan 2367350 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,871 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Temecula Valley Unified  School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEMECULA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Temecula Valley Unified  School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; An emergency situation caused us to secure a number of high interest loans and incur additional credit card debt. The intent of this loan is to consolidate payments and reduce monthly costs. We have secure and will meet this obligation comfortably.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,305.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367354">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367354</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367354</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367354. Member loan 2367354 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAW OFFICE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAW OFFICE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$743.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367355">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367355</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367355</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367355. Member loan 2367355 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Texas Health System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Texas Health System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The loan will be used to pay off unsecured debt in a realistic manner.  Unexpected life circumstances occur and would like to be debt free within 3 years.  Would be thankful for assistance in doing so.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$72,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367367">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367367</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367367</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367367. Member loan 2367367 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USDOT Federal Aviation Administration</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mineola, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USDOT Federal Aviation Administration</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,024.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367387">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367387</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367387</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367387. Member loan 2367387 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Skaneateles, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,407.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367391">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367391</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367391</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367391. Member loan 2367391 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">state of missouri</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">gallatin, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">state of missouri</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,624.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367396">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367396</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367396</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367396. Member loan 2367396 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,857 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Defense Logistics Agency-Aviation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PETERSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Defense Logistics Agency-Aviation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To consolidate bills, credit card debt, etc.  Having one payment a month will help keep track of what is being paid off and hopefully can clean up my credit report.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367409. Member loan 2367409 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suzanne Lawson Design</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suzanne Lawson Design</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,517.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367411">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367411</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367411</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367411. Member loan 2367411 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">naples, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Pay off daughter's credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">840-844</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1972</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367423">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367423</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367423</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367423. Member loan 2367423 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Bucks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hatboro, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Bucks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,406.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367425">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367425</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367425</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367425. Member loan 2367425 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">veradale, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; We had construction in front of our business from May until Sept. This blocked our traffic flow for 5 months and hurt our business. Now that its through we have business and traffic flow back to normal. We own our property and have been in the same location for over 13 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$229,112.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367426. Member loan 2367426 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,514 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holyoke Gas & Electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTFIELD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holyoke Gas & Electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,438.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367428">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367428</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367428</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367428. Member loan 2367428 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">army fleet support</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWTON, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">army fleet support</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan is to consolidate 5 high intrest rate loans I have now. Lowest intrest rate is 22.90%.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,193.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367440">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367440</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367440</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367440. Member loan 2367440 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALMETTO BAY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367484. Member loan 2367484 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rainbow Technology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilsonville, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rainbow Technology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Credit card refinancing and improve my debt to income ratio&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,938.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367486">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367486</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367486</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367486. Member loan 2367486 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">albertsons #4133</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CEDAR HILL, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">albertsons #4133</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I choose this loan program to surprise my wife with some home projects we have discussee in the passed. It will be great to be able to finish this projects.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,441.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367487">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367487</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367487</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367487. Member loan 2367487 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Moore Landrey, L.L.P.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAUMONT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Moore Landrey, L.L.P.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,004.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367489">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367489</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367489</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367489. Member loan 2367489 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,940 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mark trans inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mark trans inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367491. Member loan 2367491 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wichita Falls, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan will be used for renovating distressed homes in our local community. The resulting newly renovated properties will then be sold on market or put up for rental.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367511">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367511</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367511</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367511. Member loan 2367511 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baldor Electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENWOOD, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baldor Electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Pay off credit card balances and pay for dental work.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,728.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367515">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367515</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367515</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367515. Member loan 2367515 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,993 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SARASOTA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Pay off credit cards-refinance balance&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">101</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367521">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367521</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367521</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367521. Member loan 2367521 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Firgrove Mutual Water Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOTHELL, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Firgrove Mutual Water Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,072.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367522. Member loan 2367522 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abbey Carpet & Floor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAPLES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abbey Carpet & Floor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; credit card consolication&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,622.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367540">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367540</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367540</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367540. Member loan 2367540 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blue Shield of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milpitas, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blue Shield of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367545">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367545</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367545</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367545. Member loan 2367545 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duhon Machinery</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gonzales, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duhon Machinery</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,406.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367546">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367546</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367546</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367546. Member loan 2367546 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,323 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zappos,inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lasVegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zappos,inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I would like to consolidate my debt into one easy monthly payment and save on some interest.&lt;br&gt;&lt;br&gt;  Borrower added on 12/08/12 &gt; This will also be a short term loan for me to consolidate some high interest cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,223.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367553">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367553</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367553</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367553. Member loan 2367553 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURLINGTON, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,379.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367558">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367558</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367558</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367558. Member loan 2367558 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NMSU Cooperative Extension Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Clara, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NMSU Cooperative Extension Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,974.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367569. Member loan 2367569 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Extension</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Clarita, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Extension</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,948.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367594">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367594</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367594</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367594. Member loan 2367594 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRIZIM Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRIZIM Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,796.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367604">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367604</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367604</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367604. Member loan 2367604 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milton, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,173.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367636">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367636</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367636</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367636. Member loan 2367636 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cambridge health alliance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peabody, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cambridge health alliance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; returned to school for my master's degree and charged most of the tuition on multiple credit cards . need to consolidate&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; consolidate debt from multiple credit cards after charging graduate school tuition&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367644">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367644</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367644</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367644. Member loan 2367644 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upper Lake Union High School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KELSEYVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upper Lake Union High School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367645">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367645</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367645</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367645. Member loan 2367645 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,994 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELGIN, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I would use this money to pay down high interest debt and to do some repairs on my work vehicle. Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,806.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367663">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367663</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367663</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367663. Member loan 2367663 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elizabeth Seton Pediatric Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elizabeth Seton Pediatric Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan will help me to get rid off all my credit cards who have higher interest rate and i will use it to buy a ticket to fly to the Philippines to see my mother who is sick rigth now. I want to thank Lending Club for giiving me a chance to be a member of their club i am very happy and contented.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,730.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367670. Member loan 2367670 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Police and Fire Federal Credit Union</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wyncote, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Police and Fire Federal Credit Union</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Therapeutic treatment needed for my 7 year old son.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,150.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367679. Member loan 2367679 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UT MD Anderson Cancer Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUGAR LAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UT MD Anderson Cancer Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,088.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367685. Member loan 2367685 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hotel JV Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charlottesville, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hotel JV Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,475.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367686">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367686</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367686</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367686. Member loan 2367686 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,367 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BET Networks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COMPTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BET Networks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367687. Member loan 2367687 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellevue School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLEVUE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellevue School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,456.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367688">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367688</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367688</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367688. Member loan 2367688 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TD Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT HOLLY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TD Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Have a few high interest credit cards / loans. Consolidation will free up monthly cash and also help to pay off debt sooner, freeing dollars for a better purpose other than loan interest. Thanks for investing!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367698">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367698</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367698</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367698. Member loan 2367698 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,812 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">arman jewelers inc </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">arman jewelers inc </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I'm looking to get a loan to invest in a business, and have some extra income on a side for me, and also keep making payments with it every month&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,936.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367731">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367731</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367731</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367731. Member loan 2367731 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crop Production Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPOKANE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crop Production Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I would like to pay down some of my high credit card limits to help biuld up my credit report.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,542.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367736. Member loan 2367736 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Academy of the Sacred Heart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metairie, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Academy of the Sacred Heart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367756. Member loan 2367756 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">willowbendfarm</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROUND HILL, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">willowbendfarm</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,884.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<P>&nbsp;</P>
<A name="2367762">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367762</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367762</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367762. Member loan 2367762 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Woodmark Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mountain Top, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Woodmark Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,458.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367802">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367802</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367802</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367802. Member loan 2367802 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANDALA YOGA SPA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MISSION, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANDALA YOGA SPA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; LOAN IS FOR HOME IMPROVMENT.&lt;br&gt;I AM VERY GOOD BORROWARE ALL LOANS THAT I HAVE ARE PAYD OFF.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,436.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367804">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367804</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367804</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367804. Member loan 2367804 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">anchor hardware</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLUFFTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">anchor hardware</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; payoff higher interset rate loans and refurnish a bonus room&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367818">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367818</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367818</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367818. Member loan 2367818 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARLBOROUGH, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Iam business owner , Iam consolidated all my minor credic card s debt  and have some cash flow , I be very confortable make one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,719.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367829. Member loan 2367829 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,467 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Secours</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richmond, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Secours</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367851">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367851</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367851</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367851. Member loan 2367851 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Bon-Ton Stores, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAUWATOSA, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Bon-Ton Stores, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Here's my story.  This loan is for Debt Consolidation.  So there.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; Oops.  I just realized this comment box gets &quot;Submitted&quot; and isn't simply for my descriptive purposes, but gets read by investors.  My previous comment was a bit of a test, so to speak/write.  Thanks for your money &amp; I promise [obviously] to get it back to you in a jiffy :)&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; As I see my % being updated, I'm learning more about how this site works.  I'm very much looking forward to receiving this money to help me pay down debt [that, unfortunately, will be converting to a much higher rate of interest in a few days].  Any help is appreciated more than you know.  THANK YOU&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,857.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367853">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367853</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367853</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367853. Member loan 2367853 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Essilor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWER MOUND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Essilor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,032.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367866">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367866</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367866</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367866. Member loan 2367866 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercedes-Benz Financial Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FARMINGTON HILLS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercedes-Benz Financial Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,235.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367877">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367877</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367877</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367877. Member loan 2367877 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cisco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cisco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367878">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367878</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367878</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367878. Member loan 2367878 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us air force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us air force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'm in the US Air Force, and i'm just trying to pay off my credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,798.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367881. Member loan 2367881 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT IDA, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,708.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367885. Member loan 2367885 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,740 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Patches PPEC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Patches PPEC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,364.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367891. Member loan 2367891 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Disneyland Resort</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ontario, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Disneyland Resort</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,329.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367893">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367893</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367893</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367893. Member loan 2367893 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEO Brand Management LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MESA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEO Brand Management LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,187.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367894">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367894</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367894</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367894. Member loan 2367894 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLEN RIDDLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1972</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,403.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367898">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367898</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367898</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367898. Member loan 2367898 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,567.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367903">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367903</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367903</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367903. Member loan 2367903 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Janrain</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Janrain</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Many years ago I over used my credit cards.  I made the mistake of not reviewing the terms and some cards have ridiculously high rates that I haven't been able to negotiated down.  I want to pay them off so I can save for a down payment needed for a house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,369.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367921">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367921</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367921</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367921. Member loan 2367921 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Illinois Department of Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SMITHTON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Illinois Department of Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,887.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367956">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367956</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367956</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367956. Member loan 2367956 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,058 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Swedish Match. N.A.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Owensboro, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Swedish Match. N.A.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I plan on paying off my credit cards with high rates. With this loan, I will be saving money in the long run by paying off the credit card balances now.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$669.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367966">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367966</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367966</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367966. Member loan 2367966 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Government</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jessup, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Government</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Wanting to roll credit card debt in to one payment a month with a much lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,909.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367967">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367967</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367967</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367967. Member loan 2367967 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Industrial Lumber and Plywood</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHANHASSEN, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Industrial Lumber and Plywood</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I would like this loan so that I may clean up my credit card high interest debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367992. Member loan 2367992 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,530 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAWRENCE, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367994. Member loan 2367994 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,642 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International surfacing system</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADERA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International surfacing system</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367999">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367999</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367999</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367999. Member loan 2367999 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Harrisonville </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRISONVILLE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Harrisonville </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,731.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368001">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368001</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368001</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368001. Member loan 2368001 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hilton head hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HILTON HEAD ISLAND, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hilton head hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; My loan is for credit card debt consolidation.The apr on all my cards is astronomical. That makes it difficult to pay down when you have several that you are paying on. I am not a person who racks up credit card debt usually but had some hard knocks lately and had to resort to using them to make end&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,427.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368006. Member loan 2368006 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deloitte Tax LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tempe, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deloitte Tax LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I would like to consolidate my debt from higher interest rate credit cards and subsequently manage my finances better.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,129.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368009">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368009</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368009</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368009. Member loan 2368009 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF/Nellis AFB</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF/Nellis AFB</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,176.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368029">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368029</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368029</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368029. Member loan 2368029 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alcon Labs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlington, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alcon Labs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Loan is for a student that has achieved great academic success while working a job while maintaining a 4.0 GPA. Parent's are wanting to reward diligent and responsible work with a dependable car for college.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">815-819</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368032">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368032</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368032</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368032. Member loan 2368032 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stewart Title Guaranty</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUGAR LAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stewart Title Guaranty</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,950.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368033">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368033</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368033</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368033. Member loan 2368033 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,770 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dean Foods of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dean Foods of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368034. Member loan 2368034 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Office Max</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Key West, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Office Max</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,100.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368041. Member loan 2368041 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,088 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KILLEEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Consolidate my credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,131.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368053">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368053</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368053</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368053. Member loan 2368053 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,587 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thomson Reuters</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hastings, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thomson Reuters</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; This is my 3rd Lending Club loan, I will be using it to finance a new car. Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,501.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368058">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368058</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368058</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368058. Member loan 2368058 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Camelot</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PISCATAWAY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Camelot</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,363.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368059. Member loan 2368059 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii State Education Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Honolulu, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii State Education Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The loan will be used to pay off balances on high interest credit card accounts - 3.  I have paid off one major credit account and look forward to crossing other debts off the list.  I am responsible about paying what is owed and will follow through on financial obligations.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; I plan to use loan proceeds to get out of having to pay high interest charging credit car accounts.  It can be discouraging to see one's hard earned payments going as much toward interest as to principal. I'd like to feel more hopeful about financial progress toward debt solutions.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,381.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368074">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368074</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368074</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368074. Member loan 2368074 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sac auto sales </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sac auto sales </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I want to pay of credit card and school loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368078. Member loan 2368078 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,728 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">delta Airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ellenwood, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">delta Airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My loan will be use to payoff current debts,so I can have just a single monthly payment. I paid my mothers medical bills using my credit cards this was spread using multiply cards. Just want to maintain my credit and shorter terms.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,158.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368093">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368093</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368093</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368093. Member loan 2368093 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,725 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARSON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368113">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368113</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368113</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368113. Member loan 2368113 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,121.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368145. Member loan 2368145 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ksla </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">shreveport , LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ksla </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Vacation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368154. Member loan 2368154 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United State Postal Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GIG HARBOR, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United State Postal Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off three large credit cards debt with high interest and keep some for Christmas shopping.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,498.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368167">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368167</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368167</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368167. Member loan 2368167 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHEYENNE, WY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$363.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368182">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368182</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368182</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368182. Member loan 2368182 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,342 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Case Western Reserve University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cleveland, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Case Western Reserve University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,378.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368185">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368185</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368185</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368185. Member loan 2368185 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kta superstores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hilo, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kta superstores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,736.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368190">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368190</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368190</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368190. Member loan 2368190 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PermaLok Corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDVALE, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PermaLok Corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; This consolidation loan is going to help me focus on lowering my overall debt and reaching my short term goals.&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; Having just one payment with one fixed interest rate due once a month is going to help organize my finances and focus on becoming debt free. There is light at the end of the tunnel thanks to the lending club.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368193">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368193</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368193</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368193. Member loan 2368193 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cleveland cliffs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GILBERT, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cleveland cliffs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; we want to use it to take care of 6 credit cards and loan accounts to make one easy payment and get back on track for our credit.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,364.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368206">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368206</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368206</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368206. Member loan 2368206 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exhale Spa and Laser Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bend, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exhale Spa and Laser Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I am trying to gain some ground with my credit card debt. This will be a big gain in the effort to do that.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368231">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368231</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368231</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368231. Member loan 2368231 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JB Hudson</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JB Hudson</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I want to pay off my other loan with this one for a lower rate.  Pay off credit cards so I have one monthly payment.  Currently all my payments are more than the loan so it will be nice and maybe make double payments a few times a year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,548.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368243">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368243</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368243</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368243. Member loan 2368243 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cross Country Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake Worth, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cross Country Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,183.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368262. Member loan 2368262 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northrop Grumman</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Virginia beach, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northrop Grumman</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368263">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368263</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368263</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368263. Member loan 2368263 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Visalia, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Super reliable professional is looking to consolidate debt &amp; eliminate a negative cash flow property. I have a rental property that doesn't generate enough rent to make it worth the overhead, but I owe a bit more than I can currently sell for. This loan will bridge the difference, so I can sell it.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,135.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368270. Member loan 2368270 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hendersonville Country Club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSONVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hendersonville Country Club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,400.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368298">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368298</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368298</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368298. Member loan 2368298 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orem, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,815.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368299">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368299</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368299</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368299. Member loan 2368299 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CRC Health Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOULDER CREEK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CRC Health Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,703.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368310">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368310</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368310</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368310. Member loan 2368310 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of England</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schererville, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of England</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I have some credit cards with different balances and interest rates. This Loan will be paying off and consolidating these credit cards in one payment. Thank you for your consideration.&lt;br&gt;&lt;br&gt; Borrower added on 12/08/12 &gt; I always make my payments on time on all my accounts. This loan will be paying all of them off and consolidating them in one loan with one payment.&lt;br&gt;This loan will be helping me to get out of debt and help me increase my credit rating.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,076.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368324">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368324</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368324</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368324. Member loan 2368324 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kealine Services LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Irvine, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kealine Services LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; To consolidate my high interest revolving accounts and take another step closer to possibly owning a home within 5 years.  Paying off debt is my number one priority right now and this is the perfect opportunity.  Thank you.&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; In case you're wondering how I was able to accumulate the amount of debt that I have, it's due to the mistakes I've made during my mid to early 20s and I'm determined to get out of the hole I've dug for myself.  My recent marriage forced me to plan for a better future and this is my first step.&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; I've been waiting patiently for a good interest rate loan for sometime now and what prompted me to apply for this loan is the idea of being CC debt free in 3 years for just an extra 145 per month on top of what I'm paying now.  I've been on time on every payments so rest assured I will pay in full.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,465.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368345">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368345</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368345</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368345. Member loan 2368345 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NATRONA COUNTY SHERIFF DEPT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOUGLAS, WY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NATRONA COUNTY SHERIFF DEPT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; VACATION WITH GRANDKIDS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,116.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368349">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368349</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368349</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368349. Member loan 2368349 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Groundwater and Environmental Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEA CLIFF, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Groundwater and Environmental Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I have several credit cards with high interest rates and would like to consolidate and lower the overall cost of repayment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368360. Member loan 2368360 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,794 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Commonwealth Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pittsburgh, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Commonwealth Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; need to payoff and close several different card accounts...want to maximize interest rate savings across a few different cards. willing to close whatever accounts necessary. have already closed a few to prevent further debt. would payoff and close american express, payoff student loan of $1400.00etc&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,042.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368364">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368364</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368364</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368364. Member loan 2368364 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">duke hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DURHAM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">duke hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368381. Member loan 2368381 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BKD </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOUISVILLE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BKD </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Wanting to consolidate outstanding debt to one loan. Useful from a debt pay down standpoint as well savings on interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368386">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368386</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368386</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368386. Member loan 2368386 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H&M </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ny, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H&M </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Hi, i really need to consolidate my debt in order to put my finances in order. This will help for me to be debt free in less than 3 yrs. which will help me save for my kids college..thanks,&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,424.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368392">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368392</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368392</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368392. Member loan 2368392 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,640 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Recently paid off a large debt over a period of 18 months.  Would now like to pay off all my credit card debts by consolidating into one monthly payment, sell my current vehicle (high maintenance costs) and then lease a vehicle (no maintenance costs).  Pay off my debts quicker and manage my income.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,102.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368395">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368395</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368395</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368395. Member loan 2368395 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,038 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Haven Police Dept</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Haven, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Haven Police Dept</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,478.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368400. Member loan 2368400 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairview Health Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest Lake, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairview Health Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,472.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368407">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368407</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368407</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368407. Member loan 2368407 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Fond du Lac School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOND DU LAC, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Fond du Lac School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,307.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368412">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368412</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368412</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368412. Member loan 2368412 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madison County High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Danielsville, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madison County High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368420">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368420</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368420</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368420. Member loan 2368420 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sullivan Correction Facility</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Catskill, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sullivan Correction Facility</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368425">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368425</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368425</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368425. Member loan 2368425 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,731 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Security Consultants Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MECHANICSBURG, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Security Consultants Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Loan will be used to consoidate several outstanding personal loan and remainder will be used to purchase new water heater.  Ours died on Friday.  Anything left beyond that will be used for day to day expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368440">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368440</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368440</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368440. Member loan 2368440 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,458 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCOTCH PLAINS, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; This loan is to consolidate credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,322.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368443">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368443</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368443</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368443. Member loan 2368443 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us post orrica</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">west seneca, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us post orrica</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,766.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368445. Member loan 2368445 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANEOHE, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,657.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368448">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368448</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368448</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368448. Member loan 2368448 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frost Brown Todd LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cincinnati, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frost Brown Todd LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Paying off credit card debt that I accumulated during law school. I have a great firm job that pays well, and I need to clear out a few high rate credit. This platform lets everybody benefit and appears to be the right fit for me and my financial goals.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,993.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368450">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368450</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368450</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368450. Member loan 2368450 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ford Motor Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIVONIA, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ford Motor Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,579.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368460">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368460</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368460</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368460. Member loan 2368460 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Castle Heating and Air</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Euclid, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Castle Heating and Air</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368462">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368462</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368462</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368462. Member loan 2368462 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillside Children's Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEEDSPORT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillside Children's Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; We have several credit cards that are close to being maxed out and they have high interest rates. We would like to combine all that debt  into one loan so we can pay it off and not be up to our elbows in debt and high interest. We also want to start saving money for our 2 year old son's future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368467">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368467</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368467</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368467. Member loan 2368467 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aunt Martha's Community Health Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calumet City, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aunt Martha's Community Health Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,372.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368473">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368473</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368473</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368473. Member loan 2368473 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pekin Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEKIN, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pekin Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; will take advantage of lower interest rate with lending club to pay off credit cards and save money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368474">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368474</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368474</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368474. Member loan 2368474 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Merz Pharmaceuticals, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DURHAM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Merz Pharmaceuticals, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Trying to pay off high interest credit cards so that I can begin saving and paying for things up front.&lt;br&gt;&lt;br&gt; Borrower added on 12/08/12 &gt; I want to pay off higher interest credit cards to become financially self-sufficient. My goal is to be able to build up a rainy day fund by saving 10% from every paycheck so that I won't have to use credit anymore.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368480">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368480</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368480</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368480. Member loan 2368480 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ravenswood City School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNION CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ravenswood City School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,235.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368487">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368487</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368487</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368487. Member loan 2368487 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,383 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LYNNWOOD, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,258.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368489">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368489</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368489</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368489. Member loan 2368489 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associa Gulf Coast</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT MYERS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associa Gulf Coast</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,340.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368504">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368504</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368504</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368504. Member loan 2368504 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRESENIUS MEDICAL CARE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAPLES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRESENIUS MEDICAL CARE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; CREDIT CARD DEBT REFINANCE&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,199.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368526">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368526</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368526</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368526. Member loan 2368526 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Yavapai Guidance Clinic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prescott Valley, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Yavapai Guidance Clinic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; This loan is to consolidate medical debt accumulated from a high deductible medical plan.  The balance will be used to improve our home in preparation to rent or sell.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,412.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368527">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368527</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368527</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368527. Member loan 2368527 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,804 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDDING, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; To pay off two credits cards and put the remainder of the loan on another card.&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; Pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,306.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368528">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368528</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368528</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368528. Member loan 2368528 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Donnelly Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Donnelly Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Greetings! I have been fortunate to find employment in a tough economy, however, the hunt has taken its toll. I have always been good in managing my credit during tough times (never been late). As a result, I would like to consolidate and better manage some of the debt accrued as I transition.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368531">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368531</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368531</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368531. Member loan 2368531 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADISON-PLAINS LOCAL SCHOOLS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBUS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADISON-PLAINS LOCAL SCHOOLS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,074.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368543">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368543</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368543</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368543. Member loan 2368543 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,818 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of Lake Mills</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADISON, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of Lake Mills</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,325.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368544">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368544</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368544</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368544. Member loan 2368544 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Encore Capital Group Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chula Vista, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Encore Capital Group Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Pay off high interest credit cards with one low payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,986.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368545">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368545</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368545</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368545. Member loan 2368545 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,003.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368549">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368549</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368549</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368549. Member loan 2368549 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atos</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atos</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,784.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368565. Member loan 2368565 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metro North Railroad</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POUGHKEEPSIE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metro North Railroad</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,777.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368567">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368567</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368567</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368567. Member loan 2368567 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ilion school</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ilion, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ilion school</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,375.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368568">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368568</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368568</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368568. Member loan 2368568 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jordan public schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHASKA, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jordan public schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,397.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368569. Member loan 2368569 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Achievement Therapy Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottsdale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Achievement Therapy Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,328.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368576">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368576</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368576</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368576. Member loan 2368576 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,811 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scott City Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCOTT CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scott City Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,211.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368584. Member loan 2368584 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle Children's Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle Children's Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368593">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368593</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368593</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368593. Member loan 2368593 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sake Japanese restaurant</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sake Japanese restaurant</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368598">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368598</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368598</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368598. Member loan 2368598 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORCROSS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368603. Member loan 2368603 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carefusion</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carefusion</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Debt Consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,855.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368619">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368619</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368619</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368619. Member loan 2368619 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baytown Economic Development Foundation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baytown, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baytown Economic Development Foundation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,477.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368623">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368623</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368623</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368623. Member loan 2368623 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modesto City Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVERBANK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modesto City Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Debt conslidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,256.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368658. Member loan 2368658 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MBS rehab </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beaumont, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MBS rehab </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368661">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368661</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368661</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368661. Member loan 2368661 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,681 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xerox</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spring Valley, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xerox</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Just want to pay off my car loan, some credit cards, and possibly do some upgrades in the kitchen.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,889.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368663">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368663</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368663</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368663. Member loan 2368663 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,853 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Solid-Employees LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FARIBAULT, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Solid-Employees LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I want to pay off two loans I have at the credit union and credit card debt. I then want to put some in savings and the little remaining would be to do some work on my home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368666. Member loan 2368666 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nbp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH ADAMS, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nbp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; GET RID OF HIGH INTEREST CREDIT CARDS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,185.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368672">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368672</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368672</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368672. Member loan 2368672 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Haufe Contractors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLEASANT VALLEY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Haufe Contractors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,784.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368678">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368678</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368678</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368678. Member loan 2368678 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368705. Member loan 2368705 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lennox International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plano, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lennox International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,480.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368709">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368709</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368709</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368709. Member loan 2368709 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Regis Bal Harbour</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">surfside, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Regis Bal Harbour</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Expense consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,501.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368729">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368729</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368729</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368729. Member loan 2368729 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Red Robin Gourmet Burgers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADISON, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Red Robin Gourmet Burgers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Will use the loan to pay off three high intrest credit accounts, and will be able to cut monthly fees by 30% at this rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,048.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368736. Member loan 2368736 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LARKSPUR, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$129,247.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368737">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368737</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368737</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368737. Member loan 2368737 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jurupa Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Corona, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jurupa Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I want to pay off my car and credit cards then get caught up on my student loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368741. Member loan 2368741 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; This loan is for the improvement of the growth of the business at hand. it  will allow me to come from under some debt as well as bring the business into a more comfortable space to operate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,595.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368743">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368743</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368743</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368743. Member loan 2368743 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Edu</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Edu</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; My loan is to pay off all my credit card with a current balance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,361.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368756. Member loan 2368756 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,354.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368765">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368765</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368765</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368765. Member loan 2368765 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dibon Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pahrump, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dibon Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,398.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368769">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368769</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368769</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368769. Member loan 2368769 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heston's Auto</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PICKERINGTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heston's Auto</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368774">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368774</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368774</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368774. Member loan 2368774 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAYNE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I need a loan for a trip to Europe&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">805-809</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368777. Member loan 2368777 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chair manufacturing warehouse</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GIG HARBOR, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chair manufacturing warehouse</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I am applying for this loan so that I can eliminate credit use from my life, I am now using cash only to do everything, but I am wanting to eliminate the high interest car loan and credit interest. I have had the same job for more then 5 years, and its a very reliable position.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,483.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368785">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368785</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368785</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368785. Member loan 2368785 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DRMC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FULLERTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DRMC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I want to get out of debt  and think a lower interest rate is one way to accomplish this faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,742.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368798. Member loan 2368798 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,128 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINCO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALEM, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINCO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368801. Member loan 2368801 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SULTAN, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$53,664.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368803">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368803</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368803</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368803. Member loan 2368803 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,018 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTSVILLE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I have some smaller loans that have a high interest rate that I want to pay off that were used for emergency needs in the past.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368819">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368819</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368819</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368819. Member loan 2368819 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spactacular nails</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hialeah, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spactacular nails</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I want to finish it my debts in organize way with only one payment monthly and complete in 3 years thank you very must for help me with my goals.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,108.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368832">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368832</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368832</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368832. Member loan 2368832 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forrest Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MATAWAN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forrest Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368838. Member loan 2368838 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brook Furniture Rental</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORENO VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brook Furniture Rental</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,238.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368848">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368848</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368848</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368848. Member loan 2368848 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Addison, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I am trying to reduce my credit card payments by consolidating the balance on a lower interest rate loan.  I have made financial mistakes in the past, but I have learned from them and want to get out of debt quicker.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,461.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368874">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368874</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368874</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368874. Member loan 2368874 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I want pay of may 4 credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368882. Member loan 2368882 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Down East Partnershio for Children</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NASHVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Down East Partnershio for Children</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,954.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368887">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368887</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368887</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368887. Member loan 2368887 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Attorney's Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Attorney's Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,938.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368903">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368903</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368903</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368903. Member loan 2368903 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,974 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUALITY INSTALLATIONS NY INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND HILL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUALITY INSTALLATIONS NY INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; to psyoff credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; NEW START LOAN FOR DEBT CONSOLIDATION&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,388.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368908">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368908</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368908</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368908. Member loan 2368908 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Broken Arrow (Fire Department)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vinita, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Broken Arrow (Fire Department)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368931">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368931</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368931</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,775</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368931. Member loan 2368931 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Central Coast FCU</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARINA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Central Coast FCU</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">138</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,435.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">138</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368951">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368951</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368951</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368951. Member loan 2368951 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Minnesota </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Minnesota </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I pay out about $700 a month toward cards and want to have one payment. I will be able to pay a lot faster, build credit and get rid of my revolving debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368955. Member loan 2368955 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,386 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CBS Television Distribution</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CBS Television Distribution</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368968">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368968</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368968</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368968. Member loan 2368968 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">caltrans</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Folsom, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">caltrans</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; My loan is for home improvement. thanks.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,792.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,281.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368971">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368971</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368971</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,275</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368971. Member loan 2368971 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Chicago Community Trust</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Chicago Community Trust</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Consolidating debt at a lower rate to help me pay it off sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,452.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368985. Member loan 2368985 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bolanos and co. Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bolanos and co. Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369051">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369051</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369051</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369051. Member loan 2369051 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HESPERIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369080">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369080</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369080</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369080. Member loan 2369080 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kellwood inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COVINA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kellwood inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; i need this loan to pay off all of my credits and condolidate everything to just one accout leaving me with only one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,216.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<P>&nbsp;</P>
<A name="2369085">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369085</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369085</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369085. Member loan 2369085 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">World Wide Jet Charter, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLAYA VISTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">World Wide Jet Charter, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,041.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369104">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369104</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369104</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369104. Member loan 2369104 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,204 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tucson, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I plan to use this loan to consolidate debt.  My current job of 4 years was a career improvement move where I have over 20 years experience in my field.  I pay my debt on-time and would like to just pay it down quicker to improve my credit.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,503.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369106">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369106</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369106</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369106. Member loan 2369106 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pactiv / Reynolds corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canandaigua, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pactiv / Reynolds corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369115">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369115</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369115</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369115. Member loan 2369115 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FloralStrategies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FloralStrategies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I see this as a great opportunity to consolidate my credit card debt and pay it off in a timely, less costly way. I want to start focusing on building my IRA and savings in 2013 and this loan will make that happen for me. Thanks&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; As a follow up to my first statement, this will be an ideal opportunity to pay down my credit card debt - I just closed one account - and focus my time and energy on building my business. THANK YOU for your support!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,150.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369124">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369124</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369124</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369124. Member loan 2369124 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,045 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waynesville, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I am trying to improve my financial situation by doing a deb consolidation loan. I am intending to purchase a home within the next year, which is the prinary reason behind this financial move.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,831.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369125">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369125</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369125</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369125. Member loan 2369125 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PICKERINGTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,498.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369134">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369134</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369134</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369134. Member loan 2369134 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; This loan will be used to help consolidate a small amount of credit card debt and also help to expand my business. I've signed a contract for new business over the next 2 years and a small loan such as this would greatly help in the early stages.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369137. Member loan 2369137 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLAHASSEE MEMORIAL HEALTHCARE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLAHASSEE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLAHASSEE MEMORIAL HEALTHCARE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">795-799</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,175.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369174">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369174</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369174</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369174. Member loan 2369174 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sam Swope Auto Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOUISVILLE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sam Swope Auto Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,618.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369175">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369175</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369175</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369175. Member loan 2369175 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san pedro, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I have owned my own business since 2006.  I have a wife, three children, and a mortgage I have worked very hard to stay current on through difficult times.  My goal is to consolidate and eradicate the unsecured consumer debt I accrued during some lean years as efficiently as possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$173,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369177">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369177</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369177</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369177. Member loan 2369177 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nyc Board of education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEEKSKILL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nyc Board of education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,379.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369185">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369185</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369185</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369185. Member loan 2369185 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SimplexGrinnell</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDFORD, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SimplexGrinnell</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369186">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369186</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369186</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369186. Member loan 2369186 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,150 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diplomat Airport Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sarasota, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diplomat Airport Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,161.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369193">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369193</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369193</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369193. Member loan 2369193 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wedbush Securities Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STEVENSON RANCH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wedbush Securities Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,193.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369203">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369203</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369203</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369203. Member loan 2369203 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEATTLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,878.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369227">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369227</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369227</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369227. Member loan 2369227 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health Data Management Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEACHWOOD, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health Data Management Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I really want to become debt free, and consolidating current debts at a lower rate will allow me to do that more quickly, affordably, and responsibly.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369279">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369279</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369279</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369279. Member loan 2369279 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National White Collar Crime Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairmont, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National White Collar Crime Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am applying for a loan to consolidate my debt so that I will be more successful at managing and paying it off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,786.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369301. Member loan 2369301 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HMWC CPAs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUSTIN, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HMWC CPAs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; pay off credit cards with higher interest rates.  Part of overall plan to reduce debt and to become debt free in 3 years&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,007.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369306">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369306</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369306</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369306. Member loan 2369306 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mountainside hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belleville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mountainside hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369308">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369308</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369308</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369308. Member loan 2369308 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">living naturally</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYAKKA CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">living naturally</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369311">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369311</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369311</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369311. Member loan 2369311 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jacobs Engineering Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH JORDAN, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jacobs Engineering Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369341">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369341</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369341</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369341. Member loan 2369341 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health Research, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health Research, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I'm paying off a couple small loans to save on interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,935.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369346. Member loan 2369346 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,186 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deprtment of Veterans Affairs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amsterdam, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deprtment of Veterans Affairs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369351">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369351</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369351</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369351. Member loan 2369351 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TMG</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fair Lawn, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TMG</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I'm looking to purchase a profitable tanning salon in my area and need some additional funding.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,004.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369359">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369359</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369359</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369359. Member loan 2369359 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Service Point USA, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waltham, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Service Point USA, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,702.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369369">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369369</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369369</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,525</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369369. Member loan 2369369 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Pool and Spa/ FedEx</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPOKANE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Pool and Spa/ FedEx</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Consolidate Debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,955.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369376. Member loan 2369376 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,783 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTCLIFFE, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; There are end of the year opportunities to purchase inventory at reduced prices. Very good buys are available.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,974.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369396">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369396</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369396</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369396. Member loan 2369396 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BPMS, INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCITUATE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BPMS, INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; My plan is to refinance higher interest credit card debt, with a view to having this loan paid off in 18 months or less. This refinance will save me $800 per year in interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,745.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369413">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369413</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369413</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369413. Member loan 2369413 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Matthews FD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Matthews FD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369417">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369417</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369417</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369417. Member loan 2369417 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Consullate Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALMETTO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Consullate Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,968.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369422">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369422</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369422</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369422. Member loan 2369422 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Jacinto Methdist Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAYTOWN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Jacinto Methdist Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; To pay off high interest credit cards and debt. To work towards becoming debt free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,377.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369424">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369424</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369424</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369424. Member loan 2369424 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAH Industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRANADA HILLS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAH Industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; pay off a couple of high interest credt cards &amp; help buy a lot in Maui&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369432">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369432</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369432</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369432. Member loan 2369432 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,497 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PERKINSVILLE, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I'm a hard worker, honest and dependable. I'd like to consolidate expenses, make home more energy efficient.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369433">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369433</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369433</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369433. Member loan 2369433 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Willis of Oregon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Willis of Oregon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,769.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369439">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369439</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369439</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369439. Member loan 2369439 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South San Francisco Police</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN BRUNO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South San Francisco Police</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,959.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369446">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369446</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369446</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369446. Member loan 2369446 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAIER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALZELL, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAIER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; To consolidate credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,506.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369452">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369452</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369452</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369452. Member loan 2369452 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CVS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CVS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,279.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369457">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369457</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369457</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369457. Member loan 2369457 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">acworth, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I intend to pay off my vehicle i still owe 7000 on it at 11% i also plan on paying off my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,244.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369472">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369472</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369472</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369472. Member loan 2369472 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KIOWA CASINO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURKBURNETT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KIOWA CASINO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,038.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369485">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369485</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369485</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369485. Member loan 2369485 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Motors, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YOUNGSTOWN, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Motors, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; To purpose of this loan is to pay off high interest credit cards and a line of credit with unbearable interest rates.  I feel that I am a victim of predatory lending with the line of credit loan.  What I do know is that I've got to clear this mess up and soon.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,967.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369487">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369487</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369487</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369487. Member loan 2369487 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,050 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mikron Automotive</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Swansboro, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mikron Automotive</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,624.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369499">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369499</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369499</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369499. Member loan 2369499 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Little scholars</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Little scholars</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I pay more than what this loan payment would be monthly and the debt goes no where. I feel this loan would put me on my way to debt free in 3 years!!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,283.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369505. Member loan 2369505 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eloise</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTESVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eloise</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I will use this loan for paying off a credit card. I have an extremely stable job that I love. I just need help getting over this hump and then be able to move forward. I have never missed a payment on my credit card. I won't miss any on my loan payment. I am looking forward to getting on track!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,114.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369508">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369508</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369508</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369508. Member loan 2369508 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McDonalds</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLEASANTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McDonalds</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Auto and Misc. expenses&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,643.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369510">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369510</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369510</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369510. Member loan 2369510 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Little Sisters of the Poor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALTIMORE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Little Sisters of the Poor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,899.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369512">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369512</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369512</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369512. Member loan 2369512 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hayward Unified school district</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hayward, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hayward Unified school district</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I have an emergency, my grand mother passed away and she wished that I should be there on her burial. I need money to purchase Air ticket to kenya in Africa. Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,566.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369513">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369513</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369513</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369513. Member loan 2369513 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,222 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. GOVT Employee (VA)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pearland, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. GOVT Employee (VA)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,885.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369517">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369517</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369517</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369517. Member loan 2369517 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rancho cucamonga, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; try to pay off the higher interest rate credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,379.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369518">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369518</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369518</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369518. Member loan 2369518 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Benchmark Environmental Engineering</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Benchmark Environmental Engineering</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; My current credit card balance is 7400 and I have an outstanding car repair of approximately 1800.  I would like to consolidate both and start to build up more savings and be less dependent on  credit&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,520.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369535">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369535</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369535</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369535. Member loan 2369535 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laurens County Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAURENS, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laurens County Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; The is to payoff some high interest credit cards and consolidate some other bills into one low fixed rate and 1 payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,945.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369536">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369536</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369536</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369536. Member loan 2369536 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borden Dairy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTSVILLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borden Dairy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; i would like to have a freash start on my finances. One large payment is eaiser to handle than balancing many little ones that never seem to go down.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,781.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369538">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369538</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369538</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369538. Member loan 2369538 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Rochester</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Rochester</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,573.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369540">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369540</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369540</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369540. Member loan 2369540 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHINO HILLS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,147.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369549">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369549</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369549</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369549. Member loan 2369549 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Campus Grill</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LILLINGTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Campus Grill</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Hi I relocated to NC alittle over 2years ago. I used my credit cards for the move. I wanted to be near family. I would like to pay off credit cards and start saving that money for the future. Thank you for your help! I greatly appreciate it. Sincerely&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,216.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369562">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369562</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369562</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369562. Member loan 2369562 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peralta Community College District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAKLAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peralta Community College District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I want to use my loan to pay off the higher credit card debt and to fix my car. I will always pay my debt on time. I want to be a debt free person so that I can spend more for my hobbies&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,350.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369568">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369568</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369568</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369568. Member loan 2369568 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,082.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369570. Member loan 2369570 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">student trans of america, inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">santa barbara, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">student trans of america, inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,222.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369580">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369580</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369580</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369580. Member loan 2369580 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walgreens</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEACHEY, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walgreens</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; credit card payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369582. Member loan 2369582 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metro North Railroad</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STAATSBURG, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metro North Railroad</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,423.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369587">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369587</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369587</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369587. Member loan 2369587 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ProBuild</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ProBuild</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369589">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369589</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369589</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369589. Member loan 2369589 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Auto Now/Glockners</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wheelersburg, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Auto Now/Glockners</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I had unexpected expenses this year.I have decided to stop using revolving credit accounts-gas cards and retail stores charge a high rate.I am recovering (both financially and emotionally) since my wife passed in 08.My goal is to be debt free (excluding mortgage) in three years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,103.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369604">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369604</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369604</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369604. Member loan 2369604 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,454 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Equal Employment Opportunity Comm.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEGUIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Equal Employment Opportunity Comm.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Hello,&lt;br&gt;&lt;br&gt;This loan is to refinance my outstanding credit card balances to one payment  at a lower annual percentage rate than the majority of my current credit card outstanding balances.&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; Hello,&lt;br&gt;&lt;br&gt;The purpose of this loan is to refinance my current outstanding credit card balances into one loan payment at a lower annual interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369609">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369609</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369609</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369609. Member loan 2369609 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phonak, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEMONT, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phonak, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Pay off high interest rate credit cards debt within 3 years a dream come true! :)&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,263.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369622">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369622</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369622</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369622. Member loan 2369622 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Livemocha</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Livemocha</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,520.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369645">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369645</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369645</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369645. Member loan 2369645 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cooper city, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,328.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369662">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369662</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369662</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369662. Member loan 2369662 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j2 Global Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long Beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j2 Global Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,316.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369670. Member loan 2369670 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Arizona</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tucson, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Arizona</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,455.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369677. Member loan 2369677 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revival Worship Church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVERVIEW, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revival Worship Church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan is to purchase furniture and some household items for the house I am living in. .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$855.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369687. Member loan 2369687 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roper Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLESTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roper Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369688">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369688</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369688</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369688. Member loan 2369688 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jb hunt</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">raleigh, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jb hunt</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,047.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369704">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369704</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369704</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369704. Member loan 2369704 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,095.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369705. Member loan 2369705 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,416.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369725">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369725</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369725</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369725. Member loan 2369725 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITEHOUSE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; PAY OFF CREDIT CARDS&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; Pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,480.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369727">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369727</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369727</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369727. Member loan 2369727 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mbb enterprises of chicago</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANKLIN PARK, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mbb enterprises of chicago</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; i need a refinance my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,386.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369734">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369734</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369734</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369734. Member loan 2369734 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peoples Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE FOREST, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peoples Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; The loan is to consolidate 6 credit cards and get them paid off in 36 Months.  My monthly payments will not increase on the amounts I am paying now.  I maintain all my payments on time and would like to eliminate 6 payments for 1 and be on track to payoff the amount in 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,748.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369736. Member loan 2369736 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dollar Tree Stores Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNION GAP, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dollar Tree Stores Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; My loan is to payoff all credit card debt and to get it to one monthly payment and payed off in a timely manner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,705.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369737">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369737</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369737</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369737. Member loan 2369737 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Califoria Pacific Medical Center (slc)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Daly City, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Califoria Pacific Medical Center (slc)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,114.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369759. Member loan 2369759 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami Center for Dentistry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hialeah, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami Center for Dentistry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I would like to consolidate my bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,256.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369784">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369784</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369784</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369784. Member loan 2369784 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Auburn Union School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEADOW VISTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Auburn Union School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">795-799</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,927.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369793">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369793</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369793</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369793. Member loan 2369793 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">guess inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">guess inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,391.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369804">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369804</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369804</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369804. Member loan 2369804 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">twiiter</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREMONT, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">twiiter</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I changed jobs 2 months ago, and I need to payoff an outstanding 401k loan that I took from my previous employer's 401k plan.  I have 90 days to pay it off, otherwise it'll be charged on me as an early withdrawal, which means taxes and fees.  The loan amount is $15.5K, and I have 6k.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,484.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369817">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369817</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369817</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369817. Member loan 2369817 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Confident Care of Florida</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hallandale, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Confident Care of Florida</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I purchased a condo. Bathroom needs to be renovated  ASAP. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$55,679.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369842">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369842</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369842</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369842. Member loan 2369842 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wmata</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW CARROLLTON, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wmata</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369844. Member loan 2369844 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bae Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mechanicsburg, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bae Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; My wife and I need to consolidate all our revolving credit debt to one account, we are currently spending more then $400 per month in interest alone.  I recently graduated college and started a new career (7+ months ago) and it is time to square away our finances to start a family.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,909.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369852">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369852</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369852</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369852. Member loan 2369852 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Palm Beach, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Closing costs and initial and improvements on a house I am buying.  It is also to build my reputation with your organization.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,301.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369853">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369853</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369853</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369853. Member loan 2369853 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">warner robins , GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Using the loan for debt consolidation to pay credit cards transfer debt to one loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$75.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369865">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369865</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369865</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369865. Member loan 2369865 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHELBY TWP., MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; mainly it is to start a resale shop i acquired&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; i will use the proceeds to pay-off several credit cards and to put a roof on a store i am buying to open a resale shop.I have two pole barns full of inventory and am anxious to finish and open store&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$69,792.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369894">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369894</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369894</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369894. Member loan 2369894 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,602 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rask Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Galesburg, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rask Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; went a little crazy with some cards, now is time to fix the mistake i made.  figure to make one payment a month instead of 8 or 9&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369898">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369898</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369898</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369898. Member loan 2369898 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Mint</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Mint</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,967.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369911">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369911</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369911</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369911. Member loan 2369911 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER FIRE DEPARTMRENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER FIRE DEPARTMRENT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I WANT TO PAY OFF CREDIT CARDS, DO NEEDED REPAIRS TO MY HOME AND CONSOLIDATE INTO ONE PAYMENT&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,964.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369912">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369912</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369912</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369912. Member loan 2369912 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palm bay, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,512.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369918">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369918</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369918</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369918. Member loan 2369918 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sungard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teaneck, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sungard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Home Improvement&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; To finish my basement in my house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369919. Member loan 2369919 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beau rivage casino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ORLEANS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beau rivage casino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,956.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369922">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369922</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369922</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369922. Member loan 2369922 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,933 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transportation Security Administration</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Perry, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transportation Security Administration</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am attempting to consolidate some debt in a lower interest rate loan and to make some minor home improvements.&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; I am attempting to consolidate some debt in a lower interest rate loan and to make some minor home improvements. I currently have returned from deployment and I want to make sure my family is financially secure in case I have to deploy again.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; I am currently serving in the Armed Forces and I am attempting to consolidate some debt in a lower interest rate loan and to make some minor home improvements.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,033.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369938">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369938</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369938</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369938. Member loan 2369938 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">american airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">washington, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">american airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; personal debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,635.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369939. Member loan 2369939 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO MIRAGE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; For short term help in Living expenses,also some Consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,211.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369962. Member loan 2369962 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PSHMC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPOKANE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PSHMC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan will help me bring my bank account into a positive. I recently had to pay a lot of money in medical bills and I have some catching up to do. I have a great job an I am confident I can pay this back once I get this money to pay some bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,602.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369964">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369964</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369964</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369964. Member loan 2369964 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newton, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$70,012.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369970">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369970</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369970</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369970. Member loan 2369970 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sparta Area Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kentwood, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sparta Area Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan will simply allow me to consolidate some debt with a lower intrest rate.  Also, it gives me a timetable to be debt free in 36 months.  This will be very gratifying and a sense of accomplishment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,125.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369971">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369971</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369971</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369971. Member loan 2369971 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Western Care Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKLIN, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Western Care Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan will put to bed several credit cards that were expanded to get my son into Optometry School in Arizona. It will allow me to repay the loan in an organized and less expensive manner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,395.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369972">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369972</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369972</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369972. Member loan 2369972 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ciello</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKVILLE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ciello</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; To consolidate higher rates credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,519.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369979">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369979</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369979</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369979. Member loan 2369979 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,625 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Community National Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Community National Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I will consolidate Beneficial and One Main Financial which I am presently paying a higher rate and higher monthly payment.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; I have two debts that I am paying higher interest and higher payments that I would like to consolidate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,135.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369980">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369980</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369980</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369980. Member loan 2369980 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAUMONT, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,332.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369986">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369986</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369986</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369986. Member loan 2369986 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Augustus Energy Partners</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WRAY, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Augustus Energy Partners</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2369987">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2369987</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2369987</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2369987. Member loan 2369987 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUNCH TRANSPORT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUMMERVILLE, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUNCH TRANSPORT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,881.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370006. Member loan 2370006 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOE - Hilo High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HILO, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOE - Hilo High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,281.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370018">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370018</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370018</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370018. Member loan 2370018 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IPC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHESTER, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IPC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,160.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370020">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370020</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370020</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370020. Member loan 2370020 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,858 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTG Management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD GARDENS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTG Management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,779.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370021">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370021</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370021</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370021. Member loan 2370021 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,944 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRdata System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresh Meadows, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRdata System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,652.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370043">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370043</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370043</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370043. Member loan 2370043 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">queens, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,656.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370045">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370045</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370045</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370045. Member loan 2370045 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walmart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDDLETOWN, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walmart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This money is to pay my bills so I only have one payment not more than that&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; And it will help me to buy the last of the Christmas gifts for my 5 boys thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$460.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370048">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370048</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370048</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370048. Member loan 2370048 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,322 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WACO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I want this loan to pay off some bills that I have accumalated with credit cards and a couple of vehicle repair bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,427.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370049">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370049</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370049</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370049. Member loan 2370049 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cleveland clinic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Davie, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cleveland clinic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,157.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370052">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370052</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370052</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370052. Member loan 2370052 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bridgeville, DE</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,173.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370055">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370055</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370055</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370055. Member loan 2370055 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">clanton, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Would like to pay off some credit cards and close the account so as to remove someone from a previous relationship from the account.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,421.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370059. Member loan 2370059 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,102 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pabst Brewing Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pabst Brewing Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I was available for a refinance of my old Lending Club loan.  The interest rate is better than on my credit cards so I decided to consolidate my debt in order to get a better interest rate in making payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370063">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370063</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370063</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370063. Member loan 2370063 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PrairieBand Casino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Topeka, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PrairieBand Casino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370064">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370064</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370064</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370064. Member loan 2370064 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,792 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rutherford Diversified Industries Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sierra Vista, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rutherford Diversified Industries Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I have a high interest card to pay off. The interest isn't based on penalty (late payments), Issuer justifies the high rate as you have a 0 interest period to pay off if possible. This causes the &quot;domino&quot; effect leaving less money to pay other bills. Pleased with your service on my original loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,692.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370074">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370074</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370074</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370074. Member loan 2370074 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Progress Ranch</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Davis, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Progress Ranch</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,578.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370076">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370076</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370076</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370076. Member loan 2370076 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Auto Zone </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Auburn , AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Auto Zone </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,062.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370078. Member loan 2370078 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">irving, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I want to consolidate my credit card balance.  Wells fargo credit card completely paid off to close the account and bank of America card lower the balance to make it easier to pay off as well.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,597.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370081. Member loan 2370081 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SODEXO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SODEXO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; CREDIT CARD REFINANCING&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,970.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370088. Member loan 2370088 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flora Studio</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flora Studio</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Currently looking to re-fi my current credit card debt.  My employment is secure at 7 years with excellent future, and have never defaulted on a charge card loan..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,648.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370103">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370103</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370103</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370103. Member loan 2370103 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Traverse City, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I have been carrying around old credit card debt from my college days. I am ready to be debt free and am excited that peer-to-peer lending may make it possible! Thank you for considering investing in me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,983.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370122">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370122</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370122</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370122. Member loan 2370122 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Childrens Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">benton, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Childrens Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,941.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370132. Member loan 2370132 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rainbow Stew</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YUCCA VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rainbow Stew</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Payoff other loans at a higher interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,354.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370140">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370140</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370140</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370140. Member loan 2370140 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Akamai Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AURORA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Akamai Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Credit Card refinancing&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,256.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370149">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370149</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370149</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370149. Member loan 2370149 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">augusta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; ladies and gentlemen i am requesting your approval to consolidate the remaining 4 credit cards, citi, wells fargo, juniper and fgcu.  THANK YOU&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,878.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370153">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370153</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370153</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370153. Member loan 2370153 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Home Depot</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooksville, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Home Depot</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$105,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370157">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370157</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370157</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370157. Member loan 2370157 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11th Judicial Circuit of Florida</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">homestead, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11th Judicial Circuit of Florida</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,187.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370164">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370164</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370164</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370164. Member loan 2370164 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kontera Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kontera Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370172">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370172</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370172</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370172. Member loan 2370172 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$81,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIAA-CREF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cornelius, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIAA-CREF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am planning to consolidate several credit cards with this loan. I have another loan with Lending Club and have never missed a payment.  &lt;br&gt;&lt;br&gt;Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$63,888.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370204">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370204</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370204</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370204. Member loan 2370204 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CASS CITY, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; My loan is to payoff my credit cards so I can get ahead instead of paying the same amount and getting myself nowhere.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,236.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370207">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370207</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370207</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370207. Member loan 2370207 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cover all </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">monmouth junction, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cover all </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; pay cd card payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,900.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370208">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370208</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370208</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370208. Member loan 2370208 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,748 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ETHAN ALLEN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOMA LINDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ETHAN ALLEN</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,167.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370209">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370209</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370209</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370209. Member loan 2370209 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rapid Focus Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rapid Focus Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370210">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370210</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370210</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370210. Member loan 2370210 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAITHERSBURG, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,058.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370225">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370225</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370225</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370225. Member loan 2370225 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Navigant Consulting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">madeira beach, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Navigant Consulting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,250.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370240. Member loan 2370240 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Hawaiian Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Hawaiian Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; bill consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,362.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370253">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370253</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370253</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370253. Member loan 2370253 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; pay off some high interest credit cards.&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; pay off high interest loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,708.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370266">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370266</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370266</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370266. Member loan 2370266 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,140 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHROME COLLISION CENTER </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">murrieta, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHROME COLLISION CENTER </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This is my 2nd loan with lending club.  I have perfect credit and have never missed a payment.  My original loan with lending club is current and has never been late.  I this this is a good source for a loan much better than a convential bank.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,366.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370267">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370267</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370267</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370267. Member loan 2370267 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kissimmee, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; pay off 2 credti cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,205.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370278">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370278</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370278</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370278. Member loan 2370278 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Global Gourmet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Global Gourmet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; To pay off my credit card debt.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; Pay off my credit card debt.&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; Pay off credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370279">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370279</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370279</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370279. Member loan 2370279 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK PARK, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I would like to consolidate my bills at a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370280">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370280</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370280</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370280. Member loan 2370280 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Coca-Cola Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lithonia, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Coca-Cola Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,731.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370283. Member loan 2370283 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Palm Beach</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WELLINGTON, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Palm Beach</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,159.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370287">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370287</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370287</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370287. Member loan 2370287 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NVIDIA Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NVIDIA Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I have two credit cards at 19.99% APR and one at 17.99% APR. If I could pay off some if not all, that would still be great.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,107.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370292">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370292</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370292</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370292. Member loan 2370292 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAM Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAM Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,835.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370296">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370296</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370296</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370296. Member loan 2370296 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keller Williams </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McAllen , TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keller Williams </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370299">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370299</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370299</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370299. Member loan 2370299 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,419 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westfield Washington Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTFIELD, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westfield Washington Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am requesting this loan to consolidate debt acquired through unforeseen circumstances. I am a good borrower and am current and on time with my payments and payment history. I have a stable job in the education field. I continue to look for ways to decrease monthly budget expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,805.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370304">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370304</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370304</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370304. Member loan 2370304 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENVILLE, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,289.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370312">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370312</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370312</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370312. Member loan 2370312 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EGG HARBOR TOWNSHIP, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,114.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370314. Member loan 2370314 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ULTIMATE FITNESS EAST</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVERHEAD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ULTIMATE FITNESS EAST</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am requesting the loan to consolidate CC debt I used to startup my own buisiness, as well as get some work done to my car as it is a safety issue.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,692.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370321">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370321</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370321</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370321. Member loan 2370321 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jackson Heights, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Credit consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,952.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370334">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370334</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370334</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370334. Member loan 2370334 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CITY OF DURHAM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DURHAM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CITY OF DURHAM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Debt consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,579.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370349">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370349</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370349</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370349. Member loan 2370349 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,074 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heritage Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TACOMA, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heritage Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Wanted to consolidate some credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,120.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370365">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370365</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370365</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370365. Member loan 2370365 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Douglas County School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIGHLANDS RANCH, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Douglas County School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; We are a family of five.  We do have insurance but it is a very high deductible.  My daughter was hospitalized this summer and has had to see a specialist. My youngest son has to have some dental working which will cost over $1300.  Christmas is also coming and we need some extra funds&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,388.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370405">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370405</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370405</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370405. Member loan 2370405 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cherry Bekaert & Holland LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI LAKES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cherry Bekaert & Holland LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370413">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370413</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370413</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370413. Member loan 2370413 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walsh Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belton, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walsh Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I would like a loan to payoff credit cards and get a lower interset rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370426. Member loan 2370426 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jb hunt</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">phila, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jb hunt</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370431">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370431</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370431</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370431. Member loan 2370431 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILER CITY, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,646.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370440">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370440</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370440</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370440. Member loan 2370440 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lexis Nexis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia , MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lexis Nexis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,381.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370448">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370448</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370448</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370448. Member loan 2370448 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vancouver, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,180.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">105</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370460">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370460</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370460</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370460. Member loan 2370460 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I want to use this loan to pay off my credit card debts and combine into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370464">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370464</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370464</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370464. Member loan 2370464 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">La Quinta Inn & Suites</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOMFIELD, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">La Quinta Inn & Suites</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I would like to pay of a high balance credit card as well as a few small bills that are hindering me at the moment so that i can have more financial relief to be able work on my vehicle and be able to do other things as well.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370470">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370470</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370470</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370470. Member loan 2370470 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">general electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VICTORVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">general electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; ned loan to get rid of high interest credit debt. went through a rough time of some lost loved ones which income suffered and bill grew. i have never been one to run out on a debt so this seemed to be a helpful solution to my issue&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370489">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370489</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370489</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370489. Member loan 2370489 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">the french pub</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANCASTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">the french pub</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; To pay off credit card bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370513">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370513</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370513</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370513. Member loan 2370513 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NRCS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KEIZER, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NRCS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,288.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370516">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370516</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370516</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370516. Member loan 2370516 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370520">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370520</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370520</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370520. Member loan 2370520 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Time Warner Cable</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jackson Heights, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Time Warner Cable</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370527">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370527</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370527</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370527. Member loan 2370527 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AURORA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; the loan would help assist in cleaning up some poor credit card dept and pay off the balance in a fixed period of time, it will also free up some working capitol for some inmprovments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370534">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370534</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370534</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370534. Member loan 2370534 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK HARBOR, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; To consolidate my debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,652.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370552. Member loan 2370552 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Union pacific</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENBRIER, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Union pacific</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,784.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370557">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370557</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370557</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370557. Member loan 2370557 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POOL CORP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Benton, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POOL CORP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370563">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370563</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370563</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370563. Member loan 2370563 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FARMVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan is to pay off credit card accounts with high interest...I have already closed the accounts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,491.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370575">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370575</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370575</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370575. Member loan 2370575 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrenceville Plasma Physics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT KISCO, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrenceville Plasma Physics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,239.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370586. Member loan 2370586 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sarasota, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$262,377.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370587">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370587</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370587</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370587. Member loan 2370587 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODSIDE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,271.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370599. Member loan 2370599 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CA Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLEROSE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CA Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I want to consolidate 3 credit card loans at a lower interest rate. I also want to pay off a student loan that is cosigned, so it no longer appears under the other cosigner's name. My goal is to be debt free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,554.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370604">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370604</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370604</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370604. Member loan 2370604 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,458 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">White House Custom Colour</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stillwater, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">White House Custom Colour</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan allows me to pay down debt and to get my feet back on the ground with lower interest rates and affordable monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,948.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370644">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370644</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370644</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370644. Member loan 2370644 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DeSesa Autocraft</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DeSesa Autocraft</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,496.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370647">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370647</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370647</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370647. Member loan 2370647 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">motor city electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALES, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">motor city electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,185.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370653">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370653</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370653</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370653. Member loan 2370653 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Silver Companies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOYNTON BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Silver Companies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I would like to consolidate all my credit cards into one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,237.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370659">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370659</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370659</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370659. Member loan 2370659 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HCISD-Austin Elem.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARLINGEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HCISD-Austin Elem.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,454.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370680">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370680</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370680</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370680. Member loan 2370680 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health first</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cocoa, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health first</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I want to pay off a couple of high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,710.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370682">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370682</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370682</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370682. Member loan 2370682 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Park View Health Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menasha, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Park View Health Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,325.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370691">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370691</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370691</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370691. Member loan 2370691 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,467 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Multiform Plastics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesterfield, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Multiform Plastics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I have to repair / replace drywall. I have a couple of dogs that had issues as puppies and tried chewing their way through them. I would also like to repair the deck. I'm so glad they've out grown the chewing phase.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$246.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370694">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370694</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370694</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370694. Member loan 2370694 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,990 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Summit Racing Equipment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUN VALLEY, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Summit Racing Equipment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,253.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370699. Member loan 2370699 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charles R. Drew University of Medicine</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charles R. Drew University of Medicine</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I'm basically looking to consolidate my credit card bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,473.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370732">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370732</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370732</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370732. Member loan 2370732 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Community Science</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH BETHESDA, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Community Science</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I will use my loan to pay-off the high-interest credit cards. I have been trying to pay-off my credit cards, but because of the high-interest rates, I have not been able to make much progress. I am a responsible person who holds a steady job. I am confident that I will make all payments on time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,887.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370733">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370733</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370733</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370733. Member loan 2370733 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stop and shop</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south yarmouth, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stop and shop</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Pay off my credit cards interest to high.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,472.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370741. Member loan 2370741 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southwest Gas Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southwest Gas Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,969.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370752">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370752</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370752</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370752. Member loan 2370752 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,460 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raley's Family of Fine Stores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALLEJO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raley's Family of Fine Stores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370756. Member loan 2370756 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SMA-America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roseville, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SMA-America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,376.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370757">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370757</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370757</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370757. Member loan 2370757 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sakata Seed America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lodi, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sakata Seed America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Pay off a few bills, Some up grades on the house, Vacation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">815-819</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$147,699.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370761">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370761</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370761</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370761. Member loan 2370761 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,229 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carlton senior living</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">antioch, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carlton senior living</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; to catch up on bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370763">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370763</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370763</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370763. Member loan 2370763 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ferguson</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEDWAY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ferguson</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370774">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370774</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370774</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370774. Member loan 2370774 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ihss</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ihss</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,842.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370777. Member loan 2370777 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DARCARS Toyota</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hyattsville, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DARCARS Toyota</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Finish paying off my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,879.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370786">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370786</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370786</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370786. Member loan 2370786 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370808. Member loan 2370808 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Tribune</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atascadero, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Tribune</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; To pay off existing payday loans that have a much higher interest rate than you offer.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370812. Member loan 2370812 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,310 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aphena</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">federalsburg, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aphena</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; To pay off credit cards car loan and doctor bill&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,530.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370813">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370813</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370813</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370813. Member loan 2370813 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Costco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MISSION VIEJO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Costco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,433.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370823">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370823</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370823</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370823. Member loan 2370823 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,940 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Reliant Pharmacy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clearwater, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Reliant Pharmacy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Will use loan to reduce debt/ financial obligations - Anticipate Timely Payments and Very Early Payoff - Thank You.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,957.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370831">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370831</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370831</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370831. Member loan 2370831 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Focusmicro, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mukilteo, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Focusmicro, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; My credit card debt grew the past two years due to issues beyond my control. These issues have self-resolved. I have locked up all the credit cards with varying rates and developed a debt elimination plan. With hard work and dedication to the goal I plan to be free in three! Good bye credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,358.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370844. Member loan 2370844 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,133 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Wilson T. Ballard Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sykesville, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Wilson T. Ballard Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Need the loan for some major repairs and maintenance to my vehicle.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,931.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370849">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370849</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370849</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370849. Member loan 2370849 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,308 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Customs & Border Protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Vincent, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Customs & Border Protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I have a good job but we have high interest credit cards &amp;loans so we don't seem to get anything paid off.We also have high medical bills that we have to pay out of pocket.I want to build up my credit score with paying 1 loan on time.We have had a hard few years but are ready for a  change.Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,869.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370850">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370850</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370850</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370850. Member loan 2370850 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newtron Heat trace</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KINDER, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newtron Heat trace</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,848.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370854">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370854</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370854</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370854. Member loan 2370854 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peterbuilt</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS BANOS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peterbuilt</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Pay off credit cards.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; Consaladate debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370872">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370872</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370872</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370872. Member loan 2370872 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Branch Banking & Trust Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLES TOWN, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Branch Banking & Trust Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,697.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370900">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370900</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370900</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370900. Member loan 2370900 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,338 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Western Pump, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHULA VISTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Western Pump, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; My loan is to pay off my credit cards. I have a total of (4) major credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370924">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370924</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
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<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370924</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370924. Member loan 2370924 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Honda Motor Co., Inc. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GARDENA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Honda Motor Co., Inc. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,274.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370928">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370928</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370928</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370928. Member loan 2370928 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aquagrill</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aquagrill</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Hi! I am just trying to pay off my credit cards so I can stop living paycheck to paycheck. My hope is to eventually be able to  help out somebody in the same boat. I pay my bills every month, on time, but feel like I am standing still in debt. Thank you for your help&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$53,329.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370931">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370931</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370931</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370931. Member loan 2370931 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPIRIT AIRLINESclerk</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAMMONTON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPIRIT AIRLINESclerk</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,597.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370950">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370950</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370950</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370950. Member loan 2370950 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jacobs engineering</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fullerton, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jacobs engineering</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370951">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370951</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370951</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370951. Member loan 2370951 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Manorcare Health Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Manorcare Health Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,427.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370960">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370960</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370960</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370960. Member loan 2370960 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC Transit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN LEANDRO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC Transit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I want to pay off some high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370966">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370966</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370966</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370966. Member loan 2370966 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sachem, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEBURNE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sachem, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan will allow me to reduce the overall interest I am paying on credit card debts and open up a safety net of credit for emergencies.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,607.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370969">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370969</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370969</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370969. Member loan 2370969 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">perma guard security systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALHAMBRA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">perma guard security systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,441.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,025</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370994. Member loan 2370994 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,396 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JCPenney Corporate</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McKinney, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JCPenney Corporate</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan is for credit card debt consolidation. My interest rate has increased on my outstanding credit card to 23.99%. After a decade of struggling to pay off my debt, I finally have a firm finish line that I can look forward to without compromise.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,924.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371000">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371000</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371000</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371000. Member loan 2371000 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UHG</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHAKOPEE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UHG</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,432.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371012">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371012</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371012</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371012. Member loan 2371012 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Pay off credit&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; pay off credit.&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; Payoff Credit&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; pay off credit&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,659.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371018">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371018</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371018</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371018. Member loan 2371018 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sacramento City Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sacramento City Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,120.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371024">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371024</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371024</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371024. Member loan 2371024 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilson Elser</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freeport, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilson Elser</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,360.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371030">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371030</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371030</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371030. Member loan 2371030 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,988 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHCOAST CHILDRENS SERVICES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EUREKA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHCOAST CHILDRENS SERVICES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371032">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371032</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371032</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371032. Member loan 2371032 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,192 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dallas County District Attorney</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dallas County District Attorney</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; My goal is to consolidate my two credit cards and title loan into one debt so I am able to comfortably pay them all off over time. Meanwhile,  I will be ahead of the curve on a monthly basis and will not have to use credit cards at all or take out any more loans.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,340.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371055">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371055</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371055</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371055. Member loan 2371055 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wegmans</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING CITY, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wegmans</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,980.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371066">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371066</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371066</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371066. Member loan 2371066 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,493 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Avanir Pharmaceuticals</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesterfield, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Avanir Pharmaceuticals</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$157,990.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371077. Member loan 2371077 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIG BEAR LAKE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,379.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371105">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371105</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371105</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371105. Member loan 2371105 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIG BEAR CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1972</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371111">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371111</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371111</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371111. Member loan 2371111 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cincinnati, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; debt consolidation and to help out payments will be more than minimum each month&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371138">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371138</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371138</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371138. Member loan 2371138 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sauk Centre, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,261.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371140">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371140</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371140</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371140. Member loan 2371140 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calfornia Highway Patrol</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FULLERTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calfornia Highway Patrol</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I would be using this loan to pay off a high interest credit card.  A while back I used the cash advance feature on this credit card that I am trying to pay off just to get by during that time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,385.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371169">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371169</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371169</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371169. Member loan 2371169 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spencer Chrome parts and service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">muncy, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spencer Chrome parts and service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan is for debt consolidation at a lower interest rate to save myself money on interest.&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; my currentl monthly expenses including the bills I am consolidating are 2900.00&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; The monthly expenses include all my bills as well as transportation costs and my monthyl grocery expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,293.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371180">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371180</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371180</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371180. Member loan 2371180 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Primary Residential Mortgage</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLASTONBURY, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Primary Residential Mortgage</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,513.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371181">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371181</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371181</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371181. Member loan 2371181 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chesapeake seafood</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANNANDALE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chesapeake seafood</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,728.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371185">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371185</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371185</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371185. Member loan 2371185 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,300 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami Gardens, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Do to the falling Economy and Gas prices I had to solely depend on the credit cards, inorder to stay a float. And now, I've max out the majority of my credit cards and struggling to pay them off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,041.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371199">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371199</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371199</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371199. Member loan 2371199 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RALEIGH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am currently a college student at NCSU studying to be a high school teacher.  Like many college students, the allure of credit cards with high loan limits got me into financial trouble. I have spent the last 5 years slowly paying them down.  With this money I will be able to pay off two cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371212">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371212</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371212</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371212. Member loan 2371212 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOTHAN, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,806.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371215">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371215</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371215</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371215. Member loan 2371215 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,896 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Procter & Gamble</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cincinnati, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Procter & Gamble</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Loan Consolidation following on-time payments for 22-months with a previous Lending Club Loan. Thanks!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371218">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371218</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371218</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371218. Member loan 2371218 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J.P.Morgan</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWER MOUND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J.P.Morgan</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Debt consolidation for amounts with higher interest rates and longer terms.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,160.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371221">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371221</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371221</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371221. Member loan 2371221 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">schneider national bulk</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LUMBERTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">schneider national bulk</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; credit card payoff&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; payoff credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371244">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371244</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371244</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371244. Member loan 2371244 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Tech University System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LUBBOCK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Tech University System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I plan to use the loan funds to consolidate debt. I have a job which is in high demand so my employment status is stable. This speaks to why I would be a good borrower.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,212.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371255">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371255</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371255</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371255. Member loan 2371255 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Town of Hempstead</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Rockaway, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Town of Hempstead</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Hurricane sandy victim&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,602.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371256">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371256</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371256</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371256. Member loan 2371256 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sailors' Union of the Pacific</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sailors' Union of the Pacific</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,222.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371265">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371265</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371265</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371265. Member loan 2371265 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">detroit diesel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carleton, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">detroit diesel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,290.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371276">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371276</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371276</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371276. Member loan 2371276 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nova Southeastern University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Lauderdale, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nova Southeastern University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,175.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371288">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371288</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371288</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371288. Member loan 2371288 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7eleven</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charlotte , NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7eleven</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,995.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371296">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371296</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371296</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371296. Member loan 2371296 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hope Church Santa Monica</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA MONICA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hope Church Santa Monica</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; We had resent unexpected expenses this year, including a wedding for one of my children that effected my credit cards. I would like this to get back on track.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,074.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371297">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371297</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371297</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371297. Member loan 2371297 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POMPANO BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,271.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371304">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371304</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371304</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371304. Member loan 2371304 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Properties</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairfield, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Properties</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Consolidate Credit Cards to one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371310">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371310</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371310</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371310. Member loan 2371310 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Murad Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNETONKA, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Murad Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,189.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371314. Member loan 2371314 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Signature Press</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaysville, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Signature Press</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am putting new carpet in my home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371332">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371332</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371332</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371332. Member loan 2371332 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">campbell soup</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LODI, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">campbell soup</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; The reason for my loan application is so I can consolidate high interest rate credit cards and to pay my dept off quicker with a lower interest rate to be able to keep my credit in good standing.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,527.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371334">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371334</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371334</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371334. Member loan 2371334 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ROCHELLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,161.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371335">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371335</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371335</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371335. Member loan 2371335 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Bank </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parma Hts, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Bank </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan is to pay off credit card debt and allow me the freedom to save money and build a solid financial profile.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371341">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371341</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371341</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371341. Member loan 2371341 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FIRST CALIFORNIA BANK</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FIRST CALIFORNIA BANK</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; TO CONSOLIDATE MY CREDIT CARDS WHICH I USED FOR MY FAMILY VACATION TO SOUTH KOREA.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,046.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371349">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371349</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371349</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371349. Member loan 2371349 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">autoliv</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OGDEN, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">autoliv</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371352. Member loan 2371352 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rhodes electronics inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUMA, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rhodes electronics inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,693.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371355">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371355</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371355</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371355. Member loan 2371355 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,168 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANDS CORPORATION.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANDS CORPORATION.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I NEED TO PAY ALL MY CREDIT CARDS AND CONSOLIDATE ALL IN ONE PAYMENT.&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; TO PAY ALL THE DEBT AND TO HAVE ONLY ONE PAYMENT.&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; DEBT CONSOLIDATION.AND TO TAKE A FAMILY VACATION OUT STATE I OPE GET THIS LOAN TO FIX ALL MI DEBT AND TAKE ONLY ONE PAYMENT WHIT THIS LOAN TANKS FOR YOU HELP.&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; I NEED THE LOAN TO CONSOLIDATE MI DEBT WHIT THIS LOAN AND HAVE ONLY ONE PAYMENT LAKE THAT IS MORE CONFORTABLE FOR MI TO MAKE ONLY ONE PAYMENT WHIT YOU GUYS AND IF I HAVE THIS LOAN I CAN TAKE A VACATION WHIT MY FAMILY SOME WHERE OUT TANKS FOR THE OPORTUNITY AND THE TIME FOR THIS APLICATION.&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; I NEED THIS LOAN TO PAY MI DEBT AND LIKE THAT TO HAVE ONLY ONE PAYMENT.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,704.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371358">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371358</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371358</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371358. Member loan 2371358 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Corona, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,429.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371359">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371359</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371359</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371359. Member loan 2371359 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PARIS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,111.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371368">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371368</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371368</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371368. Member loan 2371368 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">District Attorney's Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shawnee, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">District Attorney's Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,724.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371384. Member loan 2371384 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Evansville</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evansville, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Evansville</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan will be used to assist with major repairs needed on a vehicle.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,014.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371401. Member loan 2371401 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Commonwealth of Massachusetts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wakefield, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Commonwealth of Massachusetts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am looking to replace old windows, broken hot water heater and an old furnance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,279.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371402. Member loan 2371402 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hilmar Cheese Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWMAN, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hilmar Cheese Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; To pay off a personal loan and credit cards. I can then be debt free faster with this loan because I will pay less intrest vs all the intrest combined&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,596.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371407">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371407</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371407</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371407. Member loan 2371407 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">flatrock</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">corpus christi, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">flatrock</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I will be making five payments and on the 6th loan will be payed&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,304.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371409. Member loan 2371409 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wake Urological Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RALEIGH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wake Urological Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; working to reduce the total payments of debt and extend the period of payment.&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; Payoff many credit cards, all with small balances.   I'd like to close these accounts to avoid future fees/interest and hopfully improve my score.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,274.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371411">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371411</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371411</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371411. Member loan 2371411 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">truckenerprise</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHAMBERSBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">truckenerprise</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; pay credit cards off an medical bill&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371421">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371421</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371421</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371421. Member loan 2371421 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northfield, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371425">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371425</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371425</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371425. Member loan 2371425 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Reidsville, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,886.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371433">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371433</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371433</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371433. Member loan 2371433 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norwood Clinic, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"> Morris , AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norwood Clinic, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am looking to pay off my high interest credit cards and hopefully get to a place where I can pay off everything within 5 years and be in a better finacial place and not have to worry anymore about the high interest and how long it is going to take me to pay off these cards.  Be debt free in 5 yrs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,706.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371437">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371437</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371437</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371437. Member loan 2371437 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redondo Beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I love that Lending Club lets me get better rates on loans and allows people to collect my interest instead of banks. I already paid off one smaller Lending Club loan in full, and I saw how much faster I could pay off debt that way. I want to be debt free so I can save more for a house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,682.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371443">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371443</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371443</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371443. Member loan 2371443 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ZASM, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">venice, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ZASM, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371452">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371452</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371452</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371452. Member loan 2371452 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Source Atlantic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quincy, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Source Atlantic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan is to pay off my credit card debt so I can buy a house and save for retirement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,448.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371453">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371453</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371453</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371453. Member loan 2371453 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The golden 1 credit union</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The golden 1 credit union</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371458">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371458</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371458</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371458. Member loan 2371458 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IMPERIAL, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,712.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371464">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371464</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371464</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371464. Member loan 2371464 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JP Morgan Chase</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWARK, DE</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JP Morgan Chase</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I have a house in Canada I'm trying to sell.  to be able to sell it I have to fix a problem in the attic.  I'm short of some money to get that done and this loan will help me successfully sell my house and pay the loan back.  Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,258.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371467">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371467</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371467</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371467. Member loan 2371467 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Y & C TRADING</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITESTONE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Y & C TRADING</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; for home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371475">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371475</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371475</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371475. Member loan 2371475 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Legato Capital LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Legato Capital LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,138.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371481">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371481</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371481</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371481. Member loan 2371481 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM BEACH GARDENS MEDICAL CTR</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEQUESTA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM BEACH GARDENS MEDICAL CTR</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,289.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371483">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371483</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371483</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371483. Member loan 2371483 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,016 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zinman Concepts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WYNNEWOOD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zinman Concepts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,003.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371488">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371488</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371488</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371488. Member loan 2371488 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,070 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEATH-NEWTON LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEATH-NEWTON LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,100.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371497">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371497</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371497</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371497. Member loan 2371497 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,572 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">John Muir Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dublin, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">John Muir Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I would like to have a lower payment every month in order to be debt free in less than 3 years. I work in an industry that is secure and my job is secure.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,567.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371506. Member loan 2371506 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dale Carnegie Training of Orange County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COSTA MESA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dale Carnegie Training of Orange County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,430.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371518">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371518</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371518</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371518. Member loan 2371518 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JPMorgan</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Magnolia, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JPMorgan</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371537">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371537</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371537</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371537. Member loan 2371537 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calypso Technology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calypso Technology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,233.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371543">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371543</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371543</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371543. Member loan 2371543 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLAIRSVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,469.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371560">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371560</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371560</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371560. Member loan 2371560 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Natrona County School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evansville, WY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Natrona County School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,142.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371591">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371591</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371591</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371591. Member loan 2371591 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Michigan Farm Bureau</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT JOHNS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Michigan Farm Bureau</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Consolidate my outstanding loans&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; I will use the loan to pay off higher interest loans. I have been in my position for 26 years. I have never not paid a debt in my life.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371595">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371595</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371595</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371595. Member loan 2371595 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Union County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALBEMARLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Union County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,625.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371598">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371598</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371598</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371598. Member loan 2371598 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Siemens</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">raleigh, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Siemens</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I was hospitalized for several months after an emergency surgery. . I am alive which I am thankful for but am trying to recover financially.  I need to get a handle on my debt accrued to start a new future. Please help.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,081.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371599. Member loan 2371599 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Garden Grove Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTMINSTER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Garden Grove Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$536.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371605. Member loan 2371605 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First State Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First State Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Moving expenses.  Thanks Lending Club.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">795-799</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,742.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371607. Member loan 2371607 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L.M.Kohn & Company/D.B.French & Company </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Lyon, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L.M.Kohn & Company/D.B.French & Company </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$107,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371612">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371612</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371612</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371612. Member loan 2371612 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LSI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORANGE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LSI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,377.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371623">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371623</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371623</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371623. Member loan 2371623 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Magna Seating</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bloomfield, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Magna Seating</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan is for a combination of debt consolidation and to finish some home improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$73,159.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371624. Member loan 2371624 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madison </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madison </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; To repay amounts used to purchase study materials.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,089.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371626">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371626</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371626</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371626. Member loan 2371626 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Bureau of Prisons</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oro Valley, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Bureau of Prisons</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Pool construction&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$166,709.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371632">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371632</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371632</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371632. Member loan 2371632 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State Street Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Bridgewater, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State Street Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,723.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371640">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371640</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371640</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371640. Member loan 2371640 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Murrieta, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,861.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371644">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371644</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371644</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371644. Member loan 2371644 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENBELT, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371653">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371653</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371653</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371653. Member loan 2371653 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,595.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371657">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371657</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371657</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371657. Member loan 2371657 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orlando Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orlando Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,269.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371665">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371665</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371665</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371665. Member loan 2371665 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">park hyatt aviara</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARLSBAD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">park hyatt aviara</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,095.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371678">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371678</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371678</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371678. Member loan 2371678 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIALEAH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,871.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371684">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371684</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371684</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371684. Member loan 2371684 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; With the funds I want to pay down my student loan to at least half, pay off and close 2 credit cards with small balances and higher interest rates and what's left over I plan to replace my washer, dryer and fix a few minor issues with my vehicle.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371691">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371691</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371691</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371691. Member loan 2371691 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1968</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371713">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371713</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371713</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371713. Member loan 2371713 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National Financial Management Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National Financial Management Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I need to pay off my credit cards- I have a good salary but my credit cards payment does not let me go on, because high interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,324.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371725">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371725</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371725</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371725. Member loan 2371725 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,166 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSCOE, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Paying off high interest credit cards and personal loan from family member, paying off all my fuel cards and have few dollars in bank for security&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,521.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371736. Member loan 2371736 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASHLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371762">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371762</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371762</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371762. Member loan 2371762 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frans Lanting Studio</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA CRUZ, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frans Lanting Studio</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,757.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371775">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371775</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371775</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371775. Member loan 2371775 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laboratory Sciences of AZ</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laboratory Sciences of AZ</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,693.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371789">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371789</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371789</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371789. Member loan 2371789 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371808. Member loan 2371808 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of Oakland (police)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRENTWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of Oakland (police)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371832">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371832</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371832</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371832. Member loan 2371832 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">King Kullen Grocery</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coram, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">King Kullen Grocery</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,360.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374564. Member loan 2374564 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Faucet Parts Store</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT WORTH, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Faucet Parts Store</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; i've been working for 2 years to reduce my debt.  so far it has gone well by using means like Lendingclub alongside other means.  the overall debt is now feasible to consolidate a portion of. This loan will put 4 or 5 smaller amounts into 1 simple payment, which makes concentrating money much easier&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,947.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374565. Member loan 2374565 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST COVINA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,931.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374598">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374598</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374598</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374598. Member loan 2374598 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lynnfield, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,938.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374619">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374619</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374619</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374619. Member loan 2374619 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROYERSFORD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,942.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374624. Member loan 2374624 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRESTIGE MOTORS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIR LAWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRESTIGE MOTORS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To become debt free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,905.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374625">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374625</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374625</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374625. Member loan 2374625 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NILES, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374641">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374641</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374641</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374641. Member loan 2374641 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SARASOTA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,936.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374670. Member loan 2374670 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Johnson Controls Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MC CALLA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Johnson Controls Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374708. Member loan 2374708 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tallahassee, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$165.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374739">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374739</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374739</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374739. Member loan 2374739 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,217 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sacramento, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374741. Member loan 2374741 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNION CITY, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Business improvements&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; business improvement&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; business improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,386.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374762">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374762</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374762</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374762. Member loan 2374762 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HorizonHealth</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELIZABETH, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HorizonHealth</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,826.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374768">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374768</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374768</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374768. Member loan 2374768 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CRUISE AMERICA INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARRENTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CRUISE AMERICA INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Pay uninsured sons medical bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">840-844</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,477.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374771. Member loan 2374771 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morgan Stanley</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ocean, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morgan Stanley</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Credit Card Refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,790.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374783">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374783</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374783</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374783. Member loan 2374783 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIDALIA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To consolidate business loans into one payment and free up cash for business.  I have an Insurance agency that is growing and could use the&lt;br&gt;extra monies for prospecting and increasing business&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374784">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374784</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374784</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374784. Member loan 2374784 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lawlor wiring solutions inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">patchogue, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lawlor wiring solutions inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; to consolidate my debt and get rid of high interest credit cards,build better credit score&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374786">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374786</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374786</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374786. Member loan 2374786 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYCO Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blaine, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYCO Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have been working diligently on paying my debt.  At this time it makes sense for me to consolidate my debts into one payment which will lower my interest rate and give me the ability to make one larger payment each month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,776.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374791. Member loan 2374791 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW BRAUNFELS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'm wanting to get this consolidation loan to help my cash flow and make one payment each month. I have a great income and hope to get the note payed off much quicker then the 36 month terms, so I can get back to saving again. Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,896.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374827">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374827</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374827</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374827. Member loan 2374827 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,014 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALLEJO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,305.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374855">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374855</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374855</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374855. Member loan 2374855 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comtel Technology group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Petersburg, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comtel Technology group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To Consolidate Higher interest rate Credit Card balances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,682.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374856">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374856</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374856</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374856. Member loan 2374856 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">woodmont grill</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILVER SPRING, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">woodmont grill</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,199.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374897">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374897</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374897</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374897. Member loan 2374897 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAGUNA NIGUEL, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374900">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374900</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374900</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374900. Member loan 2374900 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,399 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanely Black & Decker</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKY RIVER, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanely Black & Decker</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am using this loan to pay off a credit card.  I have been using the card to considate other debts and would like to now set it up with a traditional term loan to make sure it gets paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,188.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374910">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374910</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374910</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374910. Member loan 2374910 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Katz & Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEATTLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Katz & Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,513.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374912">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374912</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374912</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374912. Member loan 2374912 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,188 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HealthEquity</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lehi, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HealthEquity</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I plan to consolidate my credit cards, I have a very stable and long term job. I pay all my debts on time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,317.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374925">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374925</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374925</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374925. Member loan 2374925 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,678 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT WALTON BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374935. Member loan 2374935 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AAW Enterprises, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AAW Enterprises, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,716.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374939. Member loan 2374939 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA Palo Alto Health Care System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALO ALTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA Palo Alto Health Care System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Credit cart debt consolidation loan.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; Debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Credit card Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374953">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374953</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374953</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374953. Member loan 2374953 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deaconess Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPOKANE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deaconess Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to pay off a BOA credit card that is at a very high interest rate. They will not help  by lowering the interest rate and it's hard to make a dent in the principal. This card will be immediately cancelled.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,293.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374973">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374973</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374973</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374973. Member loan 2374973 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,294 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JDS Uniphase</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Jose, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JDS Uniphase</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I just want to condolidate my debt.&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; I would like to use this loan to pay off my debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,221.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374974">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374974</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374974</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374974. Member loan 2374974 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spirit Aerosystems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wichita, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spirit Aerosystems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I need the loan to consolidated all my bills into one payment. I've kept my credit score in good standing (700) by paying those bills on time. I work at an aircraft company for almost 2 years.  I believe this loan will help me to being debts free. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,831.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374990">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374990</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374990</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374990. Member loan 2374990 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Life Time Fitness</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indianapolis, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Life Time Fitness</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan is to consolidate date at Christmas time, and help pay off my credit card debt into one lower monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,114.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375009">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375009</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375009</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375009. Member loan 2375009 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375011">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375011</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375011</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375011. Member loan 2375011 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elmhurst, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off the credit cards and other.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,688.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375023">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375023</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375023</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375023. Member loan 2375023 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lower yukon school district</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCAMMON BAY, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lower yukon school district</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; i just want to pay off my credit and loans and be done with cedit and loans, and it is going to be good to pay only one place&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,257.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375032">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375032</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375032</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375032. Member loan 2375032 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,098 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ironwood state prison</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">blythe, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ironwood state prison</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; this money will be used for foundation on home&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,837.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375041. Member loan 2375041 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VICTORVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,755.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375051">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375051</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375051</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375051. Member loan 2375051 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ITT Technical Institute</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKSVILLE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ITT Technical Institute</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,494.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375058">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375058</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375058</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375058. Member loan 2375058 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The funds will be use to consolidate all my credit card. One of the credit card has a  total balance of nearly $14,000 with an APR of 29%. Even though I had high balances, I had always been responsible of making my payments on time on all my bills which include a mortgage.I have a stable employment.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; I value my credit and had always made sure to make all my payments..Obtaining this loan would keep leading me in track of accomplishing my goal to be credit card debt free in 3 years by consolidating all my high interest accounts!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,607.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375061. Member loan 2375061 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmonds, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I wanted to consolidate all my credit cards accounts and just have one loan amount to deal with each month.  I want to make a fresh start this coming 2013.  I will also use some money for home improvement on my adult family home such as putting new floors and yard improvement.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; I just wanted to consolidate my credit card debts and be debt free in the near future.  I also will use some amount of the loan for home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,872.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375068">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375068</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375068</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375068. Member loan 2375068 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,625 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pomptonian food service company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METUCHEN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pomptonian food service company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,102.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375079. Member loan 2375079 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eastern Carver County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Watertown, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eastern Carver County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan is to pay off credit card debt and get back onto our feet.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; This loan will help us pay off our credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,507.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">100.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375094">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375094</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375094</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375094. Member loan 2375094 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chartwells</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CEDAR CITY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chartwells</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; to pay down high credit cards and to have a lower monthly payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,202.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375119">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375119</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375119</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375119. Member loan 2375119 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guy's Automation Services inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENO, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guy's Automation Services inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I lost my previous position due to it being eliminated.  I have a position offer that I have accepted.  I am closing out of my house and moving to Texas.  I want to eliminate my credit cards and sell my house.  This loan is to accomplish that and cover moving expenses also.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,438.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375142">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375142</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375142</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375142. Member loan 2375142 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,783 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Beach Cruises</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLLYWOOD, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Beach Cruises</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,883.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375143. Member loan 2375143 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robstown, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,158.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375155">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375155</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375155</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375155. Member loan 2375155 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,650 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To consolidate loan debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,575.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375165">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375165</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375165</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375165. Member loan 2375165 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakewood, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,302.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375176">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375176</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375176</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375176. Member loan 2375176 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apple Valley Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apple Vally, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apple Valley Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375184">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375184</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375184</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375184. Member loan 2375184 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COALINGA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,251.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375201">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375201</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375201</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375201. Member loan 2375201 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBJ Electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBJ Electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I will be paying off high interest loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375205">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375205</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375205</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375205. Member loan 2375205 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ice Cold Air</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tampa , FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ice Cold Air</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; paying off some current credit cards with high balances.  I have a lending club loan now that will be paid up in one more payment.  it worked great for me.  I made every payment perfectly deducted from my account. this loan will increase my cash flow by about 300/month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,869.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375216">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375216</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375216</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375216. Member loan 2375216 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TMX Finance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Celina, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TMX Finance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,399.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375232. Member loan 2375232 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My loan is for debt consolidation.  I just want to start fresh and this way I'll be able to get ahead.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375234. Member loan 2375234 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Springdale Ice Cream and Beverage</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Springdale Ice Cream and Beverage</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,087.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375235">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375235</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375235</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375235. Member loan 2375235 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maid Your Way Cleaning Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLOUGHBY, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maid Your Way Cleaning Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,867.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375250">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375250</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375250</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375250. Member loan 2375250 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fall River County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDGEMONT, SD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fall River County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,274.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375274">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375274</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375274</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375274. Member loan 2375274 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mortgage Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Braddock, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mortgage Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Paying off Discover  PNC Bank Visa    Fifth Third Visa  Chase and Citi credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,774.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375276">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375276</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375276</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375276. Member loan 2375276 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,034 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midland, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,991.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375307">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375307</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375307</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375307. Member loan 2375307 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">syngenta seeds</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KEKAHA, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">syngenta seeds</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375310">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375310</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375310</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375310. Member loan 2375310 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,655.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375318">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375318</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375318</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375318. Member loan 2375318 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carmax</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUCKEYE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carmax</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,634.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375335">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375335</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375335</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375335. Member loan 2375335 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">valley ford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westlake, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">valley ford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$196,857.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375343">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375343</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375343</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375343. Member loan 2375343 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Qubicaamf Worldwide </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mechanicsville , VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Qubicaamf Worldwide </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,742.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375345">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375345</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375345</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375345. Member loan 2375345 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">diamond drug</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHERN CAMBRIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">diamond drug</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; medical and credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375360. Member loan 2375360 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,949 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aldi inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENFIELD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aldi inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to help remove my family from the crush of never ending credit card bills.  With no end date credit cards will go on forever for us! We have had to put many updates into our home and now it is time to see an end goal for payment on all of these upgrades.  thank you for your time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375363">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375363</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375363</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375363. Member loan 2375363 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,312 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coherent Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunnyvale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coherent Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; For home construction&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$56,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375371. Member loan 2375371 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375373">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375373</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375373</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375373. Member loan 2375373 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Friedmans home improvement</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COTATI, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Friedmans home improvement</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375391">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375391</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375391</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375391. Member loan 2375391 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,413.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375401. Member loan 2375401 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,488 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Washington, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Active Duty military E-4. &lt;br&gt;Budget 3488&lt;br&gt;Rent 850&lt;br&gt;Utilities 110&lt;br&gt;Internet 55&lt;br&gt;Food/Entertainment: 350&lt;br&gt;No car nor insurance payment. &lt;br&gt;&lt;br&gt;Second loan through LendingClub first loan has been re payed in full.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; Loans to Consolidate AMEX CC 9800 and personal loan of 6900. Thank you for the consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375403">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375403</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375403</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375403. Member loan 2375403 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,913 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fedex freight</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOWLING GREEN, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fedex freight</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; consolidating bills and home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375417">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375417</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375417</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375417. Member loan 2375417 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,589 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Zitter Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASHINGTON, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Zitter Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidating debt with higher interest rates left over from graduate school education and paying for infant child care.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,022.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375429">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375429</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375429</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375429. Member loan 2375429 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,094 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elmonte, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375433">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375433</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375433</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375433. Member loan 2375433 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Prebyterian Church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Manhattan, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Prebyterian Church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,070.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375447">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375447</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375447</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375447. Member loan 2375447 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salonika Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PATERSON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salonika Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; to pay off some credit cards and try to make it into one bill.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,857.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375449">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375449</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375449</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375449. Member loan 2375449 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,189 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Webster Univ.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT LOUIS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Webster Univ.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I look forward to reducing the interest on outstanding debts by using this Lending Club loan to consolidate them at a lower interest rate. I have no financial delinquencies on my credit records.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,859.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375456">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375456</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375456</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375456. Member loan 2375456 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sharis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EVERETT, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sharis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375460">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375460</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375460</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375460. Member loan 2375460 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMERICOLD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLESTON, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMERICOLD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,437.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375465">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375465</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375465</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375465. Member loan 2375465 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,058 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROFESSIONAL AVIATION  MANAGEMENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROFESSIONAL AVIATION  MANAGEMENT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,914.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375471">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375471</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375471</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375471. Member loan 2375471 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,447 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Sonoma</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Sonoma</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,248.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375486">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375486</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375486</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375486. Member loan 2375486 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HMH</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pasadena, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HMH</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I'm planning to pay off two credit card balances with the loan proceeds.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,822.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375505. Member loan 2375505 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEBANON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,834.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375536">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375536</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375536</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375536. Member loan 2375536 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jp Morgan Chase</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Melbourne, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jp Morgan Chase</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,460.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375575">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375575</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375575</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375575. Member loan 2375575 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concordia, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375593">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375593</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375593</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375593. Member loan 2375593 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edgar Online, an RR Donnelley Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Silver Spring, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edgar Online, an RR Donnelley Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Loan for home improvement and major household goods purchase&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$884.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375594">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375594</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375594</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375594. Member loan 2375594 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strategic Staffing Solutions Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTLAND, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strategic Staffing Solutions Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,299.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375599. Member loan 2375599 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDWAY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$98,760.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375605. Member loan 2375605 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMARILLO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,743.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375642">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375642</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375642</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375642. Member loan 2375642 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J E Ekornes USA, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUDSON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J E Ekornes USA, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My more immediate goal is to be debt free (with the exception of my mortgage) in 3.5 years. It is totally attainable as things are at the moment. I just hate seeing such a high and variable interest rate. My ultimate goal is to be totally debt free in 8 years, that's including the mortgage. Thanks!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,585.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375643">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375643</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375643</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375643. Member loan 2375643 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">savini builders </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABINGTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">savini builders </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,269.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375652">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375652</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375652</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375652. Member loan 2375652 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,850 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empire Computer Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bradenton, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empire Computer Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The purpose of this loan is to consolidate some small debt along with some newly accrued dental bills into an easily managable single monthly payment at a reasonable interest rate. Though I am very able to pay these both separately, I would rather roll them into a single payment and interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,382.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375655. Member loan 2375655 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DHS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westchester , IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DHS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I currently have 8400 of educational debt to pay off. Lending Club has a better interest rate than what I'm paying now. I have no other debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,963.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375670. Member loan 2375670 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phuc Le</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midway, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phuc Le</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375692. Member loan 2375692 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ingersoll Rand</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Superior, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ingersoll Rand</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt Consolidation of high interest revolving debt&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Debt consolidation of high interest credit&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; This loan will save me roughly $40,000 over the life of the loan and allow me to have $400 per month for living expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375712. Member loan 2375712 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,440 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CareFirst Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"> columbia, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CareFirst Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Loan is for debt consolidation. Have never missed a payment on my mortgage or car.continuously pay credit cards on time. Stable job and stable income.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375748">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375748</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375748</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375748. Member loan 2375748 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Science Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Mirage, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Science Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My teenager needs a car to get to work and school.  He has a job at McDonald's as a cook and is very responsible so I would like to get him the car to support that effort.  We have a contract in which he agrees to pay insurance and gas!  Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,256.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375749">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375749</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375749</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375749. Member loan 2375749 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawn Dawg</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEWKSBURY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawn Dawg</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'd like to finish paying off the rest of my credit.3 small credit cards and my mechanic. I would also like to finish investing into my drum set.I'd like to be able to purchase high end cymbals due to their durability &amp; long lasting life unlike the cheap brands that I'm forced to buy that crack.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,392.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375764">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375764</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375764</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375764. Member loan 2375764 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,179 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CITY OF CINCINNATI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CITY OF CINCINNATI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,788.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375781">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375781</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375781</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375781. Member loan 2375781 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,263 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black & Veatch </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OVERLAND PARK, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black & Veatch </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off credit cards, a signature loan and minor RV repairs to boost selling the RV.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,203.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375785">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375785</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375785</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375785. Member loan 2375785 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sp, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORANGE CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sp, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,322.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375792">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375792</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375792</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375792. Member loan 2375792 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Astoria federal savings bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREAT NECK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Astoria federal savings bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,386.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375802">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375802</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375802</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375802. Member loan 2375802 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lightower</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITCHFIELD, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lightower</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375824. Member loan 2375824 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xceed Financial Credit Union</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xceed Financial Credit Union</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have three credit card that I need to pay off and my target is to pay off all my credit card before 2012 and to be credit debt free by 2013. I want that only home and car mortgage must be my only debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,713.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375862">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375862</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375862</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375862. Member loan 2375862 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,899 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Services Automobile Association</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Services Automobile Association</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan will be for paying off some high interest credit cards.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; This loan is to pay off some high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,515.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375868">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375868</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375868</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375868. Member loan 2375868 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTFIELD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375874">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375874</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375874</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375874. Member loan 2375874 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McLaughlin Family Business</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McLaughlin Family Business</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am a entrepreneurs. Though I have a day job as well. My goal is to be debt free so that I can increase my cash flow, save for retirement, and invest in a great website for my company. If possible, I prefer to work with a P2P company for this opportunity.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,950.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375886. Member loan 2375886 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DB Consulting Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macedonia, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DB Consulting Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt consolidation - to clear up personal expenses due to hardship at this time of the year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,490.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375900">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375900</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375900</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375900. Member loan 2375900 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baxley, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,142.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375916">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375916</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375916</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375916. Member loan 2375916 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii pacific health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANEOHE, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii pacific health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,326.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375919. Member loan 2375919 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parkview Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBIA CITY, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parkview Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,106.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375933. Member loan 2375933 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VVMC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOHAVE VALLEY, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VVMC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,613.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375942">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375942</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375942</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375942. Member loan 2375942 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kajima Build & Design Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BERGENFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kajima Build & Design Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,562.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375955. Member loan 2375955 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pixelpushers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laguna Hills, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pixelpushers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,838.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375957">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375957</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375957</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375957. Member loan 2375957 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Time warner cable</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Time warner cable</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,944.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375962. Member loan 2375962 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ambit Energy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE COLONY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ambit Energy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,234.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375984">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375984</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375984</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375984. Member loan 2375984 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,433 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">santa clara valley medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">santa clara valley medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; For the purpose of refinancing a higher interest rate credit card and closing that card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,134.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375996">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375996</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375996</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375996. Member loan 2375996 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PINEVILLE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; NEED LOAN TO SAVE 10,000.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; NEED TO PAY OFF LOAN TO SAVE MONEY&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; NEED LOAN TO PAY OFF A PAYMENT DUE.  CAN SAVE 9,000.00.&lt;br&gt;I HAVE PAID BACK ALL LOANS I HAVE MADE.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376000">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376000</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376000</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376000. Member loan 2376000 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHWEST AIRLINES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POMPANO BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHWEST AIRLINES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,535.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376007">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376007</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376007</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376007. Member loan 2376007 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,004 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poland, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan will consolidate my debt and allow the finances necessary for home improvements and an upcoming wedding!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,528.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376010. Member loan 2376010 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,893 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TD Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Dennis, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TD Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376011">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376011</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376011</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376011. Member loan 2376011 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,425 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freeman Jewelers Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freeman Jewelers Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376012">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376012</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376012</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376012. Member loan 2376012 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Litchfield Cavo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Litchfield Cavo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm consolidating credit card debt that was incurred a few years ago when I started my own practice.  For the past 4 years I've been back with a firm.  My payment history is perfect on these cards. This loan will lower my monthly payment and decrease the time to pay it all off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,703.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376022">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376022</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376022</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376022. Member loan 2376022 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Project M.O.R.E., Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW HAVEN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Project M.O.R.E., Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,108.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376024">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376024</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376024</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376024. Member loan 2376024 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,467 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">amigo food mart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEER PARK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">amigo food mart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; pay off high APR credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,822.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376052">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376052</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376052</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376052. Member loan 2376052 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jefferson Regional Medical Center </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANDERBILT, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jefferson Regional Medical Center </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan will allow me to consolidate existing balances of other higher credit card and personal loan interest rates with one lower payment and will allow me to pay off my debt easier!!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,387.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376060">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376060</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376060</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376060. Member loan 2376060 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suncoast Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suncoast Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I want to pay off credit cards and have just one payment  per month&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,248.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376061. Member loan 2376061 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr yerger</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLULAH, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr yerger</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay off in full a credit card and loan at the bank&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,497.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376069">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376069</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376069</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376069. Member loan 2376069 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNY Stonybrook university</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FARMINGVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNY Stonybrook university</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,431.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376083">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376083</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376083</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376083. Member loan 2376083 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H+K Strategies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASHINGTON, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H+K Strategies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,568.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376093">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376093</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376093</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376093. Member loan 2376093 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINT HILL, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,782.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376102. Member loan 2376102 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National Jewish Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands Ranch, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National Jewish Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376103">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376103</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376103</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376103. Member loan 2376103 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Port Lavaca, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Need to repaint home and replace roof.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,280.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376105">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376105</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376105</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376105. Member loan 2376105 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARTSFIELD VILLAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCHERERVILLE, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARTSFIELD VILLAGE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,620.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376129. Member loan 2376129 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">True Light Lutheran Church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">True Light Lutheran Church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376130">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376130</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376130</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376130. Member loan 2376130 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">All Seasons Wild Bird Store, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBURY, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">All Seasons Wild Bird Store, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Refinance credit card debt at a more favorable fixed interest rate.  This will shorten the payback time of my debt and keep the payments near the same level as I'm paying now.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,887.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376141">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376141</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376141</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376141. Member loan 2376141 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Military</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTEREY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Military</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan is to pay off and cancel multiple cards and loans, lowering my monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,607.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376150">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376150</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376150</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376150. Member loan 2376150 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,033 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IntelliSource</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Englewood, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IntelliSource</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; A couple of years ago, I was looking for work for a while. During that time, I ran up some credit card debt at abusive interest rates, and I've just been living with it for the last couple of years, even though I've got a good job now. Well, no more! With your help, I'll put these debts to bed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376154. Member loan 2376154 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MedImmune</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GERMANTOWN, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MedImmune</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,869.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376180">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376180</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376180</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376180. Member loan 2376180 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apple Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG VALLEY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apple Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,308.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376182">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376182</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376182</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376182. Member loan 2376182 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEDINA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1966</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,942.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376188">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376188</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376188</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376188. Member loan 2376188 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Donelson Bearman Caldwell & Berkow</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ORLEANS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Donelson Bearman Caldwell & Berkow</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,644.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376189">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376189</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376189</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376189. Member loan 2376189 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,770 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Interior</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Interior</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,047.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376190">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376190</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376190</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376190. Member loan 2376190 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mondelez global llc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mondelez global llc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,795.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376224. Member loan 2376224 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,201 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stryker Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELMONT, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stryker Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Loan will be used to pay off 6 credit cards totalling ~20k&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,089.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376249">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376249</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376249</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376249. Member loan 2376249 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENLAND, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376256">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376256</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376256</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376256. Member loan 2376256 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Palos Fire Protection District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JOLIET, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Palos Fire Protection District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Three years ago when we were unable to secure a start up loan for our small business, we decided to use the credit we had to get up and running.  The business has grown dramatically and so have our credit card interest rates.  We would like to combine the balances into one lower monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376257">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376257</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376257</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376257. Member loan 2376257 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCSF Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCSF Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,688.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376270. Member loan 2376270 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PENSACOLA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; loan will be used for debt consoldation, equip needed for my bussiness&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376283. Member loan 2376283 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHEVERLY, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,840.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376284">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376284</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376284</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376284. Member loan 2376284 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Superior Industries, Int.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROGERS, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Superior Industries, Int.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,406.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376285. Member loan 2376285 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newmarket, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$670.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376309">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376309</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376309</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376309. Member loan 2376309 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The loan is for my business to expand and do marketing.  We're looking to hire new sales people and buy equipment to secure new facilities for recreational sports activities.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,842.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376352. Member loan 2376352 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYSTIC, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,241.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376358">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376358</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376358</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376358. Member loan 2376358 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,145 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KPMG, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verona, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KPMG, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,451.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376363">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376363</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376363</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376363. Member loan 2376363 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Staten Island, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; credit card bills &amp; home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,511.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376371. Member loan 2376371 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST DENNIS, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,418.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376376. Member loan 2376376 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Professional Healthcare at Home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALBANY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Professional Healthcare at Home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,264.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376381. Member loan 2376381 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIHUE, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,509.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376383">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376383</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376383</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376383. Member loan 2376383 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">corporate realty income fund i, lp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLD BRIDGE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">corporate realty income fund i, lp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,288.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376395">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376395</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376395</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376395. Member loan 2376395 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thrillist Media</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jamaica, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thrillist Media</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376402. Member loan 2376402 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Banker</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guyton, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Banker</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; As I had a wonderful life changing event, a baby, I am wanting to consolidate debt to lower interest rates to have one monthly payment as I look forward to my new life!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,477.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376406">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376406</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376406</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376406. Member loan 2376406 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portland VA Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sandy, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portland VA Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Loan Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376409. Member loan 2376409 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,683 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake County Sheriff's Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tavares, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake County Sheriff's Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am working on consolidating 4 high interest rate accounts that I have always kept up to date but by having this type of loan I will be able to pay it off in five years instead of paying the minimum payment on all four which the payment is greater and will take three times longer to pay&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$60,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376415">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376415</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376415</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376415. Member loan 2376415 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,729.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376422">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376422</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376422</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376422. Member loan 2376422 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST MONROE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; The purpose of my load is to consolidate credit card and credit line debit so I can have them paid off and limit the number of monthly payments I am making so more money can be applied to principle.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,869.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376423">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376423</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376423</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376423. Member loan 2376423 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercy Hospital / Dignity Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercy Hospital / Dignity Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,413.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376462">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376462</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376462</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376462. Member loan 2376462 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roca</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revere, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roca</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am hoping to get this loan because it will help my family with its relocation costs. With all the changes that are happening, I would like them to not have to worry about additional expenses and am hoping this loan can be approved. I intend to pay loan off as soon as possible&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,180.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376463">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376463</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376463</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376463. Member loan 2376463 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,668 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US ARMY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Colorado Springs, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US ARMY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,323.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376482">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376482</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376482</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376482. Member loan 2376482 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376500">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376500</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376500</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376500. Member loan 2376500 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Texas Children's Anesthesia</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grapevine, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Texas Children's Anesthesia</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$57,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376518">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376518</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376518</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376518. Member loan 2376518 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wingate University/Retired Public Ed.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAMLET, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wingate University/Retired Public Ed.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; The loan will be utilized to complete a kitchen upgrade without depleting current liquid assets.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,215.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376519">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376519</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376519</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376519. Member loan 2376519 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Hempstead , NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,025.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376520">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376520</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376520</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376520. Member loan 2376520 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DS Water of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KEY WEST, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DS Water of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,939.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376521">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376521</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376521</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376521. Member loan 2376521 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modulated Imaging Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWPORT BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modulated Imaging Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,687.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376541. Member loan 2376541 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,036 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IDC-USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IDC-USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To reduce high intrest rates ov several charge cards and become debit free much faster!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376560">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376560</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376560</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376560. Member loan 2376560 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILTON FREEWATER, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,719.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376597. Member loan 2376597 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,670 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frisco, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; This loan is requested to consolidate debts that although necessary are not hitting target budget goals owing to high interest premiums caused by fair credit scores. With this loan credit quality and performance scores will improve options to buy down this note in 2013/2014.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376600">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376600</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376600</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376600. Member loan 2376600 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,600 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Piedmont Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARIETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Piedmont Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,205.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376601">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376601</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376601</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376601. Member loan 2376601 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADDISON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; i plan on purchasing equipment for my business which is aging and needs replacement with better my character is everyone in the county knows me i have been a giving back to community type now i need a little assistance thank you in advance&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,972.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376610. Member loan 2376610 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,475 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burke Williams</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tujunga, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burke Williams</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to pay off a loan that has a ridiculous interest rate. I would also like to pay off the rest of my car loan &amp; a credit card. Thank you so very much&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; I'd love to pay off my car loan as well as a loan I am paying that has a outrageous interest amount. I feel as if I am drowning in the stress of these ridiculously high payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,422.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376629. Member loan 2376629 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr. Marshall Field</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr. Marshall Field</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Just wanted to consolidate some of my higher interest credit card and have one bill. After having my first child this got tough the beginning of the year and I had to use my credit cards, but I've been working now and getting things on track&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,138.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376632">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376632</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376632</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376632. Member loan 2376632 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">P.B.M</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sacramento, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">P.B.M</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,458.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376645">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376645</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376645</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376645. Member loan 2376645 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Martin Door Manufacturing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOUNTIFUL, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Martin Door Manufacturing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<P>&nbsp;</P>
<A name="2376658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376658. Member loan 2376658 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wolfram Research Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chamapign, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wolfram Research Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,546.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376672">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376672</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376672</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376672. Member loan 2376672 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DuPont Pioneer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Davis, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DuPont Pioneer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidating credit card debts. I have excellent payment history last two years but am stuck paying high interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,681.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376675">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376675</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376675</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376675. Member loan 2376675 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jay Bharat Lodging LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAMMOTH LAKES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jay Bharat Lodging LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My wife and I recently renovated an apartment for an income rental. We are now looking to fund the consolidation of this debt for quicker payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,883.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376677. Member loan 2376677 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,186 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Insurance Data Processing (IDP)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLOW GROVE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Insurance Data Processing (IDP)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376682">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376682</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376682</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376682. Member loan 2376682 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,817 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">walkertown tire service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINSTON SALEM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">walkertown tire service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan is to simplify the paying off of my credit cards which would cost me a bit more money if i keep up the pace im on now....i just want to get them paid off and have more money for my kids.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,029.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376695">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376695</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376695</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376695. Member loan 2376695 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valor Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOPKINS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valor Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,285.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376716">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376716</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376716</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376716. Member loan 2376716 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,261 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSE INTERNATIONAL INC.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALLEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSE INTERNATIONAL INC.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,041.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376721. Member loan 2376721 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,625 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wafer Reclaim Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Gatos, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wafer Reclaim Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Earn a great rate of return while helping me me to lower my cost of debt. This loan will be used to consolidate my credit card debt into a lower interest rate package. I am a very reliable person with a great job who has always paid my debts on time. Thank you for your investment!&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; Win-Win! A deal that will really Spark Your Interest! Earn a great rate of return while helping me lower my cost of debt. This loan will be used to consolidate my credit card debt into a lower interest rate. I'm a very reliable person with a great job who always pays my debts on time. Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$118,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376726">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376726</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376726</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376726. Member loan 2376726 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Missoula County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEELEY LAKE, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Missoula County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376745">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376745</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376745</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376745. Member loan 2376745 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Compass Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RINER, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Compass Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I would like to use this to pay off higher interest cards and close the cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376763">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376763</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376763</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376763. Member loan 2376763 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glenmont, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,531.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376775">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376775</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376775</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376775. Member loan 2376775 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDM Electronics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBURY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDM Electronics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,625.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376783">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376783</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376783</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376783. Member loan 2376783 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,057 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHELTON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Will use this money for Christmas and to pay off two payday loans.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376801. Member loan 2376801 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,236 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATE OF NEW YORK</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">east moriches, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATE OF NEW YORK</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I WOULD LIKE TO PAY OFF MY CREDIT CARDS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376812. Member loan 2376812 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376824. Member loan 2376824 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Bernardino City Unified School Dist</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDLANDS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Bernardino City Unified School Dist</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I have four credit accounts that are currently running APR percentages of or near 20%. I would like to consolidate these payments into one payment with a lower interest rate and erase my debt. I researched the peer to peer loan business and it's a better option than a conventional bank loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,023.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376833">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376833</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376833</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376833. Member loan 2376833 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Military Affairs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DILLON, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Military Affairs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,474.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376840">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376840</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376840</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376840. Member loan 2376840 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belton ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEMPLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belton ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan will be for consolidating debt, purchasing  Christmas gifts and home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376845">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376845</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376845</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376845. Member loan 2376845 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Texas Medical Center </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winnsboro, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Texas Medical Center </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Seeking to get out of debt within 2 years.&lt;br&gt;&lt;br&gt;  Borrower added on 12/09/12 &gt; Want to consolidtate my loans to pay off all debt  to help daughters then go to college.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,066.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376858">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376858</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376858</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376858. Member loan 2376858 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metropolitan State Hospital </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAWTHORNE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metropolitan State Hospital </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to start 2013 with minimal debt and be able to save for my daughter's education. I'm motivated to get on the right track.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Pay down debt and get a fresh start for 2013. I'm motivated to get on the right track and stay there.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,819.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376871">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376871</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376871</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376871. Member loan 2376871 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVERSIDE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376886. Member loan 2376886 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village of Norridge</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlington Heights, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village of Norridge</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I recently purchased a house and used credit cards to furnish the house. I am just looking to save a little money on interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376897">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376897</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376897</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376897. Member loan 2376897 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPPER CHICHESTER, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; The Loan is to pay off all my credit card debt in faster time and lower rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,547.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376903">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376903</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376903</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376903. Member loan 2376903 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glenn's Sewing mach. co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIGH POINT, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glenn's Sewing mach. co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,810.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376911">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376911</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376911</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376911. Member loan 2376911 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SunTrust</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SunTrust</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,435.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376937">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376937</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376937</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376937. Member loan 2376937 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyhq medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bellerose, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyhq medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,460.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376939. Member loan 2376939 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Gabriel, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,194.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376969">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376969</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376969</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376969. Member loan 2376969 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LUBBOCK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376987">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376987</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376987</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376987. Member loan 2376987 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,692 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embassy Suites Schaumburg</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embassy Suites Schaumburg</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,205.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376994. Member loan 2376994 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,352.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376995. Member loan 2376995 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yupana</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walnut creek, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yupana</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Repay and combine personal credit cards with high interest into one payment only&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376997">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376997</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376997</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376997. Member loan 2376997 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Starwood hotels and resorts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Torrance, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Starwood hotels and resorts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,209.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377011">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377011</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377011</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377011. Member loan 2377011 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KSBE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KSBE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; With the passing of my parents and finishing up Grad school, I have incurred much credit card debt.  I want to bring that down quickly to get a better hold of my financial situation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,415.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377026">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377026</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377026</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377026. Member loan 2377026 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Entree Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mahwah, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Entree Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,505.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377056. Member loan 2377056 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,187 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rexel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modesto, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rexel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,728.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377057">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377057</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377057</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377057. Member loan 2377057 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES COUNTY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES COUNTY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,913.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377064">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377064</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377064</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377064. Member loan 2377064 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ann Taylor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ann Taylor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Debt consolidation and to lower monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,968.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377102. Member loan 2377102 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VERIZON WIRELESS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goose Creek, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VERIZON WIRELESS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,736.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377108">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377108</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377108</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377108. Member loan 2377108 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Methodist Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INDUSTRY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Methodist Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,927.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377118">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377118</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377118</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377118. Member loan 2377118 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$416,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VISIUM asset management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VISIUM asset management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$975,800.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377128">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377128</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377128</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377128. Member loan 2377128 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southwick, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off higher interest credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,199.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377135. Member loan 2377135 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,312 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kao, Salon US</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST LANSING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kao, Salon US</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,495.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377137. Member loan 2377137 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albertina kerr </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eugene , OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albertina kerr </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I want to pay off my credit cards and make one payment for all my debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,305.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377143. Member loan 2377143 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STAMFORD, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Hello, I wish to consolidate debt that is on my credit card that I occurred over the last 12 months. It came about due to a number of one time items such as medical expenses, moving expenses and a large car repair. I am fully employed at a fortune 500 company for over 12 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,061.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377149">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377149</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377149</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377149. Member loan 2377149 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,322 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nursefinders Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKEWOOD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nursefinders Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,273.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377151">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377151</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377151</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377151. Member loan 2377151 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,789 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tuffy's Pet Food</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hazel Park, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tuffy's Pet Food</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,087.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377175">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377175</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377175</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377175. Member loan 2377175 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">eldon, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Replacing heating &amp; cooling&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,531.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377176">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377176</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377176</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377176. Member loan 2377176 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WSNM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albuquerque, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WSNM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377182">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377182</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377182</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377182. Member loan 2377182 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of Chicago</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of Chicago</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; payoff of some high interest loans and credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$52,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377196">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377196</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377196</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377196. Member loan 2377196 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duncan Aviation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">boca raton, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duncan Aviation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,271.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377197">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377197</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377197</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377197. Member loan 2377197 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apria Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLATHE, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apria Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am applying for a loan to consolidate my current debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377210">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377210</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377210</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377210. Member loan 2377210 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New River Community College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WYTHEVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New River Community College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I want to be out of debt in the next 5-6 years. Savings from this loan will allow me to pay off other debt quicker. I have been at my job for 13 years and it is very stable. I always pay my debt on time and am trying to build a good credit record.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,083.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377212">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377212</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377212</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377212. Member loan 2377212 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Staten island, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Pay off credit cards and have 1 monthly payment&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; Pay off credit cards and have one monthly payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377223">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377223</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377223</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377223. Member loan 2377223 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Johnson controls</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Windsor , MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Johnson controls</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,574.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377225">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377225</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377225</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377225. Member loan 2377225 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fireman's Fund Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">O FALLON, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fireman's Fund Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,861.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377227">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377227</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377227</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377227. Member loan 2377227 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vch management inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">arcadia, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vch management inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Transmission rebuild&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,015.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377232. Member loan 2377232 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DURHAM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,340.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377241">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377241</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377241</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377241. Member loan 2377241 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,595 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk Naval Shipyard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk Naval Shipyard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,948.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377252. Member loan 2377252 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLOTHIAN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,819.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377258">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377258</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377258</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377258. Member loan 2377258 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,557 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alta manor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LINCOLN, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alta manor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,257.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377275">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377275</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377275</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377275. Member loan 2377275 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEVELAND, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,776.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377283. Member loan 2377283 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calypso Technology </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foster City , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calypso Technology </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; After graduating college in May I was debt free with the exception of some living expense credit cards.  This debt consolidation loan will reduce the number of payments I am making per month and reduce my monthly expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,733.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377288">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377288</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377288</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377288. Member loan 2377288 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKVILLE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,946.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377306">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377306</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377306</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377306. Member loan 2377306 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st mark village</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holiday, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st mark village</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,199.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377314. Member loan 2377314 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coach</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cape Coral, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coach</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Would like to pay down higher interest rate credit cards. One payment will also make paying easier.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,770.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377324">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377324</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377324</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377324. Member loan 2377324 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millennium Marking Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LARGO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millennium Marking Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off high interest rate credit card accounts while improving my overall credit position &amp; credit score.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,340.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377330">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377330</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377330</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377330. Member loan 2377330 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toyota Motor Sales</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Irvine, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toyota Motor Sales</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377331">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377331</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377331</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377331. Member loan 2377331 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morris Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fort pierre, SD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morris Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,534.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377361. Member loan 2377361 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHLAKE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidate two auto loans into one lower payment. My combined payments are $764.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,878.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377369">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377369</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377369</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377369. Member loan 2377369 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Copper Basin Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pullman, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Copper Basin Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I have high interest credit card accounts that I want to get paid off within 3 years and the companies will not lower my rate significantly enough to do that on my own.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,082.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377382. Member loan 2377382 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Arizona</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GILBERT, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Arizona</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377384. Member loan 2377384 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST POINT, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,767.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377390">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377390</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377390</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377390. Member loan 2377390 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biosequential Biofuels</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gervais, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biosequential Biofuels</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Thanks for the great opportunity to give back. What a great way to invest ones money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377392">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377392</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377392</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377392. Member loan 2377392 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blue cross animal hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUFFALO, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blue cross animal hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The money is needed to pay off a high interest credit card that I needed to use to help my mom while she was sick.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,639.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377400. Member loan 2377400 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Women and Infants Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hope Valley, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Women and Infants Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My children (8 yr. old girl and 12 yr. old boy) would love to go to Disney World for a family vacation.  We have been looking forward to a family vacation and to visit Great Grandparents for the children, which we all haven't seen for 5 years because we live so far apart. Thank you so much.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,231.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377409. Member loan 2377409 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mont Bleu</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH LAKE TAHOE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mont Bleu</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidate Debt&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; I would like to consolidate my debt, to pay off loan from graduate school&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,912.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377413">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377413</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377413</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377413. Member loan 2377413 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holiday inn</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">williamstown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holiday inn</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,560.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377417">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377417</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377417</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,525</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377417. Member loan 2377417 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tommark Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mason, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tommark Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I would like to refi my credit cards into one payment at a lower interest rate and with a set payoff date.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377418">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377418</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377418</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377418. Member loan 2377418 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prodigy Press</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Palo Alto, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prodigy Press</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am an entrepreneur in the silicon valley looking to consolidate debt that accumulated with my first company that I started in college.  I am looking to pay this off much sooner than 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377444">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377444</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377444</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377444. Member loan 2377444 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sears Holdings Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sears Holdings Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; We would like to consolidate all our misc debts (credit cards and loan) and also buy a third car for our daughter to commute to college.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377449">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377449</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377449</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377449. Member loan 2377449 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEVELAND, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; this loan will be used to consolidate all credit cards debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,528.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377467">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377467</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377467</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377467. Member loan 2377467 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alan dry cleaners</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alan dry cleaners</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Just need that loan to consolidated my deb pay them all off and have only only loan to pay monthly&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; I need that loan to consolidated all my deb and pay them off have only one loan to pay monyhtly&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; I need the loan to consolidated my deb&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377468">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377468</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377468</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377468. Member loan 2377468 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,761 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Queen's Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Queen's Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,066.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377485">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377485</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377485</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377485. Member loan 2377485 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Local One IATSE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washingtonville, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Local One IATSE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan is to pay off two credit cards with high balances and interest rates above 26%.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$108,819.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377522. Member loan 2377522 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">classic eyewear</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north wildwood, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">classic eyewear</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377528">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377528</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377528</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377528. Member loan 2377528 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BANDERA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; to consolidate credit card debt.&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; to pay BANK OF AMERICA, CAPITAL ONE,CITIBANK and DSCOVER&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,596.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377541. Member loan 2377541 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">madison drug</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sadieville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">madison drug</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,534.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377551">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377551</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377551</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377551. Member loan 2377551 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gwinnet County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrenceville, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gwinnet County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; VEHICLE PURCHASE&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,864.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377553">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377553</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377553</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377553. Member loan 2377553 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gridley, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; We would like to consolidate our current bills to lower our monthly payment which will enable us to help our children with their college bills. Thank you so much for your help, we really appreciate it.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,527.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377558">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377558</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377558</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,775</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377558. Member loan 2377558 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stack Metallurgical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stack Metallurgical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377562">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377562</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377562</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377562. Member loan 2377562 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Statsoft</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">arlington, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Statsoft</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$66,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377577. Member loan 2377577 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunrise, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$738.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377580">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377580</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377580</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377580. Member loan 2377580 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONMOUTH JUNCTION, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Pay off debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,593.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377596">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377596</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377596</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377596. Member loan 2377596 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLE ROCK, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I need to consolidate 7 loans. I really want to only worry about one payment and one interest rate. Please help!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,277.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377597. Member loan 2377597 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,443 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US DEpt of labor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINCHESTER, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US DEpt of labor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,564.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377599. Member loan 2377599 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">first transit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">first transit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,865.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377616. Member loan 2377616 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emanuel Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kerman, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emanuel Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,766.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377620">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377620</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377620</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377620. Member loan 2377620 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kimchi Textile</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kimchi Textile</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; The loan will be used to consolidate my debt into one account with a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377632">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377632</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377632</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377632. Member loan 2377632 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VUlcan Materials Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rockville, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VUlcan Materials Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Credit card members credit union loan payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,772.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377636">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377636</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377636</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377636. Member loan 2377636 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VSH</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mukilteo, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VSH</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377642">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377642</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377642</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377642. Member loan 2377642 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Micro Devices</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milpitas, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Micro Devices</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,024.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377649">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377649</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377649</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377649. Member loan 2377649 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stewart Title</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stewart Title</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,569.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377654">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377654</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377654</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377654. Member loan 2377654 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,037 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kalinich Fence Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STRONGSVILLE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kalinich Fence Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; credit card debt payoff/consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,504.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377677. Member loan 2377677 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,160 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Protedyne</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINDSOR LOCKS, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Protedyne</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377680">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377680</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377680</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377680. Member loan 2377680 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNC School of Dentistry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mebane, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNC School of Dentistry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,715.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377682">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377682</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377682</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377682. Member loan 2377682 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Officemax</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roanoke, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Officemax</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan to to pay off the original Lending Club loan of 7k (2 years early), as well as two credit cards that will be paid and Closed.  Thank you in advance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,369.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">100.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377686">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377686</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377686</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377686. Member loan 2377686 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teletracking Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILMERDING, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teletracking Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,389.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377699. Member loan 2377699 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHESAPEAKE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USN</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I will pay off few credit cards and paint the out side of my house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,779.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377703">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377703</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377703</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377703. Member loan 2377703 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,800 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WATERVLIET, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,722.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377705. Member loan 2377705 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rockford, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,658.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377706">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377706</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377706</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377706. Member loan 2377706 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rochester, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off higher interest rate credit card balances than available through Lending Club.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; I plan to pay off credit cards balances with higher intyerest rates.  Lending Club rates are much lower.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,189.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377707. Member loan 2377707 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trinity Episcopal Church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Charles, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trinity Episcopal Church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am an experienced rehabber and landlord and we are trying to purchase another rental.  We have tried to get loan through big banks but red tape in getting small loan that makes sense financially is impossible with them. We have solid credit and experience but this does not matter with Banks.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; this will be used for rental property.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,942.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377719">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377719</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377719</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377719. Member loan 2377719 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Forge, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377735">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377735</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377735</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377735. Member loan 2377735 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,967 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Uni Trade Forwarding</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laredo, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Uni Trade Forwarding</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,151.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377749">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377749</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377749</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377749. Member loan 2377749 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carolina pines regional medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesterfield, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carolina pines regional medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; i want to finish my kitchen&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377750">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377750</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377750</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377750. Member loan 2377750 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Auto Portfolio Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Auto Portfolio Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,078.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377792">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377792</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377792</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377792. Member loan 2377792 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DETROIT, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,876.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377806">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377806</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377806</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377806. Member loan 2377806 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,842 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pulte Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winter Park, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pulte Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan will be used to pay off 3 credit cards with high APR balances and save $300 on my total monthly payment.  Additionally while we have a mortgage payment...we are renting the house with a mortgage because the deal was so good and living rent free in our in laws house (they have 2 houses).&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; Significant portion of reported revolving balance is actually a closed (will not be drawn upon further) home equity line of credit that was used to purchase a home along with the 1st mortgage.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$197,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377831">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377831</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377831</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377831. Member loan 2377831 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles Superior Court</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long Beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles Superior Court</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,480.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377864. Member loan 2377864 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,817 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROLLA, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,982.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377865">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377865</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377865</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377865. Member loan 2377865 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xtreme Consulting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redmond, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xtreme Consulting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Just trying to pay off my credit cards and pay a lower rate&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377878">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377878</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377878</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377878. Member loan 2377878 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Microtek Laboratories</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANAHEIM, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Microtek Laboratories</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Credit card re-finance&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377888">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377888</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377888</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377888. Member loan 2377888 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">W.L. Gore & Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flagstaff, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">W.L. Gore & Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377891. Member loan 2377891 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Lakeland</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakeland, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Lakeland</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; The purpose of the loan is to reduce the interest rate I am being charged on several loans as well as to reduce the amount of time it wll take me to pay the loans off in full.&lt;br&gt;This will allow me to increse my retirement contributon and reduce my tax rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,984.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377907">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377907</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377907</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377907. Member loan 2377907 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baycove Human Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Everett, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baycove Human Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; pay off my credit cards and home improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,713.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377920">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377920</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377920</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377920. Member loan 2377920 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,627 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington State</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Vernon, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington State</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My goal is to consolidate credit card debt, that I have accumalated with much higher interest rates. It would make it much easy for me to consentarte on one payment, than the many I have now.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377926">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377926</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377926</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377926. Member loan 2377926 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Community Bank NA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTFORD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Community Bank NA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,667.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377928">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377928</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377928</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377928. Member loan 2377928 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empowered Careers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOSTER CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empowered Careers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Refinance credit card obligations. i earn a high income and have limited monthly bills of 1200 for rent 500 for my car and and 350 for my student loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,128.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377936">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377936</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377936</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377936. Member loan 2377936 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Oklahoma</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANNFORD, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Oklahoma</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I've always made my payments on time but am trying to get rid of credit card debt that has plagued me since college days, when at a young age &amp; with limited resources I found myself receiving credit cards left &amp; right.  I have already paid off some debt but appreciate consideration of this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,193.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377946">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377946</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377946</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377946. Member loan 2377946 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mclane carolina</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKY MOUNT, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mclane carolina</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; my loan is for debt consolidation pay ff bill and have money to some home repairs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377973">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377973</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377973</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377973. Member loan 2377973 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,808 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas and Electric Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROWNS VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas and Electric Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377984">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377984</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377984</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377984. Member loan 2377984 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">F and P America Mfg. Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Piqua, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">F and P America Mfg. Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Loan is to pay off high interest credit cards and allow me to put tax refund in bank instead of paying loans and staying in same position I am in now. Allowa me to start saving and being financially responsible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,051.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378001">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378001</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378001</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378001. Member loan 2378001 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McDonald's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW HOPE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McDonald's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My loan will be to pay off my credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,582.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378006. Member loan 2378006 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rochester, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Just looking to catch up on some things around the house and get some new equipment for my business. Would also like to be able to take a week off of work.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,150.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378013">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378013</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378013</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378013. Member loan 2378013 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY HOSPITAL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUGUSTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY HOSPITAL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,434.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378014">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378014</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378014</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378014. Member loan 2378014 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hunt construction group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richardson, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hunt construction group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Pay off smaller open accounts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,907.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378027">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378027</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378027</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378027. Member loan 2378027 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA CLARA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,691.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378031">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378031</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378031</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378031. Member loan 2378031 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,887 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shaw Ind</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shaw Ind</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; remodel room in house&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,808.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378044">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378044</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378044</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378044. Member loan 2378044 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comcast</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAYWARD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comcast</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,294.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378048">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378048</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378048</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378048. Member loan 2378048 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,526 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">costco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH WALES, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">costco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378059. Member loan 2378059 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Uhaul</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STRATFORD, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Uhaul</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Credit Card Payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378070">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378070</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378070</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378070. Member loan 2378070 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NW Dental Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONROE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NW Dental Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378072">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378072</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378072</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378072. Member loan 2378072 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Mironov Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MATAWAN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Mironov Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I pay all my bills (review my credit report).  However, before the credit card reform act four years ago of my cards dropped my limit to my balance and raised my interest.  This dropped my credit score over time from 700+ to 600.  I pay my bills and just want to be treated with a fair interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,803.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378094">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378094</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378094</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378094. Member loan 2378094 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT LOUIS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Try to pay off all of higher rate creditcard&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378096">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378096</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378096</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378096. Member loan 2378096 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">napa auto parts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRESNO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">napa auto parts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378124">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378124</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378124</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378124. Member loan 2378124 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Our family is large and we owe a large amount of credit card debt. We would like to pay it off so we could qualify for a mortgage to buy our first home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,936.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378126. Member loan 2378126 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Osmose Utilities Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANT CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Osmose Utilities Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; We had a temporary loss of income, this year was especially difficult to have income lost as our third child arrived as well. We are working on getting to a cash only lifestyle and paying off our cut up cards is the first and probably biggest hurdle we now face.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,567.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378131. Member loan 2378131 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mozilla Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mozilla Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378143. Member loan 2378143 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,192 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Home Loan Mortgage Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Herndon, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Home Loan Mortgage Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$82,554.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378154. Member loan 2378154 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">amarillo, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; to pay off misc debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,234.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378158">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378158</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378158</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378158. Member loan 2378158 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,439 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schaeffler Group USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Danbury, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schaeffler Group USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,232.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378195">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378195</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378195</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378195. Member loan 2378195 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sierra Blanca ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sierra Blanca, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sierra Blanca ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I want to buy my niece and nephew their christmas presents and also want to pay some on a credit card and medical bill&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,756.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378203">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378203</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378203</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378203. Member loan 2378203 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xerox Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairport, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xerox Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I will be using the loan to clear and CLOSE Credit Card Accounts which are currently at over 24 percent rates. This will help me get on track to being free and clear in Five Years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$73,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378252. Member loan 2378252 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tiffany & Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLONIA, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tiffany & Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,066.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378270. Member loan 2378270 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,171 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Restuarant Depot</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Restuarant Depot</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; To consllidate all my credit cards into one managable loan to finally pay off debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,794.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378292">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378292</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378292</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378292. Member loan 2378292 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hudson, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; credit card consolidation loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,615.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378296">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378296</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378296</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378296. Member loan 2378296 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Candy Apple Customs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CEDARTOWN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Candy Apple Customs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378313">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378313</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378313</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378313. Member loan 2378313 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xerox</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ONTARIO, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xerox</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,140.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378323">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378323</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378323</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378323. Member loan 2378323 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; In 2009 I experienced a major income loss and started relying on my credit cards to meet regular household expenses. Although I have recovered my income I have not been able to make any significant reduction on my credit cards debts. This loan will assist me in getting this done.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378328">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378328</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378328</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378328. Member loan 2378328 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shoreline Behavioral Health Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MURRELLS INLET, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shoreline Behavioral Health Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,660.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378330">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378330</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378330</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378330. Member loan 2378330 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dewey public schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dewey, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dewey public schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I just bought a new fixer upper house and am wanting to remodel.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,733.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378336">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378336</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378336</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378336. Member loan 2378336 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,257 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Byham's Insurance Services, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VENANGO, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Byham's Insurance Services, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,332.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378348">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378348</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378348</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378348. Member loan 2378348 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Software Catalysts LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jersey City, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Software Catalysts LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I will use this loan amount for house down payment. I have always paid all my loan / credit card bills on time. I have never defaulted on any payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378356">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378356</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378356</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378356. Member loan 2378356 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Best Doctors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DANVERS, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Best Doctors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Consolidating debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,147.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378364">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378364</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378364</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378364. Member loan 2378364 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA MESA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378367">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378367</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378367</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378367. Member loan 2378367 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,925 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Social Security Administration</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONWAY, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Social Security Administration</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,378.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378369">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378369</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378369</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378369. Member loan 2378369 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORGANTOWN, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Home improvements and to pay credit cards off&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,219.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378381. Member loan 2378381 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS Freight/Honda</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS Freight/Honda</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,130.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378401. Member loan 2378401 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,783 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rumsey Electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lafayette Hill, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rumsey Electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I want to pay off my credit cards with high interest. My highest card rate is 24%. I have been employed by the same company for over 32 years.  I have lived in my home for over 16 years and have no dependents.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378416">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378416</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378416</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378416. Member loan 2378416 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Wireless</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Wireless</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I am in need of money for auto repairs so i can continue to commute to and from work.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,316.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378420">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378420</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378420</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378420. Member loan 2378420 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Partners a tasteful choice co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BONNEY LAKE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Partners a tasteful choice co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,142.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378430">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378430</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378430</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378430. Member loan 2378430 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Terminix</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH CHILI, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Terminix</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,923.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378434">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378434</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378434</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378434. Member loan 2378434 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,124 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Babylon UFSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST BABYLON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Babylon UFSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,615.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378436">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378436</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378436</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378436. Member loan 2378436 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LYNWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378442">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378442</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378442</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378442. Member loan 2378442 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FMCC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARICOPA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FMCC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378443">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378443</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378443</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378443. Member loan 2378443 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,683.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378445. Member loan 2378445 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Judicial District Attorney's Offic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA FE, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Judicial District Attorney's Offic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; The loan is to pay off my credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,199.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378466">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378466</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378466</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378466. Member loan 2378466 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">forest lawn mortuary</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">forest lawn mortuary</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">109</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378481">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378481</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378481</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378481. Member loan 2378481 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Valley Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOTOWA, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Valley Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; We would like to consolidate our credit card debt and cancel those credit cards once paid. Our goal is to be debt free and right now no matter how much we pay the balances stay the same.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,401.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378483">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378483</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378483</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378483. Member loan 2378483 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BuzzMedia</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Torrance, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BuzzMedia</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,285.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378486">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378486</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378486</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378486. Member loan 2378486 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HILTON GARDEN INN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONONGAHELA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HILTON GARDEN INN</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,824.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378491. Member loan 2378491 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lloyd S. Berkett Insurance Agency, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Melissa, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lloyd S. Berkett Insurance Agency, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,713.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378501">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378501</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378501</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378501. Member loan 2378501 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USarmy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbus, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USarmy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,643.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378504">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378504</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378504</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378504. Member loan 2378504 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Petsmart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Petsmart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378506. Member loan 2378506 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Proctor Lane Investments</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEATTLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Proctor Lane Investments</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,558.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378513">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378513</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378513</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378513. Member loan 2378513 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ValueOptions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ValueOptions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; To pay off higher interest credit card issued by Chase Bank.   Currently paying 12.99 percent&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$57,273.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378536">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378536</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378536</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378536. Member loan 2378536 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cardinal Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANDY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cardinal Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,042.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378545">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378545</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378545</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378545. Member loan 2378545 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Datamax</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Datamax</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378548">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378548</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378548</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378548. Member loan 2378548 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">paypal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIR OAKS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">paypal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Pay down high-interest rate credit cards. Citibank at 21%, Wells Fargo at 18.5%&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378559">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378559</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378559</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378559. Member loan 2378559 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pittsfield, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,619.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378567">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378567</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378567</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378567. Member loan 2378567 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Title Mark LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLOGNE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Title Mark LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,221.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378584. Member loan 2378584 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farm Bureau Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANSING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farm Bureau Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,489.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378590">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378590</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378590</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378590. Member loan 2378590 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Eliminate credit card debt that is currently at a higher rate. Currently budgeted to pay $1000/month towards these obligations.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,798.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378599. Member loan 2378599 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village of Put-in-Bay</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PUT IN BAY, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village of Put-in-Bay</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; This loan will replace a higher interest loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378603. Member loan 2378603 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KFC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Falls Church, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KFC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I'm helping my brother in his wedding. There is a good reason why I'm doing this. He always stood by myside when I needed him the most.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,058.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378610. Member loan 2378610 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TWIN TAILS SEAFOOD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TWIN TAILS SEAFOOD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Refinancing my credit cards with high interest rates&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,204.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378611">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378611</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378611</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378611. Member loan 2378611 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Naval Academy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARNOLD, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Naval Academy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; The loan is to refinance an existing personal loan and pay off a credit card debt. The new loan will lower our monthly payments by over $300 and get the debt completely paid off in 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,967.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378622">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378622</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378622</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378622. Member loan 2378622 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institute of the Arts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALENCIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institute of the Arts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; to pay off balances on American Express and Chase credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378624. Member loan 2378624 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Gordon, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Too much high interest credit card debt.  I'm not late on any payments, I'm just tired of the high interest rates.  The loan is to pay off the high interest credit card allowing me to save money on interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,012.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378640">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378640</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378640</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378640. Member loan 2378640 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Smeco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHADY SIDE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Smeco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; To catch up some credit cards, so can get my finacial aspect caught up.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,822.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378653">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378653</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378653</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378653. Member loan 2378653 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,112 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kittatinny Regional High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lafayette, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kittatinny Regional High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I need to get a handle on my debt by consolidating in one lump sum.  This will go a long way into beginning my credit card independence.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,394.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378655. Member loan 2378655 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,702 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of State</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOMERVILLE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of State</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; To pay off AMEX card. Like the idea of the Lending Club. I do not NEED the money, but would like to SAVE on interest. Own a two family home, I like to be aware of ways to be fiscally &quot;smart&quot;.  (Recent pulls due to a car loan for 10k on used car. new is waste of $. Had 10 yr old vehicle I traded in.)&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; Thank you for reviewing.  This is to pay off higher interest AMEX.  I like the idea of the Lending Club.  I am trying to be fiscally &quot;smart&quot; by using a lower interest loan to pay a higher interest card.  Own a two family home, drive older car, I try to be conservative.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,555.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378674">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378674</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378674</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378674. Member loan 2378674 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millworx,LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millworx,LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Over the years the credit card debt slowly went up. I have been deleveraging the balances, but with apr's being so high, 50% of payments go to interest.&lt;br&gt;I always pay on time as agreed and i am NEVER late.&lt;br&gt;&lt;br&gt;I would appreciate a hand with a loan to get a fresh start.&lt;br&gt;&lt;br&gt;Thankyou&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; I'm not sure what i wrote originally, but i just wanted to reiterate that:&lt;br&gt;&lt;br&gt;I do pay my bills as agreed and I am NEVER late.&lt;br&gt;I am honorable and my goal is to pay this debt off with a more reasonable interest rate than i am paying now.&lt;br&gt;I am just asking you to consider helping me to attain this&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; I don't know if it is proper protocol for here, but after seeing today the number of individuals that have given me consideration, i am truly humbled. &lt;br&gt;In this day and age when a bank will not give you a second, it is good to see individuals that are willing to.&lt;br&gt;I thank you very much.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1970</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378716">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378716</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378716</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378716. Member loan 2378716 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,829 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Private Mortgage Banking</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CATHEDRAL CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Private Mortgage Banking</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Funds will be used to pay off/pay down credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,909.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378721. Member loan 2378721 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN RAMON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,421.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378724">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378724</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378724</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378724. Member loan 2378724 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIAN TIAN FOOD SERVICE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kingwood, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIAN TIAN FOOD SERVICE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; for a  weding&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,648.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378730">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378730</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378730</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378730. Member loan 2378730 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,593 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami-Dade County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami-Dade County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,705.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378733">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378733</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378733</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378733. Member loan 2378733 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACN INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concord, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACN INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I have excellent credit and I can afford bigger monthly payments.  I am looking for some cash flow for lower interest rate to buy a foreign property.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,069.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378737">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378737</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378737</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378737. Member loan 2378737 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Industrial Timber & Lumber</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hamden , OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Industrial Timber & Lumber</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; My loan is to pay off some credit cards used for Christmas.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,588.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378738">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378738</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378738</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378738. Member loan 2378738 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rehabilitation Hospital of Fort Wayne</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Wayne, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rehabilitation Hospital of Fort Wayne</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Eliminate credit card debt.  Simplify payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,501.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378761">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378761</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378761</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378761. Member loan 2378761 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">x prize foundation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST HOLLYWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">x prize foundation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,700.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378778">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378778</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378778</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378778. Member loan 2378778 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,344 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L.A. Department of Water and Power</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canoga Park, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L.A. Department of Water and Power</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,712.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378798. Member loan 2378798 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rush Order</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rush Order</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I would like to consolidate my debt so I am only paying one loan and I am also paying off some credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378801. Member loan 2378801 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Methodist Rehabilitation Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dallas, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Methodist Rehabilitation Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,258.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378803">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378803</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378803</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378803. Member loan 2378803 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gordon Finch Homes,  Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPOKANE VALLEY, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gordon Finch Homes,  Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,781.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378814">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378814</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378814</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378814. Member loan 2378814 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,792 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kreber Graphics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">High Point, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kreber Graphics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; We bought our house about 1 year ago, we would like to give it a more contemporary feel to kitchen and baths&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,157.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378822">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378822</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378822</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378822. Member loan 2378822 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,308.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378829. Member loan 2378829 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Dominion Freight</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AURORA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Dominion Freight</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; pay off high inteterest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,473.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378841">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378841</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378841</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378841. Member loan 2378841 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hope</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN BERNARDINO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hope</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,651.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378847. Member loan 2378847 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cambridge, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; to pay of existing debt, with a reasonable rate of interest, having an excellant credit rating will take advantage of my previous retireing of debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1962</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,241.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378862">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378862</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378862</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378862. Member loan 2378862 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mike roche inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOWNEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mike roche inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378868">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378868</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378868</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378868. Member loan 2378868 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Odessa, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan request is to consolidate several accounts into one with a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378880">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378880</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378880</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378880. Member loan 2378880 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walmart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LODI, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walmart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378884">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378884</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378884</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378884. Member loan 2378884 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wal-mart & hmadc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waipahu, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wal-mart & hmadc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Just to clear up my debt n lessen my payment every month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378910">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378910</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378910</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378910. Member loan 2378910 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mesa Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MESA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mesa Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378913">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378913</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378913</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378913. Member loan 2378913 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BankUnited</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEMBROKE PINES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BankUnited</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,471.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378934">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378934</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378934</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378934. Member loan 2378934 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trader Joe's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Barbara, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trader Joe's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,529.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378938">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378938</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378938</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,775</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378938. Member loan 2378938 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bush Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bush Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,822.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378944">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378944</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378944</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378944. Member loan 2378944 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlington , VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,199.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378950">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378950</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378950</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378950. Member loan 2378950 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,968 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego State University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHULA VISTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego State University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; My loan is to consolidate debt and in three years&rsquo; time be free of debt in order to buy a home for me and my family.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,687.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378955. Member loan 2378955 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">health and hospital corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jersey city, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">health and hospital corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; Pay off all credit cards and buy furniture and appliance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378969">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378969</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378969</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378969. Member loan 2378969 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metropcs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redding, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metropcs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I am seeking this loan to get myself out of credit card debt's high interest rates.  I am a college graduate and I work very hard to get ahead in life.  I volunteer in my community in my spare time as a way of giving back.  I hope I can help your investments while you help me wipe out debt!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378970">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378970</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378970</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378970. Member loan 2378970 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">longhorn steakhouse</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">longhorn steakhouse</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; current a college student and having a hard time getting thur Christmas and car breaking down&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$562.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378983">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378983</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378983</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378983. Member loan 2378983 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VF Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANOGA PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VF Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; To relief my debt. I am tired of overpaying hundreds of dollars in interest on multiple credit cards. This loan is the end to that.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,208.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378997">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378997</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378997</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378997. Member loan 2378997 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nordstrom</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Hollywood, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nordstrom</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I would like to pay off my credit cards.&lt;br&gt;&lt;br&gt; Borrower added on 12/08/12 &gt; To pay my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,730.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379002. Member loan 2379002 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GE Technologies Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lewistown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GE Technologies Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,075.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379010. Member loan 2379010 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lender Processing Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tustin, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lender Processing Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I am trying to consolidate my credit card balance so that I can have a fixed payment to pay off my debt.  This will help me save up and improve my credit score.  Thank you for considering my application.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,192.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379013">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379013</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379013</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379013. Member loan 2379013 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pucillo Family Practice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEEDVILLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pucillo Family Practice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; My loan is to consolidate bills.&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; My loan is to pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,080.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379020">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379020</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379020</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379020. Member loan 2379020 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SURPRISE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,680.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379029">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379029</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379029</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379029. Member loan 2379029 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIMI VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,220.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379034. Member loan 2379034 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TGI Fridays Resturant</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TGI Fridays Resturant</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379039">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379039</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379039</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379039. Member loan 2379039 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pc mall</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Pedro, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pc mall</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379048">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379048</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379048</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379048. Member loan 2379048 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stony brook university medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEDFORD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stony brook university medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,825.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379063">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379063</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379063</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379063. Member loan 2379063 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,740 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norristown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; hi, I am looking to pay off a credit card with this loan.  I have been running a balance on one card with a 0% promotional APR for the last year.  It is going up to 20% this month!  thank you for your interest!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,130.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379077. Member loan 2379077 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODSIDE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I have a bsn and   I WANT TO USE MY LOAN TO BUY SOME NEW TIRES TO RESELL.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,843.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379079. Member loan 2379079 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mt Auburn Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARBLEHEAD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mt Auburn Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,381.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379105">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379105</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379105</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379105. Member loan 2379105 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,390 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neyenesch Printer's Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chula Vista, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neyenesch Printer's Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,338.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379108">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379108</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379108</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379108. Member loan 2379108 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sprint</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">olathe, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sprint</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Request loan to finish basement.  Long term homeowner seeking to increase both available living space and value of property.  Reliable individual.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,089.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379118">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379118</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379118</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379118. Member loan 2379118 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">logmein</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">peabody, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">logmein</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; 1st and foremost i want to boost my credit school.I also got a family energency needed.&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; Excuse the&quot;score&quot; miss spelling in first loan description.Wow, and &quot;emergency&quot; spelling.As you and see on my credit report.I make payments ontime.Grade A they say.I'm very greatfull for Lending Club.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,565.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379128">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379128</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379128</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379128. Member loan 2379128 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BARCLAYS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLAINSBORO, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BARCLAYS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,398.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379132. Member loan 2379132 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comcast </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLIAMSTOWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comcast </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379133">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379133</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379133</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379133. Member loan 2379133 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gartner, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT MYERS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gartner, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I built up some credit card debt while in business school. This loan will help me pay off those credit cards, cancel them, and eliminate debt faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,977.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379137. Member loan 2379137 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,016 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parsons Brinkerhof</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLACERVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parsons Brinkerhof</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,454.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379141">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379141</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379141</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379141. Member loan 2379141 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Probably more of a home improvement.  Refrigerator is broken.  I would like to replace appliances and make some updates to my furninshings, etc.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$442.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379147">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379147</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379147</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379147. Member loan 2379147 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lord & Taylor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITE PLAINS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lord & Taylor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,401.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379160">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379160</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379160</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379160. Member loan 2379160 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Material Handling Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pembroke Pines, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Material Handling Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Would like to consolidate all credit cards into one payment with lower interest rate. Looking forward to breathe again. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379162">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379162</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379162</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379162. Member loan 2379162 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CYPRESS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Debt free in three years after this is paid off&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379164">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379164</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379164</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379164. Member loan 2379164 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,758 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Professional Community Management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAGUNA NIGUEL, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Professional Community Management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,482.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379167">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379167</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379167</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379167. Member loan 2379167 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,609 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EMPORIA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Personal Loan for house inprovement, credit card, and emergency money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,142.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379172">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379172</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379172</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379172. Member loan 2379172 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NCR</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIOUX FALLS, SD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NCR</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,540.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379193">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379193</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379193</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379193. Member loan 2379193 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Arvada</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arvada, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Arvada</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,418.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379196">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379196</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379196</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379196. Member loan 2379196 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rio Rancho Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALBUQUERQUE, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rio Rancho Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,136.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379204">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379204</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379204</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379204. Member loan 2379204 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MITSUBISHI INTERNATIONAL FOOD INGREDIENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worthington, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MITSUBISHI INTERNATIONAL FOOD INGREDIENT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan is to pay off debt and make some improvements on my condo. My credit scores are excellent. If approved for this loan, you can be assured I will make my payments each month on time and never fall behind. Thank you.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; This loan is to pay off debt and make some improvements in my condo. My credit scores are EXCELLENT. If approved for this loan, you can be assured that my payments will be made each month on time. Thank you so much.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,222.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379211">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379211</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379211</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379211. Member loan 2379211 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Compton lumber</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Compton lumber</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379212">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379212</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379212</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379212. Member loan 2379212 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,464 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Energy Dispatch LLc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Energy Dispatch LLc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; i pay ball my bills on time i think for me it would be smart to pay for everything in  a one payment form with also less interest i am paying now thank you for consideration&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,364.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379223">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379223</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379223</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379223. Member loan 2379223 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,045 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lee county Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEHIGH ACRES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lee county Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; 2 years ago, I found a private lender to purchase a home. They took $15,000 from me, and still have it. I finally purchased my home and have had to replace water softener, putting up a fence, etc. Losing that $15,000 was hard. I need to pay off those expenses, and this loan will help.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,504.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379248">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379248</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379248</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379248. Member loan 2379248 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Labcorp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Labcorp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,303.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379264">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379264</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379264</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379264. Member loan 2379264 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CPRF of KS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WICHITA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CPRF of KS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; We would like to consolidate our credit cards.  We have had several things at home we had to replace as our home is actually rent to own.  The different cards we used for the repairs of appliances and flooring would help make a consistent payment for the cards.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,026.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379274">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379274</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379274</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379274. Member loan 2379274 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Army National Guard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ellwood City, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Army National Guard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379283. Member loan 2379283 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upper Mohawk Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlington, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upper Mohawk Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; My loan is going to be used to consolidate some credit card debt at a lower monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379286. Member loan 2379286 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,288 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRBANKS, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,167.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379297">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379297</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379297</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379297. Member loan 2379297 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glenarden, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Unsecured Credit Card Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,739.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379307">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379307</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379307</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379307. Member loan 2379307 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,475 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital City Bank Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tallahassee , FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital City Bank Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I'm paying off debt that I accumulated as a naive college student. I'm in the process of starting a Health Coaching business and am thinking about how much I would like to be debt free for the future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,781.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379308">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379308</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379308</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379308. Member loan 2379308 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dayton Independent Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COVINGTON, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dayton Independent Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I am consolidating a second mortgage with a rate of 11.75%! I will also pay off my highest rate credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379309">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379309</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379309</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379309. Member loan 2379309 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">shouppe construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BARTOW, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">shouppe construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379312">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379312</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379312</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379312. Member loan 2379312 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADP, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gilbert, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADP, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,496.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379314. Member loan 2379314 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING HILL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I am working aggressively to consolidate my debt to lower monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,458.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379320">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379320</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379320</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379320. Member loan 2379320 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ups</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANTHEM, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ups</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; i want to take advantage of a lower interest rate to pay toward debt where i am being charged a higher interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,259.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379321">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379321</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379321</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379321. Member loan 2379321 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MD Anderson Cancer Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MD Anderson Cancer Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,352.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379327">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379327</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379327</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379327. Member loan 2379327 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yankee Group, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANDWICH, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yankee Group, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,838.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379341">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379341</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379341</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379341. Member loan 2379341 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,197 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Staples Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POMONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Staples Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Consolidating Credit Cards. Reducing monthly payments. Lowering overall APR.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,259.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379344">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379344</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379344</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379344. Member loan 2379344 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brach Eichler</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoboken, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brach Eichler</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,546.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379353">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379353</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379353</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379353. Member loan 2379353 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">W.L. Gary Company, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MECHANICSVILLE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">W.L. Gary Company, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,914.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379355">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379355</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379355</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379355. Member loan 2379355 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LARGO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; to consolidate my bills&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; to consolidate my bills and get out of debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,039.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379361. Member loan 2379361 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VCE COMPANY, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VCE COMPANY, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,857.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379367">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379367</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379367</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379367. Member loan 2379367 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baltimore Gas & Electric Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABINGDON, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baltimore Gas & Electric Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,395.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379372">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379372</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379372</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379372. Member loan 2379372 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dal-Tile</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ONTARIO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dal-Tile</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Its simple I am trying to pay off all my debt with one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379385">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379385</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379385</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379385. Member loan 2379385 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hartin and Hume, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CITRUS HEIGHTS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hartin and Hume, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,319.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379394">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379394</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379394</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379394. Member loan 2379394 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Connecticut Health Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DANBURY, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Connecticut Health Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,930.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379400. Member loan 2379400 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Texas Eye Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Texas Eye Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,680.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379407">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379407</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379407</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379407. Member loan 2379407 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUNGE MILLING</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAKWOOD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUNGE MILLING</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,614.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379408">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379408</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379408</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379408. Member loan 2379408 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,941 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arrow Electronics, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arrow Electronics, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; My loan is a promise to myself to get out of debt.  It is part of my personal 5 year plan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,133.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379409. Member loan 2379409 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nesco Service Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENDALE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nesco Service Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I plan to use any loan I receive to help cover the cost of my wedding. This is a first time wedding for both me and my fiance and we would like to make it memorable but not extravagant.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,596.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379424">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379424</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379424</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379424. Member loan 2379424 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,633 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oak Harbor Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK HARBOR, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oak Harbor Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I need to consolidate two credit card debts and an unsecured loan at a much higher interest rate. I like knowing that this loan will paid off in three years. Knowing there is a definite end to my debt is a huge relief.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,180.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379442">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379442</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379442</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379442. Member loan 2379442 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,525 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nazareth Area School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Stroudsburg, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nazareth Area School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; This loan will enable us to pay off all of our credit cards, and a home improvement loan. We will then have just one monthly payment, at a lower interest rate, and intend to get rid of credit cards. Thank you for investing in us!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,364.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379449">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379449</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379449</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379449. Member loan 2379449 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Loudoun County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARPERS FERRY, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Loudoun County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379481">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379481</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379481</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379481. Member loan 2379481 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Twin State Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALMYRA, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Twin State Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I want to consolidate higher interest credit cards and reduce my monthly payments to improve monthly cash flow. The additional money will be used to make improvements and repairs to my home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,976.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379503">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379503</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379503</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379503. Member loan 2379503 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,472 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veca Electric Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENT, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veca Electric Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,164.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,844.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379525">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379525</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379525</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379525. Member loan 2379525 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A&R a/s</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Syracuse , NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A&R a/s</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Just happens to be that i need some extra money ! I have a stable job, and great employer, i have excellent Credit History. ! I would like to Thank every one who will help me in this matter !&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,008.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379550">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379550</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379550</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379550. Member loan 2379550 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transportation Communications Union</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAITHERSBURG, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transportation Communications Union</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I have some high interest credit cards I want to pay off and cancel.&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; Thank you for considering my loan.  I have a great job, and earn a very good living.  This loan is important to me in order to consolidate my loans into a fixed rate loan that will put me debt free, except for my mortgage, in five years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379557">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379557</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379557</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379557. Member loan 2379557 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">will human consulting,llc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO DOMINGUEZ, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">will human consulting,llc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; thank you!&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; thank you!&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; I have a High rete credit cards. I want Pay off My credit Payment!&lt;br&gt;This Time IResived Your Letter !  I so happy!&lt;br&gt;&lt;br&gt;Tank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,382.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379564. Member loan 2379564 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R AND S GENERAL CONTRACTORS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CROYDON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R AND S GENERAL CONTRACTORS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$63,500.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379569. Member loan 2379569 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ford Motor Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golden Valley, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ford Motor Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I will be paying off and closing my Chase Credit Card. I will be paying off my USAA Credit Card. Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,811.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379579">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379579</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379579</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379579. Member loan 2379579 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hill Physicians Medical Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUBLIN, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hill Physicians Medical Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; My husband and I were caught in the realestate mess and were forced into selling our home for much less than we paid for it.  While trying to keep our home we incured too much credit card debt.   The intrest rates are very high and we want to pay them off and consolidate our debt into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,189.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379581">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379581</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379581</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379581. Member loan 2379581 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home Depot</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARSON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home Depot</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; To Consolidate my credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,902.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379627">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379627</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379627</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379627. Member loan 2379627 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YMCA of Greater New Orleans</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADISONVILLE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YMCA of Greater New Orleans</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I will use this loan to make improvements to our current home to prepare it for sale and to make preparations for the home we are building on land we own.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379629. Member loan 2379629 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Parciel Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH AMBOY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Parciel Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; pay off high intreset rate credit cards.&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; Pay off high intrest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,659.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379630">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379630</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379630</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379630. Member loan 2379630 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tribocor technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STAFFORD, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tribocor technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; NEED PAYOFF CAR LOAN AND SOME HIGH INTEREST CREDIT CARD&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; I NEED LOAN BECAUSE I WANT TO PAY OFF MY CAR LOAN AND ALSO SOME HIGH INTEREST CREDIT CARD. I WORK HARD FOR MY FAMILY TO PAY HOUSE, CAR, AND SOME DEBT,... SO, THIS LOAN WILL HELP ME EASY TO KEEP TRACK TO PAY GOOD.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,275.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379656">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379656</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379656</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379656. Member loan 2379656 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CGI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIALEAH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CGI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,993.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379662">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379662</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379662</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379662. Member loan 2379662 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">united health care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEARWATER, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">united health care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; this loan is for some bad Credit Card disions I have made and other loans I have received through high interist rates&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,895.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379665">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379665</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379665</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379665. Member loan 2379665 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carnegie Mellon University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carnegie Mellon University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; The loan is for debt consolidation. We recently put a new roof on our rental property, for which we have a long term tenant. We refinanced our own home with cash out, but the home appraisal came in a little below what we were expecting.  We used credit cards to pay off the rest of the roof.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,882.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379677. Member loan 2379677 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ol Dominion Freight Line</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broomfield, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ol Dominion Freight Line</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; My loan is to help keep everything under control and start a new business.  I feel it wise to balance all things with a safe margin for the unexpected.  Thank You for helping.&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; Save the old home stead.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,063.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379679. Member loan 2379679 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,115 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Navy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YUCCA VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Navy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,534.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379697">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379697</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379697</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379697. Member loan 2379697 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arnet Pharmaceutical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Davie, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arnet Pharmaceutical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; The loan will be used to help finish paying off wedding expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,061.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379729">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379729</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379729</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379729. Member loan 2379729 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bever;y's Fabrics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALINAS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bever;y's Fabrics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379733">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379733</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379733</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379733. Member loan 2379733 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,606 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Liberty Lake, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,498.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,775</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379741. Member loan 2379741 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capitol Macintosh</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grand Ledge, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capitol Macintosh</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,553.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379747">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379747</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379747</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379747. Member loan 2379747 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Personalized home care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Personalized home care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379759. Member loan 2379759 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TriHealth</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TriHealth</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; I am tired of being in debt and I feel the only way to get out is to consolidate my credit cards and then cut them up.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,838.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379762">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379762</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379762</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379762. Member loan 2379762 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">goodyear tire and rubber</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOPEKA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">goodyear tire and rubber</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379765">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379765</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379765</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379765. Member loan 2379765 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georg Fischer Signet LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO CUCAMONGA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georg Fischer Signet LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,769.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379797">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379797</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379797</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379797. Member loan 2379797 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Commonwealth of PA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRISBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Commonwealth of PA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379819">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379819</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379819</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379819. Member loan 2379819 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thunder Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLACENTIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thunder Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,899.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379845">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379845</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379845</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379845. Member loan 2379845 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Full Sail University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINTER PARK, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Full Sail University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I want to pay off credit cards that I having been paying on for years and yet the balance never seems to go down. I like how this loan is done in 36 months.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,089.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379858">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379858</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379858</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379858. Member loan 2379858 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CareFirst BlueCross and BlueShield</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Odenton, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CareFirst BlueCross and BlueShield</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I'm currently working to pay off my credit card debt. I've been making very steady payments (automatically scheduled through my bank), and am looking for a way to consolidate the amount owed with a lower and consistent interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$62,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379876">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379876</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379876</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379876. Member loan 2379876 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richard. K. Hunter</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENSBORO, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richard. K. Hunter</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Pay off $1700 income tax which I currently pay at &amp;200 per month. Balance will go in the savings.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; Pay off $1700 income tax, which currently pay $200 per month. Balance will go in the bank&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,088.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379903">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379903</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379903</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379903. Member loan 2379903 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Linn County Road Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHEDD, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Linn County Road Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; My mother passed away and had no money for funeral expenses so I am having to pay for her funeral.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,500.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379924">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379924</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379924</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379924. Member loan 2379924 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WideOrbit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILTON MANORS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WideOrbit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,353.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379935. Member loan 2379935 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newfield, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379939. Member loan 2379939 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diamond Energy Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILROY, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diamond Energy Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; In order to refinance our house to a low fixed rate we had to put four old vehicles into a high rate loan and full coverage insurance to boot.  getting rid of this loan would save lots of money to put towards the other highest rate loan that I took when the need was urgent.  Ready to done with debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,747.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379943">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379943</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379943</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379943. Member loan 2379943 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Internal Revenue Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dedham, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Internal Revenue Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Have several high interest credit card balances and would like to consolidate into one payment at a lower rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379950">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379950</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379950</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379950. Member loan 2379950 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yude Confucianism and Tao Association </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yude Confucianism and Tao Association </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,014.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379953">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379953</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379953</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379953. Member loan 2379953 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Travalliance Media</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLASSBORO, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Travalliance Media</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379954">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379954</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379954</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379954. Member loan 2379954 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SASA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stafford, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SASA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379955. Member loan 2379955 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">elmira , NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,630.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379960">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379960</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379960</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379960. Member loan 2379960 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cmi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hancock, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cmi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Debt consolidation.  Taxes, fees and general life expenses has made difficult or struggle to say the least. This loan greatly help to recover or at least make life easier to breath in these tough times.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,838.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379968">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379968</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379968</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379968. Member loan 2379968 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,628 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Composite Motors/Composite Modules</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKSVILLE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Composite Motors/Composite Modules</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,422.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379969">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379969</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379969</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379969. Member loan 2379969 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,659 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Weatherford International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORMAN, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Weatherford International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,503.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379994. Member loan 2379994 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; PAY OFF MY CREDIT CARDS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,315.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380006. Member loan 2380006 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PNC Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GERMANTOWN, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PNC Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; The purpose of the loan is to consolidate some of my higer interest credit cards to one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,369.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380009">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380009</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380009</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380009. Member loan 2380009 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alllegiant networks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVERSIDE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alllegiant networks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,605.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380015">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380015</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380015</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380015. Member loan 2380015 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,192 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hertz Equipment Rental</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kentwood , LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hertz Equipment Rental</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I would like to pay everything off and have one monthly note, to get the high interest gone. Thanks very much&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,723.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380034. Member loan 2380034 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stamford, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; purchase Army truck me and my son can put in shows together.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380037">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380037</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380037</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380037. Member loan 2380037 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farmers Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT WAYNE, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farmers Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; TO consolidate discover, and both capital one accounts.&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; To consolidate discover and both capital one accounts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,108.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380038">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380038</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380038</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380038. Member loan 2380038 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cal Fire/Riverside County Fire Dept</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NUEVO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cal Fire/Riverside County Fire Dept</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380040">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380040</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380040</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380040. Member loan 2380040 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kortech Consulting, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodbury, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kortech Consulting, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan will enable me to pay off some high-interest rate credit card debt that I have accumulated during and after college. I have three cards with APRs between 18%-24% that I will pay off. By eliminating the cc debt and paying off this loan, I will be able to start securing my financial future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,110.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380052">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380052</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380052</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380052. Member loan 2380052 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORKTOWN HEIGHTS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,695.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380059. Member loan 2380059 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">the EastBurn</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">the EastBurn</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; trying to payoff a credit card a small loan from a friend to get ahead&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,074.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380061. Member loan 2380061 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,584 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comed</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lisle, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comed</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am looking to consolidate some other debt with a lower interest rate loan for efficient payoff with the best savings.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,208.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380082">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380082</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380082</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380082. Member loan 2380082 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cali Kutz Barbershop</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madera, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cali Kutz Barbershop</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380084">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380084</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
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<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380084</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380084. Member loan 2380084 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Republic Mortgage Home Loans</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHLAKE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Republic Mortgage Home Loans</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Wedding expenses for oldest son.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,310.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380089">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380089</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380089</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380089. Member loan 2380089 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coca cola USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arleta, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coca cola USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,751.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380101">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380101</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380101</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380101. Member loan 2380101 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Silicon Valley Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dublin, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Silicon Valley Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; New job/contract in Santa Clara requires relocation at least temporarily.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; New contract/job in Santa Clara requires relocation at least temporarily.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,786.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380120">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380120</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380120</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380120. Member loan 2380120 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JP Morgan Chase Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JP Morgan Chase Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,023.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380124">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380124</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380124</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380124. Member loan 2380124 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bayshore Medical Cetner</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEAGUE CITY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bayshore Medical Cetner</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; To faciliate quicker scheduled payment of a credit card bill and combine accounts to one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380134">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380134</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380134</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380134. Member loan 2380134 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,726 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miller Children's Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CYPRESS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miller Children's Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Consolidate debt to one payment and make it easier to pay off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380138">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380138</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380138</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380138. Member loan 2380138 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PASO ROBLES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I applied for this loan to consolidate debt at a better interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,370.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380140">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380140</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380140</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380140. Member loan 2380140 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Judge Group/ModSpace</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORRISTOWN, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Judge Group/ModSpace</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am good in paying my bills the way they are, but i always look for money saving/rate cut ways to save money.  So I am refinancing a personal loan that currently has a high interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,942.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380161">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380161</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380161</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380161. Member loan 2380161 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,915 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richmond, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Started a new company and had to run up my credit cards to get the business going. I want to consolidate the debt and make one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,425.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380166">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380166</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380166</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380166. Member loan 2380166 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Andino transportation </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">manchester, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Andino transportation </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; To pay off some personal bills and credit bebt . I just want to have a solid one payment a month for everything i owe&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,415.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380167">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380167</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380167</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380167. Member loan 2380167 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">comcast cable</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los banos, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">comcast cable</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380168">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380168</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380168</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380168. Member loan 2380168 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hill College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEBURNE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hill College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I would like to replace the wood on my home's exterior with insulated vinyl siding to help reduce energy costs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,734.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380170">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380170</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380170</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380170. Member loan 2380170 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HealthcareSource</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">N Chelmsford, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HealthcareSource</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,900.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380177">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380177</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380177</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380177. Member loan 2380177 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,922 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Circus-Circus Las Vegas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Circus-Circus Las Vegas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I recdeived a letter from the IRS stating I owe $4,613.74 in back taxes on my 2009 return. I also want to pay off two vehicles financed through Volkswagen Credit &amp; CHASE Bank. This would free me of auto payments totalling $703.00 eaach month.  Also to pay off high balances on my credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380203">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380203</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380203</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380203. Member loan 2380203 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida Caribbean Distillers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKELAND, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida Caribbean Distillers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380206">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380206</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380206</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380206. Member loan 2380206 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jackalope Ranch Restaurant</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indio, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jackalope Ranch Restaurant</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Credit card consolidation to reduce monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380209">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380209</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380209</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380209. Member loan 2380209 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,994 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STEPHENS ELECTRIC CO.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bremerton, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STEPHENS ELECTRIC CO.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I need to pay off back taxes. All of my accounts are current and in good standing and I am able and committed to making all my payment obligations on or before their due date.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,400.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380211">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380211</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380211</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380211. Member loan 2380211 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ferndale, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380212">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380212</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380212</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380212. Member loan 2380212 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,400 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boeing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENT, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boeing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Consolidate several loans into one manageable account.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,209.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380215">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380215</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380215</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380215. Member loan 2380215 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATA distribution services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FARWELL, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATA distribution services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I need to consolidate my debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,824.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380218">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380218</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380218</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380218. Member loan 2380218 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fair Lawn, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; My loan is to pay off a unexpected debt.&lt;br&gt;&lt;br&gt;  Borrower added on 12/10/12 &gt; To make a lump sum payment, therefore lowering the over all cost that I pay off and thus saving money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,246.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380229">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380229</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380229</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380229. Member loan 2380229 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACADEMY MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHANDLER, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACADEMY MORTGAGE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; We are financing a pool and landscape package for our new home!  A pool and completed backyard will add appeal and value to our house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,771.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380246">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380246</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380246</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380246. Member loan 2380246 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Springfield, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,181.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380259">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380259</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380259</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380259. Member loan 2380259 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arizona State University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">APACHE JUNCTION, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arizona State University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; Debt Consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; personal debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,355.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380265">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380265</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380265</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380265. Member loan 2380265 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us airways</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REVERE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us airways</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; this loan is to pay off credit cards with very high interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380275">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380275</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380275</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380275. Member loan 2380275 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,018 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">War Memorial Hospital </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RUDYARD, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">War Memorial Hospital </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,773.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380286. Member loan 2380286 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Whole Foods Market</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clayville, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Whole Foods Market</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I would like to consolidate 2 credit card balances which I have been carrying for a while, and pay them off while saving on interest. This will also  free up some income for living expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">805-809</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$77,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380297">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380297</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380297</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380297. Member loan 2380297 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mattie's Touch of Class</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATESBORO, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mattie's Touch of Class</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; My loan is to pay off a few high interest revolving credit cards that could take me up to 10 yrs. to pay off. This loan will really help me to get out of debt and become more finacally stable. Recently have learned how important it is to manage credit card spending more wisely.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,363.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380300">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380300</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380300</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380300. Member loan 2380300 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Smith Roberts Baldischwiler</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Choctaw, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Smith Roberts Baldischwiler</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I have 3 credit cards and 2 hospital bills I would like to consolidate into one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,566.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380305">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380305</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380305</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380305. Member loan 2380305 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyc department of sanitation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyc department of sanitation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,807.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380316">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380316</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380316</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380316. Member loan 2380316 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,096 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">buckskin mining</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GILLETTE, WY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">buckskin mining</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; debt consoladation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380321">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380321</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380321</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380321. Member loan 2380321 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J. F. Fontaine and Assoc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tyler, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J. F. Fontaine and Assoc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,553.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380324">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380324</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380324</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380324. Member loan 2380324 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,644 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vaughan Nelson Investment Management, LP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEARLAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vaughan Nelson Investment Management, LP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I was laid off from my job of 10 yrs back in 2005.  Until I found employment, we unfortunately ran up credit card debt.  Several of our credit cards jacked our rate to over 25% and we have not been able to catch up.  This loan will pay off these high interest cards at a lower rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380329">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380329</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380329</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380329. Member loan 2380329 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marina Del Rey, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Consolidate credit card debt to a fixed rate and manageable payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$218,087.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380335">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380335</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380335</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380335. Member loan 2380335 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">clark summit state hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">factoryville, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">clark summit state hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,033.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">104</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380344">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380344</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380344</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380344. Member loan 2380344 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALT POINT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,071.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380346. Member loan 2380346 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Occidential Petroleum Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COMPTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Occidential Petroleum Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Consolidate Bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,180.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380351">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380351</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380351</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380351. Member loan 2380351 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veterans Affairs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Temple, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veterans Affairs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,615.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380353">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380353</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380353</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380353. Member loan 2380353 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McDonald Patrick Poston Hemphi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENWOOD, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McDonald Patrick Poston Hemphi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,466.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380360. Member loan 2380360 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NBS,LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NBS,LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,054.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380375">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380375</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380375</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380375. Member loan 2380375 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Digitas </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scituate, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Digitas </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am tired of paying high fees to credit card companies. I've had a loan from Lending Club before and it really works well for me. This will help finish my plan of being free of high rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,195.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380384. Member loan 2380384 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of san jose, police dept</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILPITAS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of san jose, police dept</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; clear out some high interest card debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380388">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380388</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380388</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380388. Member loan 2380388 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUEYTOWN, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,440.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380390">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380390</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380390</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380390. Member loan 2380390 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,467 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">leslie L Abrigo, APC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHULA VISTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">leslie L Abrigo, APC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; pay credit cards&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; credit cards payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380418">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380418</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380418</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380418. Member loan 2380418 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILLIPS 66 COMPANY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BENICIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILLIPS 66 COMPANY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380445. Member loan 2380445 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sauder Woodworking </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Archbold, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sauder Woodworking </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,142.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380464">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380464</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380464</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380464. Member loan 2380464 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAterloo, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Christmas presents&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,297.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380467">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380467</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380467</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380467. Member loan 2380467 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NSEC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NSEC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,139.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380476">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380476</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380476</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380476. Member loan 2380476 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">la county</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">long beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">la county</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380483">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380483</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380483</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380483. Member loan 2380483 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,909 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida International University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida International University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">835-839</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,635.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380493">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380493</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380493</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380493. Member loan 2380493 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Halliburton Energy Svc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Halliburton Energy Svc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan to complete a home for my family.  We have been saving each year to advance on this home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,001.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380494">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380494</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380494</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380494. Member loan 2380494 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Piedmont Mountainside Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELLIJAY, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Piedmont Mountainside Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,303.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380516">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380516</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380516</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380516. Member loan 2380516 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yayoe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">la, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yayoe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; i need to pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380519">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380519</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380519</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380519. Member loan 2380519 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,383 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgetown University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgetown University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,598.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380520">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380520</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380520</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380520. Member loan 2380520 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAGAN, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; credit card refinance&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,607.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380529">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380529</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380529</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380529. Member loan 2380529 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,792 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Albrook School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morristown, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Albrook School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,926.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380532">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380532</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380532</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380532. Member loan 2380532 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fisherville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Want to payoff three credit cards so I can start paying my house off and live debt free.  I'm tired of being held hostage by credit card company with rising rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,231.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380534">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380534</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380534</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380534. Member loan 2380534 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">all island paving</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n massapequa, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">all island paving</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I will be using this loan to consolidate some credit card debt and to possibly fund a new business idea.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380536">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380536</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380536</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380536. Member loan 2380536 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rain Bird Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rain Bird Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am looking to reduce my interest rates on several revolving accounts. I have been employed at the same company for nearly 15 years. I appreciate your interest in my loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$63,526.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380549">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380549</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380549</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380549. Member loan 2380549 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Onslow County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SWANSBORO, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Onslow County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,254.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380554">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380554</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380554</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380554. Member loan 2380554 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Take-Two Interactive Software, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flushing, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Take-Two Interactive Software, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; consolidate debt and to pay off debt faster&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380563">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380563</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380563</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380563. Member loan 2380563 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Procter & Gamble</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cape girardeau, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Procter & Gamble</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">815-819</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380570. Member loan 2380570 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">winn dixie</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOMESTEAD, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">winn dixie</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; credit refinancing&lt;br&gt;&lt;br&gt;  Borrower added on 12/11/12 &gt; im making the minum payment and the amount is not going down.I cant see how im going to  get done . it has been about two years .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,172.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380579">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380579</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380579</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380579. Member loan 2380579 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sharpsburg, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,020.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380587">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380587</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380587</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380587. Member loan 2380587 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Managed Solution</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Managed Solution</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I will be using this loan to pay off ALL outstanding debts and only be making one debt payment a month at a much lower interest rate that my other debt accounts with a smaller monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380599. Member loan 2380599 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US NAVY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US NAVY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,314.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380602">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380602</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380602</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380602. Member loan 2380602 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOLDEN, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,425.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380633">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380633</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380633</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380633. Member loan 2380633 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,688 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aqua Management, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aqua Management, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; We are looking to consolidate several high interest credit cards that, as a result of the downturn in the economy, we fell behind on a few years ago. While we have since been able to remain current, we can't seem to get ahead with the rates above 22%.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,125.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380643">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380643</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380643</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380643. Member loan 2380643 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAMTRAMCK, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,273.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380644">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380644</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380644</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380644. Member loan 2380644 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bombard Electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bombard Electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan is for debt consolidation.  It will make my credit score go up due to the zero balance that will be reflected on all my other credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380649">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380649</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380649</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380649. Member loan 2380649 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rio vista, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,534.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<P>&nbsp;</P>
<A name="2380652">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380652</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380652</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380652. Member loan 2380652 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,628 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesis Medical Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wexford, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesis Medical Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380656">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380656</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380656</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380656. Member loan 2380656 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,193 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nangle Engineering</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENSINGTON, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nangle Engineering</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am a  professional with a stable job, but made some dumb credit card choices when younger! &lt;br&gt;I have changed my spending habits, but just need to get out from the never ending cycle of debt from credit card balances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,184.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380657">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380657</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380657</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380657. Member loan 2380657 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sandvik</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CRYSTAL LAKE, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sandvik</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am trying to go debt free, so I would like to consolidate all of my debt into one single payment. This would include freedom from education loans, a car payment, a credit card, &amp; another personal loan. The loan would keep me organized and help me on my way to eliminating all of my debt. Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,033.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380661">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380661</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380661</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380661. Member loan 2380661 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Student</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Buffalo, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Student</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,813.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380664">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380664</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380664</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380664. Member loan 2380664 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cliffs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ISHPEMING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cliffs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,354.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380666. Member loan 2380666 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kohl's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLAYTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kohl's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This would combine all mine &amp; my husbands credit debt.  This would give us a total lower payment but make it also easier to pay off.  All accounts will be closed to not be reopened except for the Kohl's charge.  I work for Kohl's we receive alot of extra discounts through the that charge.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,074.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380670. Member loan 2380670 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego Padres</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego Padres</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,138.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380693">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380693</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380693</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380693. Member loan 2380693 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vadis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tacoma, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vadis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I lost my job suddenly after moving across the company for a promotion. I utilized most of my savings and credit while searching for a new job. Now that I am in a new position, I am looking to consolidate my debt so I can get back to solid ground, complete my PhD and buy a home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,999.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380694">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380694</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380694</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380694. Member loan 2380694 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Torito Restaurant</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANAHEIM, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Torito Restaurant</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,219.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380695">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380695</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380695</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380695. Member loan 2380695 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,640 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cameco Technologies LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inver Grove Heights, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cameco Technologies LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,805.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380698">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380698</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380698</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380698. Member loan 2380698 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DA Davidson</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DA Davidson</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,622.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380700">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380700</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380700</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380700. Member loan 2380700 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AndersonBrecon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINNEBAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AndersonBrecon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,646.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380708. Member loan 2380708 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,851 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPLAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I want to pay off my credit cards sooner and with a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1965</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,280.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380718. Member loan 2380718 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tarrant County College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Desoto, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tarrant County College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Now that I have a have a higher paying job, I can make large payments on credit cards that have high interest rates, after their special rate expired. By paying on one account instead of 7 -9 accounts will be so much easier to manage and I can pay it off sooner! Thank you for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,953.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380722">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380722</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380722</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380722. Member loan 2380722 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,749 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prime Lending </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MURRIETA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prime Lending </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I'm looking to get structure and one payment so I can payoff my debt in a timely manner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380728">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380728</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380728</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380728. Member loan 2380728 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GARLAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; To pay off credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380758">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380758</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380758</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380758. Member loan 2380758 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Centegra Health System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elkhorn , WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Centegra Health System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Purchased our home in 2004 &amp; renovated using credit cards since we weren't able to get a home equity loan at that time (just purchased at the height of the market). When the market declined we couldn't sell &amp; our debt has been with us for years. We're ready to take control &amp; move on with our lives!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$69,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380759. Member loan 2380759 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charlotte, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380777. Member loan 2380777 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,154 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Merge Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BARSTOW, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Merge Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Loan is to consolidate payments on numerous open credit card and consumer accounts.  I have an outstanding payment history and excellent credit other than a number of high balances.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380782. Member loan 2380782 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,738 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Controls LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Painesville, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Controls LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,052.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380785">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380785</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380785</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380785. Member loan 2380785 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">westport resources</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">westport resources</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Looking to refinance some credit card debt and throw the credit cards away.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$99,066.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380791. Member loan 2380791 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gentiva Health Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gentiva Health Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,108.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380799">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380799</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380799</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380799. Member loan 2380799 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,354 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">crj diamond auto group llc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELMHURST, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">crj diamond auto group llc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; paying high interest rates on credit cards. i want to get rid of these cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,864.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380803">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380803</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380803</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380803. Member loan 2380803 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBEW Local 150</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLEASANT PRAIRIE, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBEW Local 150</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; To simply consolidate credit cards to get out of debt faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,707.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380805">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380805</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380805</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380805. Member loan 2380805 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anderson floors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRENTWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anderson floors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,317.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380815">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380815</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380815</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380815. Member loan 2380815 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">K2 Soulitions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARTHAGE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">K2 Soulitions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; we are using this loan to consolidate our current debts excluding mortgage. Paying off all the small cards and loans with variable interest rates and overall higher monthly payments combined, will lighten the burden on our bank and allow us a cushion to put into savings.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380872">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380872</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380872</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380872. Member loan 2380872 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lane Community College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lane Community College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I want to pay off my credit cards and a high interest loan for 5800.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; to pay off my high balance credit cards and a high interest loan of 5800.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380894">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380894</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380894</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380894. Member loan 2380894 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joseph Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sequim, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joseph Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Consolidation of debts at a lower interest rate&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">805-809</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$382.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380920">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380920</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380920</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380920. Member loan 2380920 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gold Country Health Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOMERSET, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gold Country Health Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,601.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380927">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380927</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380927</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380927. Member loan 2380927 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,193 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College of Southern Maryland</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Springfield, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College of Southern Maryland</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,479.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380931">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380931</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380931</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380931. Member loan 2380931 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Kamehameha Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kailua, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Kamehameha Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Consolidate credit card debt on high interest credit cards. Simplify payments to one biller.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,242.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">104.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380934">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380934</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380934</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380934. Member loan 2380934 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,983 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Nogales, Arizona</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nogales, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Nogales, Arizona</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I want to pay off my high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,905.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380937">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380937</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380937</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380937. Member loan 2380937 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINNETKA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; funding pre-construction soft costs of 18 units gut rehab project - multifamily apartment building&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,472.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380951">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380951</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380951</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380951. Member loan 2380951 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">creed monarch</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">plainville, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">creed monarch</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380961">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380961</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380961</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380961. Member loan 2380961 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Transit Authority</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Transit Authority</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I have 2 kids in college and this loan is to help out with some of the unexpected expenses we needed to cover plus a few household expenses due to Sandy.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,697.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380993. Member loan 2380993 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380997">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380997</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380997</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380997. Member loan 2380997 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Santa Anna</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ANNA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Santa Anna</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,601.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381007">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381007</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381007</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381007. Member loan 2381007 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Home improvement&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; To improve and enhance the kichen area by expanding for additional space and cabinets.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,291.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381020">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381020</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381020</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381020. Member loan 2381020 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,364.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381054">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381054</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381054</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381054. Member loan 2381054 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,842 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert Half International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert Half International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am focused on eliminating my credit card debt. I have two cards with rates as high as 29%.  During the down turn of the economy, I called to negotiate, but was not successful.  I feel I have dedicated the last 2 years to lowering my debt, but realized with the high rates, it will take longer.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,291.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381071">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381071</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381071</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381071. Member loan 2381071 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marvin Engineering Company, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marvin Engineering Company, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Consolidate my debts to reduce my cost of credit and to be able to get out of debt sooner so I can start saving more for retirement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,060.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381074">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381074</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381074</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381074. Member loan 2381074 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRESHAM, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; After graduating college I unfortunately became a victim to a debt consolidation scam. They were supposed to pay my bills while I paid them. They did not make those payments. I have worked the last 5 years to get my credit back. This situation has caused so many credit problems for me. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,724.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381078. Member loan 2381078 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cfna</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEVELAND, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cfna</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; bill consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,536.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381081. Member loan 2381081 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tenet Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tenet Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,987.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381085">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381085</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381085</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381085. Member loan 2381085 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Walt Disney Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Walt Disney Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I want to consolidate outstanding debt, improve my credit standing, and reduce my monthly outgoing payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,756.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381088. Member loan 2381088 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sun Valley, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,041.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381102. Member loan 2381102 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pride Institute</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Benicia, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pride Institute</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; This loan represents a fresh start for credit containment.  My goal is to be debt free within three years and this fits the plan by lowering interest and limiting the cash-flow bleed by paying multiple credit cards.&lt;br&gt;I've learned from my past and am headed toward a brighter future.&lt;br&gt;With gratitude -&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; This loan represents a fresh start by allowing me to consolidate debt and the multiple payments I'm currently making.  The lower interest and the consolidated debt increases personal cash flow, as well.&lt;br&gt;Thanks for the opportunity.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,060.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381105">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381105</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381105</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381105. Member loan 2381105 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eldorado</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Reno, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eldorado</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">148</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">148</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381109">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381109</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381109</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381109. Member loan 2381109 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">faultline brewing company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAMPBELL, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">faultline brewing company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I really want to pay off my high intrest credit cards...and the ease of one payment will be a great convenience&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,097.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381111">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381111</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381111</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381111. Member loan 2381111 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Dept. of corrections</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN BERNARDINO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Dept. of corrections</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,018.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381123">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381123</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381123</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381123. Member loan 2381123 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State Compensation Insurance Fund</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CASTRO VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State Compensation Insurance Fund</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; We rented a house in Castro Valley last year that the owner advertised as a long term lease. Our plan was to lease for 3 to 5 years and save for a down payment. 3 wks ago found out owner is moving to Germany and will sell. We love the house and want to buy, but don't have all the down payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,334.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381148">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381148</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381148</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381148. Member loan 2381148 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exterran Energy Solution LP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exterran Energy Solution LP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">820-824</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$106.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381154. Member loan 2381154 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harold Zeigler Auto Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kalamazoo, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harold Zeigler Auto Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,642.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381161">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381161</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381161</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381161. Member loan 2381161 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sisters of Mercy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Charles, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sisters of Mercy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381164">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381164</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381164</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381164. Member loan 2381164 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Copley hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bakersfield, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Copley hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,080.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381177">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381177</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381177</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381177. Member loan 2381177 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BBandT Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brandywine, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BBandT Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,557.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381194">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381194</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381194</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381194. Member loan 2381194 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comerica Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVERVIEW, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comerica Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; To get all my Debt consolidated&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,283.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381195">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381195</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381195</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381195. Member loan 2381195 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Satin Fine Foods Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highland Mills, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Satin Fine Foods Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I was downsized in 2007 after 27 years.It's been difficult finding a job, due to the economy. I though in 2011 I found a perm job at Dendreon but was laid off after 3 months later. out of work 6 months I finally have a good job but I have been using up my credit cards, now it's time to pay them off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381199">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381199</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381199</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381199. Member loan 2381199 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Omni Hotels Management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Omni Hotels Management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,178.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381206">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381206</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381206</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381206. Member loan 2381206 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">security operation system</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">irvington, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">security operation system</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,461.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381221">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381221</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381221</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381221. Member loan 2381221 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Master Security, LLC </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upper Marlboro , MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Master Security, LLC </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Auto Repair&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,139.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381227">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381227</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381227</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381227. Member loan 2381227 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Cruz, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I make all payments on time or ahead of time. my regular monthly bills are $760.+ food gas which varies. I plan to use money for Holiday's and a possible trip and a small personal debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$930.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381238">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381238</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381238</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381238. Member loan 2381238 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shop Rite, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MENOMONEE FALLS, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shop Rite, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I'm seeking a loan to consolidate my debt.  I fully believe in taking care of my financial obligations, and I think this is the best way for me personally to do that.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,499.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381244">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381244</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381244</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381244. Member loan 2381244 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyc dept of design & construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyc dept of design & construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381247">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381247</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381247</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381247. Member loan 2381247 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREMONT, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,562.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381250">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381250</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381250</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381250. Member loan 2381250 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waynesboro, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; To consolidate debts and to help my father into a better living situation.&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; Need to consolidate loans and have oil leak fixed on my car&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; To consolidate debts and to help my father into a better living situation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$521.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381270. Member loan 2381270 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,458 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biaggis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biaggis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,820.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381278">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381278</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381278</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381278. Member loan 2381278 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEDIATRICS PLUS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH HAVEN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEDIATRICS PLUS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; In the past 3 years, I have unfortunately accrued debt while obtaining my master's degree and paying for my wedding. This loan would greatly help to consolidate all my debt effectively and look forward to a more stable and debt free future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,236.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381281">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381281</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381281</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381281. Member loan 2381281 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUREFIRE LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PICO RIVERA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUREFIRE LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; THANKS FOR THIS OPORTUNITY, I,M SO HAPPY FOR THIS APPROVAL, THIS LOAN WILL FINALY GIVE ME SOME RELEIF,IT WILL ALSO GIVE A CHANCE TO SAVE MONEY AND GIVE ME A NEW START WITH MY FAMILY THIS CHRISTMAS AND NEW YEAR.iN THE FUTURE I PLAN TO REMAIN DEBT FREE THANKS TO SERVICES LIKE YOURS.MERRY CHRISTMAS....&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381285. Member loan 2381285 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sandbox Industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sandbox Industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Debt Consolidation.  I will be consolidating my current lending club loan into this loan as well.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,125.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381290">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381290</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381290</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381290. Member loan 2381290 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">King and Spalding LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">King and Spalding LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan will be used to pay off credit card debt that I incurred mostly during school.  Now that I am employed I would like to pay off the debt and make one manageable payment each month instead of never making a dent in the balance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,064.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381291">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381291</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381291</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381291. Member loan 2381291 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nevada Cement Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FALLON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nevada Cement Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381293">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381293</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381293</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381293. Member loan 2381293 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Internal Revenue Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Internal Revenue Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; debt and medical&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,443.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381304">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381304</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381304</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381304. Member loan 2381304 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Garden City</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Garden City, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Garden City</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,315.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381308">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381308</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381308</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381308. Member loan 2381308 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$497.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381319">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381319</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381319</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381319. Member loan 2381319 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Coast Guard </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kodiak, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Coast Guard </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,724.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381321">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381321</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381321</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381321. Member loan 2381321 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,879.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381322">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381322</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381322</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381322. Member loan 2381322 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Infiniti Diving Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VERDI, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Infiniti Diving Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,453.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381327">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381327</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381327</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381327. Member loan 2381327 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SanMar</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SanMar</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Pay off debts, many thanks.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,476.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381337">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381337</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381337</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381337. Member loan 2381337 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">allenhurst, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,777.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381340">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381340</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381340</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381340. Member loan 2381340 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH RIDGEVILLE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I have 6 credit cards, that total $230 per month in Minium payments. I have about $700 remaining on my Student loan balance, and that minium payment is $125 per month. As u can see this loan would be a great benefit to me! I haven't missed or had a late payment on any of these in over 3yrs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,200.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381342">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381342</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381342</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381342. Member loan 2381342 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">belmay</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOWNSHEND, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">belmay</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am gainfully employed in a stable industry, and current on my monthly payments. A Consolodation into 1 lower monthly payment than I am currently affording by combining all monthly minimums to swiftly eliminate debt, to reduce the years and interest paid over time on existing personal and cc debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,448.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381348">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381348</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381348</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381348. Member loan 2381348 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California State Employment Development </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California State Employment Development </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,397.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381352. Member loan 2381352 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NBC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NBC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,332.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381378">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381378</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381378</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381378. Member loan 2381378 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DELTONA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,479.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381386">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381386</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381386</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381386. Member loan 2381386 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Takeda Pharmaceuticals North America Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAUKEGAN, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Takeda Pharmaceuticals North America Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,573.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381397">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381397</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381397</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381397. Member loan 2381397 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Motors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLYMOUTH, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Motors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan is to consolidate my credit card debt into one payment with one rate to make it easier to manage from month to month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,141.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381399">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381399</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381399</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381399. Member loan 2381399 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">T-Mobile</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">N Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">T-Mobile</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; To consolidate credit cards and other loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,607.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381416">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381416</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381416</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381416. Member loan 2381416 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Georgia Regional Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Statesboro, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Georgia Regional Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I would like to consolidate my higher interest credit cards into one convenient lower rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,282.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381435">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381435</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381435</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381435. Member loan 2381435 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCHENECTADY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,603.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381436">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381436</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381436</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381436. Member loan 2381436 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sullivan and cogliano training center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sullivan and cogliano training center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,862.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381440">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381440</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381440</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381440. Member loan 2381440 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,486 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Providence Life Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westmont, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Providence Life Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I would like to finish basement in my house.&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; I would like to finish basement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,669.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381451">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381451</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381451</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381451. Member loan 2381451 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rockville, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">795-799</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,006.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381461">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381461</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381461</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381461. Member loan 2381461 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cisco Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cisco Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Debt consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,108.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">100.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381467">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381467</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381467</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381467. Member loan 2381467 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bangor Township Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Essexville, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bangor Township Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,987.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381484. Member loan 2381484 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JACKSON, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; When our local hospital eliminated management positions, I found myself in the perfect situation to start a bridal business-a long time dream after working in nursing for over 25 years.Initial inventory was funded on my personal credit cards, which I plan to pay off with the proceeds from this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,866.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381486">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381486</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381486</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381486. Member loan 2381486 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kalitta Air</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PAUL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kalitta Air</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Consolidation of debt, planning to submit extra payments when extra income is available.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,261.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381501">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381501</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381501</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381501. Member loan 2381501 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAYETTEVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,385.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381505. Member loan 2381505 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Collins Museum of Art</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Loveland, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Collins Museum of Art</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,941.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381506. Member loan 2381506 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,798.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381514">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381514</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381514</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381514. Member loan 2381514 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ING Employee Benefits</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newman, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ING Employee Benefits</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$91,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381521">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381521</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381521</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381521. Member loan 2381521 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgia Health Sciences University </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EVANS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgia Health Sciences University </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,924.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381522. Member loan 2381522 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home Depot</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tucson, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home Depot</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; With your help in Dept. Consolidation. I am looking forward to paying my loan back within three years. And you have my promise to make all payments on time. Thank you ahead of time for all your help in making this possible....&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,517.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381528">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381528</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381528</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381528. Member loan 2381528 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">acoustigreen</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Watertown, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">acoustigreen</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381531">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381531</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381531</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381531. Member loan 2381531 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesis Health Care Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ZANESVILLE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesis Health Care Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; consolidate loans to have lower monthly payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381538">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381538</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381538</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381538. Member loan 2381538 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thornton, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Business loan to help my company grow to a million dollar business.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,728.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381539">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381539</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381539</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381539. Member loan 2381539 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEHACHAPI, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1968</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381540">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381540</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381540</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381540. Member loan 2381540 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jcp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jcp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,279.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381548">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381548</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381548</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381548. Member loan 2381548 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southern California Gas Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLETA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southern California Gas Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,412.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381551">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381551</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381551</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381551. Member loan 2381551 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PETALUMA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am tired of paying such high interest rates for some credit cards I have. It seems i can't get out from under them, and i will be destroying them at payoff. I budget at least $1000.00 each month for them, and this loan would be extremely beneficial as this can be a very slow time of the year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,904.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381552. Member loan 2381552 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,268 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockton insurance Brokers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockton insurance Brokers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; consolidate credit card..thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,679.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381554">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381554</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381554</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381554. Member loan 2381554 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">honolulu, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,387.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381559">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381559</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381559</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381559. Member loan 2381559 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAGUNA WOODS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I wanted to pay-off all my existing loans considering that the rates is very high.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,217.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381566">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381566</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381566</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381566. Member loan 2381566 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,222 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bright Horizons</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Weare, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bright Horizons</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$66,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381569. Member loan 2381569 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beauregard Parish Sheriff's Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DeRidder, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beauregard Parish Sheriff's Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; To purchase a Daniel Defense rifle from their officer direct program to use at my place of employment. Its a fine rifle and a good opportunity for officers to purchase such fine quality products.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381572">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381572</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381572</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381572. Member loan 2381572 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,121.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381592">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381592</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381592</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381592. Member loan 2381592 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANAAN, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I have a bunch of little bills that I would like to consolidate and would like to do it with having one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,183.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381628. Member loan 2381628 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">the coke cola company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">the coke cola company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">805-809</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,757.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381629. Member loan 2381629 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pechanga </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINCHESTER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pechanga </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,523.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381631. Member loan 2381631 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Federal Postal Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLINTON, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Federal Postal Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; My loan is for consolidation of bills and remodeling of our home.&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; Debt consolidation and remodeling.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,328.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381637">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381637</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381637</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381637. Member loan 2381637 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fretz Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fretz Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,193.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381639">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381639</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381639</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381639. Member loan 2381639 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MacAulay Brown Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beavercreek, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MacAulay Brown Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Looking to consolidate remaining Student Credit debt from Undergraduate and Continuing Education. Loan is for ease of payment, instead of paying several accounts each month. Was placed on Credit before my GI Bill Status was opened after leaving USAF Active Duty Status in 2009.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,512.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381644">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381644</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381644</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381644. Member loan 2381644 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Helen Ficalora Jewelry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Helen Ficalora Jewelry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I want to get a head start at paying off my credit card bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,345.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381690">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381690</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381690</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381690. Member loan 2381690 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,220 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">G4S Secure Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Culpeper, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">G4S Secure Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I was unable to find a job for almost two years and had to use credit cards to make ends meet and now I have a job and want to pay them off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,454.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381695">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381695</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381695</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381695. Member loan 2381695 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McKee, Marburger, & Fagnant</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANDER, WY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McKee, Marburger, & Fagnant</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am intending to pay off high rate credit cards and hopefully have zero debt aside from student loans in 3 years or less. Please help me fund this dream of mine.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,980.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381696. Member loan 2381696 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pennzoil Quaker State dba SOPUS Products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pennzoil Quaker State dba SOPUS Products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381697">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381697</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381697</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381697. Member loan 2381697 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Breakers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WELLINGTON, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Breakers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I need to consolidate my high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,082.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381703">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381703</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381703</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381703. Member loan 2381703 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,950 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Windstream</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midland, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Windstream</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,468.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381722">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381722</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381722</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381722. Member loan 2381722 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of glendale</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glendale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of glendale</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,846.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381725">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381725</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381725</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381725. Member loan 2381725 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Texas Regional Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LYTLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Texas Regional Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; loan consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381728">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381728</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381728</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381728. Member loan 2381728 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Galaxy Glass inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOPEKA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Galaxy Glass inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Trying to consolidate some of my credit cards to open a small engine and tool repair business.  The only one in town went out of business and my friend and I would like to re-open one under a new name..Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,071.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381729">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381729</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381729</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381729. Member loan 2381729 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alpha Coatings Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fostoria, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alpha Coatings Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$334.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,071.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381736. Member loan 2381736 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Military</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAYETTEVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Military</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,776.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381757">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381757</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381757</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381757. Member loan 2381757 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOUGLASVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; to pay off several or as many credit cards as I can with the loan proceeds.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,922.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381775">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381775</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381775</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381775. Member loan 2381775 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EBAC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLOVIS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EBAC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384563">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384563</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384563</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384563. Member loan 2384563 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,625 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominos</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TULARE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominos</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,913.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384574. Member loan 2384574 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Securematics, inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Securematics, inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I want to obtain this load because wanting to consolidate all my credit card bills under one bill&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,657.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384606">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384606</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384606</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384606. Member loan 2384606 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Superior flooring center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PONCHATOULA, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Superior flooring center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; consolidate credit cards to one fixed payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,261.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384633">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384633</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384633</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384633. Member loan 2384633 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pasternack, Tilker, Ziegler, et al, LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKVILLE CENTRE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pasternack, Tilker, Ziegler, et al, LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Payoff credit cards, home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,756.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384634">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384634</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384634</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384634. Member loan 2384634 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HSBC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINEOLA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HSBC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384666. Member loan 2384666 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH WEYMOUTH, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384690">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384690</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384690</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384690. Member loan 2384690 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st.petresburg general hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PETERSBURG, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st.petresburg general hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; bill payer loan.high interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,506.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384703">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384703</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384703</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384703. Member loan 2384703 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Netscout Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA QUINTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Netscout Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; Pay of existing credit card debt to Bank of America, First Card Visa, Discover Card, AT&amp;T Universal Card and Chase Visa.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,329.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384704">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384704</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384704</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384704. Member loan 2384704 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MURRIETA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; to pay off credit cards and house repair&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; to pay off credit cards and home improvements.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,914.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384710">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384710</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384710</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384710. Member loan 2384710 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,620 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McLane Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McLane Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; pay off some medical bills, also pay off a car loan at a higher interest rate&lt;br&gt;&lt;br&gt; Borrower added on 12/09/12 &gt; This loan is not for creditcard refinancing. I dont have much credit card debt at all. maybe $2000. this loan is to pay off a secured loan of $13000 with an interest rate of 16.9%, and 2 medical bills in the amounts of $1500 &amp; $7200. interest rates on financing these medical procedures is 18.9%&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,121.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384715">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384715</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384715</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384715. Member loan 2384715 was requested on December 9, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Assurant</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Assurant</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/09/12 &gt; CREDIT CARD PAYMENT&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,582.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384756. Member loan 2384756 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rr donnelley corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VERONA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rr donnelley corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/08/12 &gt; I am tired of being on a merry go round with the credit card companies.I realized that &quot;its my debt and i am responsible for the repayment of the credit that extended to me &quot; I just wanted a light at the end of me tunnel. 36 payments  is a walk in the park for a credit card bill consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,237.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384782. Member loan 2384782 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAILUKU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; personal&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,699.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384783">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384783</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384783</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384783. Member loan 2384783 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">local 12 roofers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW HAVEN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">local 12 roofers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384795">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384795</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384795</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384795. Member loan 2384795 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BILLERICA, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,662.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384805">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384805</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384805</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384805. Member loan 2384805 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TranSystems Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INDEPENDENCE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TranSystems Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Approximately 1 year ago I had a highefficency furnace /AC installed.  The installing Co. used GECRB to get me a loan.  If I payoff the loan within one year, I pay no interest.  The interest rate if not payed by 12/23/2012 is 26.99%.  A 6.62% rate sounds a lot better.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,562.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384828">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384828</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384828</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384828. Member loan 2384828 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quest Diagnostics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quest Diagnostics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,771.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394564. Member loan 2394564 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Massachusetts General Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEDFORD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Massachusetts General Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To avoid high interest and pay off credit cards as soon as possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,111.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394581">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394581</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394581</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394581. Member loan 2394581 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Care Chiropractic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOUISVILLE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Care Chiropractic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; As a working mother of 2 my children come first and I have done what I can for them and my credit cards have been used to the max and I want need to get out from under that to make things easier for me and my family.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,452.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394598">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394598</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394598</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394598. Member loan 2394598 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHESTER, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,322.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394599. Member loan 2394599 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TATA Consultancy Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TATA Consultancy Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; consolidating credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,246.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394602">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394602</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394602</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394602. Member loan 2394602 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burgin Engineering, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IRMO, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burgin Engineering, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; For Buisness related expenses&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,898.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394603. Member loan 2394603 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madden's on Gull Lake</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRAINERD, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madden's on Gull Lake</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,300.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394632">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394632</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394632</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394632. Member loan 2394632 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tony's I-75</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTISVILLE, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tony's I-75</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,798.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394679. Member loan 2394679 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMFS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLEN ALLEN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMFS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan will be used to pay off high interest rate credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2404564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2404564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2404564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2404564. Member loan 2404564 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOCUST GROVE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,857.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2404591">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2404591</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2404591</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2404591. Member loan 2404591 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOARDMAN, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; Consolidate credit card&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; With this loan is a door out of debt from a major credit card. and the oportunity to make a single payment monthly. And second  the chance to increase my credit scored onces I get this loan pay off.&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; Main thing it's a door to freedom of debt. To payoff a major credit card.  and the opportunity to increase my credit scored witch I hope to acomplish this,  with the opportunity.  that I'm about to received.  And with this loan I'm sure that I will manage it rigth. after this i will recomend&lt;br&gt;&lt;br&gt; Borrower added on 12/10/12 &gt; A door to debt freedom and the chance to increse my credit scored.  and with the opportunity to do a flexible monthly payment that work for my needs. i deffinitly will recomend it to friends and whoever that might need a help because we all need a help a soluttion to our needs. thanks to lendigclub.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,799.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2404623">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2404623</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2404623</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2404623. Member loan 2404623 was requested on December 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Global Sleep technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Global Sleep technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/10/12 &gt; I am requesting this loan to pay my high interset credit cards and  to bring my payments into one Bill.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,430.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2081783">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2081783</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2081783</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2081783. Member loan 2081783 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hamilton City Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hamilton, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hamilton City Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,955.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094352. Member loan 2094352 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOVER, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2124585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2124585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2124585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2124585. Member loan 2124585 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUWANEE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Paying off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,083.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144581">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144581</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144581</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144581. Member loan 2144581 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST BRUNSWICK, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; i would like to pay off all my credit cards and just have one bill for them.and be debit free from all them cards. and in three years have no bill.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,956.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144716">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144716</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144716</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144716. Member loan 2144716 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">heritage paint</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PASADENA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">heritage paint</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; My loan is for paying off creditors and for  over paying interest on credit cards, limit my spending to only the things I really need and not just buying just cause I've got the credit available to me,&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217460">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217460</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217460</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217460. Member loan 2217460 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exelon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Romeoville , IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exelon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,544.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298552. Member loan 2298552 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freudenberg-Nok</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMDALE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freudenberg-Nok</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,628.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307013">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307013</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307013</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307013. Member loan 2307013 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Douglas County School System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOUGLASVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Douglas County School System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,350.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311649">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311649</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311649</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311649. Member loan 2311649 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pittsburg, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311709">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311709</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311709</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311709. Member loan 2311709 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UC Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UC Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; pay off high amounts on credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,450.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2324618">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2324618</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2324618</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2324618. Member loan 2324618 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hirsch Pipe & Supply</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAMARILLO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hirsch Pipe & Supply</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,825.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2354585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2354585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2354585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2354585. Member loan 2354585 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOBBS FERRY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366425">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366425</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366425</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366425. Member loan 2366425 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RR Donnelley</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANCASTER, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RR Donnelley</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,806.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368028">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368028</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368028</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368028. Member loan 2368028 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Petsmart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS BANOS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Petsmart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I will be using the loan to consolidate several high interest credit cards in to 1 lower monthly payment.  &lt;br&gt;Thank You&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,732.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368044">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368044</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368044</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368044. Member loan 2368044 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANADIAN, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368883. Member loan 2368883 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bericap</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GARDEN GROVE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bericap</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,110.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370406">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370406</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370406</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370406. Member loan 2370406 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acuity Systems, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Rafael, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acuity Systems, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,047.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370565. Member loan 2370565 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Penmac</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GENTRY, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Penmac</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I just want to consolidate a few credit cards into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,886.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2370711">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2370711</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2370711</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2370711. Member loan 2370711 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellingham School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLINGHAM, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellingham School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,611.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371009">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371009</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371009</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371009. Member loan 2371009 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volt</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Queensbury, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volt</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,081.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">103</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371115">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371115</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371115</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371115. Member loan 2371115 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,010 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA VERNE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,946.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371528">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371528</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371528</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371528. Member loan 2371528 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon Wireless</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"> Canton, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon Wireless</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371593">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371593</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371593</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371593. Member loan 2371593 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southeast Georgia Health System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brunswick, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southeast Georgia Health System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,235.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371783">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371783</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371783</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371783. Member loan 2371783 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,020.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371844. Member loan 2371844 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altacare of Montana</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEER LODGE, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altacare of Montana</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,568.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371862">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371862</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371862</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371862. Member loan 2371862 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boehringer Ingelheim</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBUS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boehringer Ingelheim</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,779.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371887">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371887</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371887</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371887. Member loan 2371887 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henry M. Jackson Foundation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beavercreek, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henry M. Jackson Foundation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,718.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371894">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371894</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371894</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371894. Member loan 2371894 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,800 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Vincent Ferrer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wellington , FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Vincent Ferrer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,693.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371896">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371896</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371896</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371896. Member loan 2371896 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALIC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALIC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; For various reasons I have accumulated credit card debt that I would like to eliminate in the next five years. This loan will help me do so, so I can be free of the burden. Please note that I've always paid my debts on time, in full, have never missed, or been late on a payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,912.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371909">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371909</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371909</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371909. Member loan 2371909 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chevrolet of Watsonville</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALHAMBRA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chevrolet of Watsonville</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,743.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371911">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371911</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371911</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371911. Member loan 2371911 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concrete Construction Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">La Mirada, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concrete Construction Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; My fiance and I are looking to pay for our wedding expenses and a trip to the dentist!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$590.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371918">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371918</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371918</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371918. Member loan 2371918 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAIN D AVIGNON</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson heights, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAIN D AVIGNON</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371931">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371931</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371931</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371931. Member loan 2371931 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Positioning & Digital Modeling</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Positioning & Digital Modeling</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,682.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371934">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371934</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371934</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371934. Member loan 2371934 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUNNS AUTOS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUSCALOOSA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUNNS AUTOS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; PAY OFF DENTAL DEBT THAT I BORROWED FOR PLUS PAY OFF SOME CREDIT CARDS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,115.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371941">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371941</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371941</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371941. Member loan 2371941 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Melissa Victorino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Melissa Victorino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371944">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371944</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371944</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371944. Member loan 2371944 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jpmorgan chase</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLACKLICK, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jpmorgan chase</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,129.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371949">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371949</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371949</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371949. Member loan 2371949 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT LEE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371956">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371956</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371956</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371956. Member loan 2371956 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LILBURN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,816.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371963. Member loan 2371963 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">suffolk county</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SMITHTOWN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">suffolk county</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,474.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371977">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371977</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371977</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371977. Member loan 2371977 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YUMA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2371979">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2371979</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2371979</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2371979. Member loan 2371979 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mosser</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mosser</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,699.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372001">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372001</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372001</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372001. Member loan 2372001 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U. S. Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kapolei, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U. S. Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This is a loan to consolidate my debt into one payment.  I have the funds to pay my bills but need a few more dollars freed up for day to day expenses.  Any help would  be appreciated.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,008.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372008">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372008</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372008</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372008. Member loan 2372008 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of Health and Human Servic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOCA RATON, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of Health and Human Servic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372011">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372011</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372011</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372011. Member loan 2372011 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tremco inc./wti</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TACOMA, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tremco inc./wti</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; to consolidate all my bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,976.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372015">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372015</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372015</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372015. Member loan 2372015 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modus Design, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milwaukee, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modus Design, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I have been doing very well paying off a loan with automatic monthly payments. It unfortunately has a Massive interest rate. I would love to continue down this path, but with Lending Club!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,885.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372036">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372036</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372036</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372036. Member loan 2372036 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hinesville, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372039">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372039</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372039</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372039. Member loan 2372039 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Heights</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLIFTON PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Heights</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,375.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372041. Member loan 2372041 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOMFIELD, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,841.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372046">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372046</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372046</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,525</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372046. Member loan 2372046 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MELROSE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan is to pay off higher interest credit cards at a lower rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,530.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372051">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372051</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372051</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372051. Member loan 2372051 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NBWAPM, INC-Exceptional Day Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jacksonville, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NBWAPM, INC-Exceptional Day Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,951.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372053">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372053</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372053</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372053. Member loan 2372053 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNION SPRINGS, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,999.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372061. Member loan 2372061 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YELM, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,062.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372074">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372074</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372074</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372074. Member loan 2372074 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372075">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372075</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372075</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372075. Member loan 2372075 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Hughes</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Hughes</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372077. Member loan 2372077 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">roadlink</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holbrook, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">roadlink</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,146.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372081. Member loan 2372081 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Recom Cable Company LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLALLA, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Recom Cable Company LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,733.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372085">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372085</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372085</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372085. Member loan 2372085 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL DON F.L.C.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALEXICO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL DON F.L.C.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,073.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372088. Member loan 2372088 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bauer's </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bauer's </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,185.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,265.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372101">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372101</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372101</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372101. Member loan 2372101 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sauthern california plastics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sauthern california plastics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I need the loan to pay hight interest and my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,796.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372113">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372113</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372113</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372113. Member loan 2372113 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Tire Distributors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bloomington, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Tire Distributors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,589.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372123">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372123</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372123</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372123. Member loan 2372123 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,450 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,733.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372124">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372124</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372124</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372124. Member loan 2372124 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Baytown</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAYTOWN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Baytown</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,334.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372129. Member loan 2372129 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of San Francisco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GROVELAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of San Francisco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; pay off all my bills &amp; have only one bill to pay, along with getting rid of my high intrest rate&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,274.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372132. Member loan 2372132 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Clara county</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILPITAS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Clara county</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I want to pay off higher apr credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,479.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372146">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372146</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372146</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372146. Member loan 2372146 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,028 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Val verde unified school district</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVERSIDE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Val verde unified school district</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I need to pay off my credit cards. I had to help pay for my father''s funeral and other items.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372162">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372162</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372162</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372162. Member loan 2372162 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cintas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Milford, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cintas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,288.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372166">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372166</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372166</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372166. Member loan 2372166 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBC Wealth Management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMHERST, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBC Wealth Management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Greetings, I am using the proceeds from this loan to consolidate higher interest rate debt towards one monthly payment. I have a secure current income and a credit history supporting my consistent ability to make timely payments. Additionally I may apply some of these funds towards my HELOC and refi&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$152,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">101.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2372193">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2372193</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2372193</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2372193. Member loan 2372193 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRAPEVINE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,687.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374891. Member loan 2374891 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parker Energy Support Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOBBS, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parker Energy Support Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,172.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375608">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375608</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375608</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375608. Member loan 2375608 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bare Escentuals</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bare Escentuals</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Hello, this loan is to consolidate credit cards, make necessary car repairs and take a small family vacation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,734.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378025. Member loan 2378025 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yale New Haven Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north haven, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yale New Haven Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; To consolidate credit card debt into one monthly payment with a 36 month term, and cancel several cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378569. Member loan 2378569 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">regency on whidbey</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK HARBOR, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">regency on whidbey</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I need to pay some of my credit cards so I dont need to pay a lot of APR..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,769.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379152">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379152</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379152</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379152. Member loan 2379152 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LACEY, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2379514">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2379514</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2379514</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2379514. Member loan 2379514 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Patriot Converting, INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANDOVER, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Patriot Converting, INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I have 3 credit cards with high interest and a small loan through Citi that are all over 18% that I want to get lower rates on to pay off quickly.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,358.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2380691">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2380691</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2380691</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2380691. Member loan 2380691 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debbie"s Stafiing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINSTON SALEM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debbie"s Stafiing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,378.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381446">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381446</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381446</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381446. Member loan 2381446 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QVC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QVC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381447">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381447</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381447</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381447. Member loan 2381447 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emergency Physicians Insurance Co, RRG</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CITRUS HEIGHTS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emergency Physicians Insurance Co, RRG</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,026.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381672">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381672</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381672</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381672. Member loan 2381672 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; home fix&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,267.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381818">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381818</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381818</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381818. Member loan 2381818 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pier 1 imports</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANSFIELD, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pier 1 imports</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,350.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381840">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381840</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381840</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381840. Member loan 2381840 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,670 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sierra nevada corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">englewood, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sierra nevada corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381847. Member loan 2381847 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prineville, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I currently have 5 credit cards charging between 20-30% interest and I would like to pay them off and get out of debt.  Three years is a reasonable time to right this situation.  My goal is to be debt free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,222.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381855">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381855</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381855</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381855. Member loan 2381855 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bimbo bakeries USA </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALDWINSVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bimbo bakeries USA </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,302.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381868">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381868</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381868</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381868. Member loan 2381868 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Humble, Texas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Humble, Texas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; pay off debts... credit cards, car repairs,&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,661.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381870. Member loan 2381870 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381876">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381876</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381876</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381876. Member loan 2381876 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT COLLINS, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I would like to combine all my high-interest debt into a single monthly payment, allowing me to eliminate debt entirely.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,129.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381883. Member loan 2381883 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MT Savage Specialty Refractories Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHAMPTON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MT Savage Specialty Refractories Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,953.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381896">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381896</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381896</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381896. Member loan 2381896 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH PADRE ISLAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,970.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381920">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381920</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381920</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381920. Member loan 2381920 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ashley Furniture</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLESTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ashley Furniture</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,712.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381929">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381929</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381929</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381929. Member loan 2381929 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,467 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USA Hauling and Recycle</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINSTED, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USA Hauling and Recycle</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; To purchase a Pellet fired Stove for our Homestead, to reduce the Electric heat cost that we pay on a monthly basis.  Estimated Savings during heat season would be approximately $1200. annually&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,388.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381934">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381934</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381934</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381934. Member loan 2381934 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walgreens</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Streamwood, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walgreens</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Finishing up home improvement &lt;br&gt;&amp; Consolidating Debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381937">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381937</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381937</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381937. Member loan 2381937 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,467 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CSD & Co., P.C.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRAND JUNCTION, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CSD & Co., P.C.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,127.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381943">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381943</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381943</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381943. Member loan 2381943 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Topeka public schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOPEKA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Topeka public schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,050.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381964">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381964</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381964</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381964. Member loan 2381964 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walt Disney World</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLERMONT, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walt Disney World</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,455.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381973">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381973</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381973</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381973. Member loan 2381973 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEAR SPRING, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,823.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381980">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381980</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381980</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381980. Member loan 2381980 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MSSB</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROYAL OAK, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MSSB</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,070.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381982">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381982</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381982</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381982. Member loan 2381982 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nestle</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THOMASVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nestle</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,430.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381986">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381986</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381986</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381986. Member loan 2381986 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hospice of the Sacred Heart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADISON TOWNSHIP, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hospice of the Sacred Heart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,401.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2381993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2381993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2381993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2381993. Member loan 2381993 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exelon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exelon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382001">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382001</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382001</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382001. Member loan 2382001 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tucson, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; The loan that I am requesting is for some debt consolidation. Right now I am just eager to pay off all of these accounts and am paying over 600 a month to do so. Having a monthly payment right over 200 dollars a month will allow me to put 400 dollars extra in my savings each month and will help me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,465.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382003">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382003</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382003</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382003. Member loan 2382003 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Singer Equipment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOHNTON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Singer Equipment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382033">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382033</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382033</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382033. Member loan 2382033 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Home Mortgage</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PAUL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Home Mortgage</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I am looking to pay-down high interest credit card debt that was acquired as part of recent life events. Thanks!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382039">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382039</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382039</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382039. Member loan 2382039 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STANFORD UNIV. HOSPITAL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSEVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STANFORD UNIV. HOSPITAL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; DEBT CONSOLIDATION FOR LOW MONTHLY PAYMENTS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,843.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382057">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382057</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382057</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382057. Member loan 2382057 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; a porition is for a high interest credit card and the remainder is for medical expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382058">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382058</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382058</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382058. Member loan 2382058 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; I used my credit cards to renovate a rental property.  The property is finished and rented.  Now I'm just refinancing the debt to pay it down faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,970.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382075">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382075</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382075</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382075. Member loan 2382075 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. EPA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHAPEL HILL, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. EPA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,401.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382076">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382076</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382076</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382076. Member loan 2382076 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Implify Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newark, DE</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Implify Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382079. Member loan 2382079 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goldman, Sachs & Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walpole, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goldman, Sachs & Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; This loan is used to consolidate debt from two credit cards and one existing loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382082">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382082</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382082</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382082. Member loan 2382082 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$62,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GEORGETOWN, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,144.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382086. Member loan 2382086 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">union city traffic division</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">union city, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">union city traffic division</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,304.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382131. Member loan 2382131 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FitzGerald & Sons Plumbing Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Senoia, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FitzGerald & Sons Plumbing Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$658.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382132. Member loan 2382132 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER PUBLIC SCHOOLS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER PUBLIC SCHOOLS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,914.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382144">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382144</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382144</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382144. Member loan 2382144 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United incentives</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United incentives</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; Debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; Debt consolidation and med bills kids&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; Consolidation and med bills kids&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$83,025.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382151">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382151</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382151</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382151. Member loan 2382151 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hilliard, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,227.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2382175">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2382175</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2382175</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2382175. Member loan 2382175 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Free Fones and More, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Niles, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Free Fones and More, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,237.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384867. Member loan 2384867 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">first quality</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAZLETON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">first quality</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2404584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2404584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2404584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2404584. Member loan 2404584 was requested on December 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">O FALLON, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/11/12 &gt; To pay off my truck and do alittle remodeling&lt;br&gt;&lt;br&gt; Borrower added on 12/11/12 &gt; I would like to pay off my truck and do a little remodeling.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: center"
align=center><FONT style="FONT-SIZE: 9pt">Posting Report Supplement No.
481 dated December 11, 2012</FONT></P></DIV></BODY>
</HTML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
